Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Commerce Home Mortgage, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Commerce Home Mortgage, Inc. 3130 Canyon Place San Ramon, CA 94583 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2016 2015 2014 2013 2012 |
Total Number of Mortgage Applications | 27,184 |
Total Mortgage Loan Application Amount | $12,230,050,000 |
Average Mortgage Loan Application Amount | $476,800 |
Highest Mortgage Loan Application Amount | $9,375,000 |
Average Applicant Income | $121,200 |
Highest Applicant Income | $8,385,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Iberia County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
St. James County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
St. Landry County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
Tangipahoa County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
West Feliciana County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 0 |
Dorchester County Maryland | 1 | $ 215,000 | $ 215,000 | $ 0 |
Queen Anne's County Maryland | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
Washington County Maryland | 1 | $ 295,000 | $ 295,000 | $ 0 |
Allegan County Michigan | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
Cheboygan County Michigan | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
Genesee County Michigan | 1 | $ 525,000 | $ 525,000 | $ 0 |
Ingham County Michigan | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
Saginaw County Michigan | 1 | $ 305,000 | $ 305,000 | $ 0 |
Shiawassee County Michigan | 1 | $ 145,000 | $ 145,000 | $ 0 |
St. Clair County Michigan | 1 | $ 545,000 | $ 545,000 | $ 0 |
Anoka County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
Hennepin County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 0 |
Washington County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
Cascade County Montana | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
Fergus County Montana | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
Gallatin County Montana | 1 | $ 425,000 | $ 425,000 | $ 206,000 |
Ravalli County Montana | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
Humboldt County Nevada | 1 | $ 265,000 | $ 265,000 | $ 40,000 |
Lander County Nevada | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
Atlantic County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 0 |
Cape May County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 0 |
Hunterdon County New Jersey | 1 | $ 655,000 | $ 655,000 | $ 0 |
Mercer County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 0 |
Middlesex County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 0 |
Somerset County New Jersey | 1 | $ 855,000 | $ 855,000 | $ 0 |
Colfax County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
McKinley County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
San Juan County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
San Miguel County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
Union County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 0 |
Cass County North Dakota | 1 | $ 245,000 | $ 245,000 | $ 0 |
Allen County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
Mahoning County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
Morgan County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
Perry County Ohio | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
Seneca County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
Union County Ohio | 1 | $ 425,000 | $ 425,000 | $ 160,000 |
Warren County Ohio | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
Gilliam County Oregon | 1 | $ 325,000 | $ 325,000 | $ 0 |
Malheur County Oregon | 1 | $ 175,000 | $ 175,000 | $ 0 |
Wheeler County Oregon | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
Colleton County South Carolina | 1 | $ 925,000 | $ 925,000 | $ 0 |
Georgetown County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
Greenville County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
Horry County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
Laurens County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
Richland County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
Spartanburg County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
Cheatham County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 360,000 |
Clay County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
Fayette County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 0 |
Greene County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 0 |
Hamblen County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 0 |
Henry County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
Hickman County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 0 |
Marshall County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 0 |
McMinn County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 0 |
Rhea County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 0 |
Smith County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
Tipton County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 0 |
Weakley County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
White County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
Anderson County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
Angelina County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
Atascosa County Texas | 1 | $ 445,000 | $ 445,000 | $ 163,000 |
Bee County Texas | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
Blanco County Texas | 1 | $ 335,000 | $ 335,000 | $ 0 |
Bowie County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
Burleson County Texas | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
Callahan County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
Fannin County Texas | 1 | $ 625,000 | $ 625,000 | $ 0 |
Freestone County Texas | 1 | $ 385,000 | $ 385,000 | $ 0 |
Gaines County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
Gonzales County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
Henderson County Texas | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
Hill County Texas | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
Houston County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
Hunt County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
Jefferson County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
Jones County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
Kendall County Texas | 1 | $ 675,000 | $ 675,000 | $ 0 |
Kerr County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
Kleberg County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
Lampasas County Texas | 1 | $ 335,000 | $ 335,000 | $ 0 |
Live Oak County Texas | 1 | $ 345,000 | $ 345,000 | $ 240,000 |
Matagorda County Texas | 1 | $ 355,000 | $ 355,000 | $ 0 |
Milam County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
Montague County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
Navarro County Texas | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
Palo Pinto County Texas | 1 | $ 1,285,000 | $ 1,285,000 | $ 0 |
Polk County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
Randall County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
Rusk County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
Taylor County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
Tom Green County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
Van Zandt County Texas | 1 | $ 545,000 | $ 545,000 | $ 198,000 |
Washington County Texas | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
Wise County Texas | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
Wood County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
Box Elder County Utah | 1 | $ 165,000 | $ 165,000 | $ 0 |
Sanpete County Utah | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
Uintah County Utah | 1 | $ 755,000 | $ 755,000 | $ 1,102,000 |
Wasatch County Utah | 1 | $ 625,000 | $ 625,000 | $ 149,000 |
Accomack County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
Alleghany County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
Appomattox County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
Arlington County Virginia | 1 | $ 2,045,000 | $ 2,045,000 | $ 1,165,000 |
Augusta County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
Bath County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
Brunswick County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
Colonial Heights County Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
Fairfax City County Virginia | 1 | $ 295,000 | $ 295,000 | $ 0 |
Fauquier County Virginia | 1 | $ 615,000 | $ 615,000 | $ 0 |
Franklin County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
Frederick County Virginia | 1 | $ 335,000 | $ 335,000 | $ 62,000 |
Fredericksburg County Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
Goochland County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
Henry County Virginia | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
Hopewell County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
King George County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
King William County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
Lancaster County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
Louisa County Virginia | 1 | $ 385,000 | $ 385,000 | $ 0 |
Madison County Virginia | 1 | $ 295,000 | $ 295,000 | $ 0 |
Martinsville County Virginia | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
Middlesex County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
Nelson County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
Pittsylvania County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
Roanoke City County Virginia | 1 | $ 295,000 | $ 295,000 | $ 0 |
Rockbridge County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
Rockingham County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
Salem County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
Southampton County Virginia | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
Warren County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
Adams County Washington | 1 | $ 175,000 | $ 175,000 | $ 0 |
Columbia County Washington | 1 | $ 445,000 | $ 445,000 | $ 0 |
Douglas County Washington | 1 | $ 185,000 | $ 185,000 | $ 0 |
Franklin County Washington | 1 | $ 245,000 | $ 245,000 | $ 0 |
Okanogan County Washington | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
San Juan County Washington | 1 | $ 245,000 | $ 245,000 | $ 41,000 |
Stevens County Washington | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
Oconto County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 0 |
Polk County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 12,350 | $5,644,060,000 | $457,000 | $9,375,000 | $138,000 | $6,391,000 |
Refinancing | 8,364 | $3,483,090,000 | $416,000 | $4,185,000 | $168,000 | $8,385,000 |
Cash-out Refinancing | 4,885 | $2,256,245,000 | $461,000 | $3,805,000 | $142,000 | $8,385,000 |
Not Applicable | 997 | $558,335,000 | $560,000 | $3,505,000 | $3,000 | $21,000 |
Home Improvement | 588 | $288,320,000 | $490,000 | $2,945,000 | $155,000 | $2,015,000 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 11,848 | $5,726,610,000 | $483,000 | $9,375,000 | $170,000 | $8,385,000 |
Hispanic | 7,327 | $2,599,355,000 | $354,000 | $3,505,000 | $101,000 | $3,600,000 |
Not Provided | 3,282 | $1,563,090,000 | $476,000 | $3,805,000 | $175,000 | $4,721,000 |
Asian | 2,371 | $1,341,485,000 | $565,000 | $3,595,000 | $170,000 | $2,015,000 |
Black or African American | 1,829 | $746,165,000 | $407,000 | $4,005,000 | $126,000 | $3,617,000 |
American Indian or Alaskan Native | 221 | $82,275,000 | $372,000 | $2,725,000 | $100,000 | $791,000 |
Native Hawaiian or Other Pacific Islander | 77 | $34,545,000 | $448,000 | $1,705,000 | $137,000 | $385,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,363 | $9,847,865,000 | $508,000 | $9,375,000 | $172,000 | $8,385,000 |
FHA-insured (Federal Housing Administration) | 5,050 | $1,472,850,000 | $291,000 | $2,205,000 | $80,000 | $1,210,000 |
VA-guaranteed (Veterans Administration) | 2,675 | $880,615,000 | $329,000 | $2,765,000 | $97,000 | $671,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 96 | $28,720,000 | $299,000 | $485,000 | $73,000 | $250,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 17,163 | $7,688,995,000 | $447,000 | $3,805,000 | $148,000 | $8,385,000 |
Application Withdrawn By Applicant | 8,030 | $3,673,870,000 | $457,000 | $9,375,000 | $150,000 | $8,385,000 |
Application Denied By Financial Institution | 1,219 | $553,225,000 | $453,000 | $3,315,000 | $124,000 | $2,881,000 |
File Closed For Incompleteness | 549 | $228,415,000 | $416,000 | $2,965,000 | $160,000 | $4,721,000 |
Application Approved But Not Accepted | 223 | $85,545,000 | $383,000 | $2,765,000 | $137,000 | $573,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 25,965 | $11,676,825,000 | $449,000 | $9,375,000 | $148,000 | $8,385,000 |
Credit History | 344 | $156,490,000 | $454,000 | $2,465,000 | $123,000 | $1,814,000 |
Other | 224 | $94,510,000 | $421,000 | $3,005,000 | $159,000 | $1,468,000 |
Debt-To-Income Ratio | 191 | $98,545,000 | $515,000 | $3,315,000 | $94,000 | $716,000 |
Credit Application Incomplete | 135 | $54,265,000 | $401,000 | $3,005,000 | $71,000 | $455,000 |
Unverifiable Information | 134 | $64,650,000 | $482,000 | $3,005,000 | $189,000 | $1,311,000 |
Collateral | 110 | $46,150,000 | $419,000 | $2,905,000 | $184,000 | $2,881,000 |
Insufficient Cash (Downpayment, Closing Cost) | 58 | $30,340,000 | $523,000 | $2,405,000 | $134,000 | $931,000 |
Employment History | 23 | $8,275,000 | $359,000 | $1,005,000 | $168,000 | $871,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.