Southern Missouri Bank Of Marshfield
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Southern Missouri Bank Of Marshfield 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Southern Missouri Bank Of Marshfield
Po Box M 1292 Banning St
Marshfield, MO 65706
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 886
Total Mortgage Loan Application Amount $123,264,000
Average Mortgage Loan Application Amount $109,666
Highest Mortgage Loan Application Amount $1,094,000
Average Applicant Income $66,666
Highest Applicant Income $600,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Southern Missouri Bank Of Marshfield. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southern Missouri Bank Of Marshfield's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Southern Missouri Bank Of Marshfield's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southern Missouri Bank Of Marshfield serves its applicants.

Each category highlights the total number of mortgage applications processed by Southern Missouri Bank Of Marshfield, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southern Missouri Bank Of Marshfield's mortgage activity for 2012.

Mortgage Loan Application Totals for Southern Missouri Bank Of Marshfield by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Webster County Missouri 105 $ 13,771,000 $ 131,000 $ 57,000
Jackson County Missouri 79 $ 12,348,000 $ 156,000 $ 95,000
Greene County Missouri 70 $ 8,942,000 $ 127,000 $ 74,000
St. Louis County Missouri 51 $ 7,006,000 $ 137,000 $ 82,000
Clay County Missouri 25 $ 3,356,000 $ 134,000 $ 82,000
Benton County Arkansas 24 $ 3,854,000 $ 160,000 $ 81,000
St. Charles County Missouri 23 $ 4,065,000 $ 176,000 $ 92,000
Christian County Missouri 19 $ 3,143,000 $ 165,000 $ 86,000
Jefferson County Missouri 17 $ 2,310,000 $ 135,000 $ 64,000
Jasper County Missouri 16 $ 2,006,000 $ 125,000 $ 64,000
Camden County Missouri 15 $ 2,679,000 $ 178,000 $ 130,000
Oklahoma County Oklahoma 13 $ 1,758,000 $ 135,000 $ 70,000
Dallas County Missouri 12 $ 1,081,000 $ 90,000 $ 44,000
Laclede County Missouri 12 $ 1,066,000 $ 88,000 $ 60,000
Polk County Missouri 12 $ 1,729,000 $ 144,000 $ 102,000
Taney County Missouri 12 $ 1,703,000 $ 141,000 $ 73,000
St. Louis City County Missouri 11 $ 1,461,000 $ 132,000 $ 69,000
Tulsa County Oklahoma 11 $ 2,078,000 $ 188,000 $ 141,000
Buchanan County Missouri 10 $ 1,141,000 $ 114,000 $ 66,000
Stone County Missouri 10 $ 1,295,000 $ 129,000 $ 82,000
Johnson County Kansas 9 $ 2,278,000 $ 253,000 $ 135,000
Cass County Missouri 9 $ 1,560,000 $ 173,000 $ 95,000
Garland County Arkansas 8 $ 1,064,000 $ 133,000 $ 68,000
Washington County Arkansas 8 $ 970,000 $ 121,000 $ 89,000
Benton County Missouri 8 $ 1,040,000 $ 130,000 $ 88,000
Franklin County Missouri 8 $ 1,897,000 $ 237,000 $ 103,000
Pulaski County Arkansas 7 $ 813,000 $ 116,000 $ 76,000
Saline County Arkansas 7 $ 661,000 $ 94,000 $ 73,000
Platte County Missouri 7 $ 1,417,000 $ 202,000 $ 92,000
Lafayette County Missouri 6 $ 908,000 $ 151,000 $ 31,000
Lincoln County Missouri 6 $ 1,223,000 $ 203,000 $ 69,000
St. Francois County Missouri 6 $ 587,000 $ 97,000 $ 74,000
Wright County Missouri 6 $ 670,000 $ 111,000 $ 46,000
Cleveland County Oklahoma 6 $ 484,000 $ 80,000 $ 56,000
Boone County Missouri 5 $ 847,000 $ 169,000 $ 76,000
Johnson County Missouri 5 $ 970,000 $ 194,000 $ 108,000
Newton County Missouri 5 $ 810,000 $ 162,000 $ 73,000
Canadian County Oklahoma 5 $ 523,000 $ 104,000 $ 81,000
Craighead County Arkansas 4 $ 419,000 $ 104,000 $ 74,000
Crittenden County Arkansas 4 $ 561,000 $ 140,000 $ 57,000
Miller County Arkansas 4 $ 397,000 $ 99,000 $ 35,000
Cole County Missouri 4 $ 662,000 $ 165,000 $ 97,000
Lawrence County Missouri 4 $ 389,000 $ 97,000 $ 56,000
Moniteau County Missouri 4 $ 299,000 $ 74,000 $ 32,000
Morgan County Missouri 4 $ 615,000 $ 153,000 $ 140,000
Comanche County Oklahoma 4 $ 642,000 $ 160,000 $ 45,000
White County Arkansas 3 $ 277,000 $ 92,000 $ 77,000
Barry County Missouri 3 $ 321,000 $ 107,000 $ 69,000
Callaway County Missouri 3 $ 348,000 $ 116,000 $ 84,000
Cape Girardeau County Missouri 3 $ 349,000 $ 116,000 $ 64,000
Dent County Missouri 3 $ 333,000 $ 111,000 $ 35,000
Grundy County Missouri 3 $ 202,000 $ 67,000 $ 79,000
Howell County Missouri 3 $ 366,000 $ 122,000 $ 61,000
Miller County Missouri 3 $ 277,000 $ 92,000 $ 49,000
Mississippi County Missouri 3 $ 446,000 $ 148,000 $ 134,000
Montgomery County Missouri 3 $ 325,000 $ 108,000 $ 65,000
Pettis County Missouri 3 $ 407,000 $ 135,000 $ 69,000
Phelps County Missouri 3 $ 364,000 $ 121,000 $ 60,000
Pulaski County Missouri 3 $ 558,000 $ 186,000 $ 59,000
Ste. Genevieve County Missouri 3 $ 362,000 $ 120,000 $ 72,000
Stoddard County Missouri 3 $ 508,000 $ 169,000 $ 126,000
Washington County Missouri 3 $ 302,000 $ 100,000 $ 54,000
Wagoner County Oklahoma 3 $ 346,000 $ 115,000 $ 55,000
Baxter County Arkansas 2 $ 179,000 $ 89,000 $ 34,000
Crawford County Arkansas 2 $ 165,000 $ 82,000 $ 55,000
Fulton County Arkansas 2 $ 156,000 $ 78,000 $ 44,000
Jefferson County Arkansas 2 $ 370,000 $ 185,000 $ 118,000
Lincoln County Arkansas 2 $ 425,000 $ 212,000 $ 59,000
Polk County Arkansas 2 $ 163,000 $ 81,000 $ 70,000
Contra Costa County California 2 $ 415,000 $ 207,000 $ 101,000
Weld County Colorado 2 $ 226,000 $ 113,000 $ 108,000
McHenry County Illinois 2 $ 288,000 $ 144,000 $ 77,000
Crawford County Kansas 2 $ 297,000 $ 148,000 $ 44,000
Adair County Missouri 2 $ 201,000 $ 100,000 $ 103,000
Butler County Missouri 2 $ 188,000 $ 94,000 $ 59,000
Crawford County Missouri 2 $ 359,000 $ 179,000 $ 50,000
Dunklin County Missouri 2 $ 185,000 $ 92,000 $ 47,000
Lewis County Missouri 2 $ 172,000 $ 86,000 $ 78,000
Linn County Missouri 2 $ 273,000 $ 136,000 $ 118,000
Macon County Missouri 2 $ 204,000 $ 102,000 $ 92,000
Pike County Missouri 2 $ 472,000 $ 236,000 $ 55,000
Ray County Missouri 2 $ 219,000 $ 109,000 $ 63,000
St. Clair County Missouri 2 $ 347,000 $ 173,000 $ 58,000
Vernon County Missouri 2 $ 166,000 $ 83,000 $ 81,000
Warren County Missouri 2 $ 369,000 $ 184,000 $ 97,000
Cherokee County Oklahoma 2 $ 197,000 $ 98,000 $ 24,000
Creek County Oklahoma 2 $ 235,000 $ 117,000 $ 70,000
Grady County Oklahoma 2 $ 232,000 $ 116,000 $ 55,000
Rogers County Oklahoma 2 $ 251,000 $ 125,000 $ 90,000
Maricopa County Arizona 1 $ 168,000 $ 168,000 $ 111,000
Arkansas County Arkansas 1 $ 60,000 $ 60,000 $ 18,000
Ashley County Arkansas 1 $ 141,000 $ 141,000 $ 104,000
Clark County Arkansas 1 $ 75,000 $ 75,000 $ 40,000
Faulkner County Arkansas 1 $ 82,000 $ 82,000 $ 183,000
Greene County Arkansas 1 $ 87,000 $ 87,000 $ 55,000
Hempstead County Arkansas 1 $ 88,000 $ 88,000 $ 32,000
Hot Spring County Arkansas 1 $ 78,000 $ 78,000 $ 73,000
Howard County Arkansas 1 $ 66,000 $ 66,000 $ 24,000
Independence County Arkansas 1 $ 78,000 $ 78,000 $ 22,000
Johnson County Arkansas 1 $ 230,000 $ 230,000 $ 81,000
Madison County Arkansas 1 $ 75,000 $ 75,000 $ 54,000
Mississippi County Arkansas 1 $ 82,000 $ 82,000 $ 100,000
Montgomery County Arkansas 1 $ 97,000 $ 97,000 $ 48,000
Newton County Arkansas 1 $ 83,000 $ 83,000 $ 40,000
Phillips County Arkansas 1 $ 79,000 $ 79,000 $ 60,000
Sebastian County Arkansas 1 $ 78,000 $ 78,000 $ 15,000
St. Francis County Arkansas 1 $ 71,000 $ 71,000 $ 49,000
Stone County Arkansas 1 $ 201,000 $ 201,000 $ 113,000
Union County Arkansas 1 $ 132,000 $ 132,000 $ 138,000
Los Angeles County California 1 $ 188,000 $ 188,000 $ 30,000
Orange County California 1 $ 359,000 $ 359,000 $ 132,000
Stanislaus County California 1 $ 202,000 $ 202,000 $ 92,000
Clear Creek County Colorado 1 $ 119,000 $ 119,000 $ 72,000
Eagle County Colorado 1 $ 202,000 $ 202,000 $ 134,000
El Paso County Colorado 1 $ 186,000 $ 186,000 $ 155,000
Palm Beach County Florida 1 $ 373,000 $ 373,000 $ 125,000
Champaign County Illinois 1 $ 108,000 $ 108,000 $ 48,000
Cook County Illinois 1 $ 342,000 $ 342,000 $ 76,000
Lake County Illinois 1 $ 218,000 $ 218,000 $ 90,000
Marshall County Iowa 1 $ 85,000 $ 85,000 $ 44,000
Mitchell County Iowa 1 $ 212,000 $ 212,000 $ 49,000
Butler County Kansas 1 $ 200,000 $ 200,000 $ 134,000
Leavenworth County Kansas 1 $ 74,000 $ 74,000 $ 44,000
Mitchell County Kansas 1 $ 117,000 $ 117,000 $ 108,000
Montgomery County Kansas 1 $ 76,000 $ 76,000 $ 39,000
Riley County Kansas 1 $ 148,000 $ 148,000 $ 72,000
Sedgwick County Kansas 1 $ 116,000 $ 116,000 $ 86,000
Dakota County Minnesota 1 $ 257,000 $ 257,000 $ 139,000
Redwood County Minnesota 1 $ 74,000 $ 74,000 $ 50,000
Stearns County Minnesota 1 $ 96,000 $ 96,000 $ 53,000
Andrew County Missouri 1 $ 93,000 $ 93,000 $ 64,000
Barton County Missouri 1 $ 127,000 $ 127,000 $ 95,000
Bates County Missouri 1 $ 69,000 $ 69,000 $ 38,000
Carter County Missouri 1 $ 145,000 $ 145,000 $ 51,000
Cedar County Missouri 1 $ 22,000 $ 22,000 $ 23,000
Clinton County Missouri 1 $ 125,000 $ 125,000 $ 62,000
Cooper County Missouri 1 $ 121,000 $ 121,000 $ 57,000
Dade County Missouri 1 $ 93,000 $ 93,000 $ 42,000
Daviess County Missouri 1 $ 91,000 $ 91,000 $ 45,000
Douglas County Missouri 1 $ 114,000 $ 114,000 $ 63,000
Gasconade County Missouri 1 $ 112,000 $ 112,000 $ 42,000
Knox County Missouri 1 $ 59,000 $ 59,000 $ 59,000
Madison County Missouri 1 $ 100,000 $ 100,000 $ 20,000
Nodaway County Missouri 1 $ 149,000 $ 149,000 $ 76,000
Osage County Missouri 1 $ 116,000 $ 116,000 $ 68,000
Randolph County Missouri 1 $ 101,000 $ 101,000 $ 152,000
Reynolds County Missouri 1 $ 96,000 $ 96,000 $ 73,000
Texas County Missouri 1 $ 135,000 $ 135,000 $ 76,000
Wayne County Missouri 1 $ 50,000 $ 50,000 $ 77,000
Bryan County Oklahoma 1 $ 313,000 $ 313,000 $ 97,000
Caddo County Oklahoma 1 $ 100,000 $ 100,000 $ 85,000
Carter County Oklahoma 1 $ 68,000 $ 68,000 $ 33,000
Cimarron County Oklahoma 1 $ 100,000 $ 100,000 $ 44,000
Delaware County Oklahoma 1 $ 274,000 $ 274,000 $ 115,000
Garfield County Oklahoma 1 $ 72,000 $ 72,000 $ 29,000
Le Flore County Oklahoma 1 $ 50,000 $ 50,000 $ 42,000
Logan County Oklahoma 1 $ 83,000 $ 83,000 $ 42,000
Mayes County Oklahoma 1 $ 83,000 $ 83,000 $ 42,000
Okmulgee County Oklahoma 1 $ 93,000 $ 93,000 $ 65,000
Osage County Oklahoma 1 $ 180,000 $ 180,000 $ 59,000
Payne County Oklahoma 1 $ 106,000 $ 106,000 $ 176,000
Pottawatomie County Oklahoma 1 $ 189,000 $ 189,000 $ 42,000
Sequoyah County Oklahoma 1 $ 79,000 $ 79,000 $ 16,000
Texas County Oklahoma 1 $ 118,000 $ 118,000 $ 45,000
Tioga County Pennsylvania 1 $ 112,000 $ 112,000 $ 35,000
Oconee County South Carolina 1 $ 274,000 $ 274,000 $ 71,000
Rutherford County Tennessee 1 $ 137,000 $ 137,000 $ 20,000
Williamson County Texas 1 $ 265,000 $ 265,000 $ 96,000
Barron County Wisconsin 1 $ 92,000 $ 92,000 $ 174,000

Mortgage Loan Application Detail Totals for Southern Missouri Bank Of Marshfield in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 769 $108,695,000 $141,000 $750,000 $78,000 $600,000
Home Purchase 105 $13,891,000 $132,000 $1,094,000 $74,000 $267,000
Home Improvement 12 $678,000 $56,000 $214,000 $48,000 $116,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 731 $99,919,000 $136,000 $619,000 $77,000 $600,000
Not Provided 112 $16,449,000 $146,000 $750,000 $76,000 $236,000
Black or African American 11 $1,324,000 $120,000 $376,000 $67,000 $180,000
Hispanic 11 $1,451,000 $131,000 $264,000 $72,000 $150,000
Not applicable 10 $2,056,000 $205,000 $1,094,000 $0 $0
Asian 8 $1,449,000 $181,000 $577,000 $129,000 $231,000
American Indian or Alaskan Native 3 $616,000 $205,000 $334,000 $62,000 $84,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 803 $110,983,000 $138,000 $1,094,000 $78,000 $600,000
VA-guaranteed (Veterans Administration) 39 $6,510,000 $166,000 $373,000 $72,000 $285,000
FHA-insured (Federal Housing Administration) 30 $3,840,000 $128,000 $274,000 $67,000 $274,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,931,000 $137,000 $375,000 $56,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 355 $49,540,000 $139,000 $1,094,000 $83,000 $368,000
Application Withdrawn By Applicant 327 $47,559,000 $145,000 $577,000 $79,000 $600,000
Application Denied By Financial Institution 202 $25,983,000 $128,000 $750,000 $62,000 $274,000
File Closed For Incompleteness 2 $182,000 $91,000 $112,000 $54,000 $60,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Southern Missouri Bank Of Marshfield's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Southern Missouri Bank Of Marshfield's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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