Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Highlands Mortgage, L.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Southern Highlands Mortgage, L 215 Blue Ridge St. Suite A Blairsville, GA 30512 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2014 2013 2012 2011 2010 2009 2008 |
Total Number of Mortgage Applications | 635 |
Total Mortgage Loan Application Amount | $114,009,000 |
Average Mortgage Loan Application Amount | $174,500 |
Highest Mortgage Loan Application Amount | $720,000 |
Average Applicant Income | $70,500 |
Highest Applicant Income | $554,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Pickens County Georgia | 96 | $ 14,892,000 | $ 155,000 | $ 64,000 |
Union County Georgia | 63 | $ 11,191,000 | $ 177,000 | $ 67,000 |
Towns County Georgia | 43 | $ 8,376,000 | $ 194,000 | $ 69,000 |
Gilmer County Georgia | 30 | $ 4,872,000 | $ 162,000 | $ 71,000 |
Habersham County Georgia | 27 | $ 5,299,000 | $ 196,000 | $ 101,000 |
Cherokee County Georgia | 23 | $ 3,777,000 | $ 164,000 | $ 65,000 |
Floyd County Georgia | 23 | $ 3,954,000 | $ 171,000 | $ 76,000 |
Gordon County Georgia | 20 | $ 2,265,000 | $ 113,000 | $ 38,000 |
Madison County Georgia | 20 | $ 3,441,000 | $ 172,000 | $ 89,000 |
Fannin County Georgia | 19 | $ 2,663,000 | $ 140,000 | $ 60,000 |
Clay County North Carolina | 17 | $ 3,718,000 | $ 218,000 | $ 103,000 |
Clarke County Georgia | 14 | $ 2,364,000 | $ 168,000 | $ 109,000 |
Talladega County Alabama | 13 | $ 2,111,000 | $ 162,000 | $ 49,000 |
Cobb County Georgia | 10 | $ 2,342,000 | $ 234,000 | $ 109,000 |
Lee County Alabama | 9 | $ 1,590,000 | $ 176,000 | $ 55,000 |
Bartow County Georgia | 9 | $ 1,692,000 | $ 188,000 | $ 68,000 |
Fulton County Georgia | 7 | $ 2,170,000 | $ 310,000 | $ 254,000 |
Gwinnett County Georgia | 6 | $ 1,552,000 | $ 258,000 | $ 117,000 |
Oconee County Georgia | 6 | $ 1,111,000 | $ 185,000 | $ 75,000 |
Cherokee County North Carolina | 6 | $ 768,000 | $ 128,000 | $ 41,000 |
Emanuel County Georgia | 5 | $ 907,000 | $ 181,000 | $ 56,000 |
Monroe County Georgia | 5 | $ 866,000 | $ 173,000 | $ 74,000 |
Walton County Georgia | 5 | $ 709,000 | $ 141,000 | $ 68,000 |
Gadsden County Florida | 4 | $ 871,000 | $ 217,000 | $ 76,000 |
Hall County Georgia | 4 | $ 1,002,000 | $ 250,000 | $ 147,000 |
Oglethorpe County Georgia | 4 | $ 805,000 | $ 201,000 | $ 54,000 |
Sumter County Georgia | 4 | $ 663,000 | $ 165,000 | $ 41,000 |
White County Georgia | 4 | $ 853,000 | $ 213,000 | $ 90,000 |
Bibb County Georgia | 3 | $ 453,000 | $ 151,000 | $ 33,000 |
Columbia County Georgia | 3 | $ 726,000 | $ 242,000 | $ 57,000 |
Forsyth County Georgia | 3 | $ 977,000 | $ 325,000 | $ 86,000 |
Murray County Georgia | 3 | $ 544,000 | $ 181,000 | $ 50,000 |
Rabun County Georgia | 3 | $ 420,000 | $ 140,000 | $ 30,000 |
Richmond County Georgia | 3 | $ 523,000 | $ 174,000 | $ 42,000 |
Jackson County North Carolina | 3 | $ 748,000 | $ 249,000 | $ 92,000 |
Cherokee County Alabama | 2 | $ 303,000 | $ 151,000 | $ 73,000 |
Clay County Alabama | 2 | $ 250,000 | $ 125,000 | $ 12,000 |
Tuscaloosa County Alabama | 2 | $ 502,000 | $ 251,000 | $ 78,000 |
Jackson County Florida | 2 | $ 312,000 | $ 156,000 | $ 55,000 |
Leon County Florida | 2 | $ 358,000 | $ 179,000 | $ 54,000 |
Madison County Florida | 2 | $ 257,000 | $ 128,000 | $ 48,000 |
Suwannee County Florida | 2 | $ 414,000 | $ 207,000 | $ 106,000 |
Wakulla County Florida | 2 | $ 368,000 | $ 184,000 | $ 68,000 |
Barrow County Georgia | 2 | $ 453,000 | $ 226,000 | $ 104,000 |
Dawson County Georgia | 2 | $ 400,000 | $ 200,000 | $ 36,000 |
DeKalb County Georgia | 2 | $ 579,000 | $ 289,000 | $ 124,000 |
Dodge County Georgia | 2 | $ 308,000 | $ 154,000 | $ 55,000 |
Greene County Georgia | 2 | $ 316,000 | $ 158,000 | $ 64,000 |
Harris County Georgia | 2 | $ 464,000 | $ 232,000 | $ 51,000 |
Lumpkin County Georgia | 2 | $ 430,000 | $ 215,000 | $ 61,000 |
Washington County Georgia | 2 | $ 316,000 | $ 158,000 | $ 47,000 |
Wilkinson County Georgia | 2 | $ 243,000 | $ 121,000 | $ 60,000 |
Pearl River County Mississippi | 2 | $ 272,000 | $ 136,000 | $ 64,000 |
Rankin County Mississippi | 2 | $ 316,000 | $ 158,000 | $ 31,000 |
Scott County Mississippi | 2 | $ 372,000 | $ 186,000 | $ 39,000 |
Henderson County North Carolina | 2 | $ 439,000 | $ 219,000 | $ 87,000 |
Iredell County North Carolina | 2 | $ 347,000 | $ 173,000 | $ 62,000 |
Macon County North Carolina | 2 | $ 754,000 | $ 377,000 | $ 241,000 |
Madison County North Carolina | 2 | $ 579,000 | $ 289,000 | $ 182,000 |
Transylvania County North Carolina | 2 | $ 553,000 | $ 276,000 | $ 36,000 |
Pickens County South Carolina | 2 | $ 395,000 | $ 197,000 | $ 85,000 |
Spartanburg County South Carolina | 2 | $ 462,000 | $ 231,000 | $ 92,000 |
Blount County Tennessee | 2 | $ 338,000 | $ 169,000 | $ 53,000 |
Sevier County Tennessee | 2 | $ 541,000 | $ 270,000 | $ 93,000 |
Baldwin County Alabama | 1 | $ 128,000 | $ 128,000 | $ 26,000 |
Calhoun County Alabama | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
Chambers County Alabama | 1 | $ 160,000 | $ 160,000 | $ 126,000 |
Coosa County Alabama | 1 | $ 177,000 | $ 177,000 | $ 73,000 |
Fayette County Alabama | 1 | $ 300,000 | $ 300,000 | $ 84,000 |
Jefferson County Alabama | 1 | $ 107,000 | $ 107,000 | $ 41,000 |
St. Clair County Alabama | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
Tallapoosa County Alabama | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
Winston County Alabama | 1 | $ 183,000 | $ 183,000 | $ 93,000 |
Jefferson County Florida | 1 | $ 196,000 | $ 196,000 | $ 95,000 |
Appling County Georgia | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
Berrien County Georgia | 1 | $ 171,000 | $ 171,000 | $ 45,000 |
Calhoun County Georgia | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
Catoosa County Georgia | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
Chattahoochee County Georgia | 1 | $ 289,000 | $ 289,000 | $ 71,000 |
Coffee County Georgia | 1 | $ 187,000 | $ 187,000 | $ 63,000 |
Colquitt County Georgia | 1 | $ 155,000 | $ 155,000 | $ 27,000 |
Crawford County Georgia | 1 | $ 199,000 | $ 199,000 | $ 74,000 |
Decatur County Georgia | 1 | $ 228,000 | $ 228,000 | $ 98,000 |
Effingham County Georgia | 1 | $ 207,000 | $ 207,000 | $ 114,000 |
Elbert County Georgia | 1 | $ 38,000 | $ 38,000 | $ 24,000 |
Franklin County Georgia | 1 | $ 417,000 | $ 417,000 | $ 94,000 |
Grady County Georgia | 1 | $ 206,000 | $ 206,000 | $ 60,000 |
Hancock County Georgia | 1 | $ 155,000 | $ 155,000 | $ 170,000 |
Henry County Georgia | 1 | $ 181,000 | $ 181,000 | $ 47,000 |
Jackson County Georgia | 1 | $ 177,000 | $ 177,000 | $ 37,000 |
Laurens County Georgia | 1 | $ 264,000 | $ 264,000 | $ 71,000 |
Lowndes County Georgia | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
McDuffie County Georgia | 1 | $ 130,000 | $ 130,000 | $ 29,000 |
Newton County Georgia | 1 | $ 129,000 | $ 129,000 | $ 64,000 |
Paulding County Georgia | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
Polk County Georgia | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
Taliaferro County Georgia | 1 | $ 154,000 | $ 154,000 | $ 37,000 |
Thomas County Georgia | 1 | $ 161,000 | $ 161,000 | $ 79,000 |
Tift County Georgia | 1 | $ 146,000 | $ 146,000 | $ 51,000 |
Warren County Georgia | 1 | $ 208,000 | $ 208,000 | $ 74,000 |
Whitfield County Georgia | 1 | $ 102,000 | $ 102,000 | $ 66,000 |
Claiborne County Mississippi | 1 | $ 147,000 | $ 147,000 | $ 61,000 |
Copiah County Mississippi | 1 | $ 143,000 | $ 143,000 | $ 62,000 |
Hinds County Mississippi | 1 | $ 250,000 | $ 250,000 | $ 72,000 |
Lauderdale County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 30,000 |
Lincoln County Mississippi | 1 | $ 217,000 | $ 217,000 | $ 80,000 |
Newton County Mississippi | 1 | $ 206,000 | $ 206,000 | $ 52,000 |
Caldwell County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
Graham County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 60,000 |
Guilford County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 83,000 |
Person County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
Aiken County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
Barnwell County South Carolina | 1 | $ 292,000 | $ 292,000 | $ 87,000 |
Edgefield County South Carolina | 1 | $ 234,000 | $ 234,000 | $ 82,000 |
Greenwood County South Carolina | 1 | $ 310,000 | $ 310,000 | $ 57,000 |
McCormick County South Carolina | 1 | $ 236,000 | $ 236,000 | $ 116,000 |
Oconee County South Carolina | 1 | $ 241,000 | $ 241,000 | $ 316,000 |
Greene County Tennessee | 1 | $ 304,000 | $ 304,000 | $ 140,000 |
Hamilton County Tennessee | 1 | $ 221,000 | $ 221,000 | $ 87,000 |
Hawkins County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
Lincoln County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
Loudon County Tennessee | 1 | $ 221,000 | $ 221,000 | $ 63,000 |
Roane County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 445 | $82,688,000 | $185,000 | $720,000 | $78,000 | $554,000 |
Home Purchase | 190 | $31,321,000 | $164,000 | $417,000 | $63,000 | $488,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 537 | $95,723,000 | $178,000 | $720,000 | $74,000 | $488,000 |
Black or African American | 62 | $11,206,000 | $180,000 | $417,000 | $60,000 | $210,000 |
Not Provided | 15 | $2,669,000 | $177,000 | $417,000 | $50,000 | $116,000 |
Hispanic | 11 | $1,964,000 | $178,000 | $416,000 | $61,000 | $100,000 |
Asian | 6 | $1,632,000 | $272,000 | $417,000 | $297,000 | $554,000 |
American Indian or Alaskan Native | 3 | $491,000 | $163,000 | $174,000 | $46,000 | $50,000 |
Native Hawaiian or Other Pacific Islander | 1 | $324,000 | $324,000 | $324,000 | $79,000 | $79,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 499 | $92,126,000 | $184,000 | $720,000 | $80,000 | $554,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 72 | $10,401,000 | $144,000 | $286,000 | $43,000 | $80,000 |
FHA-insured (Federal Housing Administration) | 54 | $9,278,000 | $171,000 | $352,000 | $61,000 | $143,000 |
VA-guaranteed (Veterans Administration) | 10 | $2,204,000 | $220,000 | $305,000 | $59,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 386 | $69,078,000 | $178,000 | $557,000 | $80,000 | $554,000 |
Application Withdrawn By Applicant | 180 | $32,022,000 | $177,000 | $417,000 | $61,000 | $529,000 |
Application Denied By Financial Institution | 67 | $12,432,000 | $185,000 | $720,000 | $67,000 | $400,000 |
File Closed For Incompleteness | 2 | $477,000 | $238,000 | $273,000 | $87,000 | $115,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 28 | $3,535,000 | $126,000 | $457,000 | $51,000 | $250,000 |
Debt-To-Income Ratio | 22 | $4,518,000 | $205,000 | $417,000 | $49,000 | $152,000 |
Collateral | 6 | $1,347,000 | $224,000 | $352,000 | $153,000 | $400,000 |
Other | 4 | $1,206,000 | $301,000 | $417,000 | $98,000 | $165,000 |
Mortgage Insurance Denied | 2 | $444,000 | $222,000 | $270,000 | $81,000 | $92,000 |
Unverifiable Information | 1 | $124,000 | $124,000 | $124,000 | $26,000 | $26,000 |
Employment History | 1 | $50,000 | $50,000 | $50,000 | $22,000 | $22,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $720,000 | $720,000 | $720,000 | $340,000 | $340,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.