Primis Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Primis Bank Po Box 2075 Tappahannock, VA 23005 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 496 |
| Total Mortgage Loan Application Amount | $176,030,000 |
| Average Mortgage Loan Application Amount | $334,666 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $97,500 |
| Highest Applicant Income | $808,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Primis Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Primis Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Primis Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Primis Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Primis Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Primis Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hanover County Virginia | 32 | $ 5,810,000 | $ 181,000 | $ 97,000 |
| Chesterfield County Virginia | 31 | $ 5,935,000 | $ 191,000 | $ 122,000 |
| Hampton County Virginia | 24 | $ 3,350,000 | $ 139,000 | $ 366,000 |
| Virginia Beach County Virginia | 21 | $ 10,515,000 | $ 500,000 | $ 43,000 |
| Anne Arundel County Maryland | 20 | $ 12,750,000 | $ 637,000 | $ 120,000 |
| Henrico County Virginia | 20 | $ 3,890,000 | $ 194,000 | $ 102,000 |
| Newport News County Virginia | 20 | $ 5,270,000 | $ 263,000 | $ 0 |
| Richmond City County Virginia | 20 | $ 9,600,000 | $ 480,000 | $ 301,000 |
| Northumberland County Virginia | 17 | $ 1,075,000 | $ 63,000 | $ 91,000 |
| Howard County Maryland | 16 | $ 9,160,000 | $ 572,000 | $ 0 |
| Baltimore County Maryland | 13 | $ 6,705,000 | $ 515,000 | $ 0 |
| Montgomery County Maryland | 12 | $ 6,530,000 | $ 544,000 | $ 118,000 |
| Charleston County South Carolina | 12 | $ 9,390,000 | $ 782,000 | $ 0 |
| Essex County Virginia | 12 | $ 1,740,000 | $ 145,000 | $ 107,000 |
| Loudoun County Virginia | 12 | $ 6,080,000 | $ 506,000 | $ 234,000 |
| Norfolk County Virginia | 12 | $ 3,400,000 | $ 283,000 | $ 0 |
| Prince George's County Maryland | 11 | $ 3,635,000 | $ 330,000 | $ 110,000 |
| Wake County North Carolina | 9 | $ 3,295,000 | $ 366,000 | $ 0 |
| Fairfax County Virginia | 9 | $ 6,245,000 | $ 693,000 | $ 100,000 |
| Gloucester County Virginia | 8 | $ 2,660,000 | $ 332,000 | $ 104,000 |
| Middlesex County Virginia | 8 | $ 870,000 | $ 108,000 | $ 61,000 |
| Queen Anne's County Maryland | 7 | $ 3,665,000 | $ 523,000 | $ 0 |
| Chesapeake County Virginia | 6 | $ 2,480,000 | $ 413,000 | $ 162,000 |
| King William County Virginia | 6 | $ 380,000 | $ 63,000 | $ 50,000 |
| Calvert County Maryland | 5 | $ 2,325,000 | $ 465,000 | $ 102,000 |
| New Castle County Delaware | 4 | $ 2,370,000 | $ 592,000 | $ 0 |
| District of Columbia County District Of Columbia | 4 | $ 1,620,000 | $ 405,000 | $ 0 |
| Talbot County Maryland | 4 | $ 2,640,000 | $ 660,000 | $ 0 |
| Caroline County Virginia | 4 | $ 670,000 | $ 167,000 | $ 30,000 |
| Poquoson County Virginia | 4 | $ 690,000 | $ 172,000 | $ 115,000 |
| Westmoreland County Virginia | 4 | $ 290,000 | $ 72,000 | $ 121,000 |
| York County Virginia | 4 | $ 1,250,000 | $ 312,000 | $ 273,000 |
| Chatham County North Carolina | 3 | $ 1,465,000 | $ 488,000 | $ 0 |
| Dare County North Carolina | 3 | $ 1,095,000 | $ 365,000 | $ 0 |
| Beaufort County South Carolina | 3 | $ 1,615,000 | $ 538,000 | $ 0 |
| Berkeley County South Carolina | 3 | $ 3,155,000 | $ 1,051,000 | $ 0 |
| Alexandria County Virginia | 3 | $ 1,855,000 | $ 618,000 | $ 0 |
| Fauquier County Virginia | 3 | $ 1,585,000 | $ 528,000 | $ 81,000 |
| Hopewell County Virginia | 3 | $ 315,000 | $ 105,000 | $ 231,000 |
| James City County Virginia | 3 | $ 1,165,000 | $ 388,000 | $ 334,000 |
| Lancaster County Virginia | 3 | $ 145,000 | $ 48,000 | $ 31,000 |
| Mathews County Virginia | 3 | $ 205,000 | $ 68,000 | $ 45,000 |
| New Kent County Virginia | 3 | $ 405,000 | $ 135,000 | $ 317,000 |
| Petersburg County Virginia | 3 | $ 1,815,000 | $ 605,000 | $ 452,000 |
| Portsmouth County Virginia | 3 | $ 755,000 | $ 251,000 | $ 0 |
| Southampton County Virginia | 3 | $ 165,000 | $ 55,000 | $ 59,000 |
| Sussex County Virginia | 3 | $ 105,000 | $ 35,000 | $ 56,000 |
| Warren County Virginia | 3 | $ 185,000 | $ 61,000 | $ 53,000 |
| Baltimore City County Maryland | 2 | $ 810,000 | $ 405,000 | $ 0 |
| Charles County Maryland | 2 | $ 530,000 | $ 265,000 | $ 91,000 |
| Harford County Maryland | 2 | $ 840,000 | $ 420,000 | $ 0 |
| Orange County North Carolina | 2 | $ 970,000 | $ 485,000 | $ 0 |
| York County South Carolina | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Albemarle County Virginia | 2 | $ 1,440,000 | $ 720,000 | $ 0 |
| Alleghany County Virginia | 2 | $ 60,000 | $ 30,000 | $ 73,000 |
| Arlington County Virginia | 2 | $ 1,210,000 | $ 605,000 | $ 0 |
| Charlottesville County Virginia | 2 | $ 1,980,000 | $ 990,000 | $ 566,000 |
| Dinwiddie County Virginia | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Franklin County Virginia | 2 | $ 890,000 | $ 445,000 | $ 200,000 |
| Franklin City County Virginia | 2 | $ 400,000 | $ 200,000 | $ 175,000 |
| Goochland County Virginia | 2 | $ 1,860,000 | $ 930,000 | $ 0 |
| Prince George County Virginia | 2 | $ 110,000 | $ 55,000 | $ 198,000 |
| Suffolk County Virginia | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Surry County Virginia | 2 | $ 50,000 | $ 25,000 | $ 69,000 |
| Broward County Florida | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Indian River County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Orange County Florida | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Pinellas County Florida | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Sarasota County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Fulton County Georgia | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Caroline County Maryland | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Westchester County New York | 1 | $ 785,000 | $ 785,000 | $ 171,000 |
| Currituck County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 0 |
| McDowell County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Union County North Carolina | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 995,000 | $ 995,000 | $ 0 |
| York County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Colonial Heights County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| King and Queen County Virginia | 1 | $ 215,000 | $ 215,000 | $ 251,000 |
| Louisa County Virginia | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Powhatan County Virginia | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Richmond County Virginia | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Shenandoah County Virginia | 1 | $ 85,000 | $ 85,000 | $ 14,000 |
| Stafford County Virginia | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Staunton County Virginia | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Williamsburg County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 247 | $105,295,000 | $426,000 | $1,505,000 | $254,000 | $625,000 |
| Refinancing | 86 | $26,820,000 | $311,000 | $2,005,000 | $128,000 | $532,000 |
| Other Purpose | 68 | $9,180,000 | $135,000 | $1,005,000 | $114,000 | $808,000 |
| Cash-out Refinancing | 37 | $21,365,000 | $577,000 | $1,005,000 | $0 | $0 |
| Home Improvement | 37 | $3,745,000 | $101,000 | $515,000 | $89,000 | $489,000 |
| Not Applicable | 21 | $9,625,000 | $458,000 | $785,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 333 | $150,745,000 | $452,000 | $2,005,000 | $0 | $0 |
| White | 109 | $17,885,000 | $164,000 | $1,395,000 | $130,000 | $808,000 |
| Not Provided | 24 | $3,460,000 | $144,000 | $785,000 | $123,000 | $366,000 |
| Black or African American | 19 | $1,655,000 | $87,000 | $355,000 | $82,000 | $228,000 |
| Asian | 4 | $450,000 | $112,000 | $235,000 | $336,000 | $489,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $435,000 | $145,000 | $285,000 | $82,000 | $131,000 |
| Hispanic | 2 | $1,020,000 | $510,000 | $1,005,000 | $57,000 | $60,000 |
| American Indian or Alaskan Native | 1 | $255,000 | $255,000 | $255,000 | $125,000 | $125,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 496 | $176,030,000 | $354,000 | $2,005,000 | $127,000 | $808,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 233 | $127,175,000 | $545,000 | $1,505,000 | $0 | $0 |
| Loan Originated | 173 | $35,615,000 | $205,000 | $1,495,000 | $171,000 | $808,000 |
| Application Denied By Financial Institution | 68 | $7,330,000 | $107,000 | $605,000 | $73,000 | $508,000 |
| Application Approved But Not Accepted | 14 | $4,190,000 | $299,000 | $2,005,000 | $133,000 | $300,000 |
| Application Withdrawn By Applicant | 8 | $1,720,000 | $215,000 | $1,005,000 | $138,000 | $366,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 496 | $176,030,000 | $354,000 | $2,005,000 | $127,000 | $808,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Primis Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Primis Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.