Simplicity Mortgage Corporatio
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Simplicity Mortgage Corporatio.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Simplicity Mortgage Corporatio
2615 85Th Street
Des Moines, IA 50322
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 2,789
Total Mortgage Loan Application Amount $304,715,000
Average Mortgage Loan Application Amount $129,192
Highest Mortgage Loan Application Amount $650,000
Average Applicant Income $77,692
Highest Applicant Income $1,123,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Simplicity Mortgage Corporatio by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
DES MOINES, IA 197 $ 20,734,000 $ 105,000 $ 66,000
CHICAGO-NAPERVILLE-JOLIET, IL 112 $ 15,911,000 $ 142,000 $ 78,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 98 $ 10,335,000 $ 105,000 $ 56,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 94 $ 15,970,000 $ 169,000 $ 71,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 58 $ 5,870,000 $ 101,000 $ 97,000
AMES, IA 38 $ 3,909,000 $ 102,000 $ 64,000
CEDAR RAPIDS, IA 28 $ 3,433,000 $ 122,000 $ 54,000
DALLAS-PLANO-IRVING, TX 24 $ 2,459,000 $ 102,000 $ 69,000
ST. LOUIS, MO-IL 17 $ 1,989,000 $ 117,000 $ 48,000
FORT WORTH-ARLINGTON, TX 16 $ 1,691,000 $ 105,000 $ 69,000
ROCKFORD, IL 16 $ 1,870,000 $ 116,000 $ 76,000
SAN ANTONIO, TX 16 $ 1,807,000 $ 112,000 $ 61,000
AUSTIN-ROUND ROCK, TX 15 $ 1,589,000 $ 105,000 $ 82,000
OMAHA-COUNCIL BLUFFS, NE-IA 13 $ 1,314,000 $ 101,000 $ 77,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 12 $ 1,343,000 $ 111,000 $ 60,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 12 $ 1,405,000 $ 117,000 $ 64,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 11 $ 1,329,000 $ 120,000 $ 64,000
WARREN-FARMINGTON HILLS-TROY, MI 11 $ 1,419,000 $ 129,000 $ 62,000
DENVER-AURORA, CO 10 $ 1,374,000 $ 137,000 $ 79,000
LAS VEGAS-PARADISE, NV 10 $ 1,806,000 $ 180,000 $ 99,000
KANSAS CITY, MO-KS 9 $ 980,000 $ 108,000 $ 72,000
IOWA CITY, IA 8 $ 933,000 $ 116,000 $ 111,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 8 $ 1,026,000 $ 128,000 $ 65,000
OKLAHOMA CITY, OK 8 $ 822,000 $ 102,000 $ 60,000
ORLANDO, FL 8 $ 923,000 $ 115,000 $ 93,000
BEAUMONT-PORT ARTHUR, TX 7 $ 518,000 $ 74,000 $ 56,000
KILLEEN-TEMPLE-FORT HOOD, TX 7 $ 664,000 $ 94,000 $ 60,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 6 $ 553,000 $ 92,000 $ 36,000
LUBBOCK, TX 6 $ 452,000 $ 75,000 $ 69,000
PEORIA, IL 6 $ 544,000 $ 90,000 $ 63,000
EL PASO, TX 5 $ 867,000 $ 173,000 $ 89,000
MIAMI-MIAMI BEACH-KENDALL, FL 5 $ 588,000 $ 117,000 $ 55,000
PUEBLO, CO 5 $ 527,000 $ 105,000 $ 64,000
SPRINGFIELD, MO 5 $ 360,000 $ 72,000 $ 61,000
CHAMPAIGN-URBANA, IL 4 $ 539,000 $ 134,000 $ 90,000
DETROIT-LIVONIA-DEARBORN, MI 4 $ 560,000 $ 140,000 $ 42,000
EAU CLAIRE, WI 4 $ 330,000 $ 82,000 $ 44,000
JANESVILLE, WI 4 $ 343,000 $ 85,000 $ 69,000
OSHKOSH-NEENAH, WI 4 $ 581,000 $ 145,000 $ 138,000
PUNTA GORDA, FL 4 $ 1,167,000 $ 291,000 $ 134,000
ROCHESTER, MN 4 $ 386,000 $ 96,000 $ 47,000
WICHITA FALLS, TX 4 $ 380,000 $ 95,000 $ 67,000
COLLEGE STATION-BRYAN, TX 3 $ 196,000 $ 65,000 $ 40,000
JACKSONVILLE, FL 3 $ 782,000 $ 260,000 $ 89,000
KALAMAZOO-PORTAGE, MI 3 $ 286,000 $ 95,000 $ 41,000
LANSING-EAST LANSING, MI 3 $ 195,000 $ 65,000 $ 40,000
LINCOLN, NE 3 $ 341,000 $ 113,000 $ 40,000
RENO-SPARKS, NV 3 $ 478,000 $ 159,000 $ 56,000
TALLAHASSEE, FL 3 $ 331,000 $ 110,000 $ 72,000
TULSA, OK 3 $ 276,000 $ 92,000 $ 38,000
WATERLOO-CEDAR FALLS, IA 3 $ 262,000 $ 87,000 $ 44,000
BATTLE CREEK, MI 2 $ 154,000 $ 77,000 $ 54,000
BLOOMINGTON-NORMAL, IL 2 $ 285,000 $ 142,000 $ 66,000
COLUMBIA, MO 2 $ 116,000 $ 58,000 $ 73,000
CORPUS CHRISTI, TX 2 $ 245,000 $ 122,000 $ 72,000
FOND DU LAC, WI 2 $ 228,000 $ 114,000 $ 71,000
FORT COLLINS-LOVELAND, CO 2 $ 320,000 $ 160,000 $ 46,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 2 $ 280,000 $ 140,000 $ 48,000
GRAND RAPIDS-WYOMING, MI 2 $ 356,000 $ 178,000 $ 65,000
GREEN BAY, WI 2 $ 255,000 $ 127,000 $ 87,000
JEFFERSON CITY, MO 2 $ 289,000 $ 144,000 $ 53,000
LONGVIEW, TX 2 $ 178,000 $ 89,000 $ 61,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 119,000 $ 59,000 $ 87,000
PANAMA CITY-LYNN HAVEN, FL 2 $ 368,000 $ 184,000 $ 64,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 289,000 $ 144,000 $ 60,000
RAPID CITY, SD 2 $ 180,000 $ 90,000 $ 53,000
SALT LAKE CITY, UT 2 $ 176,000 $ 88,000 $ 55,000
SANTA CRUZ-WATSONVILLE, CA 2 $ 414,000 $ 207,000 $ 93,000
SARASOTA-BRADENTON-VENICE, FL 2 $ 416,000 $ 208,000 $ 75,000
SIOUX FALLS, SD 2 $ 264,000 $ 132,000 $ 76,000
SPRINGFIELD, IL 2 $ 344,000 $ 172,000 $ 100,000
TYLER, TX 2 $ 216,000 $ 108,000 $ 73,000
ABILENE, TX 1 $ 125,000 $ 125,000 $ 45,000
AMARILLO, TX 1 $ 69,000 $ 69,000 $ 33,000
CAPE CORAL-FORT MYERS, FL 1 $ 181,000 $ 181,000 $ 64,000
CASPER, WY 1 $ 122,000 $ 122,000 $ 71,000
DANVILLE, IL 1 $ 53,000 $ 53,000 $ 35,000
DECATUR, IL 1 $ 109,000 $ 109,000 $ 54,000
DUBUQUE, IA 1 $ 70,000 $ 70,000 $ 56,000
DULUTH, MN-WI 1 $ 35,000 $ 35,000 $ 20,000
HOLLAND-GRAND HAVEN, MI 1 $ 217,000 $ 217,000 $ 96,000
INDIANAPOLIS, IN 1 $ 58,000 $ 58,000 $ 45,000
JACKSON, MI 1 $ 85,000 $ 85,000 $ 21,000
LITTLE ROCK-NORTH LITTLE ROCK, AR 1 $ 90,000 $ 90,000 $ 39,000
MCALLEN-EDINBURG-PHARR, TX 1 $ 81,000 $ 81,000 $ 95,000
MEMPHIS, TN-MS-AR 1 $ 130,000 $ 130,000 $ 65,000
NAPLES-MARCO ISLAND, FL 1 $ 153,000 $ 153,000 $ 27,000
NEW ORLEANS-METAIRIE-KENNER, LA 1 $ 112,000 $ 112,000 $ 127,000
OCALA, FL 1 $ 41,000 $ 41,000 $ 53,000
PORT ST. LUCIE-FORT PIERCE, FL 1 $ 80,000 $ 80,000 $ 29,000
RACINE, WI 1 $ 135,000 $ 135,000 $ 52,000
SAN ANGELO, TX 1 $ 126,000 $ 126,000 $ 59,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 1 $ 474,000 $ 474,000 $ 104,000
SIOUX CITY, IA-NE-SD 1 $ 60,000 $ 60,000 $ 17,000
ST. CLOUD, MN 1 $ 126,000 $ 126,000 $ 37,000
TEXARKANA, TX-TEXARKANA, AR 1 $ 129,000 $ 129,000 $ 79,000
VERO BEACH, FL 1 $ 29,000 $ 29,000 $ 43,000
WACO, TX 1 $ 81,000 $ 81,000 $ 44,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Simplicity Mortgage Corporatio in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,073 $222,777,000 $135,740 $650,000 $81,740 $1,123,000
Refinancing 711 $81,637,000 $130,590 $636,000 $74,045 $978,000
Home Improvement 5 $301,000 $60,000 $125,000 $68,000 $108,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 1,369 $148,571,000 $146,142 $636,000 $77,238 $978,000
White 1,298 $141,815,000 $120,185 $650,000 $71,444 $1,123,000
Hispanic 52 $5,538,000 $122,714 $266,000 $71,000 $238,000
Black or African American 38 $4,510,000 $126,166 $240,000 $60,500 $129,000
Asian 15 $2,311,000 $214,400 $474,000 $66,000 $104,000
Native Hawaiian or Other Pacific Islander 11 $1,155,000 $88,400 $446,000 $63,400 $102,000
American Indian or Alaskan Native 6 $815,000 $135,833 $209,000 $71,333 $120,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,430 $265,587,000 $126,896 $650,000 $79,620 $1,123,000
FHA-insured (Federal Housing Administration) 201 $19,182,000 $101,875 $268,000 $46,375 $171,000
VA-guaranteed (Veterans Administration) 152 $19,572,000 $133,875 $275,000 $54,187 $126,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $374,000 $59,666 $116,000 $51,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,140 $235,819,000 $129,360 $650,000 $75,800 $1,123,000
Application Withdrawn By Applicant 612 $65,248,000 $139,388 $525,000 $69,277 $612,000
Application Denied By Financial Institution 30 $3,032,000 $95,333 $198,000 $34,666 $85,000
Preapproval Denied by Financial Institution 5 $364,000 $72,000 $119,000 $40,000 $50,000
Application Approved But Not Accepted 1 $152,000 $152,000 $152,000 $92,000 $92,000
File Closed For Incompleteness 1 $100,000 $100,000 $100,000 $50,000 $50,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 14 $1,370,000 $83,500 $198,000 $37,000 $80,000
Employment History 9 $710,000 $78,000 $188,000 $37,000 $60,000
Debt-To-Income Ratio 7 $748,000 $100,500 $164,000 $40,000 $55,000
Collateral 2 $155,000 $77,000 $126,000 $52,000 $83,000
Insufficient Cash (Downpayment, Closing Cost) 2 $303,000 $151,000 $165,000 $65,000 $85,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.

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