Sky Investments, Inc. Mortgage Lending & HMDA Data, 2008
In 2008, Sky Investments, Inc. of Deerfield Beach, FL reported 4,037 mortgage applications totaling $880.1 million, up 432% from 2007. The average application was for $218,013, and applicants reported an average income of $108,041. 27% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (1,090), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (490) and Orlando-Kissimmee, FL (432) (applications in parentheses).
| Mortgage Company & Address | Sky Investments, Inc. 270 Sw Natura Ave Deerfield Beach, FL 33441 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 |
| Total Number of Mortgage Applications | 4,037 |
| Total Mortgage Loan Application Amount | $880,121,000 |
| Average Mortgage Loan Application Amount | $218,013 |
| Highest Mortgage Loan Application Amount | $1,610,000 |
| Average Applicant Income | $108,041 |
| Highest Applicant Income | $1,831,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sky Investments, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Dade, Florida | 1,090 | $ 278,510,000 | $ 255,513 | $ 110,000 |
| Broward, Florida | 490 | $ 109,252,000 | $ 222,963 | $ 97,000 |
| Orange, Florida | 272 | $ 57,014,000 | $ 209,610 | $ 118,000 |
| Palm Beach, Florida | 261 | $ 60,513,000 | $ 231,850 | $ 100,000 |
| Hillsborough, Florida | 194 | $ 34,004,000 | $ 175,278 | $ 120,000 |
| Duval, Florida | 113 | $ 14,712,000 | $ 130,194 | $ 111,000 |
| Maricopa, Arizona | 85 | $ 17,193,000 | $ 202,270 | $ 99,000 |
| Harris, Texas | 78 | $ 11,685,000 | $ 149,807 | $ 83,000 |
| Osceola, Florida | 76 | $ 15,698,000 | $ 206,552 | $ 107,000 |
| Shelby, Tennessee | 63 | $ 5,913,000 | $ 93,857 | $ 124,000 |
| Seminole, Florida | 61 | $ 12,889,000 | $ 211,295 | $ 118,000 |
| Tulsa, Oklahoma | 61 | $ 9,017,000 | $ 147,819 | $ 111,000 |
| Pinellas, Florida | 52 | $ 11,515,000 | $ 221,442 | $ 140,000 |
| El Paso, Texas | 45 | $ 5,647,000 | $ 125,488 | $ 59,000 |
| Polk, Florida | 41 | $ 9,377,000 | $ 228,707 | $ 124,000 |
| Marion, Florida | 37 | $ 7,619,000 | $ 205,918 | $ 100,000 |
| St. Lucie, Florida | 37 | $ 6,230,000 | $ 168,378 | $ 85,000 |
| Collier, Florida | 36 | $ 9,556,000 | $ 265,444 | $ 128,000 |
| Brevard, Florida | 35 | $ 7,614,000 | $ 217,542 | $ 171,000 |
| Lee, Florida | 35 | $ 6,176,000 | $ 176,457 | $ 97,000 |
| Dallas, Texas | 35 | $ 7,236,000 | $ 206,742 | $ 104,000 |
| Clark, Nevada | 33 | $ 8,412,000 | $ 254,909 | $ 109,000 |
| Travis, Texas | 33 | $ 6,946,000 | $ 210,484 | $ 101,000 |
| Baltimore City, Maryland | 31 | $ 3,221,000 | $ 103,903 | $ 96,000 |
| Volusia, Florida | 30 | $ 6,200,000 | $ 206,666 | $ 135,000 |
| Pasco, Florida | 28 | $ 4,705,000 | $ 168,035 | $ 76,000 |
| Denver, Colorado | 27 | $ 4,286,000 | $ 158,740 | $ 91,000 |
| Clay, Florida | 25 | $ 4,750,000 | $ 190,000 | $ 74,000 |
| Lake, Florida | 23 | $ 4,909,000 | $ 213,434 | $ 80,000 |
| Sarasota, Florida | 20 | $ 4,017,000 | $ 200,850 | $ 90,000 |
| Tarrant, Texas | 20 | $ 5,622,000 | $ 281,100 | $ 115,000 |
| Bexar, Texas | 19 | $ 2,640,000 | $ 138,947 | $ 77,000 |
| Prince George's, Maryland | 18 | $ 4,767,000 | $ 264,833 | $ 124,000 |
| Hidalgo, Texas | 18 | $ 3,204,000 | $ 178,000 | $ 81,000 |
| Adams, Colorado | 14 | $ 2,180,000 | $ 155,714 | $ 118,000 |
| Indian River, Florida | 14 | $ 4,606,000 | $ 329,000 | $ 134,000 |
| Montgomery, Maryland | 14 | $ 3,989,000 | $ 284,928 | $ 79,000 |
| Fort Bend, Texas | 14 | $ 2,229,000 | $ 159,214 | $ 83,000 |
| El Paso, Colorado | 13 | $ 2,747,000 | $ 211,307 | $ 121,000 |
| Alachua, Florida | 13 | $ 2,090,000 | $ 160,769 | $ 107,000 |
| Galveston, Texas | 13 | $ 1,063,000 | $ 81,769 | $ 155,000 |
| Bay, Florida | 12 | $ 3,992,000 | $ 332,666 | $ 168,000 |
| Hartford, Connecticut | 11 | $ 2,429,000 | $ 220,818 | $ 86,000 |
| New Haven, Connecticut | 11 | $ 2,725,000 | $ 247,727 | $ 89,000 |
| Leon, Florida | 11 | $ 1,808,000 | $ 164,363 | $ 91,000 |
| St. Johns, Florida | 11 | $ 2,300,000 | $ 209,090 | $ 98,000 |
| Charlotte, Florida | 10 | $ 2,849,000 | $ 284,900 | $ 148,000 |
| Pinal, Arizona | 9 | $ 1,850,000 | $ 205,555 | $ 74,000 |
| Jefferson, Colorado | 9 | $ 2,379,000 | $ 264,333 | $ 111,000 |
| Escambia, Florida | 8 | $ 1,581,000 | $ 197,625 | $ 94,000 |
| Martin, Florida | 8 | $ 2,763,000 | $ 345,375 | $ 109,000 |
| Monroe, Florida | 8 | $ 3,375,000 | $ 421,875 | $ 193,000 |
| Baltimore, Maryland | 8 | $ 1,322,000 | $ 165,250 | $ 68,000 |
| Collin, Texas | 8 | $ 1,497,000 | $ 187,125 | $ 135,000 |
| Williamson, Texas | 8 | $ 1,450,000 | $ 181,250 | $ 82,000 |
| Sevier, Tennessee | 7 | $ 2,937,000 | $ 419,571 | $ 426,000 |
| Denton, Texas | 7 | $ 2,382,000 | $ 340,285 | $ 170,000 |
| Montgomery, Texas | 7 | $ 875,000 | $ 125,000 | $ 64,000 |
| Arapahoe, Colorado | 6 | $ 1,232,000 | $ 205,333 | $ 89,000 |
| Pueblo, Colorado | 6 | $ 1,313,000 | $ 218,833 | $ 93,000 |
| Flagler, Florida | 6 | $ 1,475,000 | $ 245,833 | $ 245,000 |
| Highlands, Florida | 6 | $ 679,000 | $ 113,166 | $ 67,000 |
| Manatee, Florida | 6 | $ 1,077,000 | $ 179,500 | $ 67,000 |
| Anne Arundel, Maryland | 6 | $ 2,771,000 | $ 461,833 | $ 131,000 |
| Brazoria, Texas | 6 | $ 824,000 | $ 137,333 | $ 89,000 |
| Comal, Texas | 6 | $ 1,842,000 | $ 307,000 | $ 149,000 |
| Hays, Texas | 6 | $ 1,442,000 | $ 240,333 | $ 113,000 |
| Pima, Arizona | 5 | $ 1,555,000 | $ 311,000 | $ 98,000 |
| Boulder, Colorado | 5 | $ 1,290,000 | $ 258,000 | $ 210,000 |
| Douglas, Colorado | 5 | $ 3,195,000 | $ 639,000 | $ 264,000 |
| Mesa, Colorado | 5 | $ 1,395,000 | $ 279,000 | $ 78,000 |
| San Miguel, Colorado | 5 | $ 1,185,000 | $ 237,000 | $ 83,000 |
| Weld, Colorado | 5 | $ 811,000 | $ 162,200 | $ 74,000 |
| Rogers, Oklahoma | 5 | $ 632,000 | $ 126,400 | $ 46,000 |
| Horry, South Carolina | 5 | $ 1,423,000 | $ 284,600 | $ 112,000 |
| Middlesex, Connecticut | 4 | $ 1,041,000 | $ 260,250 | $ 101,000 |
| Hernando, Florida | 4 | $ 792,000 | $ 198,000 | $ 134,000 |
| Okaloosa, Florida | 4 | $ 1,564,000 | $ 391,000 | $ 168,000 |
| Hamilton, Tennessee | 4 | $ 365,000 | $ 91,250 | $ 59,000 |
| Cameron, Texas | 4 | $ 752,000 | $ 188,000 | $ 121,000 |
| Johnson, Texas | 4 | $ 1,020,000 | $ 255,000 | $ 77,000 |
| Cochise, Arizona | 3 | $ 389,000 | $ 129,666 | $ 96,000 |
| Larimer, Colorado | 3 | $ 340,000 | $ 113,333 | $ 165,000 |
| Citrus, Florida | 3 | $ 518,000 | $ 172,666 | $ 68,000 |
| DeSoto, Florida | 3 | $ 949,000 | $ 316,333 | $ 129,000 |
| Nassau, Florida | 3 | $ 516,000 | $ 172,000 | $ 105,000 |
| Putnam, Florida | 3 | $ 300,000 | $ 100,000 | $ 46,000 |
| Frederick, Maryland | 3 | $ 478,000 | $ 159,333 | $ 89,000 |
| St. Mary's, Maryland | 3 | $ 636,000 | $ 212,000 | $ 199,000 |
| Creek, Oklahoma | 3 | $ 350,000 | $ 116,666 | $ 53,000 |
| Davidson, Tennessee | 3 | $ 1,875,000 | $ 625,000 | $ 201,000 |
| Las Animas, Colorado | 2 | $ 313,000 | $ 156,500 | $ 152,000 |
| Fairfield, Connecticut | 2 | $ 608,000 | $ 304,000 | $ 116,000 |
| Columbia, Florida | 2 | $ 505,000 | $ 252,500 | $ 136,000 |
| Gadsden, Florida | 2 | $ 622,000 | $ 311,000 | $ 151,000 |
| Gulf, Florida | 2 | $ 389,000 | $ 194,500 | $ 68,000 |
| Hendry, Florida | 2 | $ 268,000 | $ 134,000 | $ 73,000 |
| Sumter, Florida | 2 | $ 319,000 | $ 159,500 | $ 57,000 |
| Walton, Florida | 2 | $ 208,000 | $ 104,000 | $ 20,000 |
| Cecil, Maryland | 2 | $ 510,000 | $ 255,000 | $ 100,000 |
| Howard, Maryland | 2 | $ 371,000 | $ 185,500 | $ 58,000 |
| Washington, Maryland | 2 | $ 371,000 | $ 185,500 | $ 106,000 |
| Cherokee, Oklahoma | 2 | $ 298,000 | $ 149,000 | $ 65,000 |
| Oklahoma, Oklahoma | 2 | $ 212,000 | $ 106,000 | $ 35,000 |
| Wagoner, Oklahoma | 2 | $ 365,000 | $ 182,500 | $ 78,000 |
| Greenville, South Carolina | 2 | $ 466,000 | $ 233,000 | $ 71,000 |
| Orangeburg, South Carolina | 2 | $ 203,000 | $ 101,500 | $ 188,000 |
| Spartanburg, South Carolina | 2 | $ 377,000 | $ 188,500 | $ 95,000 |
| Montgomery, Tennessee | 2 | $ 266,000 | $ 133,000 | $ 46,000 |
| Guadalupe, Texas | 2 | $ 318,000 | $ 159,000 | $ 71,000 |
| Jasper, Texas | 2 | $ 85,000 | $ 42,500 | $ 84,000 |
| Llano, Texas | 2 | $ 653,000 | $ 326,500 | $ 144,000 |
| Parker, Texas | 2 | $ 499,000 | $ 249,500 | $ 77,000 |
| Webb, Texas | 2 | $ 429,000 | $ 214,500 | $ 82,000 |
| Mobile, Alabama | 1 | $ 311,000 | $ 311,000 | $ 80,000 |
| Gila, Arizona | 1 | $ 242,000 | $ 242,000 | $ 75,000 |
| Mohave, Arizona | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Navajo, Arizona | 1 | $ 237,000 | $ 237,000 | $ 89,000 |
| Yavapai, Arizona | 1 | $ 240,000 | $ 240,000 | $ 45,000 |
| Pulaski, Arkansas | 1 | $ 157,000 | $ 157,000 | $ 200,000 |
| Riverside, California | 1 | $ 271,000 | $ 271,000 | $ 75,000 |
| Delta, Colorado | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Eagle, Colorado | 1 | $ 417,000 | $ 417,000 | $ 167,000 |
| Elbert, Colorado | 1 | $ 302,000 | $ 302,000 | $ 87,000 |
| Montrose, Colorado | 1 | $ 186,000 | $ 186,000 | $ 60,000 |
| Ouray, Colorado | 1 | $ 291,000 | $ 291,000 | $ 80,000 |
| Park, Colorado | 1 | $ 506,000 | $ 506,000 | $ 420,000 |
| Routt, Colorado | 1 | $ 601,000 | $ 601,000 | $ 144,000 |
| Summit, Colorado | 1 | $ 1,500,000 | $ 1,500,000 | $ 365,000 |
| Teller, Colorado | 1 | $ 227,000 | $ 227,000 | $ 104,000 |
| New Castle, Delaware | 1 | $ 68,000 | $ 68,000 | $ 103,000 |
| District of Columbia, District Of Columbia | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Dixie, Florida | 1 | $ 167,000 | $ 167,000 | $ 54,000 |
| Gilchrist, Florida | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Holmes, Florida | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Okeechobee, Florida | 1 | $ 246,000 | $ 246,000 | $ 94,000 |
| Santa Rosa, Florida | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Taylor, Florida | 1 | $ 59,000 | $ 59,000 | $ 22,000 |
| Fulton, Georgia | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| Gilmer, Georgia | 1 | $ 317,000 | $ 317,000 | $ 84,000 |
| Calvert, Maryland | 1 | $ 200,000 | $ 200,000 | $ 137,000 |
| Carroll, Maryland | 1 | $ 216,000 | $ 216,000 | $ 100,000 |
| Charles, Maryland | 1 | $ 384,000 | $ 384,000 | $ 108,000 |
| Harford, Maryland | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Worcester, Maryland | 1 | $ 400,000 | $ 400,000 | $ 161,000 |
| Hampden, Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 101,000 |
| Dona Ana, New Mexico | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| McDowell, North Carolina | 1 | $ 139,000 | $ 139,000 | $ 78,000 |
| Cass, North Dakota | 1 | $ 62,000 | $ 62,000 | $ 54,000 |
| Delaware, Oklahoma | 1 | $ 154,000 | $ 154,000 | $ 90,000 |
| Osage, Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 19,000 |
| Payne, Oklahoma | 1 | $ 57,000 | $ 57,000 | $ 66,000 |
| Washington, Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Aiken, South Carolina | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Anderson, South Carolina | 1 | $ 146,000 | $ 146,000 | $ 88,000 |
| Berkeley, South Carolina | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| Charleston, South Carolina | 1 | $ 315,000 | $ 315,000 | $ 54,000 |
| Dorchester, South Carolina | 1 | $ 114,000 | $ 114,000 | $ 85,000 |
| Richland, South Carolina | 1 | $ 103,000 | $ 103,000 | $ 60,000 |
| Sumter, South Carolina | 1 | $ 102,000 | $ 102,000 | $ 63,000 |
| York, South Carolina | 1 | $ 207,000 | $ 207,000 | $ 78,000 |
| Anderson, Tennessee | 1 | $ 372,000 | $ 372,000 | $ 93,000 |
| Blount, Tennessee | 1 | $ 112,000 | $ 112,000 | $ 17,000 |
| Grainger, Tennessee | 1 | $ 518,000 | $ 518,000 | $ 216,000 |
| Knox, Tennessee | 1 | $ 640,000 | $ 640,000 | $ 251,000 |
| Polk, Tennessee | 1 | $ 223,000 | $ 223,000 | $ 69,000 |
| Putnam, Tennessee | 1 | $ 399,000 | $ 399,000 | $ 138,000 |
| Sumner, Tennessee | 1 | $ 284,000 | $ 284,000 | $ 72,000 |
| Angelina, Texas | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Bandera, Texas | 1 | $ 161,000 | $ 161,000 | $ 68,000 |
| Bastrop, Texas | 1 | $ 112,000 | $ 112,000 | $ 20,000 |
| Blanco, Texas | 1 | $ 375,000 | $ 375,000 | $ 111,000 |
| Brown, Texas | 1 | $ 44,000 | $ 44,000 | $ 263,000 |
| Calhoun, Texas | 1 | $ 92,000 | $ 92,000 | $ 221,000 |
| Gregg, Texas | 1 | $ 334,000 | $ 334,000 | $ 150,000 |
| Houston, Texas | 1 | $ 252,000 | $ 252,000 | $ 192,000 |
| Hunt, Texas | 1 | $ 284,000 | $ 284,000 | $ 215,000 |
| Kerr, Texas | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| Limestone, Texas | 1 | $ 182,000 | $ 182,000 | $ 67,000 |
| Maverick, Texas | 1 | $ 149,000 | $ 149,000 | $ 120,000 |
| Midland, Texas | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| Milam, Texas | 1 | $ 59,000 | $ 59,000 | $ 90,000 |
| Pecos, Texas | 1 | $ 122,000 | $ 122,000 | $ 161,000 |
| Rockwall, Texas | 1 | $ 300,000 | $ 300,000 | $ 143,000 |
| Smith, Texas | 1 | $ 196,000 | $ 196,000 | $ 39,000 |
| Tom Green, Texas | 1 | $ 315,000 | $ 315,000 | $ 93,000 |
| Wise, Texas | 1 | $ 176,000 | $ 176,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Sky Investments, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,369 | $542,117,000 | $228,000 | $1,610,000 | $113,000 | $1,623,000 |
| Refinancing | 1,668 | $338,004,000 | $202,000 | $1,500,000 | $101,000 | $1,831,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,647 | $365,361,000 | $221,000 | $975,000 | $94,000 | $1,100,000 |
| White | 1,411 | $315,132,000 | $223,000 | $1,610,000 | $134,000 | $1,831,000 |
| Black or African American | 549 | $109,603,000 | $199,000 | $854,000 | $85,000 | $480,000 |
| Not Provided | 257 | $54,800,000 | $213,000 | $1,100,000 | $107,000 | $696,000 |
| Asian | 149 | $30,744,000 | $206,000 | $878,000 | $105,000 | $840,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $2,719,000 | $181,000 | $289,000 | $75,000 | $123,000 |
| American Indian or Alaskan Native | 9 | $1,762,000 | $195,000 | $349,000 | $130,000 | $370,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,973 | $867,981,000 | $218,000 | $1,610,000 | $109,000 | $1,831,000 |
| FHA-insured (Federal Housing Administration) | 53 | $10,542,000 | $198,000 | $339,000 | $73,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,598,000 | $145,000 | $203,000 | $45,000 | $63,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 1,495 | $324,418,000 | $217,000 | $993,000 | $104,000 | $1,421,000 |
| Loan Originated | 1,083 | $218,048,000 | $201,000 | $1,235,000 | $103,000 | $1,237,000 |
| File Closed For Incompleteness | 511 | $125,121,000 | $244,000 | $1,610,000 | $130,000 | $1,831,000 |
| Application Withdrawn By Applicant | 479 | $106,089,000 | $221,000 | $1,120,000 | $106,000 | $999,000 |
| Application Denied By Financial Institution | 469 | $106,445,000 | $226,000 | $1,200,000 | $110,000 | $1,419,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 78 | $18,379,000 | $235,000 | $509,000 | $101,000 | $257,000 |
| Debt-To-Income Ratio | 55 | $11,419,000 | $207,000 | $452,000 | $76,000 | $309,000 |
| Other | 41 | $10,737,000 | $261,000 | $780,000 | $132,000 | $636,000 |
| Collateral | 40 | $8,109,000 | $202,000 | $492,000 | $164,000 | $1,419,000 |
| Credit History | 24 | $3,941,000 | $164,000 | $591,000 | $71,000 | $252,000 |
| Employment History | 9 | $2,441,000 | $271,000 | $625,000 | $105,000 | $185,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,102,000 | $275,000 | $384,000 | $91,000 | $132,000 |
| Mortgage Insurance Denied | 3 | $488,000 | $162,000 | $196,000 | $63,000 | $74,000 |
| Credit Application Incomplete | 1 | $69,000 | $69,000 | $69,000 | $306,000 | $306,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sky Investments, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sky Investments, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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