Primis Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Primis Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Primis Bank
Po Box 2075
Tappahannock, VA 23005
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 496
Total Mortgage Loan Application Amount $176,030,000
Average Mortgage Loan Application Amount $334,666
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $97,500
Highest Applicant Income $808,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Primis Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Primis Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Primis Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Primis Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Primis Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Primis Bank's mortgage activity for 2018.

Mortgage Loan Application Totals for Primis Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hanover County Virginia 32 $ 5,810,000 $ 181,000 $ 97,000
Chesterfield County Virginia 31 $ 5,935,000 $ 191,000 $ 122,000
Hampton County Virginia 24 $ 3,350,000 $ 139,000 $ 366,000
Virginia Beach County Virginia 21 $ 10,515,000 $ 500,000 $ 43,000
Anne Arundel County Maryland 20 $ 12,750,000 $ 637,000 $ 120,000
Henrico County Virginia 20 $ 3,890,000 $ 194,000 $ 102,000
Newport News County Virginia 20 $ 5,270,000 $ 263,000 $ 0
Richmond City County Virginia 20 $ 9,600,000 $ 480,000 $ 301,000
Northumberland County Virginia 17 $ 1,075,000 $ 63,000 $ 91,000
Howard County Maryland 16 $ 9,160,000 $ 572,000 $ 0
Baltimore County Maryland 13 $ 6,705,000 $ 515,000 $ 0
Montgomery County Maryland 12 $ 6,530,000 $ 544,000 $ 118,000
Charleston County South Carolina 12 $ 9,390,000 $ 782,000 $ 0
Essex County Virginia 12 $ 1,740,000 $ 145,000 $ 107,000
Loudoun County Virginia 12 $ 6,080,000 $ 506,000 $ 234,000
Norfolk County Virginia 12 $ 3,400,000 $ 283,000 $ 0
Prince George's County Maryland 11 $ 3,635,000 $ 330,000 $ 110,000
Wake County North Carolina 9 $ 3,295,000 $ 366,000 $ 0
Fairfax County Virginia 9 $ 6,245,000 $ 693,000 $ 100,000
Gloucester County Virginia 8 $ 2,660,000 $ 332,000 $ 104,000
Middlesex County Virginia 8 $ 870,000 $ 108,000 $ 61,000
Queen Anne's County Maryland 7 $ 3,665,000 $ 523,000 $ 0
Chesapeake County Virginia 6 $ 2,480,000 $ 413,000 $ 162,000
King William County Virginia 6 $ 380,000 $ 63,000 $ 50,000
Calvert County Maryland 5 $ 2,325,000 $ 465,000 $ 102,000
New Castle County Delaware 4 $ 2,370,000 $ 592,000 $ 0
District of Columbia County District Of Columbia 4 $ 1,620,000 $ 405,000 $ 0
Talbot County Maryland 4 $ 2,640,000 $ 660,000 $ 0
Caroline County Virginia 4 $ 670,000 $ 167,000 $ 30,000
Poquoson County Virginia 4 $ 690,000 $ 172,000 $ 115,000
Westmoreland County Virginia 4 $ 290,000 $ 72,000 $ 121,000
York County Virginia 4 $ 1,250,000 $ 312,000 $ 273,000
Chatham County North Carolina 3 $ 1,465,000 $ 488,000 $ 0
Dare County North Carolina 3 $ 1,095,000 $ 365,000 $ 0
Beaufort County South Carolina 3 $ 1,615,000 $ 538,000 $ 0
Berkeley County South Carolina 3 $ 3,155,000 $ 1,051,000 $ 0
Alexandria County Virginia 3 $ 1,855,000 $ 618,000 $ 0
Fauquier County Virginia 3 $ 1,585,000 $ 528,000 $ 81,000
Hopewell County Virginia 3 $ 315,000 $ 105,000 $ 231,000
James City County Virginia 3 $ 1,165,000 $ 388,000 $ 334,000
Lancaster County Virginia 3 $ 145,000 $ 48,000 $ 31,000
Mathews County Virginia 3 $ 205,000 $ 68,000 $ 45,000
New Kent County Virginia 3 $ 405,000 $ 135,000 $ 317,000
Petersburg County Virginia 3 $ 1,815,000 $ 605,000 $ 452,000
Portsmouth County Virginia 3 $ 755,000 $ 251,000 $ 0
Southampton County Virginia 3 $ 165,000 $ 55,000 $ 59,000
Sussex County Virginia 3 $ 105,000 $ 35,000 $ 56,000
Warren County Virginia 3 $ 185,000 $ 61,000 $ 53,000
Baltimore City County Maryland 2 $ 810,000 $ 405,000 $ 0
Charles County Maryland 2 $ 530,000 $ 265,000 $ 91,000
Harford County Maryland 2 $ 840,000 $ 420,000 $ 0
Orange County North Carolina 2 $ 970,000 $ 485,000 $ 0
York County South Carolina 2 $ 670,000 $ 335,000 $ 0
Albemarle County Virginia 2 $ 1,440,000 $ 720,000 $ 0
Alleghany County Virginia 2 $ 60,000 $ 30,000 $ 73,000
Arlington County Virginia 2 $ 1,210,000 $ 605,000 $ 0
Charlottesville County Virginia 2 $ 1,980,000 $ 990,000 $ 566,000
Dinwiddie County Virginia 2 $ 280,000 $ 140,000 $ 0
Franklin County Virginia 2 $ 890,000 $ 445,000 $ 200,000
Franklin City County Virginia 2 $ 400,000 $ 200,000 $ 175,000
Goochland County Virginia 2 $ 1,860,000 $ 930,000 $ 0
Prince George County Virginia 2 $ 110,000 $ 55,000 $ 198,000
Suffolk County Virginia 2 $ 740,000 $ 370,000 $ 0
Surry County Virginia 2 $ 50,000 $ 25,000 $ 69,000
Broward County Florida 1 $ 635,000 $ 635,000 $ 0
Hillsborough County Florida 1 $ 35,000 $ 35,000 $ 19,000
Indian River County Florida 1 $ 155,000 $ 155,000 $ 0
Miami-Dade County Florida 1 $ 405,000 $ 405,000 $ 0
Orange County Florida 1 $ 445,000 $ 445,000 $ 0
Pinellas County Florida 1 $ 615,000 $ 615,000 $ 0
Sarasota County Florida 1 $ 405,000 $ 405,000 $ 0
Fulton County Georgia 1 $ 655,000 $ 655,000 $ 0
Caroline County Maryland 1 $ 715,000 $ 715,000 $ 0
Westchester County New York 1 $ 785,000 $ 785,000 $ 171,000
Currituck County North Carolina 1 $ 275,000 $ 275,000 $ 0
Forsyth County North Carolina 1 $ 355,000 $ 355,000 $ 0
McDowell County North Carolina 1 $ 705,000 $ 705,000 $ 0
Union County North Carolina 1 $ 845,000 $ 845,000 $ 0
Philadelphia County Pennsylvania 1 $ 995,000 $ 995,000 $ 0
York County Pennsylvania 1 $ 435,000 $ 435,000 $ 0
Colonial Heights County Virginia 1 $ 195,000 $ 195,000 $ 0
King and Queen County Virginia 1 $ 215,000 $ 215,000 $ 251,000
Louisa County Virginia 1 $ 125,000 $ 125,000 $ 96,000
Powhatan County Virginia 1 $ 435,000 $ 435,000 $ 0
Richmond County Virginia 1 $ 45,000 $ 45,000 $ 91,000
Shenandoah County Virginia 1 $ 85,000 $ 85,000 $ 14,000
Stafford County Virginia 1 $ 675,000 $ 675,000 $ 0
Staunton County Virginia 1 $ 435,000 $ 435,000 $ 0
Williamsburg County Virginia 1 $ 205,000 $ 205,000 $ 0

Mortgage Loan Application Detail Totals for Primis Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 247 $105,295,000 $426,000 $1,505,000 $254,000 $625,000
Refinancing 86 $26,820,000 $311,000 $2,005,000 $128,000 $532,000
Other Purpose 68 $9,180,000 $135,000 $1,005,000 $114,000 $808,000
Cash-out Refinancing 37 $21,365,000 $577,000 $1,005,000 $0 $0
Home Improvement 37 $3,745,000 $101,000 $515,000 $89,000 $489,000
Not Applicable 21 $9,625,000 $458,000 $785,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 333 $150,745,000 $452,000 $2,005,000 $0 $0
White 109 $17,885,000 $164,000 $1,395,000 $130,000 $808,000
Not Provided 24 $3,460,000 $144,000 $785,000 $123,000 $366,000
Black or African American 19 $1,655,000 $87,000 $355,000 $82,000 $228,000
Asian 4 $450,000 $112,000 $235,000 $336,000 $489,000
Native Hawaiian or Other Pacific Islander 3 $435,000 $145,000 $285,000 $82,000 $131,000
Hispanic 2 $1,020,000 $510,000 $1,005,000 $57,000 $60,000
American Indian or Alaskan Native 1 $255,000 $255,000 $255,000 $125,000 $125,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 496 $176,030,000 $354,000 $2,005,000 $127,000 $808,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 233 $127,175,000 $545,000 $1,505,000 $0 $0
Loan Originated 173 $35,615,000 $205,000 $1,495,000 $171,000 $808,000
Application Denied By Financial Institution 68 $7,330,000 $107,000 $605,000 $73,000 $508,000
Application Approved But Not Accepted 14 $4,190,000 $299,000 $2,005,000 $133,000 $300,000
Application Withdrawn By Applicant 8 $1,720,000 $215,000 $1,005,000 $138,000 $366,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 496 $176,030,000 $354,000 $2,005,000 $127,000 $808,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Primis Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Primis Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet with aggregated HMDA statistics today.

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