Santander Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Santander Bank, N.A. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Santander Bank, N.A. 824 North Market Street, Suite 100 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 86 |
| Total Mortgage Loan Application Amount | $1,723,140,000 |
| Average Mortgage Loan Application Amount | $11,039,500 |
| Highest Mortgage Loan Application Amount | $75,005,000 |
| Average Applicant Income | $25,000 |
| Highest Applicant Income | $148,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Santander Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Santander Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Santander Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Santander Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Santander Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Santander Bank, N.A.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Haven County Connecticut | 5 | $ 47,185,000 | $ 9,437,000 | $ 0 |
| Miami-Dade County Florida | 4 | $ 83,380,000 | $ 20,845,000 | $ 0 |
| Kings County New York | 4 | $ 29,670,000 | $ 7,417,000 | $ 0 |
| Camden County New Jersey | 3 | $ 98,015,000 | $ 32,671,000 | $ 0 |
| New York County New York | 3 | $ 44,765,000 | $ 14,921,000 | $ 0 |
| Queens County New York | 3 | $ 49,495,000 | $ 16,498,000 | $ 0 |
| Philadelphia County Pennsylvania | 3 | $ 68,185,000 | $ 22,728,000 | $ 0 |
| Dallas County Texas | 3 | $ 78,015,000 | $ 26,005,000 | $ 0 |
| Maricopa County Arizona | 2 | $ 39,210,000 | $ 19,605,000 | $ 0 |
| Tolland County Connecticut | 2 | $ 84,030,000 | $ 42,015,000 | $ 0 |
| Orange County Florida | 2 | $ 11,680,000 | $ 5,840,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 30,260,000 | $ 15,130,000 | $ 0 |
| Ingham County Michigan | 2 | $ 39,460,000 | $ 19,730,000 | $ 0 |
| Monroe County New York | 2 | $ 17,660,000 | $ 8,830,000 | $ 0 |
| Collin County Texas | 2 | $ 64,010,000 | $ 32,005,000 | $ 0 |
| Harris County Texas | 2 | $ 39,520,000 | $ 19,760,000 | $ 0 |
| Newport News County Virginia | 2 | $ 36,910,000 | $ 18,455,000 | $ 0 |
| Los Angeles County California | 1 | $ 55,005,000 | $ 55,005,000 | $ 0 |
| San Bernardino County California | 1 | $ 30,005,000 | $ 30,005,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 48,105,000 | $ 48,105,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 10,015,000 | $ 10,015,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 18,645,000 | $ 18,645,000 | $ 0 |
| New London County Connecticut | 1 | $ 12,505,000 | $ 12,505,000 | $ 0 |
| New Castle County Delaware | 1 | $ 18,005,000 | $ 18,005,000 | $ 0 |
| Broward County Florida | 1 | $ 14,765,000 | $ 14,765,000 | $ 0 |
| Duval County Florida | 1 | $ 14,005,000 | $ 14,005,000 | $ 0 |
| Pasco County Florida | 1 | $ 6,205,000 | $ 6,205,000 | $ 0 |
| Sarasota County Florida | 1 | $ 8,155,000 | $ 8,155,000 | $ 0 |
| Volusia County Florida | 1 | $ 17,005,000 | $ 17,005,000 | $ 0 |
| Chatham County Georgia | 1 | $ 28,005,000 | $ 28,005,000 | $ 0 |
| Cobb County Georgia | 1 | $ 19,505,000 | $ 19,505,000 | $ 0 |
| Fulton County Georgia | 1 | $ 27,505,000 | $ 27,505,000 | $ 0 |
| Marion County Indiana | 1 | $ 7,345,000 | $ 7,345,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| Kent County Michigan | 1 | $ 43,005,000 | $ 43,005,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 17,595,000 | $ 17,595,000 | $ 0 |
| Wayne County Michigan | 1 | $ 6,505,000 | $ 6,505,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 15,000 | $ 15,000 | $ 88,000 |
| Hudson County New Jersey | 1 | $ 7,205,000 | $ 7,205,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 148,000 |
| Bronx County New York | 1 | $ 8,005,000 | $ 8,005,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 33,755,000 | $ 33,755,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 30,005,000 | $ 30,005,000 | $ 0 |
| Franklin County Ohio | 1 | $ 33,505,000 | $ 33,505,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Summit County Ohio | 1 | $ 14,605,000 | $ 14,605,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 25,005,000 | $ 25,005,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 16,205,000 | $ 16,205,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 36,005,000 | $ 36,005,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 14,305,000 | $ 14,305,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 38,005,000 | $ 38,005,000 | $ 0 |
| Bexar County Texas | 1 | $ 13,105,000 | $ 13,105,000 | $ 0 |
| Montgomery County Texas | 1 | $ 23,505,000 | $ 23,505,000 | $ 0 |
| Hampton County Virginia | 1 | $ 9,995,000 | $ 9,995,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 66,005,000 | $ 66,005,000 | $ 0 |
| Petersburg County Virginia | 1 | $ 12,005,000 | $ 12,005,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 74,005,000 | $ 74,005,000 | $ 0 |
Mortgage Loan Application Detail Totals for Santander Bank, N.A. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 63 | $1,404,425,000 | $22,292,000 | $75,005,000 | $0 | $0 |
| Home Purchase | 19 | $312,935,000 | $16,470,000 | $48,505,000 | $0 | $0 |
| Other Purpose | 3 | $575,000 | $191,000 | $305,000 | $100,000 | $148,000 |
| Home Improvement | 1 | $5,205,000 | $5,205,000 | $5,205,000 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 83 | $1,722,565,000 | $20,753,000 | $75,005,000 | $0 | $0 |
| Not Provided | 2 | $270,000 | $135,000 | $255,000 | $118,000 | $148,000 |
| White | 1 | $305,000 | $305,000 | $305,000 | $66,000 | $66,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 86 | $1,723,140,000 | $20,036,000 | $75,005,000 | $100,000 | $148,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 70 | $1,252,640,000 | $17,894,000 | $55,005,000 | $100,000 | $148,000 |
| Application Withdrawn By Applicant | 10 | $369,870,000 | $36,987,000 | $75,005,000 | $0 | $0 |
| Application Denied By Financial Institution | 5 | $93,125,000 | $18,625,000 | $33,505,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $7,505,000 | $7,505,000 | $7,505,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 81 | $1,630,015,000 | $20,123,000 | $75,005,000 | $100,000 | $148,000 |
| Credit Application Incomplete | 3 | $45,015,000 | $15,005,000 | $19,505,000 | $0 | $0 |
| Collateral | 2 | $48,110,000 | $24,055,000 | $33,505,000 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Santander Bank, N.A.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Santander Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.