Southern Missouri Bank Of Marshfield
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Southern Missouri Bank Of Marshfield 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southern Missouri Bank Of Marshfield Po Box M 1292 Banning St Marshfield, MO 65706 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 606 |
| Total Mortgage Loan Application Amount | $76,265,000 |
| Average Mortgage Loan Application Amount | $122,666 |
| Highest Mortgage Loan Application Amount | $560,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $1,811,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Southern Missouri Bank Of Marshfield. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southern Missouri Bank Of Marshfield's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Southern Missouri Bank Of Marshfield's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southern Missouri Bank Of Marshfield serves its applicants.
Each category highlights the total number of mortgage applications processed by Southern Missouri Bank Of Marshfield, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southern Missouri Bank Of Marshfield's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Webster County Missouri | 85 | $ 9,295,000 | $ 109,000 | $ 58,000 |
| Greene County Missouri | 56 | $ 7,231,000 | $ 129,000 | $ 70,000 |
| Jackson County Missouri | 41 | $ 5,139,000 | $ 125,000 | $ 70,000 |
| St. Louis County Missouri | 29 | $ 4,109,000 | $ 141,000 | $ 94,000 |
| Christian County Missouri | 28 | $ 3,943,000 | $ 140,000 | $ 61,000 |
| Benton County Arkansas | 21 | $ 2,750,000 | $ 130,000 | $ 79,000 |
| Pulaski County Arkansas | 14 | $ 2,044,000 | $ 146,000 | $ 65,000 |
| St. Charles County Missouri | 10 | $ 1,243,000 | $ 124,000 | $ 247,000 |
| Washington County Arkansas | 9 | $ 1,005,000 | $ 111,000 | $ 60,000 |
| Camden County Missouri | 9 | $ 1,525,000 | $ 169,000 | $ 131,000 |
| Jasper County Missouri | 9 | $ 811,000 | $ 90,000 | $ 50,000 |
| Cass County Missouri | 8 | $ 1,277,000 | $ 159,000 | $ 71,000 |
| Oklahoma County Oklahoma | 8 | $ 895,000 | $ 111,000 | $ 47,000 |
| Crawford County Arkansas | 7 | $ 1,475,000 | $ 210,000 | $ 134,000 |
| Saline County Arkansas | 7 | $ 813,000 | $ 116,000 | $ 76,000 |
| Clay County Missouri | 7 | $ 768,000 | $ 109,000 | $ 57,000 |
| Laclede County Missouri | 7 | $ 723,000 | $ 103,000 | $ 77,000 |
| Johnson County Kansas | 6 | $ 1,193,000 | $ 198,000 | $ 98,000 |
| Platte County Missouri | 6 | $ 1,015,000 | $ 169,000 | $ 95,000 |
| Pope County Arkansas | 5 | $ 640,000 | $ 128,000 | $ 76,000 |
| Barry County Missouri | 5 | $ 648,000 | $ 129,000 | $ 83,000 |
| Jefferson County Missouri | 5 | $ 605,000 | $ 121,000 | $ 59,000 |
| Polk County Missouri | 5 | $ 482,000 | $ 96,000 | $ 43,000 |
| Stone County Missouri | 5 | $ 641,000 | $ 128,000 | $ 82,000 |
| Taney County Missouri | 5 | $ 440,000 | $ 88,000 | $ 73,000 |
| Tulsa County Oklahoma | 5 | $ 656,000 | $ 131,000 | $ 64,000 |
| Craighead County Arkansas | 4 | $ 404,000 | $ 101,000 | $ 82,000 |
| Faulkner County Arkansas | 4 | $ 444,000 | $ 111,000 | $ 57,000 |
| Greene County Arkansas | 4 | $ 494,000 | $ 123,000 | $ 108,000 |
| Lonoke County Arkansas | 4 | $ 1,092,000 | $ 273,000 | $ 117,000 |
| Neosho County Kansas | 4 | $ 384,000 | $ 96,000 | $ 32,000 |
| Cedar County Missouri | 4 | $ 318,000 | $ 79,000 | $ 76,000 |
| Dallas County Missouri | 4 | $ 358,000 | $ 89,000 | $ 55,000 |
| Franklin County Missouri | 4 | $ 696,000 | $ 174,000 | $ 69,000 |
| Howell County Missouri | 4 | $ 554,000 | $ 138,000 | $ 73,000 |
| Stoddard County Missouri | 4 | $ 532,000 | $ 133,000 | $ 56,000 |
| Boone County Arkansas | 3 | $ 425,000 | $ 141,000 | $ 56,000 |
| Carroll County Arkansas | 3 | $ 551,000 | $ 183,000 | $ 59,000 |
| Sebastian County Arkansas | 3 | $ 283,000 | $ 94,000 | $ 85,000 |
| Van Buren County Arkansas | 3 | $ 363,000 | $ 121,000 | $ 36,000 |
| White County Arkansas | 3 | $ 288,000 | $ 96,000 | $ 75,000 |
| Wyandotte County Kansas | 3 | $ 226,000 | $ 75,000 | $ 63,000 |
| Clinton County Missouri | 3 | $ 265,000 | $ 88,000 | $ 62,000 |
| Gentry County Missouri | 3 | $ 288,000 | $ 96,000 | $ 55,000 |
| Johnson County Missouri | 3 | $ 303,000 | $ 101,000 | $ 54,000 |
| Pulaski County Missouri | 3 | $ 298,000 | $ 99,000 | $ 89,000 |
| Texas County Missouri | 3 | $ 550,000 | $ 183,000 | $ 81,000 |
| Wright County Missouri | 3 | $ 447,000 | $ 149,000 | $ 60,000 |
| Arkansas County Arkansas | 2 | $ 143,000 | $ 71,000 | $ 53,000 |
| Columbia County Arkansas | 2 | $ 220,000 | $ 110,000 | $ 65,000 |
| Conway County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| Garland County Arkansas | 2 | $ 242,000 | $ 121,000 | $ 53,000 |
| Hot Spring County Arkansas | 2 | $ 262,000 | $ 131,000 | $ 48,000 |
| Independence County Arkansas | 2 | $ 435,000 | $ 217,000 | $ 275,000 |
| Miller County Arkansas | 2 | $ 215,000 | $ 107,000 | $ 101,000 |
| Mississippi County Arkansas | 2 | $ 301,000 | $ 150,000 | $ 94,000 |
| Butler County Missouri | 2 | $ 269,000 | $ 134,000 | $ 103,000 |
| Callaway County Missouri | 2 | $ 264,000 | $ 132,000 | $ 77,000 |
| Cole County Missouri | 2 | $ 285,000 | $ 142,000 | $ 62,000 |
| Crawford County Missouri | 2 | $ 227,000 | $ 113,000 | $ 73,000 |
| Douglas County Missouri | 2 | $ 251,000 | $ 125,000 | $ 74,000 |
| Gasconade County Missouri | 2 | $ 317,000 | $ 158,000 | $ 40,000 |
| Lawrence County Missouri | 2 | $ 187,000 | $ 93,000 | $ 73,000 |
| Lincoln County Missouri | 2 | $ 229,000 | $ 114,000 | $ 48,000 |
| Maries County Missouri | 2 | $ 79,000 | $ 39,000 | $ 36,000 |
| Marion County Missouri | 2 | $ 182,000 | $ 91,000 | $ 42,000 |
| Miller County Missouri | 2 | $ 140,000 | $ 70,000 | $ 97,000 |
| Newton County Missouri | 2 | $ 171,000 | $ 85,000 | $ 32,000 |
| St. Louis City County Missouri | 2 | $ 216,000 | $ 108,000 | $ 92,000 |
| Warren County Missouri | 2 | $ 482,000 | $ 241,000 | $ 86,000 |
| Delaware County Oklahoma | 2 | $ 415,000 | $ 207,000 | $ 66,000 |
| Ashley County Arkansas | 1 | $ 156,000 | $ 156,000 | $ 115,000 |
| Bradley County Arkansas | 1 | $ 172,000 | $ 172,000 | $ 50,000 |
| Crittenden County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 76,000 |
| Cross County Arkansas | 1 | $ 113,000 | $ 113,000 | $ 51,000 |
| Fulton County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 140,000 |
| Jackson County Arkansas | 1 | $ 81,000 | $ 81,000 | $ 67,000 |
| Jefferson County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 94,000 |
| Johnson County Arkansas | 1 | $ 99,000 | $ 99,000 | $ 97,000 |
| Little River County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 102,000 |
| Madison County Arkansas | 1 | $ 230,000 | $ 230,000 | $ 116,000 |
| Marion County Arkansas | 1 | $ 123,000 | $ 123,000 | $ 100,000 |
| Monroe County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 120,000 |
| Newton County Arkansas | 1 | $ 163,000 | $ 163,000 | $ 32,000 |
| Ouachita County Arkansas | 1 | $ 76,000 | $ 76,000 | $ 81,000 |
| Phillips County Arkansas | 1 | $ 97,000 | $ 97,000 | $ 53,000 |
| Polk County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| Scott County Arkansas | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| Sevier County Arkansas | 1 | $ 152,000 | $ 152,000 | $ 47,000 |
| Sharp County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 17,000 |
| St. Francis County Arkansas | 1 | $ 73,000 | $ 73,000 | $ 17,000 |
| Stone County Arkansas | 1 | $ 107,000 | $ 107,000 | $ 167,000 |
| Union County Arkansas | 1 | $ 110,000 | $ 110,000 | $ 131,000 |
| Osceola County Florida | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Clinton County Illinois | 1 | $ 74,000 | $ 74,000 | $ 55,000 |
| McDonough County Illinois | 1 | $ 135,000 | $ 135,000 | $ 304,000 |
| St. Clair County Illinois | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Washington County Iowa | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Woodbury County Iowa | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
| Atchison County Kansas | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Dickinson County Kansas | 1 | $ 129,000 | $ 129,000 | $ 36,000 |
| Ellis County Kansas | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Franklin County Kansas | 1 | $ 79,000 | $ 79,000 | $ 43,000 |
| Harper County Kansas | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
| Jefferson County Kansas | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Leavenworth County Kansas | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Montgomery County Kansas | 1 | $ 209,000 | $ 209,000 | $ 72,000 |
| Saline County Kansas | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
| Sedgwick County Kansas | 1 | $ 70,000 | $ 70,000 | $ 80,000 |
| Sumner County Kansas | 1 | $ 69,000 | $ 69,000 | $ 102,000 |
| Andrew County Missouri | 1 | $ 98,000 | $ 98,000 | $ 70,000 |
| Bates County Missouri | 1 | $ 71,000 | $ 71,000 | $ 41,000 |
| Benton County Missouri | 1 | $ 205,000 | $ 205,000 | $ 138,000 |
| Boone County Missouri | 1 | $ 185,000 | $ 185,000 | $ 30,000 |
| Buchanan County Missouri | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Cape Girardeau County Missouri | 1 | $ 136,000 | $ 136,000 | $ 98,000 |
| Carter County Missouri | 1 | $ 169,000 | $ 169,000 | $ 79,000 |
| Howard County Missouri | 1 | $ 79,000 | $ 79,000 | $ 23,000 |
| Knox County Missouri | 1 | $ 58,000 | $ 58,000 | $ 60,000 |
| Lafayette County Missouri | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Linn County Missouri | 1 | $ 58,000 | $ 58,000 | $ 43,000 |
| Mississippi County Missouri | 1 | $ 176,000 | $ 176,000 | $ 102,000 |
| Pettis County Missouri | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Ray County Missouri | 1 | $ 92,000 | $ 92,000 | $ 30,000 |
| Scott County Missouri | 1 | $ 78,000 | $ 78,000 | $ 54,000 |
| Shannon County Missouri | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Washington County Missouri | 1 | $ 82,000 | $ 82,000 | $ 58,000 |
| Bernalillo County New Mexico | 1 | $ 182,000 | $ 182,000 | $ 50,000 |
| Curry County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Montgomery County New York | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Oneida County New York | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
| Ashe County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 17,000 |
| Union County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 94,000 |
| Canadian County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 86,000 |
| Choctaw County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Creek County Oklahoma | 1 | $ 173,000 | $ 173,000 | $ 85,000 |
| Garfield County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 48,000 |
| Logan County Oklahoma | 1 | $ 300,000 | $ 300,000 | $ 108,000 |
| Mayes County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 56,000 |
| McClain County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| Osage County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Sequoyah County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 61,000 |
| Wagoner County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| York County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 82,000 |
| Richland County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 53,000 |
| Spartanburg County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Lauderdale County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| Madison County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 94,000 |
| Sullivan County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 18,000 |
| Williamson County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 300,000 |
| Ellis County Texas | 1 | $ 259,000 | $ 259,000 | $ 70,000 |
| Chesterfield County Virginia | 1 | $ 190,000 | $ 190,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Southern Missouri Bank Of Marshfield in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 436 | $55,404,000 | $127,000 | $423,000 | $74,000 | $1,811,000 |
| Home Purchase | 99 | $12,911,000 | $130,000 | $560,000 | $73,000 | $400,000 |
| Home Improvement | 71 | $7,950,000 | $111,000 | $364,000 | $72,000 | $196,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 546 | $68,667,000 | $125,000 | $560,000 | $74,000 | $1,811,000 |
| Not Provided | 27 | $2,490,000 | $92,000 | $206,000 | $52,000 | $180,000 |
| Black or African American | 10 | $1,081,000 | $108,000 | $192,000 | $49,000 | $98,000 |
| Hispanic | 10 | $1,951,000 | $195,000 | $335,000 | $123,000 | $421,000 |
| American Indian or Alaskan Native | 5 | $664,000 | $132,000 | $193,000 | $79,000 | $138,000 |
| Asian | 3 | $492,000 | $164,000 | $206,000 | $95,000 | $180,000 |
| Not applicable | 3 | $540,000 | $180,000 | $423,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $380,000 | $190,000 | $302,000 | $147,000 | $210,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 559 | $69,910,000 | $125,000 | $560,000 | $75,000 | $1,811,000 |
| VA-guaranteed (Veterans Administration) | 24 | $3,544,000 | $147,000 | $346,000 | $68,000 | $248,000 |
| FHA-insured (Federal Housing Administration) | 13 | $1,744,000 | $134,000 | $271,000 | $57,000 | $133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,067,000 | $106,000 | $153,000 | $46,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 258 | $33,096,000 | $128,000 | $560,000 | $74,000 | $400,000 |
| Application Withdrawn By Applicant | 192 | $23,911,000 | $124,000 | $390,000 | $83,000 | $1,811,000 |
| Application Denied By Financial Institution | 154 | $19,127,000 | $124,000 | $417,000 | $61,000 | $509,000 |
| Application Approved But Not Accepted | 1 | $25,000 | $25,000 | $25,000 | $91,000 | $91,000 |
| File Closed For Incompleteness | 1 | $106,000 | $106,000 | $106,000 | $41,000 | $41,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southern Missouri Bank Of Marshfield's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southern Missouri Bank Of Marshfield's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.