Skyline National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Skyline National Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Skyline National Bank Po Box 186 Independence, VA 24348 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 390 |
| Total Mortgage Loan Application Amount | $79,460,000 |
| Average Mortgage Loan Application Amount | $172,000 |
| Highest Mortgage Loan Application Amount | $2,415,000 |
| Average Applicant Income | $90,800 |
| Highest Applicant Income | $1,982,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Skyline National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Skyline National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Skyline National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Skyline National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Skyline National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Skyline National Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Grayson County Virginia | 45 | $ 5,105,000 | $ 113,000 | $ 73,000 |
| Carroll County Virginia | 42 | $ 6,810,000 | $ 162,000 | $ 91,000 |
| Montgomery County Virginia | 35 | $ 7,565,000 | $ 216,000 | $ 107,000 |
| Alleghany County North Carolina | 32 | $ 5,700,000 | $ 178,000 | $ 124,000 |
| Ashe County North Carolina | 22 | $ 4,390,000 | $ 199,000 | $ 95,000 |
| Watauga County North Carolina | 22 | $ 10,050,000 | $ 456,000 | $ 219,000 |
| Catawba County North Carolina | 17 | $ 4,295,000 | $ 252,000 | $ 46,000 |
| Forsyth County North Carolina | 13 | $ 1,325,000 | $ 101,000 | $ 59,000 |
| Pulaski County Virginia | 13 | $ 3,145,000 | $ 241,000 | $ 195,000 |
| Yadkin County North Carolina | 12 | $ 1,680,000 | $ 140,000 | $ 116,000 |
| Floyd County Virginia | 11 | $ 2,205,000 | $ 200,000 | $ 92,000 |
| Galax County Virginia | 11 | $ 3,155,000 | $ 286,000 | $ 84,000 |
| Wythe County Virginia | 11 | $ 2,905,000 | $ 264,000 | $ 96,000 |
| Caldwell County North Carolina | 9 | $ 2,055,000 | $ 228,000 | $ 139,000 |
| Roanoke City County Virginia | 8 | $ 1,100,000 | $ 137,000 | $ 87,000 |
| Davie County North Carolina | 7 | $ 1,165,000 | $ 166,000 | $ 66,000 |
| Wilkes County North Carolina | 7 | $ 1,485,000 | $ 212,000 | $ 186,000 |
| Surry County North Carolina | 6 | $ 580,000 | $ 96,000 | $ 82,000 |
| Giles County Virginia | 6 | $ 810,000 | $ 135,000 | $ 98,000 |
| Franklin County Virginia | 5 | $ 1,585,000 | $ 317,000 | $ 101,000 |
| Rowan County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 62,000 |
| Patrick County Virginia | 4 | $ 600,000 | $ 150,000 | $ 125,000 |
| Roanoke County Virginia | 4 | $ 900,000 | $ 225,000 | $ 81,000 |
| Alexander County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 73,000 |
| Mecklenburg County North Carolina | 3 | $ 465,000 | $ 155,000 | $ 255,000 |
| Bland County Virginia | 3 | $ 455,000 | $ 151,000 | $ 183,000 |
| Henry County Virginia | 3 | $ 325,000 | $ 108,000 | $ 126,000 |
| Radford County Virginia | 3 | $ 475,000 | $ 158,000 | $ 130,000 |
| Brunswick County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 113,000 |
| Gaston County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 56,000 |
| Bedford County Virginia | 2 | $ 1,010,000 | $ 505,000 | $ 246,000 |
| Craig County Virginia | 2 | $ 580,000 | $ 290,000 | $ 154,000 |
| Salem County Virginia | 2 | $ 330,000 | $ 165,000 | $ 37,000 |
| Washington County Virginia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 465,000 | $ 465,000 | $ 121,000 |
| Alamance County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 142,000 |
| Burke County North Carolina | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 254,000 |
| Cumberland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Dare County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 175,000 |
| Iredell County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 157,000 |
| Lincoln County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 1,982,000 |
| Macon County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| McDowell County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 159,000 |
| Horry County South Carolina | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Martinsville County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
Mortgage Loan Application Detail Totals for Skyline National Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 261 | $49,045,000 | $187,000 | $1,155,000 | $120,000 | $1,982,000 |
| Refinancing | 97 | $26,715,000 | $275,000 | $2,415,000 | $115,000 | $617,000 |
| Other Purpose | 20 | $1,750,000 | $87,000 | $205,000 | $79,000 | $620,000 |
| Home Improvement | 8 | $1,410,000 | $176,000 | $755,000 | $72,000 | $175,000 |
| Cash-out Refinancing | 4 | $540,000 | $135,000 | $295,000 | $68,000 | $112,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 242 | $42,560,000 | $175,000 | $915,000 | $116,000 | $1,982,000 |
| Not applicable | 126 | $33,750,000 | $267,000 | $2,415,000 | $0 | $0 |
| Not Provided | 11 | $2,005,000 | $182,000 | $365,000 | $90,000 | $132,000 |
| Hispanic | 5 | $485,000 | $97,000 | $125,000 | $105,000 | $237,000 |
| Black or African American | 3 | $325,000 | $108,000 | $225,000 | $111,000 | $234,000 |
| American Indian or Alaskan Native | 1 | $155,000 | $155,000 | $155,000 | $69,000 | $69,000 |
| Asian | 1 | $105,000 | $105,000 | $105,000 | $26,000 | $26,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 390 | $79,460,000 | $203,000 | $2,415,000 | $114,000 | $1,982,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 354 | $74,210,000 | $209,000 | $2,415,000 | $118,000 | $1,982,000 |
| Application Withdrawn By Applicant | 21 | $3,435,000 | $163,000 | $515,000 | $91,000 | $606,000 |
| Application Denied By Financial Institution | 11 | $1,515,000 | $137,000 | $295,000 | $90,000 | $377,000 |
| Application Approved But Not Accepted | 3 | $295,000 | $98,000 | $135,000 | $76,000 | $91,000 |
| Preapproval Denied by Financial Institution | 1 | $5,000 | $5,000 | $5,000 | $27,000 | $27,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 378 | $77,940,000 | $206,000 | $2,415,000 | $115,000 | $1,982,000 |
| Credit History | 11 | $1,395,000 | $126,000 | $295,000 | $84,000 | $377,000 |
| Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $93,000 | $93,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Skyline National Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Skyline National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.