Simmons First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Simmons First National Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Simmons First National Bank 501 Main Pine Bluff, AR 71601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,265 |
| Total Mortgage Loan Application Amount | $960,185,000 |
| Average Mortgage Loan Application Amount | $122,666 |
| Highest Mortgage Loan Application Amount | $7,500,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $1,781,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Simmons First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Simmons First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Simmons First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Simmons First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Simmons First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Simmons First National Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pulaski County Arkansas | 636 | $ 139,188,000 | $ 218,000 | $ 110,000 |
| Craighead County Arkansas | 420 | $ 67,594,000 | $ 160,000 | $ 83,000 |
| Saline County Arkansas | 317 | $ 47,843,000 | $ 150,000 | $ 67,000 |
| Benton County Arkansas | 282 | $ 54,362,000 | $ 192,000 | $ 93,000 |
| Greene County Missouri | 255 | $ 33,485,000 | $ 131,000 | $ 68,000 |
| Garland County Arkansas | 246 | $ 38,582,000 | $ 156,000 | $ 106,000 |
| Weakley County Tennessee | 207 | $ 17,592,000 | $ 84,000 | $ 64,000 |
| White County Arkansas | 186 | $ 25,480,000 | $ 136,000 | $ 75,000 |
| Jefferson County Arkansas | 170 | $ 16,794,000 | $ 98,000 | $ 71,000 |
| Washington County Arkansas | 162 | $ 26,280,000 | $ 162,000 | $ 80,000 |
| Madison County Tennessee | 155 | $ 24,638,000 | $ 158,000 | $ 80,000 |
| Davidson County Tennessee | 154 | $ 31,711,000 | $ 205,000 | $ 87,000 |
| Gibson County Tennessee | 146 | $ 16,698,000 | $ 114,000 | $ 67,000 |
| Faulkner County Arkansas | 145 | $ 21,806,000 | $ 150,000 | $ 75,000 |
| Obion County Tennessee | 140 | $ 12,321,000 | $ 88,000 | $ 56,000 |
| Christian County Missouri | 121 | $ 17,751,000 | $ 146,000 | $ 59,000 |
| Dyer County Tennessee | 105 | $ 10,465,000 | $ 99,000 | $ 59,000 |
| Sumner County Tennessee | 98 | $ 20,025,000 | $ 204,000 | $ 83,000 |
| Pope County Arkansas | 97 | $ 11,997,000 | $ 123,000 | $ 75,000 |
| Shelby County Tennessee | 94 | $ 22,667,000 | $ 241,000 | $ 102,000 |
| Jasper County Missouri | 93 | $ 10,592,000 | $ 113,000 | $ 64,000 |
| Greene County Arkansas | 90 | $ 10,096,000 | $ 112,000 | $ 62,000 |
| Johnson County Kansas | 80 | $ 14,652,000 | $ 183,000 | $ 85,000 |
| Pettis County Missouri | 74 | $ 9,122,000 | $ 123,000 | $ 67,000 |
| Williamson County Tennessee | 69 | $ 23,071,000 | $ 334,000 | $ 135,000 |
| Lonoke County Arkansas | 65 | $ 10,132,000 | $ 155,000 | $ 60,000 |
| Union County Arkansas | 64 | $ 6,092,000 | $ 95,000 | $ 78,000 |
| Sebastian County Arkansas | 60 | $ 9,437,000 | $ 157,000 | $ 74,000 |
| Taney County Missouri | 55 | $ 8,867,000 | $ 161,000 | $ 47,000 |
| Stone County Missouri | 50 | $ 7,019,000 | $ 140,000 | $ 77,000 |
| Tipton County Tennessee | 49 | $ 6,326,000 | $ 129,000 | $ 77,000 |
| Dade County Missouri | 46 | $ 3,104,000 | $ 67,000 | $ 49,000 |
| Blount County Tennessee | 45 | $ 9,681,000 | $ 215,000 | $ 95,000 |
| Robertson County Tennessee | 45 | $ 9,347,000 | $ 207,000 | $ 77,000 |
| Ashley County Arkansas | 39 | $ 3,314,000 | $ 84,000 | $ 80,000 |
| Franklin County Arkansas | 37 | $ 3,153,000 | $ 85,000 | $ 64,000 |
| Johnson County Arkansas | 37 | $ 2,922,000 | $ 78,000 | $ 74,000 |
| Webster County Missouri | 37 | $ 4,891,000 | $ 132,000 | $ 53,000 |
| Haywood County Tennessee | 36 | $ 3,979,000 | $ 110,000 | $ 72,000 |
| Lawrence County Missouri | 34 | $ 3,367,000 | $ 99,000 | $ 68,000 |
| Drew County Arkansas | 30 | $ 3,276,000 | $ 109,000 | $ 66,000 |
| Chicot County Arkansas | 29 | $ 2,892,000 | $ 99,000 | $ 138,000 |
| Stone County Arkansas | 29 | $ 2,476,000 | $ 85,000 | $ 55,000 |
| Cedar County Missouri | 28 | $ 2,356,000 | $ 84,000 | $ 62,000 |
| Knox County Tennessee | 28 | $ 4,418,000 | $ 157,000 | $ 145,000 |
| Van Buren County Arkansas | 27 | $ 2,567,000 | $ 95,000 | $ 64,000 |
| Crockett County Tennessee | 27 | $ 2,576,000 | $ 95,000 | $ 53,000 |
| Henderson County Tennessee | 27 | $ 3,072,000 | $ 113,000 | $ 61,000 |
| Newton County Missouri | 26 | $ 4,050,000 | $ 155,000 | $ 97,000 |
| Cheatham County Tennessee | 26 | $ 4,509,000 | $ 173,000 | $ 68,000 |
| Poinsett County Arkansas | 24 | $ 1,899,000 | $ 79,000 | $ 56,000 |
| Chester County Tennessee | 24 | $ 3,038,000 | $ 126,000 | $ 58,000 |
| Lauderdale County Tennessee | 24 | $ 1,964,000 | $ 81,000 | $ 47,000 |
| Maury County Tennessee | 24 | $ 4,617,000 | $ 192,000 | $ 92,000 |
| Cleburne County Arkansas | 22 | $ 3,563,000 | $ 161,000 | $ 112,000 |
| Sedgwick County Kansas | 22 | $ 3,554,000 | $ 161,000 | $ 126,000 |
| Dickson County Tennessee | 22 | $ 3,866,000 | $ 175,000 | $ 63,000 |
| Desha County Arkansas | 21 | $ 1,652,000 | $ 78,000 | $ 66,000 |
| Searcy County Arkansas | 21 | $ 1,319,000 | $ 62,000 | $ 69,000 |
| Sharp County Arkansas | 19 | $ 1,414,000 | $ 74,000 | $ 61,000 |
| St. Louis County Missouri | 19 | $ 6,881,000 | $ 362,000 | $ 58,000 |
| Lincoln County Arkansas | 17 | $ 1,559,000 | $ 91,000 | $ 63,000 |
| Jackson County Missouri | 17 | $ 2,534,000 | $ 149,000 | $ 92,000 |
| St. Louis City County Missouri | 17 | $ 4,620,000 | $ 271,000 | $ 5,000 |
| Hot Spring County Arkansas | 15 | $ 2,165,000 | $ 144,000 | $ 85,000 |
| Rutherford County Tennessee | 14 | $ 2,056,000 | $ 146,000 | $ 71,000 |
| Grant County Arkansas | 12 | $ 1,334,000 | $ 111,000 | $ 62,000 |
| Carroll County Tennessee | 11 | $ 1,642,000 | $ 149,000 | $ 80,000 |
| Henry County Tennessee | 10 | $ 874,000 | $ 87,000 | $ 50,000 |
| Wilson County Tennessee | 10 | $ 2,540,000 | $ 254,000 | $ 107,000 |
| Saline County Kansas | 9 | $ 924,000 | $ 102,000 | $ 62,000 |
| DeSoto County Mississippi | 9 | $ 1,808,000 | $ 200,000 | $ 53,000 |
| McNairy County Tennessee | 9 | $ 854,000 | $ 94,000 | $ 46,000 |
| Baxter County Arkansas | 8 | $ 685,000 | $ 85,000 | $ 97,000 |
| Clay County Missouri | 8 | $ 1,398,000 | $ 174,000 | $ 63,000 |
| Oregon County Missouri | 8 | $ 591,000 | $ 73,000 | $ 79,000 |
| Cleveland County Arkansas | 7 | $ 913,000 | $ 130,000 | $ 79,000 |
| Crawford County Arkansas | 7 | $ 1,001,000 | $ 143,000 | $ 55,000 |
| Crittenden County Arkansas | 7 | $ 882,000 | $ 126,000 | $ 114,000 |
| Perry County Arkansas | 7 | $ 711,000 | $ 101,000 | $ 65,000 |
| Barry County Missouri | 7 | $ 1,230,000 | $ 175,000 | $ 61,000 |
| Dallas County Missouri | 7 | $ 659,000 | $ 94,000 | $ 51,000 |
| Loudon County Tennessee | 7 | $ 1,128,000 | $ 161,000 | $ 86,000 |
| Bradley County Arkansas | 6 | $ 565,000 | $ 94,000 | $ 51,000 |
| Conway County Arkansas | 6 | $ 432,000 | $ 72,000 | $ 66,000 |
| Phillips County Arkansas | 6 | $ 505,000 | $ 84,000 | $ 65,000 |
| Woodruff County Arkansas | 6 | $ 360,000 | $ 60,000 | $ 111,000 |
| Hickman County Tennessee | 6 | $ 833,000 | $ 138,000 | $ 58,000 |
| Lake County Tennessee | 6 | $ 238,000 | $ 39,000 | $ 44,000 |
| Fulton County Arkansas | 5 | $ 635,000 | $ 127,000 | $ 89,000 |
| Independence County Arkansas | 5 | $ 791,000 | $ 158,000 | $ 78,000 |
| Madison County Arkansas | 5 | $ 596,000 | $ 119,000 | $ 49,000 |
| Pike County Arkansas | 5 | $ 672,000 | $ 134,000 | $ 66,000 |
| Yell County Arkansas | 5 | $ 638,000 | $ 127,000 | $ 81,000 |
| Wyandotte County Kansas | 5 | $ 680,000 | $ 136,000 | $ 60,000 |
| Polk County Missouri | 5 | $ 632,000 | $ 126,000 | $ 83,000 |
| Hamilton County Tennessee | 5 | $ 834,000 | $ 166,000 | $ 165,000 |
| Arkansas County Arkansas | 4 | $ 276,000 | $ 69,000 | $ 95,000 |
| Jackson County Arkansas | 4 | $ 265,000 | $ 66,000 | $ 88,000 |
| Lawrence County Arkansas | 4 | $ 453,000 | $ 113,000 | $ 62,000 |
| Logan County Arkansas | 4 | $ 547,000 | $ 136,000 | $ 66,000 |
| Montgomery County Arkansas | 4 | $ 1,532,000 | $ 383,000 | $ 378,000 |
| St. Francis County Arkansas | 4 | $ 429,000 | $ 107,000 | $ 54,000 |
| Cherokee County Kansas | 4 | $ 277,000 | $ 69,000 | $ 42,000 |
| Hardeman County Tennessee | 4 | $ 170,000 | $ 42,000 | $ 37,000 |
| Montgomery County Tennessee | 4 | $ 456,000 | $ 114,000 | $ 59,000 |
| Boone County Arkansas | 3 | $ 262,000 | $ 87,000 | $ 72,000 |
| Clark County Arkansas | 3 | $ 413,000 | $ 137,000 | $ 97,000 |
| Clay County Arkansas | 3 | $ 201,000 | $ 67,000 | $ 47,000 |
| Cross County Arkansas | 3 | $ 777,000 | $ 259,000 | $ 115,000 |
| Leavenworth County Kansas | 3 | $ 571,000 | $ 190,000 | $ 83,000 |
| Miami County Kansas | 3 | $ 693,000 | $ 231,000 | $ 94,000 |
| Fulton County Kentucky | 3 | $ 217,000 | $ 72,000 | $ 36,000 |
| Benton County Missouri | 3 | $ 250,000 | $ 83,000 | $ 47,000 |
| Cass County Missouri | 3 | $ 602,000 | $ 200,000 | $ 121,000 |
| St. Charles County Missouri | 3 | $ 576,000 | $ 192,000 | $ 81,000 |
| Le Flore County Oklahoma | 3 | $ 416,000 | $ 138,000 | $ 84,000 |
| Fayette County Tennessee | 3 | $ 281,000 | $ 93,000 | $ 39,000 |
| Giles County Tennessee | 3 | $ 794,000 | $ 264,000 | $ 133,000 |
| Hardin County Tennessee | 3 | $ 481,000 | $ 160,000 | $ 187,000 |
| Houston County Tennessee | 3 | $ 395,000 | $ 131,000 | $ 50,000 |
| Monroe County Tennessee | 3 | $ 292,000 | $ 97,000 | $ 58,000 |
| Carroll County Arkansas | 2 | $ 275,000 | $ 137,000 | $ 58,000 |
| Marion County Arkansas | 2 | $ 493,000 | $ 246,000 | $ 491,000 |
| Mississippi County Arkansas | 2 | $ 313,000 | $ 156,000 | $ 83,000 |
| Ouachita County Arkansas | 2 | $ 389,000 | $ 194,000 | $ 105,000 |
| Butler County Kansas | 2 | $ 139,000 | $ 69,000 | $ 13,000 |
| Sumner County Kansas | 2 | $ 88,000 | $ 44,000 | $ 17,000 |
| Calloway County Kentucky | 2 | $ 194,000 | $ 97,000 | $ 117,000 |
| Warren County Kentucky | 2 | $ 4,285,000 | $ 2,142,000 | $ 40,000 |
| Lafayette County Mississippi | 2 | $ 400,000 | $ 200,000 | $ 364,000 |
| Barton County Missouri | 2 | $ 68,000 | $ 34,000 | $ 32,000 |
| Crawford County Missouri | 2 | $ 261,000 | $ 130,000 | $ 51,000 |
| Hickory County Missouri | 2 | $ 94,000 | $ 47,000 | $ 72,000 |
| Jefferson County Missouri | 2 | $ 41,000 | $ 20,000 | $ 89,000 |
| Laclede County Missouri | 2 | $ 316,000 | $ 158,000 | $ 34,000 |
| Lafayette County Missouri | 2 | $ 249,000 | $ 124,000 | $ 47,000 |
| McDonald County Missouri | 2 | $ 147,000 | $ 73,000 | $ 31,000 |
| Texas County Missouri | 2 | $ 126,000 | $ 63,000 | $ 92,000 |
| Adair County Oklahoma | 2 | $ 297,000 | $ 148,000 | $ 61,000 |
| Delaware County Oklahoma | 2 | $ 276,000 | $ 138,000 | $ 105,000 |
| Bedford County Tennessee | 2 | $ 409,000 | $ 204,000 | $ 51,000 |
| Decatur County Tennessee | 2 | $ 239,000 | $ 119,000 | $ 85,000 |
| DeKalb County Tennessee | 2 | $ 1,044,000 | $ 522,000 | $ 0 |
| Lawrence County Tennessee | 2 | $ 786,000 | $ 393,000 | $ 173,000 |
| Macon County Tennessee | 2 | $ 251,000 | $ 125,000 | $ 66,000 |
| Sevier County Tennessee | 2 | $ 189,000 | $ 94,000 | $ 34,000 |
| Union County Tennessee | 2 | $ 205,000 | $ 102,000 | $ 136,000 |
| Bowie County Texas | 2 | $ 234,000 | $ 117,000 | $ 39,000 |
| Denton County Texas | 2 | $ 608,000 | $ 304,000 | $ 118,000 |
| Harris County Texas | 2 | $ 251,000 | $ 125,000 | $ 122,000 |
| Johnson County Texas | 2 | $ 170,000 | $ 85,000 | $ 108,000 |
| Randall County Texas | 2 | $ 400,000 | $ 200,000 | $ 105,000 |
| Tarrant County Texas | 2 | $ 358,000 | $ 179,000 | $ 158,000 |
| Jefferson County Alabama | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Lauderdale County Alabama | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| Shelby County Alabama | 1 | $ 113,000 | $ 113,000 | $ 38,000 |
| Pima County Arizona | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Calhoun County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Columbia County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 37,000 |
| Miller County Arkansas | 1 | $ 268,000 | $ 268,000 | $ 181,000 |
| Monroe County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 176,000 |
| Randolph County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 82,000 |
| El Paso County Colorado | 1 | $ 308,000 | $ 308,000 | $ 117,000 |
| Hillsborough County Florida | 1 | $ 417,000 | $ 417,000 | $ 270,000 |
| Lee County Florida | 1 | $ 260,000 | $ 260,000 | $ 71,000 |
| Okaloosa County Florida | 1 | $ 417,000 | $ 417,000 | $ 217,000 |
| Walton County Florida | 1 | $ 2,380,000 | $ 2,380,000 | $ 0 |
| Floyd County Georgia | 1 | $ 54,000 | $ 54,000 | $ 29,000 |
| Allen County Kansas | 1 | $ 23,000 | $ 23,000 | $ 111,000 |
| Cowley County Kansas | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Douglas County Kansas | 1 | $ 231,000 | $ 231,000 | $ 72,000 |
| Riley County Kansas | 1 | $ 383,000 | $ 383,000 | $ 206,000 |
| Allen County Kentucky | 1 | $ 163,000 | $ 163,000 | $ 39,000 |
| Carlisle County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Hickman County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 20,000 |
| McCracken County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Ascension County Louisiana | 1 | $ 244,000 | $ 244,000 | $ 48,000 |
| East Baton Rouge County Louisiana | 1 | $ 349,000 | $ 349,000 | $ 122,000 |
| Union County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
| Coahoma County Mississippi | 1 | $ 171,000 | $ 171,000 | $ 165,000 |
| Madison County Mississippi | 1 | $ 387,000 | $ 387,000 | $ 135,000 |
| Washington County Mississippi | 1 | $ 196,000 | $ 196,000 | $ 123,000 |
| Boone County Missouri | 1 | $ 380,000 | $ 380,000 | $ 375,000 |
| Butler County Missouri | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Camden County Missouri | 1 | $ 136,000 | $ 136,000 | $ 92,000 |
| Carroll County Missouri | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Howell County Missouri | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Marion County Missouri | 1 | $ 88,000 | $ 88,000 | $ 58,000 |
| Miller County Missouri | 1 | $ 140,000 | $ 140,000 | $ 300,000 |
| Morgan County Missouri | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Ozark County Missouri | 1 | $ 169,000 | $ 169,000 | $ 122,000 |
| St. Clair County Missouri | 1 | $ 153,000 | $ 153,000 | $ 95,000 |
| Vernon County Missouri | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Warren County Missouri | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Wright County Missouri | 1 | $ 79,000 | $ 79,000 | $ 23,000 |
| Avery County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 224,000 |
| Garfield County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Sequoyah County Oklahoma | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Washington County Oklahoma | 1 | $ 182,000 | $ 182,000 | $ 168,000 |
| Anderson County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 130,000 |
| Benton County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 57,000 |
| Bledsoe County Tennessee | 1 | $ 9,000 | $ 9,000 | $ 24,000 |
| Coffee County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 35,000 |
| Franklin County Tennessee | 1 | $ 289,000 | $ 289,000 | $ 507,000 |
| Jefferson County Tennessee | 1 | $ 482,000 | $ 482,000 | $ 119,000 |
| Lincoln County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 88,000 |
| Marshall County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 30,000 |
| Roane County Tennessee | 1 | $ 403,000 | $ 403,000 | $ 150,000 |
| Wayne County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Dallas County Texas | 1 | $ 417,000 | $ 417,000 | $ 248,000 |
| Marion County Texas | 1 | $ 199,000 | $ 199,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Simmons First National Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,893 | $583,445,000 | $149,000 | $7,130,000 | $77,000 | $1,781,000 |
| Refinancing | 2,086 | $363,618,000 | $174,000 | $7,500,000 | $88,000 | $1,134,000 |
| Home Improvement | 286 | $13,122,000 | $45,000 | $468,000 | $62,000 | $385,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,244 | $780,411,000 | $148,000 | $2,175,000 | $85,000 | $1,781,000 |
| Black or African American | 310 | $33,704,000 | $108,000 | $638,000 | $56,000 | $290,000 |
| Not applicable | 253 | $76,987,000 | $304,000 | $7,500,000 | $0 | $0 |
| Not Provided | 182 | $29,467,000 | $161,000 | $1,445,000 | $96,000 | $796,000 |
| Hispanic | 129 | $14,451,000 | $112,000 | $348,000 | $66,000 | $690,000 |
| Asian | 121 | $21,762,000 | $179,000 | $670,000 | $90,000 | $450,000 |
| American Indian or Alaskan Native | 18 | $2,439,000 | $135,000 | $341,000 | $106,000 | $696,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $964,000 | $120,000 | $209,000 | $88,000 | $231,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,522 | $723,564,000 | $160,000 | $7,500,000 | $90,000 | $1,781,000 |
| FHA-insured (Federal Housing Administration) | 985 | $132,617,000 | $134,000 | $640,000 | $57,000 | $393,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 429 | $47,730,000 | $111,000 | $240,000 | $41,000 | $131,000 |
| VA-guaranteed (Veterans Administration) | 329 | $56,274,000 | $171,000 | $457,000 | $66,000 | $220,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,751 | $735,153,000 | $154,000 | $7,500,000 | $83,000 | $1,781,000 |
| Application Denied By Financial Institution | 640 | $81,313,000 | $127,000 | $3,500,000 | $61,000 | $641,000 |
| Application Approved But Not Accepted | 551 | $80,817,000 | $146,000 | $1,100,000 | $78,000 | $1,134,000 |
| Application Withdrawn By Applicant | 307 | $59,751,000 | $194,000 | $4,100,000 | $86,000 | $666,000 |
| File Closed For Incompleteness | 16 | $3,151,000 | $196,000 | $705,000 | $120,000 | $336,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 333 | $36,086,000 | $108,000 | $439,000 | $66,000 | $641,000 |
| Debt-To-Income Ratio | 164 | $22,336,000 | $136,000 | $965,000 | $50,000 | $491,000 |
| Collateral | 65 | $8,978,000 | $138,000 | $640,000 | $68,000 | $257,000 |
| Other | 28 | $6,505,000 | $232,000 | $3,500,000 | $75,000 | $366,000 |
| Employment History | 23 | $3,901,000 | $169,000 | $348,000 | $62,000 | $220,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,695,000 | $130,000 | $262,000 | $42,000 | $104,000 |
| Credit Application Incomplete | 9 | $715,000 | $79,000 | $203,000 | $31,000 | $54,000 |
| Unverifiable Information | 5 | $1,097,000 | $219,000 | $544,000 | $64,000 | $181,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Simmons First National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Simmons First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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