Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Highlands Mortgage, L.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Southern Highlands Mortgage, L 215 Blue Ridge St. Suite A Blairsville, GA 30512 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2014 2013 2012 2011 2010 2009 2008 |
Total Number of Mortgage Applications | 405 |
Total Mortgage Loan Application Amount | $81,231,000 |
Average Mortgage Loan Application Amount | $196,000 |
Highest Mortgage Loan Application Amount | $2,000,000 |
Average Applicant Income | $85,000 |
Highest Applicant Income | $930,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Pickens County Georgia | 85 | $ 15,710,000 | $ 184,000 | $ 67,000 |
Gilmer County Georgia | 62 | $ 11,049,000 | $ 178,000 | $ 76,000 |
Union County Georgia | 34 | $ 7,126,000 | $ 209,000 | $ 85,000 |
Cherokee County Georgia | 25 | $ 5,274,000 | $ 210,000 | $ 100,000 |
Fannin County Georgia | 15 | $ 4,812,000 | $ 320,000 | $ 174,000 |
Habersham County Georgia | 12 | $ 2,135,000 | $ 177,000 | $ 83,000 |
Lee County Alabama | 8 | $ 1,309,000 | $ 163,000 | $ 60,000 |
Clarke County Georgia | 8 | $ 1,650,000 | $ 206,000 | $ 105,000 |
Towns County Georgia | 7 | $ 1,123,000 | $ 160,000 | $ 61,000 |
Buncombe County North Carolina | 7 | $ 1,211,000 | $ 173,000 | $ 47,000 |
Madison County Georgia | 6 | $ 1,150,000 | $ 191,000 | $ 97,000 |
Cobb County Georgia | 4 | $ 1,024,000 | $ 256,000 | $ 122,000 |
Gordon County Georgia | 4 | $ 467,000 | $ 116,000 | $ 33,000 |
Muscogee County Georgia | 4 | $ 766,000 | $ 191,000 | $ 78,000 |
Cherokee County North Carolina | 4 | $ 521,000 | $ 130,000 | $ 51,000 |
Calhoun County Alabama | 3 | $ 586,000 | $ 195,000 | $ 46,000 |
Madison County Florida | 3 | $ 484,000 | $ 161,000 | $ 49,000 |
Wakulla County Florida | 3 | $ 642,000 | $ 214,000 | $ 59,000 |
Columbia County Georgia | 3 | $ 1,152,000 | $ 384,000 | $ 50,000 |
Forsyth County Georgia | 3 | $ 895,000 | $ 298,000 | $ 85,000 |
Fulton County Georgia | 3 | $ 2,012,000 | $ 670,000 | $ 307,000 |
Hancock County Georgia | 3 | $ 335,000 | $ 111,000 | $ 26,000 |
Marion County Georgia | 3 | $ 548,000 | $ 182,000 | $ 56,000 |
Monroe County Georgia | 3 | $ 774,000 | $ 258,000 | $ 103,000 |
Oconee County Georgia | 3 | $ 832,000 | $ 277,000 | $ 136,000 |
Jackson County North Carolina | 3 | $ 780,000 | $ 260,000 | $ 109,000 |
Aiken County South Carolina | 3 | $ 440,000 | $ 146,000 | $ 42,000 |
McCormick County South Carolina | 3 | $ 482,000 | $ 160,000 | $ 56,000 |
Gadsden County Florida | 2 | $ 368,000 | $ 184,000 | $ 57,000 |
Bartow County Georgia | 2 | $ 136,000 | $ 68,000 | $ 27,000 |
Chattahoochee County Georgia | 2 | $ 334,000 | $ 167,000 | $ 64,000 |
DeKalb County Georgia | 2 | $ 962,000 | $ 481,000 | $ 220,000 |
Dougherty County Georgia | 2 | $ 295,000 | $ 147,000 | $ 92,000 |
Gwinnett County Georgia | 2 | $ 287,000 | $ 143,000 | $ 47,000 |
Hall County Georgia | 2 | $ 185,000 | $ 92,000 | $ 36,000 |
Heard County Georgia | 2 | $ 336,000 | $ 168,000 | $ 57,000 |
Laurens County Georgia | 2 | $ 354,000 | $ 177,000 | $ 72,000 |
Lincoln County Georgia | 2 | $ 280,000 | $ 140,000 | $ 42,000 |
Rabun County Georgia | 2 | $ 2,417,000 | $ 1,208,000 | $ 767,000 |
Twiggs County Georgia | 2 | $ 506,000 | $ 253,000 | $ 127,000 |
Upson County Georgia | 2 | $ 285,000 | $ 142,000 | $ 47,000 |
White County Georgia | 2 | $ 567,000 | $ 283,000 | $ 113,000 |
Hinds County Mississippi | 2 | $ 302,000 | $ 151,000 | $ 28,000 |
Clay County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 71,000 |
Etowah County Alabama | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
Marshall County Alabama | 1 | $ 172,000 | $ 172,000 | $ 49,000 |
Russell County Alabama | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
Jefferson County Florida | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
Leon County Florida | 1 | $ 276,000 | $ 276,000 | $ 81,000 |
Baker County Georgia | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
Banks County Georgia | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
Bibb County Georgia | 1 | $ 77,000 | $ 77,000 | $ 47,000 |
Burke County Georgia | 1 | $ 242,000 | $ 242,000 | $ 93,000 |
Butts County Georgia | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
Carroll County Georgia | 1 | $ 163,000 | $ 163,000 | $ 66,000 |
Catoosa County Georgia | 1 | $ 183,000 | $ 183,000 | $ 66,000 |
Crawford County Georgia | 1 | $ 209,000 | $ 209,000 | $ 82,000 |
Dawson County Georgia | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
Decatur County Georgia | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
Franklin County Georgia | 1 | $ 203,000 | $ 203,000 | $ 66,000 |
Grady County Georgia | 1 | $ 162,000 | $ 162,000 | $ 55,000 |
Harris County Georgia | 1 | $ 218,000 | $ 218,000 | $ 49,000 |
Hart County Georgia | 1 | $ 238,000 | $ 238,000 | $ 55,000 |
Henry County Georgia | 1 | $ 168,000 | $ 168,000 | $ 107,000 |
Jackson County Georgia | 1 | $ 296,000 | $ 296,000 | $ 134,000 |
Lee County Georgia | 1 | $ 142,000 | $ 142,000 | $ 73,000 |
Liberty County Georgia | 1 | $ 250,000 | $ 250,000 | $ 110,000 |
Lumpkin County Georgia | 1 | $ 155,000 | $ 155,000 | $ 23,000 |
Meriwether County Georgia | 1 | $ 130,000 | $ 130,000 | $ 20,000 |
Mitchell County Georgia | 1 | $ 142,000 | $ 142,000 | $ 36,000 |
Murray County Georgia | 1 | $ 191,000 | $ 191,000 | $ 79,000 |
Polk County Georgia | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
Richmond County Georgia | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
Stewart County Georgia | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
Talbot County Georgia | 1 | $ 203,000 | $ 203,000 | $ 315,000 |
Taylor County Georgia | 1 | $ 184,000 | $ 184,000 | $ 58,000 |
Troup County Georgia | 1 | $ 109,000 | $ 109,000 | $ 56,000 |
Walker County Georgia | 1 | $ 116,000 | $ 116,000 | $ 34,000 |
Wilkes County Georgia | 1 | $ 222,000 | $ 222,000 | $ 74,000 |
Wilkinson County Georgia | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
Leake County Mississippi | 1 | $ 143,000 | $ 143,000 | $ 58,000 |
Newton County Mississippi | 1 | $ 156,000 | $ 156,000 | $ 46,000 |
Yazoo County Mississippi | 1 | $ 109,000 | $ 109,000 | $ 36,000 |
Burke County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 86,000 |
Graham County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 19,000 |
Macon County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 42,000 |
Orange County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 50,000 |
Yancey County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
Jasper County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
Lexington County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 29,000 |
Orangeburg County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
Sevier County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 200,000 |
Sullivan County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 42,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 331 | $67,217,000 | $203,000 | $2,000,000 | $81,000 | $930,000 |
Home Purchase | 74 | $14,014,000 | $189,000 | $1,190,000 | $89,000 | $672,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 315 | $64,785,000 | $205,000 | $2,000,000 | $88,000 | $930,000 |
Not Provided | 46 | $8,247,000 | $179,000 | $650,000 | $61,000 | $290,000 |
Black or African American | 31 | $5,242,000 | $169,000 | $417,000 | $64,000 | $307,000 |
Hispanic | 7 | $1,372,000 | $196,000 | $278,000 | $65,000 | $89,000 |
Asian | 4 | $1,278,000 | $319,000 | $452,000 | $91,000 | $113,000 |
American Indian or Alaskan Native | 2 | $307,000 | $153,000 | $203,000 | $89,000 | $105,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 378 | $77,013,000 | $203,000 | $2,000,000 | $85,000 | $930,000 |
FHA-insured (Federal Housing Administration) | 23 | $3,680,000 | $160,000 | $276,000 | $54,000 | $107,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $186,000 | $93,000 | $110,000 | $23,000 | $24,000 |
VA-guaranteed (Veterans Administration) | 2 | $352,000 | $176,000 | $209,000 | $63,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 231 | $43,915,000 | $190,000 | $1,400,000 | $81,000 | $809,000 |
Application Withdrawn By Applicant | 104 | $23,120,000 | $222,000 | $1,190,000 | $91,000 | $604,000 |
Application Denied By Financial Institution | 66 | $13,620,000 | $206,000 | $2,000,000 | $73,000 | $930,000 |
Application Approved But Not Accepted | 3 | $467,000 | $155,000 | $173,000 | $134,000 | $218,000 |
File Closed For Incompleteness | 1 | $109,000 | $109,000 | $109,000 | $36,000 | $36,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 30 | $6,356,000 | $211,000 | $2,000,000 | $75,000 | $930,000 |
Debt-To-Income Ratio | 16 | $2,994,000 | $187,000 | $500,000 | $54,000 | $117,000 |
Other | 12 | $2,205,000 | $183,000 | $500,000 | $67,000 | $170,000 |
Collateral | 5 | $1,740,000 | $348,000 | $650,000 | $139,000 | $301,000 |
Credit Application Incomplete | 1 | $168,000 | $168,000 | $168,000 | $85,000 | $85,000 |
Unverifiable Information | 1 | $110,000 | $110,000 | $110,000 | $24,000 | $24,000 |
Mortgage Insurance Denied | 1 | $47,000 | $47,000 | $47,000 | $78,000 | $78,000 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.