Spectrum Funding Corporation
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Spectrum Funding Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Spectrum Funding Corporation
7084 South 2300 East
Slc, UT 84121
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  
Total Number of Mortgage Applications 3,400
Total Mortgage Loan Application Amount $549,786,000
Average Mortgage Loan Application Amount $171,000
Highest Mortgage Loan Application Amount $1,080,000
Average Applicant Income $77,500
Highest Applicant Income $1,716,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Spectrum Funding Corporation by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Salt Lake County Utah 561 $ 75,304,000 $ 134,000 $ 67,000
Clark County Nevada 493 $ 96,040,000 $ 194,000 $ 97,000
Kern County California 448 $ 75,761,000 $ 169,000 $ 78,000
Maricopa County Arizona 311 $ 43,354,000 $ 139,000 $ 67,000
Utah County Utah 141 $ 22,121,000 $ 156,000 $ 68,000
Weld County Colorado 76 $ 10,696,000 $ 140,000 $ 80,000
Davis County Utah 71 $ 9,611,000 $ 135,000 $ 68,000
Arapahoe County Colorado 66 $ 9,228,000 $ 139,000 $ 62,000
Adams County Colorado 58 $ 7,931,000 $ 136,000 $ 71,000
Weber County Utah 58 $ 6,196,000 $ 106,000 $ 72,000
Denver County Colorado 46 $ 6,622,000 $ 143,000 $ 99,000
Los Angeles County California 33 $ 10,820,000 $ 327,000 $ 134,000
Tooele County Utah 33 $ 3,474,000 $ 105,000 $ 55,000
San Bernardino County California 30 $ 7,313,000 $ 243,000 $ 92,000
Jefferson County Colorado 29 $ 5,525,000 $ 190,000 $ 89,000
San Diego County California 25 $ 8,597,000 $ 343,000 $ 151,000
Santa Barbara County California 24 $ 8,092,000 $ 337,000 $ 141,000
Manatee County Florida 23 $ 5,375,000 $ 233,000 $ 104,000
Wayne County Michigan 22 $ 1,734,000 $ 78,000 $ 45,000
Uintah County Utah 20 $ 2,038,000 $ 101,000 $ 80,000
El Paso County Colorado 19 $ 3,955,000 $ 208,000 $ 83,000
Harris County Texas 19 $ 3,786,000 $ 199,000 $ 112,000
Washington County Utah 19 $ 3,687,000 $ 194,000 $ 93,000
Riverside County California 18 $ 5,100,000 $ 283,000 $ 112,000
Sarasota County Florida 18 $ 4,593,000 $ 255,000 $ 77,000
Pueblo County Colorado 17 $ 1,753,000 $ 103,000 $ 106,000
Cook County Illinois 15 $ 3,497,000 $ 233,000 $ 82,000
Cache County Utah 15 $ 1,338,000 $ 89,000 $ 44,000
Pima County Arizona 14 $ 1,500,000 $ 107,000 $ 48,000
Fresno County California 14 $ 1,968,000 $ 140,000 $ 80,000
Tulare County California 13 $ 2,233,000 $ 171,000 $ 82,000
Douglas County Colorado 13 $ 3,859,000 $ 296,000 $ 133,000
Larimer County Colorado 12 $ 2,632,000 $ 219,000 $ 86,000
Marion County Indiana 12 $ 1,033,000 $ 86,000 $ 42,000
Hillsborough County Florida 11 $ 2,618,000 $ 238,000 $ 116,000
Canyon County Idaho 11 $ 1,566,000 $ 142,000 $ 76,000
Box Elder County Utah 11 $ 1,122,000 $ 102,000 $ 52,000
Contra Costa County California 10 $ 3,267,000 $ 326,000 $ 117,000
Sacramento County California 10 $ 2,507,000 $ 250,000 $ 96,000
San Luis Obispo County California 10 $ 2,739,000 $ 273,000 $ 93,000
Hennepin County Minnesota 10 $ 1,564,000 $ 156,000 $ 168,000
Bannock County Idaho 9 $ 754,000 $ 83,000 $ 76,000
Pinal County Arizona 8 $ 678,000 $ 84,000 $ 54,000
Summit County Utah 8 $ 2,493,000 $ 311,000 $ 148,000
Wasatch County Utah 8 $ 1,413,000 $ 176,000 $ 67,000
Boulder County Colorado 7 $ 1,003,000 $ 143,000 $ 46,000
Mesa County Colorado 7 $ 632,000 $ 90,000 $ 94,000
Morgan County Colorado 7 $ 631,000 $ 90,000 $ 52,000
Vanderburgh County Indiana 7 $ 590,000 $ 84,000 $ 41,000
Macomb County Michigan 7 $ 774,000 $ 110,000 $ 70,000
Dallas County Texas 7 $ 1,481,000 $ 211,000 $ 116,000
Tarrant County Texas 7 $ 520,000 $ 74,000 $ 54,000
King County Washington 7 $ 1,559,000 $ 222,000 $ 71,000
Spokane County Washington 7 $ 830,000 $ 118,000 $ 62,000
Yavapai County Arizona 6 $ 840,000 $ 140,000 $ 61,000
Pinellas County Florida 6 $ 1,523,000 $ 253,000 $ 179,000
Kootenai County Idaho 6 $ 803,000 $ 133,000 $ 67,000
Lake County Indiana 6 $ 524,000 $ 87,000 $ 39,000
LaPorte County Indiana 6 $ 508,000 $ 84,000 $ 51,000
St. Joseph County Indiana 6 $ 382,000 $ 63,000 $ 70,000
Mower County Minnesota 6 $ 421,000 $ 70,000 $ 32,000
Nye County Nevada 6 $ 991,000 $ 165,000 $ 58,000
Natrona County Wyoming 6 $ 738,000 $ 123,000 $ 53,000
Alameda County California 5 $ 1,738,000 $ 347,000 $ 133,000
Lee County Florida 5 $ 506,000 $ 101,000 $ 74,000
Ada County Idaho 5 $ 600,000 $ 120,000 $ 62,000
Nez Perce County Idaho 5 $ 456,000 $ 91,000 $ 56,000
Twin Falls County Idaho 5 $ 851,000 $ 170,000 $ 72,000
Blue Earth County Minnesota 5 $ 369,000 $ 73,000 $ 43,000
Washoe County Nevada 5 $ 644,000 $ 128,000 $ 56,000
Cameron County Texas 5 $ 446,000 $ 89,000 $ 37,000
Denton County Texas 5 $ 1,071,000 $ 214,000 $ 166,000
Mohave County Arizona 4 $ 384,000 $ 96,000 $ 47,000
Navajo County Arizona 4 $ 290,000 $ 72,000 $ 60,000
Orange County California 4 $ 1,730,000 $ 432,000 $ 134,000
Broward County Florida 4 $ 710,000 $ 177,000 $ 68,000
Duval County Florida 4 $ 431,000 $ 107,000 $ 50,000
Polk County Florida 4 $ 681,000 $ 170,000 $ 81,000
Hamilton County Indiana 4 $ 719,000 $ 179,000 $ 93,000
Cass County Michigan 4 $ 303,000 $ 75,000 $ 43,000
Kent County Michigan 4 $ 262,000 $ 65,000 $ 40,000
Lane County Oregon 4 $ 547,000 $ 136,000 $ 73,000
Galveston County Texas 4 $ 510,000 $ 127,000 $ 77,000
Carbon County Utah 4 $ 471,000 $ 117,000 $ 58,000
Duchesne County Utah 4 $ 357,000 $ 89,000 $ 38,000
Iron County Utah 4 $ 676,000 $ 169,000 $ 242,000
Juab County Utah 4 $ 916,000 $ 229,000 $ 74,000
Sanpete County Utah 4 $ 463,000 $ 115,000 $ 62,000
Snohomish County Washington 4 $ 687,000 $ 171,000 $ 147,000
Yuma County Arizona 3 $ 243,000 $ 81,000 $ 37,000
Kings County California 3 $ 525,000 $ 175,000 $ 87,000
Placer County California 3 $ 570,000 $ 190,000 $ 150,000
Solano County California 3 $ 1,521,000 $ 507,000 $ 222,000
Stanislaus County California 3 $ 1,081,000 $ 360,000 $ 88,000
Elbert County Colorado 3 $ 569,000 $ 189,000 $ 138,000
Montrose County Colorado 3 $ 869,000 $ 289,000 $ 180,000
Collier County Florida 3 $ 846,000 $ 282,000 $ 75,000
Orange County Florida 3 $ 424,000 $ 141,000 $ 45,000
Volusia County Florida 3 $ 288,000 $ 96,000 $ 46,000
Will County Illinois 3 $ 742,000 $ 247,000 $ 87,000
Elkhart County Indiana 3 $ 279,000 $ 93,000 $ 49,000
Porter County Indiana 3 $ 245,000 $ 81,000 $ 61,000
Wayne County Indiana 3 $ 169,000 $ 56,000 $ 28,000
Eaton County Michigan 3 $ 423,000 $ 141,000 $ 53,000
Genesee County Michigan 3 $ 408,000 $ 136,000 $ 113,000
Washington County Minnesota 3 $ 470,000 $ 156,000 $ 106,000
Clackamas County Oregon 3 $ 275,000 $ 91,000 $ 69,000
Klamath County Oregon 3 $ 304,000 $ 101,000 $ 50,000
Union County Oregon 3 $ 190,000 $ 63,000 $ 57,000
Montgomery County Texas 3 $ 364,000 $ 121,000 $ 69,000
Kitsap County Washington 3 $ 674,000 $ 224,000 $ 84,000
Pierce County Washington 3 $ 379,000 $ 126,000 $ 71,000
Coconino County Arizona 2 $ 127,000 $ 63,000 $ 58,000
Glenn County California 2 $ 190,000 $ 95,000 $ 54,000
Humboldt County California 2 $ 295,000 $ 147,000 $ 78,000
Imperial County California 2 $ 287,000 $ 143,000 $ 121,000
Madera County California 2 $ 280,000 $ 140,000 $ 84,000
Santa Cruz County California 2 $ 596,000 $ 298,000 $ 94,000
Clear Creek County Colorado 2 $ 303,000 $ 151,000 $ 48,000
Eagle County Colorado 2 $ 356,000 $ 178,000 $ 102,000
Fremont County Colorado 2 $ 90,000 $ 45,000 $ 24,000
Garfield County Colorado 2 $ 173,000 $ 86,000 $ 38,000
Gilpin County Colorado 2 $ 273,000 $ 136,000 $ 76,000
Gunnison County Colorado 2 $ 144,000 $ 72,000 $ 48,000
Las Animas County Colorado 2 $ 228,000 $ 114,000 $ 62,000
Moffat County Colorado 2 $ 186,000 $ 93,000 $ 60,000
Rio Blanco County Colorado 2 $ 129,000 $ 64,000 $ 48,000
Marion County Florida 2 $ 285,000 $ 142,000 $ 113,000
Bingham County Idaho 2 $ 179,000 $ 89,000 $ 48,000
Franklin County Idaho 2 $ 245,000 $ 122,000 $ 41,000
Power County Idaho 2 $ 165,000 $ 82,000 $ 34,000
McDonough County Illinois 2 $ 130,000 $ 65,000 $ 47,000
Delaware County Indiana 2 $ 68,000 $ 34,000 $ 26,000
Fayette County Indiana 2 $ 150,000 $ 75,000 $ 27,000
Kosciusko County Indiana 2 $ 161,000 $ 80,000 $ 44,000
Lawrence County Indiana 2 $ 201,000 $ 100,000 $ 54,000
Marshall County Indiana 2 $ 238,000 $ 119,000 $ 25,000
Posey County Indiana 2 $ 125,000 $ 62,000 $ 31,000
Spencer County Indiana 2 $ 156,000 $ 78,000 $ 45,000
Tippecanoe County Indiana 2 $ 114,000 $ 57,000 $ 67,000
Boyd County Kentucky 2 $ 132,000 $ 66,000 $ 44,000
Berrien County Michigan 2 $ 110,000 $ 55,000 $ 17,000
Jackson County Michigan 2 $ 187,000 $ 93,000 $ 39,000
Muskegon County Michigan 2 $ 199,000 $ 99,000 $ 28,000
Anoka County Minnesota 2 $ 183,000 $ 91,000 $ 78,000
Olmsted County Minnesota 2 $ 121,000 $ 60,000 $ 40,000
Ramsey County Minnesota 2 $ 230,000 $ 115,000 $ 50,000
Scott County Minnesota 2 $ 474,000 $ 237,000 $ 73,000
Columbia County Oregon 2 $ 170,000 $ 85,000 $ 75,000
Deschutes County Oregon 2 $ 429,000 $ 214,000 $ 42,000
Austin County Texas 2 $ 347,000 $ 173,000 $ 24,000
Chambers County Texas 2 $ 150,000 $ 75,000 $ 42,000
Collin County Texas 2 $ 439,000 $ 219,000 $ 183,000
Comal County Texas 2 $ 195,000 $ 97,000 $ 60,000
El Paso County Texas 2 $ 277,000 $ 138,000 $ 47,000
Ellis County Texas 2 $ 129,000 $ 64,000 $ 64,000
Fort Bend County Texas 2 $ 113,000 $ 56,000 $ 40,000
Millard County Utah 2 $ 105,000 $ 52,000 $ 56,000
Benton County Washington 2 $ 165,000 $ 82,000 $ 66,000
Clark County Washington 2 $ 216,000 $ 108,000 $ 48,000
Walla Walla County Washington 2 $ 149,000 $ 74,000 $ 76,000
Cochise County Arizona 1 $ 225,000 $ 225,000 $ 96,000
Marin County California 1 $ 840,000 $ 840,000 $ 168,000
Merced County California 1 $ 242,000 $ 242,000 $ 50,000
Monterey County California 1 $ 185,000 $ 185,000 $ 63,000
Plumas County California 1 $ 170,000 $ 170,000 $ 34,000
San Joaquin County California 1 $ 210,000 $ 210,000 $ 48,000
San Mateo County California 1 $ 578,000 $ 578,000 $ 95,000
Santa Clara County California 1 $ 531,000 $ 531,000 $ 105,000
Sonoma County California 1 $ 405,000 $ 405,000 $ 97,000
Alamosa County Colorado 1 $ 204,000 $ 204,000 $ 66,000
Delta County Colorado 1 $ 232,000 $ 232,000 $ 144,000
Huerfano County Colorado 1 $ 95,000 $ 95,000 $ 29,000
La Plata County Colorado 1 $ 341,000 $ 341,000 $ 66,000
Otero County Colorado 1 $ 62,000 $ 62,000 $ 78,000
Prowers County Colorado 1 $ 94,000 $ 94,000 $ 31,000
Summit County Colorado 1 $ 327,000 $ 327,000 $ 64,000
Teller County Colorado 1 $ 152,000 $ 152,000 $ 78,000
Calhoun County Florida 1 $ 75,000 $ 75,000 $ 87,000
Charlotte County Florida 1 $ 600,000 $ 600,000 $ 187,000
Monroe County Florida 1 $ 350,000 $ 350,000 $ 216,000
Okaloosa County Florida 1 $ 158,000 $ 158,000 $ 50,000
Pasco County Florida 1 $ 145,000 $ 145,000 $ 60,000
Boise County Idaho 1 $ 302,000 $ 302,000 $ 149,000
Bonner County Idaho 1 $ 166,000 $ 166,000 $ 47,000
Bonneville County Idaho 1 $ 83,000 $ 83,000 $ 41,000
Boundary County Idaho 1 $ 189,000 $ 189,000 $ 44,000
Custer County Idaho 1 $ 254,000 $ 254,000 $ 89,000
Gooding County Idaho 1 $ 106,000 $ 106,000 $ 38,000
Jerome County Idaho 1 $ 83,000 $ 83,000 $ 32,000
Lincoln County Idaho 1 $ 34,000 $ 34,000 $ 52,000
Madison County Idaho 1 $ 223,000 $ 223,000 $ 74,000
Minidoka County Idaho 1 $ 80,000 $ 80,000 $ 27,000
Payette County Idaho 1 $ 99,000 $ 99,000 $ 82,000
Logan County Illinois 1 $ 90,000 $ 90,000 $ 65,000
Shelby County Illinois 1 $ 65,000 $ 65,000 $ 31,000
Winnebago County Illinois 1 $ 139,000 $ 139,000 $ 37,000
Cass County Indiana 1 $ 105,000 $ 105,000 $ 37,000
Clark County Indiana 1 $ 71,000 $ 71,000 $ 73,000
Clinton County Indiana 1 $ 65,000 $ 65,000 $ 28,000
Dubois County Indiana 1 $ 162,000 $ 162,000 $ 96,000
Gibson County Indiana 1 $ 72,000 $ 72,000 $ 43,000
Hancock County Indiana 1 $ 499,000 $ 499,000 $ 147,000
Montgomery County Indiana 1 $ 83,000 $ 83,000 $ 22,000
Noble County Indiana 1 $ 70,000 $ 70,000 $ 20,000
Orange County Indiana 1 $ 50,000 $ 50,000 $ 48,000
Pulaski County Indiana 1 $ 80,000 $ 80,000 $ 22,000
Shelby County Indiana 1 $ 76,000 $ 76,000 $ 47,000
Starke County Indiana 1 $ 59,000 $ 59,000 $ 29,000
Vermillion County Indiana 1 $ 70,000 $ 70,000 $ 44,000
Wells County Indiana 1 $ 77,000 $ 77,000 $ 42,000
Bell County Kentucky 1 $ 100,000 $ 100,000 $ 58,000
Campbell County Kentucky 1 $ 83,000 $ 83,000 $ 27,000
Cumberland County Kentucky 1 $ 50,000 $ 50,000 $ 36,000
Daviess County Kentucky 1 $ 61,000 $ 61,000 $ 30,000
Elliott County Kentucky 1 $ 70,000 $ 70,000 $ 29,000
Jefferson County Kentucky 1 $ 100,000 $ 100,000 $ 73,000
Kenton County Kentucky 1 $ 196,000 $ 196,000 $ 94,000
Antrim County Michigan 1 $ 64,000 $ 64,000 $ 58,000
Benzie County Michigan 1 $ 24,000 $ 24,000 $ 28,000
Emmet County Michigan 1 $ 91,000 $ 91,000 $ 42,000
Grand Traverse County Michigan 1 $ 88,000 $ 88,000 $ 37,000
Lenawee County Michigan 1 $ 128,000 $ 128,000 $ 47,000
Monroe County Michigan 1 $ 119,000 $ 119,000 $ 54,000
Tuscola County Michigan 1 $ 240,000 $ 240,000 $ 191,000
Beltrami County Minnesota 1 $ 176,000 $ 176,000 $ 72,000
Cottonwood County Minnesota 1 $ 72,000 $ 72,000 $ 19,000
Jackson County Minnesota 1 $ 81,000 $ 81,000 $ 30,000
Kanabec County Minnesota 1 $ 288,000 $ 288,000 $ 62,000
Morrison County Minnesota 1 $ 119,000 $ 119,000 $ 32,000
Lincoln County Nebraska 1 $ 484,000 $ 484,000 $ 102,000
Elko County Nevada 1 $ 256,000 $ 256,000 $ 87,000
Mineral County Nevada 1 $ 104,000 $ 104,000 $ 47,000
Lincoln County Oregon 1 $ 186,000 $ 186,000 $ 64,000
Linn County Oregon 1 $ 140,000 $ 140,000 $ 61,000
Marion County Oregon 1 $ 143,000 $ 143,000 $ 47,000
Multnomah County Oregon 1 $ 130,000 $ 130,000 $ 37,000
Bandera County Texas 1 $ 130,000 $ 130,000 $ 36,000
Bexar County Texas 1 $ 111,000 $ 111,000 $ 103,000
Brazoria County Texas 1 $ 169,000 $ 169,000 $ 103,000
Deaf Smith County Texas 1 $ 143,000 $ 143,000 $ 90,000
Ector County Texas 1 $ 94,000 $ 94,000 $ 59,000
Hidalgo County Texas 1 $ 65,000 $ 65,000 $ 39,000
Hill County Texas 1 $ 98,000 $ 98,000 $ 84,000
Hood County Texas 1 $ 140,000 $ 140,000 $ 60,000
McLennan County Texas 1 $ 126,000 $ 126,000 $ 54,000
Midland County Texas 1 $ 150,000 $ 150,000 $ 40,000
Montague County Texas 1 $ 61,000 $ 61,000 $ 79,000
Nueces County Texas 1 $ 68,000 $ 68,000 $ 27,000
Palo Pinto County Texas 1 $ 62,000 $ 62,000 $ 32,000
Rockwall County Texas 1 $ 550,000 $ 550,000 $ 144,000
San Jacinto County Texas 1 $ 135,000 $ 135,000 $ 264,000
Smith County Texas 1 $ 91,000 $ 91,000 $ 46,000
Travis County Texas 1 $ 96,000 $ 96,000 $ 55,000
Williamson County Texas 1 $ 204,000 $ 204,000 $ 97,000
Emery County Utah 1 $ 304,000 $ 304,000 $ 98,000
Garfield County Utah 1 $ 52,000 $ 52,000 $ 16,000
Grand County Utah 1 $ 165,000 $ 165,000 $ 42,000
Rich County Utah 1 $ 540,000 $ 540,000 $ 123,000
Wayne County Utah 1 $ 180,000 $ 180,000 $ 90,000
Adams County Washington 1 $ 50,000 $ 50,000 $ 39,000
Douglas County Washington 1 $ 64,000 $ 64,000 $ 18,000
Franklin County Washington 1 $ 162,000 $ 162,000 $ 55,000
Garfield County Washington 1 $ 142,000 $ 142,000 $ 88,000
Pend Oreille County Washington 1 $ 86,000 $ 86,000 $ 34,000
Stevens County Washington 1 $ 207,000 $ 207,000 $ 344,000
Laramie County Wyoming 1 $ 250,000 $ 250,000 $ 94,000
Uinta County Wyoming 1 $ 103,000 $ 103,000 $ 50,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Spectrum Funding Corporation in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,462 $368,495,000 $149,000 $1,050,000 $80,000 $1,716,000
Refinancing 938 $181,291,000 $193,000 $1,080,000 $75,000 $1,080,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 1,212 $217,527,000 $179,000 $1,080,000 $84,000 $1,716,000
White 986 $152,403,000 $154,000 $920,000 $82,000 $1,200,000
Hispanic 978 $139,028,000 $142,000 $872,000 $66,000 $600,000
Black or African American 149 $24,803,000 $166,000 $719,000 $77,000 $289,000
Asian 47 $10,814,000 $230,000 $510,000 $107,000 $481,000
Native Hawaiian or Other Pacific Islander 21 $4,396,000 $209,000 $707,000 $98,000 $244,000
American Indian or Alaskan Native 7 $815,000 $116,000 $225,000 $55,000 $89,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,396 $549,190,000 $161,000 $1,080,000 $79,000 $1,716,000
FHA-insured (Federal Housing Administration) 4 $596,000 $149,000 $170,000 $47,000 $54,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,127 $166,686,000 $147,000 $872,000 $77,000 $648,000
Application Denied By Financial Institution 835 $147,882,000 $177,000 $1,080,000 $85,000 $1,716,000
Application Withdrawn By Applicant 724 $115,834,000 $159,000 $800,000 $75,000 $774,000
Application Approved But Not Accepted 455 $69,108,000 $151,000 $720,000 $76,000 $1,080,000
File Closed For Incompleteness 259 $50,276,000 $194,000 $880,000 $80,000 $364,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 227 $44,699,000 $196,000 $1,080,000 $98,000 $1,716,000
Credit History 160 $26,601,000 $166,000 $775,000 $77,000 $1,098,000
Employment History 55 $9,214,000 $167,000 $628,000 $71,000 $204,000
Debt-To-Income Ratio 48 $7,886,000 $164,000 $920,000 $75,000 $1,200,000
Collateral 46 $7,146,000 $155,000 $600,000 $87,000 $935,000
Unverifiable Information 29 $3,956,000 $136,000 $273,000 $60,000 $82,000
Insufficient Cash (Downpayment, Closing Cost) 1 $65,000 $65,000 $65,000 $31,000 $31,000
Mortgage Insurance Denied 1 $92,000 $92,000 $92,000 $123,000 $123,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.

Download the Utah Lender List