Southern Community Bank And Tr
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Community Bank And Tr.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Southern Community Bank And Tr
465 Shepherd Street
Winston Salem, NC 27103
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 1,280
Total Mortgage Loan Application Amount $249,373,000
Average Mortgage Loan Application Amount $146,000
Highest Mortgage Loan Application Amount $3,290,000
Average Applicant Income $80,000
Highest Applicant Income $1,211,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southern Community Bank And Tr by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Forsyth County North Carolina 304 $ 57,895,000 $ 190,000 $ 87,000
Guilford County North Carolina 139 $ 26,821,000 $ 192,000 $ 98,000
Surry County North Carolina 119 $ 15,210,000 $ 127,000 $ 61,000
Buncombe County North Carolina 102 $ 24,435,000 $ 239,000 $ 116,000
Wake County North Carolina 100 $ 27,061,000 $ 270,000 $ 129,000
Yadkin County North Carolina 73 $ 8,195,000 $ 112,000 $ 64,000
Stokes County North Carolina 57 $ 7,692,000 $ 134,000 $ 76,000
Iredell County North Carolina 51 $ 10,612,000 $ 208,000 $ 84,000
Mecklenburg County North Carolina 39 $ 9,155,000 $ 234,000 $ 167,000
Davidson County North Carolina 37 $ 6,842,000 $ 184,000 $ 90,000
Davie County North Carolina 36 $ 7,490,000 $ 208,000 $ 96,000
Henderson County North Carolina 16 $ 2,689,000 $ 168,000 $ 103,000
Rockingham County North Carolina 16 $ 2,036,000 $ 127,000 $ 67,000
Union County North Carolina 16 $ 3,262,000 $ 203,000 $ 115,000
Horry County South Carolina 14 $ 3,094,000 $ 221,000 $ 148,000
Durham County North Carolina 13 $ 2,262,000 $ 174,000 $ 132,000
Brunswick County North Carolina 10 $ 2,984,000 $ 298,000 $ 106,000
Lincoln County North Carolina 7 $ 2,305,000 $ 329,000 $ 189,000
Alamance County North Carolina 6 $ 988,000 $ 164,000 $ 68,000
Cabarrus County North Carolina 6 $ 1,801,000 $ 300,000 $ 128,000
Wilkes County North Carolina 6 $ 910,000 $ 151,000 $ 153,000
Alleghany County North Carolina 5 $ 680,000 $ 136,000 $ 71,000
Catawba County North Carolina 5 $ 1,354,000 $ 270,000 $ 94,000
Randolph County North Carolina 5 $ 763,000 $ 152,000 $ 50,000
Rowan County North Carolina 5 $ 965,000 $ 193,000 $ 112,000
Watauga County North Carolina 5 $ 1,287,000 $ 257,000 $ 128,000
Franklin County Virginia 5 $ 1,530,000 $ 306,000 $ 142,000
Patrick County Virginia 5 $ 836,000 $ 167,000 $ 31,000
Carteret County North Carolina 4 $ 1,359,000 $ 339,000 $ 106,000
Moore County North Carolina 4 $ 910,000 $ 227,000 $ 78,000
Orange County North Carolina 4 $ 979,000 $ 244,000 $ 113,000
Carroll County Virginia 4 $ 294,000 $ 73,000 $ 52,000
Franklin County North Carolina 3 $ 680,000 $ 226,000 $ 81,000
New Hanover County North Carolina 3 $ 580,000 $ 193,000 $ 129,000
Vance County North Carolina 3 $ 904,000 $ 301,000 $ 142,000
Charleston County South Carolina 3 $ 924,000 $ 308,000 $ 103,000
York County South Carolina 3 $ 792,000 $ 264,000 $ 132,000
Ashe County North Carolina 2 $ 806,000 $ 403,000 $ 306,000
Cleveland County North Carolina 2 $ 149,000 $ 74,000 $ 79,000
Cumberland County North Carolina 2 $ 449,000 $ 224,000 $ 194,000
Granville County North Carolina 2 $ 326,000 $ 163,000 $ 57,000
Pitt County North Carolina 2 $ 280,000 $ 140,000 $ 66,000
Beaufort County South Carolina 2 $ 459,000 $ 229,000 $ 270,000
Georgetown County South Carolina 2 $ 351,000 $ 175,000 $ 24,000
Greenville County South Carolina 2 $ 478,000 $ 239,000 $ 170,000
Lexington County South Carolina 2 $ 362,000 $ 181,000 $ 81,000
San Diego County California 1 $ 220,000 $ 220,000 $ 40,000
Eagle County Colorado 1 $ 417,000 $ 417,000 $ 292,000
Duval County Florida 1 $ 207,000 $ 207,000 $ 61,000
Caldwell County North Carolina 1 $ 291,000 $ 291,000 $ 150,000
Gaston County North Carolina 1 $ 356,000 $ 356,000 $ 0
Haywood County North Carolina 1 $ 121,000 $ 121,000 $ 56,000
Jackson County North Carolina 1 $ 750,000 $ 750,000 $ 1,211,000
Johnston County North Carolina 1 $ 348,000 $ 348,000 $ 152,000
Madison County North Carolina 1 $ 144,000 $ 144,000 $ 28,000
McDowell County North Carolina 1 $ 130,000 $ 130,000 $ 58,000
Nash County North Carolina 1 $ 205,000 $ 205,000 $ 90,000
Pasquotank County North Carolina 1 $ 390,000 $ 390,000 $ 300,000
Polk County North Carolina 1 $ 247,000 $ 247,000 $ 582,000
Robeson County North Carolina 1 $ 272,000 $ 272,000 $ 45,000
Rutherford County North Carolina 1 $ 130,000 $ 130,000 $ 78,000
Wilson County North Carolina 1 $ 105,000 $ 105,000 $ 55,000
Anderson County South Carolina 1 $ 184,000 $ 184,000 $ 91,000
Lancaster County South Carolina 1 $ 323,000 $ 323,000 $ 64,000
Oconee County South Carolina 1 $ 415,000 $ 415,000 $ 426,000
Pickens County South Carolina 1 $ 256,000 $ 256,000 $ 141,000
Spartanburg County South Carolina 1 $ 235,000 $ 235,000 $ 164,000
Shelby County Tennessee 1 $ 232,000 $ 232,000 $ 75,000
Grayson County Virginia 1 $ 250,000 $ 250,000 $ 130,000
Halifax County Virginia 1 $ 90,000 $ 90,000 $ 39,000
Prince William County Virginia 1 $ 410,000 $ 410,000 $ 101,000
Roanoke County Virginia 1 $ 235,000 $ 235,000 $ 110,000
Tazewell County Virginia 1 $ 86,000 $ 86,000 $ 0
Wythe County Virginia 1 $ 18,000 $ 18,000 $ 13,000
Albany County Wyoming 1 $ 70,000 $ 70,000 $ 33,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southern Community Bank And Tr in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 892 $177,160,000 $198,000 $3,290,000 $97,000 $925,000
Home Purchase 367 $71,245,000 $194,000 $1,050,000 $102,000 $1,211,000
Home Improvement 21 $968,000 $46,000 $107,000 $41,000 $99,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,110 $212,196,000 $191,000 $1,580,000 $99,000 $925,000
Not applicable 51 $12,799,000 $250,000 $3,290,000 $0 $0
Black or African American 36 $5,725,000 $159,000 $648,000 $91,000 $369,000
Not Provided 33 $8,358,000 $253,000 $1,690,000 $200,000 $1,211,000
Asian 29 $6,812,000 $234,000 $512,000 $111,000 $550,000
Hispanic 19 $3,004,000 $158,000 $356,000 $56,000 $168,000
American Indian or Alaskan Native 2 $479,000 $239,000 $244,000 $94,000 $110,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,236 $242,477,000 $196,000 $3,290,000 $99,000 $1,211,000
FHA-insured (Federal Housing Administration) 35 $5,900,000 $168,000 $271,000 $54,000 $108,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $883,000 $110,000 $165,000 $50,000 $110,000
VA-guaranteed (Veterans Administration) 1 $113,000 $113,000 $113,000 $44,000 $44,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 868 $171,644,000 $197,000 $3,290,000 $102,000 $1,211,000
Application Withdrawn By Applicant 187 $37,988,000 $203,000 $1,580,000 $99,000 $706,000
Application Approved But Not Accepted 138 $24,519,000 $177,000 $543,000 $88,000 $396,000
Application Denied By Financial Institution 87 $15,222,000 $174,000 $1,690,000 $67,000 $475,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List