Southeast Financial Federal Cu
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Southeast Financial Federal Cu 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southeast Financial Federal Cu 220 S. Royal Oaks Blvd. Franklin, TN 37064 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 |
| Total Number of Mortgage Applications | 400 |
| Total Mortgage Loan Application Amount | $46,765,000 |
| Average Mortgage Loan Application Amount | $102,000 |
| Highest Mortgage Loan Application Amount | $881,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $819,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Southeast Financial Federal Cu. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southeast Financial Federal Cu's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Southeast Financial Federal Cu's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southeast Financial Federal Cu serves its applicants.
Each category highlights the total number of mortgage applications processed by Southeast Financial Federal Cu, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southeast Financial Federal Cu's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 109 | $ 12,907,000 | $ 118,000 | $ 64,000 |
| Williamson County Tennessee | 26 | $ 4,384,000 | $ 168,000 | $ 103,000 |
| Rutherford County Tennessee | 23 | $ 2,236,000 | $ 97,000 | $ 44,000 |
| Sumner County Tennessee | 14 | $ 1,185,000 | $ 84,000 | $ 45,000 |
| Dickson County Tennessee | 8 | $ 405,000 | $ 50,000 | $ 50,000 |
| Robertson County Tennessee | 8 | $ 600,000 | $ 75,000 | $ 66,000 |
| Shelby County Tennessee | 8 | $ 496,000 | $ 62,000 | $ 63,000 |
| Wilson County Tennessee | 8 | $ 789,000 | $ 98,000 | $ 38,000 |
| Cheatham County Tennessee | 6 | $ 868,000 | $ 144,000 | $ 54,000 |
| Maury County Tennessee | 6 | $ 674,000 | $ 112,000 | $ 54,000 |
| Warren County Kentucky | 5 | $ 377,000 | $ 75,000 | $ 53,000 |
| Hamilton County Tennessee | 5 | $ 324,000 | $ 64,000 | $ 75,000 |
| Knox County Tennessee | 5 | $ 813,000 | $ 162,000 | $ 56,000 |
| Catoosa County Georgia | 4 | $ 273,000 | $ 68,000 | $ 34,000 |
| Madison County Tennessee | 4 | $ 417,000 | $ 104,000 | $ 60,000 |
| Marshall County Tennessee | 4 | $ 271,000 | $ 67,000 | $ 42,000 |
| Decatur County Indiana | 3 | $ 361,000 | $ 120,000 | $ 27,000 |
| New Haven County Connecticut | 2 | $ 344,000 | $ 172,000 | $ 41,000 |
| Prentiss County Mississippi | 2 | $ 56,000 | $ 28,000 | $ 40,000 |
| Blount County Tennessee | 2 | $ 263,000 | $ 131,000 | $ 76,000 |
| McNairy County Tennessee | 2 | $ 185,000 | $ 92,000 | $ 35,000 |
| Tipton County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 44,000 |
| Union County Tennessee | 2 | $ 44,000 | $ 22,000 | $ 49,000 |
| Jefferson County Alabama | 1 | $ 335,000 | $ 335,000 | $ 69,000 |
| Tuscaloosa County Alabama | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Hillsborough County Florida | 1 | $ 386,000 | $ 386,000 | $ 94,000 |
| Volusia County Florida | 1 | $ 67,000 | $ 67,000 | $ 110,000 |
| Walton County Florida | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Cobb County Georgia | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Dade County Georgia | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| DeKalb County Georgia | 1 | $ 173,000 | $ 173,000 | $ 144,000 |
| Walker County Georgia | 1 | $ 23,000 | $ 23,000 | $ 46,000 |
| Marion County Indiana | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Bell County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Alcorn County Mississippi | 1 | $ 148,000 | $ 148,000 | $ 89,000 |
| Tishomingo County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Cuyahoga County Ohio | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Cannon County Tennessee | 1 | $ 186,000 | $ 186,000 | $ 57,000 |
| Crockett County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 65,000 |
| DeKalb County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 28,000 |
| Gibson County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Macon County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| McMinn County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 81,000 |
| Montgomery County Tennessee | 1 | $ 233,000 | $ 233,000 | $ 195,000 |
| Putnam County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 14,000 |
| Roane County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Sevier County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Southeast Financial Federal Cu in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 220 | $29,448,000 | $133,000 | $881,000 | $55,000 | $261,000 |
| Refinancing | 109 | $14,149,000 | $129,000 | $655,000 | $65,000 | $819,000 |
| Home Improvement | 71 | $3,168,000 | $44,000 | $605,000 | $63,000 | $144,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 212 | $25,841,000 | $121,000 | $850,000 | $66,000 | $819,000 |
| Hispanic | 85 | $9,104,000 | $107,000 | $881,000 | $39,000 | $99,000 |
| Not Provided | 58 | $7,235,000 | $124,000 | $500,000 | $63,000 | $220,000 |
| Black or African American | 43 | $4,226,000 | $98,000 | $396,000 | $65,000 | $196,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $150,000 | $150,000 | $150,000 | $31,000 | $31,000 |
| Asian | 1 | $209,000 | $209,000 | $209,000 | $76,000 | $76,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 400 | $46,765,000 | $116,000 | $881,000 | $59,000 | $819,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 161 | $18,914,000 | $117,000 | $881,000 | $65,000 | $819,000 |
| Application Denied By Financial Institution | 91 | $8,285,000 | $91,000 | $500,000 | $47,000 | $220,000 |
| Application Approved But Not Accepted | 55 | $7,633,000 | $138,000 | $396,000 | $60,000 | $195,000 |
| Preapproval Approved but not Accepted | 47 | $7,247,000 | $154,000 | $417,000 | $60,000 | $145,000 |
| File Closed For Incompleteness | 21 | $2,835,000 | $135,000 | $315,000 | $76,000 | $231,000 |
| Application Withdrawn By Applicant | 18 | $1,072,000 | $59,000 | $133,000 | $60,000 | $129,000 |
| Preapproval Denied by Financial Institution | 7 | $779,000 | $111,000 | $175,000 | $43,000 | $71,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 50 | $5,198,000 | $103,000 | $500,000 | $51,000 | $220,000 |
| Debt-To-Income Ratio | 22 | $1,658,000 | $75,000 | $165,000 | $35,000 | $60,000 |
| Collateral | 8 | $335,000 | $41,000 | $63,000 | $61,000 | $150,000 |
| Other | 7 | $775,000 | $110,000 | $193,000 | $45,000 | $75,000 |
| Unverifiable Information | 5 | $630,000 | $126,000 | $175,000 | $51,000 | $71,000 |
| Employment History | 2 | $160,000 | $80,000 | $90,000 | $31,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $168,000 | $84,000 | $115,000 | $29,000 | $34,000 |
| Mortgage Insurance Denied | 1 | $111,000 | $111,000 | $111,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southeast Financial Federal Cu's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southeast Financial Federal Cu's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.