Southern Trust Mortgage, Llc
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Trust Mortgage, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Southern Trust Mortgage, Llc 4433 Corporation Lane Suite 300 Virginia Beach, VA 23462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 3,685 |
| Total Mortgage Loan Application Amount | $962,625,000 |
| Average Mortgage Loan Application Amount | $275,000 |
| Highest Mortgage Loan Application Amount | $2,880,000 |
| Average Applicant Income | $99,333 |
| Highest Applicant Income | $2,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 336 | $ 91,521,000 | $ 272,000 | $ 99,000 |
| Cumberland County North Carolina | 257 | $ 42,919,000 | $ 167,000 | $ 65,000 |
| Baltimore County Maryland | 208 | $ 54,205,000 | $ 260,000 | $ 107,000 |
| Anne Arundel County Maryland | 182 | $ 58,665,000 | $ 322,000 | $ 127,000 |
| Chesapeake County Virginia | 167 | $ 42,339,000 | $ 253,000 | $ 79,000 |
| Chesterfield County Virginia | 153 | $ 36,851,000 | $ 240,000 | $ 92,000 |
| Norfolk County Virginia | 104 | $ 22,811,000 | $ 219,000 | $ 77,000 |
| Montgomery County Maryland | 99 | $ 38,895,000 | $ 392,000 | $ 141,000 |
| Prince George's County Maryland | 99 | $ 36,071,000 | $ 364,000 | $ 115,000 |
| Henrico County Virginia | 99 | $ 22,498,000 | $ 227,000 | $ 87,000 |
| Hanover County Virginia | 98 | $ 24,582,000 | $ 250,000 | $ 101,000 |
| Loudoun County Virginia | 96 | $ 40,198,000 | $ 418,000 | $ 147,000 |
| Baltimore City County Maryland | 95 | $ 20,436,000 | $ 215,000 | $ 99,000 |
| Hoke County North Carolina | 80 | $ 14,859,000 | $ 185,000 | $ 68,000 |
| Howard County Maryland | 78 | $ 26,917,000 | $ 345,000 | $ 128,000 |
| Calvert County Maryland | 72 | $ 18,080,000 | $ 251,000 | $ 86,000 |
| Harnett County North Carolina | 70 | $ 12,841,000 | $ 183,000 | $ 67,000 |
| Harford County Maryland | 59 | $ 18,280,000 | $ 309,000 | $ 119,000 |
| Richmond City County Virginia | 55 | $ 18,695,000 | $ 339,000 | $ 188,000 |
| Portsmouth County Virginia | 48 | $ 8,248,000 | $ 171,000 | $ 62,000 |
| Suffolk County Virginia | 46 | $ 11,430,000 | $ 248,000 | $ 86,000 |
| Mecklenburg County North Carolina | 43 | $ 10,777,000 | $ 250,000 | $ 100,000 |
| Carroll County Maryland | 41 | $ 11,215,000 | $ 273,000 | $ 119,000 |
| Charleston County South Carolina | 41 | $ 8,372,000 | $ 204,000 | $ 65,000 |
| Charles County Maryland | 40 | $ 10,114,000 | $ 252,000 | $ 80,000 |
| Frederick County Maryland | 38 | $ 11,337,000 | $ 298,000 | $ 91,000 |
| Moore County North Carolina | 36 | $ 8,887,000 | $ 246,000 | $ 110,000 |
| Fauquier County Virginia | 36 | $ 14,577,000 | $ 404,000 | $ 141,000 |
| St. Mary's County Maryland | 34 | $ 8,179,000 | $ 240,000 | $ 71,000 |
| Prince William County Virginia | 34 | $ 11,385,000 | $ 334,000 | $ 111,000 |
| Fairfax County Virginia | 32 | $ 14,070,000 | $ 439,000 | $ 132,000 |
| Lynchburg County Virginia | 31 | $ 3,480,000 | $ 112,000 | $ 46,000 |
| District of Columbia County District Of Columbia | 27 | $ 14,451,000 | $ 535,000 | $ 222,000 |
| Wake County North Carolina | 27 | $ 6,411,000 | $ 237,000 | $ 92,000 |
| Campbell County Virginia | 25 | $ 3,575,000 | $ 143,000 | $ 58,000 |
| Hampton County Virginia | 23 | $ 4,131,000 | $ 179,000 | $ 54,000 |
| Arlington County Virginia | 20 | $ 11,321,000 | $ 566,000 | $ 222,000 |
| Middlesex County Virginia | 18 | $ 3,576,000 | $ 198,000 | $ 99,000 |
| Newport News County Virginia | 17 | $ 3,010,000 | $ 177,000 | $ 83,000 |
| Cabarrus County North Carolina | 16 | $ 3,465,000 | $ 216,000 | $ 84,000 |
| Southampton County Virginia | 16 | $ 2,335,000 | $ 145,000 | $ 57,000 |
| Amherst County Virginia | 15 | $ 2,255,000 | $ 150,000 | $ 54,000 |
| Northumberland County Virginia | 15 | $ 3,267,000 | $ 217,000 | $ 95,000 |
| Anderson County South Carolina | 14 | $ 2,874,000 | $ 205,000 | $ 61,000 |
| Alexandria County Virginia | 14 | $ 4,956,000 | $ 354,000 | $ 121,000 |
| York County South Carolina | 13 | $ 4,534,000 | $ 348,000 | $ 104,000 |
| Queen Anne's County Maryland | 12 | $ 4,246,000 | $ 353,000 | $ 101,000 |
| Currituck County North Carolina | 12 | $ 3,027,000 | $ 252,000 | $ 85,000 |
| Bedford County Virginia | 12 | $ 2,048,000 | $ 170,000 | $ 75,000 |
| King William County Virginia | 12 | $ 1,785,000 | $ 148,000 | $ 55,000 |
| Richmond County North Carolina | 10 | $ 991,000 | $ 99,000 | $ 47,000 |
| New Kent County Virginia | 10 | $ 2,171,000 | $ 217,000 | $ 87,000 |
| Robeson County North Carolina | 9 | $ 951,000 | $ 105,000 | $ 42,000 |
| Gloucester County Virginia | 9 | $ 1,591,000 | $ 176,000 | $ 65,000 |
| Goochland County Virginia | 9 | $ 2,580,000 | $ 286,000 | $ 136,000 |
| Dare County North Carolina | 8 | $ 3,603,000 | $ 450,000 | $ 254,000 |
| Rowan County North Carolina | 8 | $ 1,832,000 | $ 229,000 | $ 79,000 |
| James City County Virginia | 8 | $ 2,279,000 | $ 284,000 | $ 108,000 |
| King and Queen County Virginia | 8 | $ 865,000 | $ 108,000 | $ 51,000 |
| Powhatan County Virginia | 8 | $ 2,587,000 | $ 323,000 | $ 125,000 |
| Sussex County Delaware | 7 | $ 2,316,000 | $ 330,000 | $ 224,000 |
| Cecil County Maryland | 7 | $ 1,876,000 | $ 268,000 | $ 123,000 |
| Garrett County Maryland | 7 | $ 1,067,000 | $ 152,000 | $ 68,000 |
| Union County North Carolina | 7 | $ 2,242,000 | $ 320,000 | $ 102,000 |
| Berkeley County South Carolina | 7 | $ 1,178,000 | $ 168,000 | $ 46,000 |
| Clarke County Virginia | 7 | $ 3,878,000 | $ 554,000 | $ 132,000 |
| Dinwiddie County Virginia | 7 | $ 1,341,000 | $ 191,000 | $ 83,000 |
| Essex County Virginia | 7 | $ 1,057,000 | $ 151,000 | $ 112,000 |
| Worcester County Maryland | 6 | $ 1,247,000 | $ 207,000 | $ 233,000 |
| Iredell County North Carolina | 6 | $ 1,533,000 | $ 255,000 | $ 104,000 |
| Lee County North Carolina | 6 | $ 893,000 | $ 148,000 | $ 60,000 |
| New Hanover County North Carolina | 6 | $ 1,189,000 | $ 198,000 | $ 108,000 |
| Pasquotank County North Carolina | 6 | $ 1,138,000 | $ 189,000 | $ 61,000 |
| Greenville County South Carolina | 6 | $ 1,228,000 | $ 204,000 | $ 87,000 |
| Caroline County Virginia | 6 | $ 969,000 | $ 161,000 | $ 56,000 |
| Franklin City County Virginia | 6 | $ 973,000 | $ 162,000 | $ 59,000 |
| Frederick County Virginia | 6 | $ 1,182,000 | $ 197,000 | $ 71,000 |
| Isle of Wight County Virginia | 6 | $ 1,087,000 | $ 181,000 | $ 81,000 |
| Richmond County Virginia | 6 | $ 1,012,000 | $ 168,000 | $ 119,000 |
| Spotsylvania County Virginia | 6 | $ 1,443,000 | $ 240,000 | $ 65,000 |
| York County Virginia | 6 | $ 1,366,000 | $ 227,000 | $ 58,000 |
| Allegany County Maryland | 5 | $ 498,000 | $ 99,000 | $ 41,000 |
| Caroline County Maryland | 5 | $ 1,114,000 | $ 222,000 | $ 81,000 |
| Talbot County Maryland | 5 | $ 2,213,000 | $ 442,000 | $ 162,000 |
| Washington County Maryland | 5 | $ 1,134,000 | $ 226,000 | $ 65,000 |
| Sampson County North Carolina | 5 | $ 1,508,000 | $ 301,000 | $ 105,000 |
| Wayne County North Carolina | 5 | $ 863,000 | $ 172,000 | $ 66,000 |
| Horry County South Carolina | 5 | $ 908,000 | $ 181,000 | $ 98,000 |
| Albemarle County Virginia | 5 | $ 2,454,000 | $ 490,000 | $ 182,000 |
| Louisa County Virginia | 5 | $ 803,000 | $ 160,000 | $ 68,000 |
| Roanoke County Virginia | 5 | $ 829,000 | $ 165,000 | $ 79,000 |
| Sussex County Virginia | 5 | $ 331,000 | $ 66,000 | $ 42,000 |
| Hillsborough County Florida | 4 | $ 1,137,000 | $ 284,000 | $ 102,000 |
| Burke County North Carolina | 4 | $ 539,000 | $ 134,000 | $ 48,000 |
| Durham County North Carolina | 4 | $ 856,000 | $ 214,000 | $ 85,000 |
| Guilford County North Carolina | 4 | $ 1,043,000 | $ 260,000 | $ 95,000 |
| Johnston County North Carolina | 4 | $ 824,000 | $ 206,000 | $ 68,000 |
| York County Pennsylvania | 4 | $ 980,000 | $ 245,000 | $ 108,000 |
| Dorchester County South Carolina | 4 | $ 556,000 | $ 139,000 | $ 44,000 |
| Culpeper County Virginia | 4 | $ 903,000 | $ 225,000 | $ 79,000 |
| Manassas County Virginia | 4 | $ 1,199,000 | $ 299,000 | $ 84,000 |
| Stafford County Virginia | 4 | $ 1,484,000 | $ 371,000 | $ 157,000 |
| Kent County Delaware | 3 | $ 582,000 | $ 194,000 | $ 16,000 |
| New Castle County Delaware | 3 | $ 981,000 | $ 327,000 | $ 224,000 |
| Duplin County North Carolina | 3 | $ 254,000 | $ 84,000 | $ 32,000 |
| Forsyth County North Carolina | 3 | $ 274,000 | $ 91,000 | $ 45,000 |
| Gates County North Carolina | 3 | $ 483,000 | $ 161,000 | $ 52,000 |
| Hertford County North Carolina | 3 | $ 377,000 | $ 125,000 | $ 71,000 |
| Franklin County Ohio | 3 | $ 699,000 | $ 233,000 | $ 253,000 |
| Charles City County Virginia | 3 | $ 472,000 | $ 157,000 | $ 49,000 |
| Colonial Heights County Virginia | 3 | $ 584,000 | $ 194,000 | $ 80,000 |
| Mathews County Virginia | 3 | $ 617,000 | $ 205,000 | $ 55,000 |
| Mecklenburg County Virginia | 3 | $ 923,000 | $ 307,000 | $ 341,000 |
| Orange County Virginia | 3 | $ 457,000 | $ 152,000 | $ 67,000 |
| Lee County Florida | 2 | $ 276,000 | $ 138,000 | $ 35,000 |
| Osceola County Florida | 2 | $ 1,182,000 | $ 591,000 | $ 255,000 |
| Palm Beach County Florida | 2 | $ 837,000 | $ 418,000 | $ 72,000 |
| Volusia County Florida | 2 | $ 766,000 | $ 383,000 | $ 204,000 |
| Fulton County Georgia | 2 | $ 598,000 | $ 299,000 | $ 89,000 |
| Dorchester County Maryland | 2 | $ 346,000 | $ 173,000 | $ 159,000 |
| Bladen County North Carolina | 2 | $ 188,000 | $ 94,000 | $ 54,000 |
| Brunswick County North Carolina | 2 | $ 485,000 | $ 242,000 | $ 214,000 |
| Buncombe County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 67,000 |
| Camden County North Carolina | 2 | $ 471,000 | $ 235,000 | $ 72,000 |
| Gaston County North Carolina | 2 | $ 432,000 | $ 216,000 | $ 107,000 |
| Granville County North Carolina | 2 | $ 529,000 | $ 264,000 | $ 63,000 |
| Halifax County North Carolina | 2 | $ 264,000 | $ 132,000 | $ 37,000 |
| Nash County North Carolina | 2 | $ 264,000 | $ 132,000 | $ 58,000 |
| Pitt County North Carolina | 2 | $ 374,000 | $ 187,000 | $ 55,000 |
| Bucks County Pennsylvania | 2 | $ 927,000 | $ 463,000 | $ 194,000 |
| Delaware County Pennsylvania | 2 | $ 731,000 | $ 365,000 | $ 173,000 |
| Greenwood County South Carolina | 2 | $ 328,000 | $ 164,000 | $ 46,000 |
| Pickens County South Carolina | 2 | $ 282,000 | $ 141,000 | $ 50,000 |
| Spartanburg County South Carolina | 2 | $ 248,000 | $ 124,000 | $ 13,000 |
| Williamson County Tennessee | 2 | $ 714,000 | $ 357,000 | $ 142,000 |
| Appomattox County Virginia | 2 | $ 203,000 | $ 101,000 | $ 32,000 |
| Brunswick County Virginia | 2 | $ 104,000 | $ 52,000 | $ 13,000 |
| Cumberland County Virginia | 2 | $ 209,000 | $ 104,000 | $ 62,000 |
| Prince George County Virginia | 2 | $ 449,000 | $ 224,000 | $ 90,000 |
| Shenandoah County Virginia | 2 | $ 365,000 | $ 182,000 | $ 99,000 |
| Warren County Virginia | 2 | $ 467,000 | $ 233,000 | $ 97,000 |
| Williamsburg County Virginia | 2 | $ 551,000 | $ 275,000 | $ 242,000 |
| Winchester County Virginia | 2 | $ 839,000 | $ 419,000 | $ 251,000 |
| Bay County Florida | 1 | $ 110,000 | $ 110,000 | $ 30,000 |
| Brevard County Florida | 1 | $ 603,000 | $ 603,000 | $ 303,000 |
| Broward County Florida | 1 | $ 456,000 | $ 456,000 | $ 272,000 |
| Citrus County Florida | 1 | $ 240,000 | $ 240,000 | $ 182,000 |
| Collier County Florida | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Flagler County Florida | 1 | $ 232,000 | $ 232,000 | $ 58,000 |
| Indian River County Florida | 1 | $ 200,000 | $ 200,000 | $ 68,000 |
| Okaloosa County Florida | 1 | $ 269,000 | $ 269,000 | $ 124,000 |
| Pinellas County Florida | 1 | $ 166,000 | $ 166,000 | $ 97,000 |
| Sarasota County Florida | 1 | $ 396,000 | $ 396,000 | $ 154,000 |
| Calhoun County Georgia | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Cobb County Georgia | 1 | $ 544,000 | $ 544,000 | $ 176,000 |
| Forsyth County Georgia | 1 | $ 722,000 | $ 722,000 | $ 190,000 |
| Glynn County Georgia | 1 | $ 223,000 | $ 223,000 | $ 160,000 |
| Houston County Georgia | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Kent County Maryland | 1 | $ 234,000 | $ 234,000 | $ 82,000 |
| Alamance County North Carolina | 1 | $ 392,000 | $ 392,000 | $ 148,000 |
| Bertie County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 20,000 |
| Catawba County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Chatham County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 59,000 |
| Franklin County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 61,000 |
| McDowell County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Montgomery County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 156,000 |
| Northampton County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 28,000 |
| Perquimans County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 19,000 |
| Scotland County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 70,000 |
| Stanly County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| Transylvania County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 121,000 |
| Warren County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 107,000 |
| Delaware County Ohio | 1 | $ 264,000 | $ 264,000 | $ 100,000 |
| Berks County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 115,000 |
| Chester County Pennsylvania | 1 | $ 560,000 | $ 560,000 | $ 137,000 |
| Lancaster County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 112,000 |
| Mercer County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 61,000 |
| Montgomery County Pennsylvania | 1 | $ 418,000 | $ 418,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 82,000 |
| Beaufort County South Carolina | 1 | $ 212,000 | $ 212,000 | $ 44,000 |
| Clarendon County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 62,000 |
| Florence County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Newberry County South Carolina | 1 | $ 192,000 | $ 192,000 | $ 64,000 |
| Oconee County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 56,000 |
| Accomack County Virginia | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 480,000 | $ 480,000 | $ 225,000 |
| Falls Church County Virginia | 1 | $ 464,000 | $ 464,000 | $ 169,000 |
| Fluvanna County Virginia | 1 | $ 219,000 | $ 219,000 | $ 35,000 |
| Franklin County Virginia | 1 | $ 122,000 | $ 122,000 | $ 86,000 |
| Halifax County Virginia | 1 | $ 152,000 | $ 152,000 | $ 25,000 |
| Henry County Virginia | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| King George County Virginia | 1 | $ 279,000 | $ 279,000 | $ 157,000 |
| Lancaster County Virginia | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Manassas Park County Virginia | 1 | $ 192,000 | $ 192,000 | $ 47,000 |
| Nelson County Virginia | 1 | $ 184,000 | $ 184,000 | $ 138,000 |
| Northampton County Virginia | 1 | $ 400,000 | $ 400,000 | $ 234,000 |
| Poquoson County Virginia | 1 | $ 189,000 | $ 189,000 | $ 44,000 |
| Rappahannock County Virginia | 1 | $ 206,000 | $ 206,000 | $ 54,000 |
| Rockingham County Virginia | 1 | $ 254,000 | $ 254,000 | $ 82,000 |
| Surry County Virginia | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Westmoreland County Virginia | 1 | $ 351,000 | $ 351,000 | $ 331,000 |
| Morgan County West Virginia | 1 | $ 356,000 | $ 356,000 | $ 120,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southern Trust Mortgage, Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,837 | $708,922,000 | $249,000 | $2,880,000 | $95,000 | $2,000,000 |
| Refinancing | 831 | $248,986,000 | $299,000 | $2,105,000 | $114,000 | $630,000 |
| Home Improvement | 17 | $4,717,000 | $277,000 | $825,000 | $89,000 | $249,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,543 | $664,679,000 | $261,000 | $2,880,000 | $102,000 | $2,000,000 |
| Black or African American | 487 | $116,057,000 | $238,000 | $1,111,000 | $79,000 | $392,000 |
| Not Provided | 383 | $110,515,000 | $288,000 | $1,425,000 | $105,000 | $529,000 |
| Asian | 129 | $39,221,000 | $304,000 | $1,385,000 | $103,000 | $461,000 |
| Hispanic | 122 | $27,400,000 | $224,000 | $1,050,000 | $86,000 | $321,000 |
| American Indian or Alaskan Native | 14 | $3,657,000 | $261,000 | $579,000 | $105,000 | $270,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,096,000 | $156,000 | $219,000 | $54,000 | $79,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,725 | $509,700,000 | $295,000 | $2,880,000 | $132,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 1,008 | $209,522,000 | $207,000 | $636,000 | $63,000 | $379,000 |
| VA-guaranteed (Veterans Administration) | 853 | $226,876,000 | $265,000 | $1,050,000 | $80,000 | $387,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 99 | $16,527,000 | $166,000 | $343,000 | $50,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,932 | $765,971,000 | $261,000 | $2,880,000 | $99,000 | $2,000,000 |
| Application Withdrawn By Applicant | 571 | $152,094,000 | $266,000 | $1,292,000 | $102,000 | $1,164,000 |
| Application Denied By Financial Institution | 105 | $20,988,000 | $199,000 | $686,000 | $69,000 | $276,000 |
| File Closed For Incompleteness | 72 | $22,191,000 | $308,000 | $1,520,000 | $105,000 | $600,000 |
| Application Approved But Not Accepted | 5 | $1,381,000 | $276,000 | $386,000 | $75,000 | $130,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 38 | $7,808,000 | $205,000 | $686,000 | $56,000 | $244,000 |
| Collateral | 27 | $4,880,000 | $180,000 | $268,000 | $84,000 | $276,000 |
| Credit History | 15 | $2,987,000 | $199,000 | $291,000 | $62,000 | $136,000 |
| Other | 7 | $1,774,000 | $253,000 | $570,000 | $97,000 | $235,000 |
| Employment History | 7 | $1,094,000 | $156,000 | $240,000 | $54,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $784,000 | $196,000 | $325,000 | $66,000 | $107,000 |
| Unverifiable Information | 1 | $268,000 | $268,000 | $268,000 | $66,000 | $66,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.