Southern Trust Mortgage, Llc
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Trust Mortgage, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Southern Trust Mortgage, Llc 150 Boush Street #400 Norfolk, VA 23510 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,603 |
| Total Mortgage Loan Application Amount | $873,625,000 |
| Average Mortgage Loan Application Amount | $197,000 |
| Highest Mortgage Loan Application Amount | $2,865,000 |
| Average Applicant Income | $79,666 |
| Highest Applicant Income | $1,941,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 262 | $ 64,705,000 | $ 246,000 | $ 87,000 |
| Chesterfield County Virginia | 237 | $ 50,013,000 | $ 211,000 | $ 80,000 |
| Loudoun County Virginia | 224 | $ 82,802,000 | $ 369,000 | $ 145,000 |
| Prince George's County Maryland | 194 | $ 80,445,000 | $ 414,000 | $ 121,000 |
| Anne Arundel County Maryland | 166 | $ 51,826,000 | $ 312,000 | $ 105,000 |
| Henrico County Virginia | 160 | $ 33,939,000 | $ 212,000 | $ 80,000 |
| Baltimore County Maryland | 142 | $ 31,543,000 | $ 222,000 | $ 95,000 |
| Bedford County Virginia | 105 | $ 15,902,000 | $ 151,000 | $ 64,000 |
| Chesapeake County Virginia | 89 | $ 20,141,000 | $ 226,000 | $ 85,000 |
| Richmond City County Virginia | 75 | $ 13,100,000 | $ 174,000 | $ 77,000 |
| Lynchburg County Virginia | 67 | $ 7,370,000 | $ 110,000 | $ 61,000 |
| Baltimore City County Maryland | 65 | $ 9,492,000 | $ 146,000 | $ 72,000 |
| Howard County Maryland | 64 | $ 24,016,000 | $ 375,000 | $ 171,000 |
| Norfolk County Virginia | 58 | $ 10,029,000 | $ 172,000 | $ 62,000 |
| Fairfax County Virginia | 53 | $ 19,159,000 | $ 361,000 | $ 138,000 |
| Fauquier County Virginia | 44 | $ 16,711,000 | $ 379,000 | $ 165,000 |
| Dinwiddie County Virginia | 43 | $ 5,966,000 | $ 138,000 | $ 57,000 |
| Pulaski County Virginia | 42 | $ 5,267,000 | $ 125,000 | $ 50,000 |
| Hanover County Virginia | 40 | $ 10,178,000 | $ 254,000 | $ 88,000 |
| Charleston County South Carolina | 39 | $ 13,592,000 | $ 348,000 | $ 70,000 |
| Roanoke County Virginia | 39 | $ 6,846,000 | $ 175,000 | $ 61,000 |
| Roanoke City County Virginia | 39 | $ 4,097,000 | $ 105,000 | $ 66,000 |
| Campbell County Virginia | 38 | $ 4,763,000 | $ 125,000 | $ 54,000 |
| Spotsylvania County Virginia | 36 | $ 8,818,000 | $ 244,000 | $ 69,000 |
| Portsmouth County Virginia | 35 | $ 5,491,000 | $ 156,000 | $ 80,000 |
| Prince George County Virginia | 32 | $ 5,787,000 | $ 180,000 | $ 73,000 |
| District of Columbia County District Of Columbia | 31 | $ 8,448,000 | $ 272,000 | $ 140,000 |
| Suffolk County Virginia | 28 | $ 7,575,000 | $ 270,000 | $ 85,000 |
| Montgomery County Maryland | 26 | $ 13,378,000 | $ 514,000 | $ 272,000 |
| Dare County North Carolina | 26 | $ 9,128,000 | $ 351,000 | $ 152,000 |
| Hampton County Virginia | 25 | $ 4,742,000 | $ 189,000 | $ 62,000 |
| Montgomery County Virginia | 24 | $ 3,783,000 | $ 157,000 | $ 62,000 |
| Wake County North Carolina | 22 | $ 4,379,000 | $ 199,000 | $ 81,000 |
| Horry County South Carolina | 22 | $ 6,453,000 | $ 293,000 | $ 104,000 |
| Amherst County Virginia | 22 | $ 2,610,000 | $ 118,000 | $ 54,000 |
| Prince William County Virginia | 22 | $ 6,811,000 | $ 309,000 | $ 92,000 |
| Petersburg County Virginia | 21 | $ 2,200,000 | $ 104,000 | $ 50,000 |
| Hertford County North Carolina | 19 | $ 1,817,000 | $ 95,000 | $ 43,000 |
| Rockingham County Virginia | 19 | $ 4,239,000 | $ 223,000 | $ 72,000 |
| Salem County Virginia | 19 | $ 2,166,000 | $ 114,000 | $ 87,000 |
| Frederick County Maryland | 18 | $ 5,811,000 | $ 322,000 | $ 120,000 |
| Guilford County North Carolina | 18 | $ 2,300,000 | $ 127,000 | $ 113,000 |
| Randolph County North Carolina | 18 | $ 3,409,000 | $ 189,000 | $ 86,000 |
| Botetourt County Virginia | 18 | $ 3,604,000 | $ 200,000 | $ 63,000 |
| Brunswick County North Carolina | 17 | $ 4,240,000 | $ 249,000 | $ 135,000 |
| Durham County North Carolina | 17 | $ 2,361,000 | $ 138,000 | $ 56,000 |
| Colonial Heights County Virginia | 17 | $ 2,383,000 | $ 140,000 | $ 74,000 |
| Gloucester County Virginia | 17 | $ 3,632,000 | $ 213,000 | $ 71,000 |
| Hopewell County Virginia | 17 | $ 1,886,000 | $ 110,000 | $ 52,000 |
| Newport News County Virginia | 17 | $ 2,654,000 | $ 156,000 | $ 65,000 |
| Powhatan County Virginia | 17 | $ 3,650,000 | $ 214,000 | $ 115,000 |
| Southampton County Virginia | 17 | $ 3,108,000 | $ 182,000 | $ 65,000 |
| Forsyth County North Carolina | 16 | $ 1,803,000 | $ 112,000 | $ 50,000 |
| Berkeley County South Carolina | 16 | $ 2,883,000 | $ 180,000 | $ 74,000 |
| Carroll County Maryland | 15 | $ 4,261,000 | $ 284,000 | $ 117,000 |
| Harford County Maryland | 15 | $ 3,095,000 | $ 206,000 | $ 91,000 |
| Currituck County North Carolina | 15 | $ 5,708,000 | $ 380,000 | $ 121,000 |
| Appomattox County Virginia | 15 | $ 2,229,000 | $ 148,000 | $ 62,000 |
| Jefferson County West Virginia | 14 | $ 1,728,000 | $ 123,000 | $ 81,000 |
| Charles County Maryland | 13 | $ 5,055,000 | $ 388,000 | $ 123,000 |
| Cumberland County North Carolina | 13 | $ 1,775,000 | $ 136,000 | $ 59,000 |
| Nash County North Carolina | 13 | $ 1,732,000 | $ 133,000 | $ 59,000 |
| Clarke County Virginia | 12 | $ 4,690,000 | $ 390,000 | $ 90,000 |
| Stafford County Virginia | 12 | $ 3,493,000 | $ 291,000 | $ 99,000 |
| Calvert County Maryland | 11 | $ 3,903,000 | $ 354,000 | $ 98,000 |
| Goochland County Virginia | 11 | $ 2,533,000 | $ 230,000 | $ 81,000 |
| Isle of Wight County Virginia | 11 | $ 2,372,000 | $ 215,000 | $ 50,000 |
| Louisa County Virginia | 11 | $ 2,218,000 | $ 201,000 | $ 105,000 |
| York County Virginia | 11 | $ 3,425,000 | $ 311,000 | $ 108,000 |
| Moore County North Carolina | 10 | $ 2,364,000 | $ 236,000 | $ 62,000 |
| Culpeper County Virginia | 10 | $ 2,784,000 | $ 278,000 | $ 80,000 |
| Franklin County Virginia | 10 | $ 3,036,000 | $ 303,000 | $ 112,000 |
| Middlesex County Virginia | 10 | $ 1,711,000 | $ 171,000 | $ 178,000 |
| Warren County Virginia | 9 | $ 2,314,000 | $ 257,000 | $ 91,000 |
| Bedford City County Virginia | 8 | $ 935,000 | $ 116,000 | $ 53,000 |
| James City County Virginia | 8 | $ 1,555,000 | $ 194,000 | $ 76,000 |
| Queen Anne's County Maryland | 7 | $ 1,587,000 | $ 226,000 | $ 87,000 |
| Pasquotank County North Carolina | 7 | $ 1,490,000 | $ 212,000 | $ 72,000 |
| Accomack County Virginia | 7 | $ 2,007,000 | $ 286,000 | $ 146,000 |
| Amelia County Virginia | 7 | $ 1,039,000 | $ 148,000 | $ 56,000 |
| Frederick County Virginia | 7 | $ 1,815,000 | $ 259,000 | $ 128,000 |
| Mathews County Virginia | 7 | $ 1,075,000 | $ 153,000 | $ 59,000 |
| New Kent County Virginia | 7 | $ 1,528,000 | $ 218,000 | $ 89,000 |
| Alamance County North Carolina | 6 | $ 508,000 | $ 84,000 | $ 54,000 |
| Pitt County North Carolina | 6 | $ 542,000 | $ 90,000 | $ 71,000 |
| Dorchester County South Carolina | 6 | $ 1,337,000 | $ 222,000 | $ 76,000 |
| Albemarle County Virginia | 6 | $ 2,914,000 | $ 485,000 | $ 156,000 |
| Franklin City County Virginia | 6 | $ 1,119,000 | $ 186,000 | $ 84,000 |
| Harrisonburg County Virginia | 6 | $ 1,047,000 | $ 174,000 | $ 57,000 |
| Orange County Virginia | 6 | $ 997,000 | $ 166,000 | $ 63,000 |
| Sussex County Virginia | 6 | $ 801,000 | $ 133,000 | $ 47,000 |
| Sussex County Delaware | 5 | $ 1,769,000 | $ 353,000 | $ 129,000 |
| Davidson County North Carolina | 5 | $ 596,000 | $ 119,000 | $ 56,000 |
| Davie County North Carolina | 5 | $ 724,000 | $ 144,000 | $ 87,000 |
| Northampton County North Carolina | 5 | $ 973,000 | $ 194,000 | $ 135,000 |
| Alexandria County Virginia | 5 | $ 2,169,000 | $ 433,000 | $ 164,000 |
| Caroline County Virginia | 5 | $ 913,000 | $ 182,000 | $ 58,000 |
| King William County Virginia | 5 | $ 786,000 | $ 157,000 | $ 66,000 |
| Lancaster County Virginia | 5 | $ 1,878,000 | $ 375,000 | $ 147,000 |
| Mecklenburg County Virginia | 5 | $ 591,000 | $ 118,000 | $ 32,000 |
| Prince Edward County Virginia | 5 | $ 838,000 | $ 167,000 | $ 80,000 |
| Fulton County Georgia | 4 | $ 2,866,000 | $ 716,000 | $ 13,000 |
| Edgecombe County North Carolina | 4 | $ 246,000 | $ 61,000 | $ 42,000 |
| Iredell County North Carolina | 4 | $ 1,000,000 | $ 250,000 | $ 25,000 |
| Lee County North Carolina | 4 | $ 803,000 | $ 200,000 | $ 75,000 |
| York County Pennsylvania | 4 | $ 527,000 | $ 131,000 | $ 94,000 |
| Greenville County South Carolina | 4 | $ 408,000 | $ 102,000 | $ 276,000 |
| Arlington County Virginia | 4 | $ 963,000 | $ 240,000 | $ 77,000 |
| Fluvanna County Virginia | 4 | $ 1,374,000 | $ 343,000 | $ 112,000 |
| Greensville County Virginia | 4 | $ 586,000 | $ 146,000 | $ 115,000 |
| King George County Virginia | 4 | $ 1,430,000 | $ 357,000 | $ 64,000 |
| Pittsylvania County Virginia | 4 | $ 452,000 | $ 113,000 | $ 55,000 |
| Westmoreland County Virginia | 4 | $ 1,042,000 | $ 260,000 | $ 89,000 |
| New Castle County Delaware | 3 | $ 1,100,000 | $ 366,000 | $ 139,000 |
| Volusia County Florida | 3 | $ 651,000 | $ 217,000 | $ 0 |
| Worcester County Maryland | 3 | $ 472,000 | $ 157,000 | $ 33,000 |
| Bertie County North Carolina | 3 | $ 304,000 | $ 101,000 | $ 61,000 |
| Camden County North Carolina | 3 | $ 618,000 | $ 206,000 | $ 46,000 |
| Halifax County North Carolina | 3 | $ 250,000 | $ 83,000 | $ 51,000 |
| New Hanover County North Carolina | 3 | $ 933,000 | $ 311,000 | $ 99,000 |
| Person County North Carolina | 3 | $ 202,000 | $ 67,000 | $ 11,000 |
| Union County North Carolina | 3 | $ 784,000 | $ 261,000 | $ 74,000 |
| Cumberland County Pennsylvania | 3 | $ 419,000 | $ 139,000 | $ 79,000 |
| Spartanburg County South Carolina | 3 | $ 343,000 | $ 114,000 | $ 182,000 |
| Charles City County Virginia | 3 | $ 584,000 | $ 194,000 | $ 66,000 |
| Essex County Virginia | 3 | $ 713,000 | $ 237,000 | $ 90,000 |
| Floyd County Virginia | 3 | $ 413,000 | $ 137,000 | $ 44,000 |
| Giles County Virginia | 3 | $ 268,000 | $ 89,000 | $ 32,000 |
| Nelson County Virginia | 3 | $ 799,000 | $ 266,000 | $ 195,000 |
| Northampton County Virginia | 3 | $ 534,000 | $ 178,000 | $ 93,000 |
| Shenandoah County Virginia | 3 | $ 1,124,000 | $ 374,000 | $ 393,000 |
| Surry County Virginia | 3 | $ 551,000 | $ 183,000 | $ 76,000 |
| Winchester County Virginia | 3 | $ 420,000 | $ 140,000 | $ 190,000 |
| Berkeley County West Virginia | 3 | $ 555,000 | $ 185,000 | $ 100,000 |
| Bay County Florida | 2 | $ 250,000 | $ 125,000 | $ 78,000 |
| Lee County Florida | 2 | $ 2,224,000 | $ 1,112,000 | $ 387,000 |
| Miami-Dade County Florida | 2 | $ 1,363,000 | $ 681,000 | $ 17,000 |
| Palm Beach County Florida | 2 | $ 2,451,000 | $ 1,225,000 | $ 303,000 |
| Walton County Florida | 2 | $ 1,601,000 | $ 800,000 | $ 440,000 |
| Bibb County Georgia | 2 | $ 245,000 | $ 122,000 | $ 92,000 |
| Caroline County Maryland | 2 | $ 365,000 | $ 182,000 | $ 63,000 |
| Cecil County Maryland | 2 | $ 258,000 | $ 129,000 | $ 79,000 |
| Kent County Maryland | 2 | $ 443,000 | $ 221,000 | $ 128,000 |
| Cleveland County North Carolina | 2 | $ 105,000 | $ 52,000 | $ 28,000 |
| Gates County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 72,000 |
| Henderson County North Carolina | 2 | $ 265,000 | $ 132,000 | $ 50,000 |
| Mecklenburg County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 24,000 |
| Perquimans County North Carolina | 2 | $ 477,000 | $ 238,000 | $ 125,000 |
| Surry County North Carolina | 2 | $ 267,000 | $ 133,000 | $ 60,000 |
| Adams County Pennsylvania | 2 | $ 785,000 | $ 392,000 | $ 221,000 |
| Anderson County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 716,000 | $ 358,000 | $ 151,000 |
| Lancaster County South Carolina | 2 | $ 358,000 | $ 179,000 | $ 86,000 |
| Lexington County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 129,000 |
| Buckingham County Virginia | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| Craig County Virginia | 2 | $ 231,000 | $ 115,000 | $ 55,000 |
| Emporia County Virginia | 2 | $ 254,000 | $ 127,000 | $ 45,000 |
| Greene County Virginia | 2 | $ 567,000 | $ 283,000 | $ 0 |
| Henry County Virginia | 2 | $ 209,000 | $ 104,000 | $ 44,000 |
| Madison County Virginia | 2 | $ 375,000 | $ 187,000 | $ 34,000 |
| Manassas County Virginia | 2 | $ 518,000 | $ 259,000 | $ 59,000 |
| Northumberland County Virginia | 2 | $ 444,000 | $ 222,000 | $ 78,000 |
| Page County Virginia | 2 | $ 212,000 | $ 106,000 | $ 13,000 |
| Radford County Virginia | 2 | $ 248,000 | $ 124,000 | $ 51,000 |
| Rappahannock County Virginia | 2 | $ 500,000 | $ 250,000 | $ 25,000 |
| Waynesboro County Virginia | 2 | $ 312,000 | $ 156,000 | $ 54,000 |
| Kent County Delaware | 1 | $ 335,000 | $ 335,000 | $ 71,000 |
| Martin County Florida | 1 | $ 296,000 | $ 296,000 | $ 360,000 |
| Sarasota County Florida | 1 | $ 188,000 | $ 188,000 | $ 84,000 |
| Chatham County Georgia | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Paulding County Georgia | 1 | $ 194,000 | $ 194,000 | $ 65,000 |
| Tift County Georgia | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| St. Mary's County Maryland | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Hancock County Mississippi | 1 | $ 176,000 | $ 176,000 | $ 140,000 |
| Avery County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Burke County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Cabarrus County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 37,000 |
| Carteret County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Caswell County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 55,000 |
| Catawba County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 91,000 |
| Chowan County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Craven County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Granville County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 59,000 |
| Harnett County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 46,000 |
| Hoke County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 84,000 |
| Johnston County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 62,000 |
| Martin County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| McDowell County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 46,000 |
| Pamlico County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 239,000 |
| Pender County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 300,000 |
| Richmond County North Carolina | 1 | $ 253,000 | $ 253,000 | $ 112,000 |
| Rowan County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 44,000 |
| Scotland County North Carolina | 1 | $ 490,000 | $ 490,000 | $ 245,000 |
| Stokes County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 40,000 |
| Vance County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Warren County North Carolina | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Butler County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 174,000 |
| Kershaw County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 69,000 |
| Oconee County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Pickens County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 0 |
| York County South Carolina | 1 | $ 340,000 | $ 340,000 | $ 150,000 |
| Augusta County Virginia | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Bland County Virginia | 1 | $ 268,000 | $ 268,000 | $ 69,000 |
| Brunswick County Virginia | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Buena Vista County Virginia | 1 | $ 124,000 | $ 124,000 | $ 51,000 |
| Charlottesville County Virginia | 1 | $ 111,000 | $ 111,000 | $ 30,000 |
| Danville County Virginia | 1 | $ 151,000 | $ 151,000 | $ 108,000 |
| Falls Church County Virginia | 1 | $ 226,000 | $ 226,000 | $ 47,000 |
| Fredericksburg County Virginia | 1 | $ 204,000 | $ 204,000 | $ 60,000 |
| Halifax County Virginia | 1 | $ 109,000 | $ 109,000 | $ 56,000 |
| King and Queen County Virginia | 1 | $ 136,000 | $ 136,000 | $ 46,000 |
| Poquoson County Virginia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Richmond County Virginia | 1 | $ 198,000 | $ 198,000 | $ 39,000 |
| Rockbridge County Virginia | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Washington County Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Williamsburg County Virginia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Wythe County Virginia | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Hampshire County West Virginia | 1 | $ 189,000 | $ 189,000 | $ 37,000 |
| Hardy County West Virginia | 1 | $ 350,000 | $ 350,000 | $ 260,000 |
| Mercer County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Morgan County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southern Trust Mortgage, Llc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,086 | $489,938,000 | $234,000 | $1,406,000 | $90,000 | $1,941,000 |
| Refinancing | 1,515 | $383,478,000 | $253,000 | $2,865,000 | $97,000 | $1,229,000 |
| Home Improvement | 2 | $209,000 | $104,000 | $183,000 | $52,000 | $62,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,661 | $629,913,000 | $236,000 | $2,250,000 | $96,000 | $1,941,000 |
| Black or African American | 669 | $172,290,000 | $257,000 | $1,778,000 | $84,000 | $880,000 |
| Not Provided | 109 | $29,333,000 | $269,000 | $990,000 | $94,000 | $350,000 |
| Hispanic | 81 | $18,147,000 | $224,000 | $1,138,000 | $75,000 | $227,000 |
| Asian | 71 | $21,258,000 | $299,000 | $2,865,000 | $114,000 | $765,000 |
| American Indian or Alaskan Native | 6 | $1,552,000 | $258,000 | $594,000 | $33,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $932,000 | $186,000 | $312,000 | $67,000 | $97,000 |
| Not applicable | 1 | $200,000 | $200,000 | $200,000 | $126,000 | $126,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,923 | $749,592,000 | $256,000 | $2,865,000 | $100,000 | $1,941,000 |
| FHA-insured (Federal Housing Administration) | 510 | $82,987,000 | $162,000 | $368,000 | $61,000 | $344,000 |
| VA-guaranteed (Veterans Administration) | 170 | $41,046,000 | $241,000 | $645,000 | $69,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,796 | $654,252,000 | $233,000 | $2,250,000 | $92,000 | $1,941,000 |
| Application Denied By Financial Institution | 423 | $112,296,000 | $265,000 | $2,865,000 | $89,000 | $765,000 |
| Application Withdrawn By Applicant | 312 | $86,215,000 | $276,000 | $2,000,000 | $105,000 | $880,000 |
| Application Approved But Not Accepted | 37 | $10,897,000 | $294,000 | $1,000,000 | $119,000 | $368,000 |
| File Closed For Incompleteness | 35 | $9,965,000 | $284,000 | $1,138,000 | $86,000 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 257 | $69,005,000 | $268,000 | $2,000,000 | $97,000 | $765,000 |
| Credit History | 53 | $10,339,000 | $195,000 | $1,000,000 | $68,000 | $286,000 |
| Debt-To-Income Ratio | 42 | $11,406,000 | $271,000 | $1,500,000 | $78,000 | $446,000 |
| Collateral | 24 | $4,810,000 | $200,000 | $900,000 | $37,000 | $105,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $8,930,000 | $405,000 | $2,865,000 | $96,000 | $611,000 |
| Unverifiable Information | 13 | $4,175,000 | $321,000 | $1,313,000 | $115,000 | $607,000 |
| Employment History | 4 | $843,000 | $210,000 | $480,000 | $103,000 | $172,000 |
| Mortgage Insurance Denied | 2 | $429,000 | $214,000 | $262,000 | $73,000 | $93,000 |
| Credit Application Incomplete | 1 | $417,000 | $417,000 | $417,000 | $50,000 | $50,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.