Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Stanford Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Stanford Federal Credit Union 1860 Embarcadero Road Palo Alto, CA 94303 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 881 |
Total Mortgage Loan Application Amount | $562,782,000 |
Average Mortgage Loan Application Amount | $460,000 |
Highest Mortgage Loan Application Amount | $4,059,000 |
Average Applicant Income | $217,333 |
Highest Applicant Income | $1,719,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Santa Clara County California | 323 | $ 242,738,000 | $ 751,000 | $ 224,000 |
San Mateo County California | 182 | $ 146,762,000 | $ 806,000 | $ 252,000 |
Alameda County California | 125 | $ 64,779,000 | $ 518,000 | $ 172,000 |
San Francisco County California | 33 | $ 22,636,000 | $ 685,000 | $ 209,000 |
Contra Costa County California | 23 | $ 15,624,000 | $ 679,000 | $ 204,000 |
Sacramento County California | 11 | $ 3,614,000 | $ 328,000 | $ 116,000 |
Santa Cruz County California | 11 | $ 4,977,000 | $ 452,000 | $ 182,000 |
King County Washington | 11 | $ 4,923,000 | $ 447,000 | $ 192,000 |
San Joaquin County California | 10 | $ 3,099,000 | $ 309,000 | $ 157,000 |
Los Angeles County California | 9 | $ 5,552,000 | $ 616,000 | $ 253,000 |
Riverside County California | 7 | $ 2,684,000 | $ 383,000 | $ 184,000 |
Marin County California | 6 | $ 4,106,000 | $ 684,000 | $ 219,000 |
Placer County California | 5 | $ 1,448,000 | $ 289,000 | $ 197,000 |
Monterey County California | 4 | $ 1,140,000 | $ 285,000 | $ 118,000 |
San Diego County California | 4 | $ 1,625,000 | $ 406,000 | $ 179,000 |
Solano County California | 4 | $ 1,319,000 | $ 329,000 | $ 201,000 |
Multnomah County Oregon | 4 | $ 1,580,000 | $ 395,000 | $ 114,000 |
Maricopa County Arizona | 3 | $ 505,000 | $ 168,000 | $ 55,000 |
El Dorado County California | 3 | $ 978,000 | $ 326,000 | $ 153,000 |
Orange County California | 3 | $ 2,345,000 | $ 781,000 | $ 193,000 |
Stanislaus County California | 3 | $ 477,000 | $ 159,000 | $ 73,000 |
Cook County Illinois | 3 | $ 375,000 | $ 125,000 | $ 125,000 |
Clark County Nevada | 3 | $ 208,000 | $ 69,000 | $ 60,000 |
Harris County Texas | 3 | $ 1,042,000 | $ 347,000 | $ 208,000 |
San Benito County California | 2 | $ 115,000 | $ 57,000 | $ 127,000 |
San Bernardino County California | 2 | $ 421,000 | $ 210,000 | $ 131,000 |
San Luis Obispo County California | 2 | $ 310,000 | $ 155,000 | $ 155,000 |
District of Columbia County District Of Columbia | 2 | $ 551,000 | $ 275,000 | $ 107,000 |
Hennepin County Minnesota | 2 | $ 417,000 | $ 208,000 | $ 122,000 |
Benton County Oregon | 2 | $ 546,000 | $ 273,000 | $ 49,000 |
Fort Bend County Texas | 2 | $ 437,000 | $ 218,000 | $ 160,000 |
Travis County Texas | 2 | $ 617,000 | $ 308,000 | $ 146,000 |
Williamson County Texas | 2 | $ 746,000 | $ 373,000 | $ 147,000 |
Dane County Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 166,000 |
Pima County Arizona | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
Alpine County California | 1 | $ 416,000 | $ 416,000 | $ 503,000 |
Calaveras County California | 1 | $ 264,000 | $ 264,000 | $ 38,000 |
Humboldt County California | 1 | $ 270,000 | $ 270,000 | $ 59,000 |
Lake County California | 1 | $ 210,000 | $ 210,000 | $ 122,000 |
Madera County California | 1 | $ 140,000 | $ 140,000 | $ 175,000 |
Mendocino County California | 1 | $ 176,000 | $ 176,000 | $ 191,000 |
Nevada County California | 1 | $ 424,000 | $ 424,000 | $ 131,000 |
Santa Barbara County California | 1 | $ 409,000 | $ 409,000 | $ 144,000 |
Siskiyou County California | 1 | $ 224,000 | $ 224,000 | $ 215,000 |
Sonoma County California | 1 | $ 596,000 | $ 596,000 | $ 150,000 |
Ventura County California | 1 | $ 441,000 | $ 441,000 | $ 214,000 |
Yuba County California | 1 | $ 289,000 | $ 289,000 | $ 118,000 |
Adams County Colorado | 1 | $ 103,000 | $ 103,000 | $ 90,000 |
El Paso County Colorado | 1 | $ 304,000 | $ 304,000 | $ 205,000 |
Hartford County Connecticut | 1 | $ 250,000 | $ 250,000 | $ 93,000 |
Broward County Florida | 1 | $ 288,000 | $ 288,000 | $ 168,000 |
Miami-Dade County Florida | 1 | $ 616,000 | $ 616,000 | $ 155,000 |
Cobb County Georgia | 1 | $ 281,000 | $ 281,000 | $ 319,000 |
Fulton County Georgia | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
Rockdale County Georgia | 1 | $ 157,000 | $ 157,000 | $ 47,000 |
Latah County Idaho | 1 | $ 252,000 | $ 252,000 | $ 101,000 |
Lake County Illinois | 1 | $ 222,000 | $ 222,000 | $ 126,000 |
Will County Illinois | 1 | $ 222,000 | $ 222,000 | $ 200,000 |
Washington County Iowa | 1 | $ 33,000 | $ 33,000 | $ 137,000 |
Johnson County Kansas | 1 | $ 2,400,000 | $ 2,400,000 | $ 0 |
Shawnee County Kansas | 1 | $ 49,000 | $ 49,000 | $ 97,000 |
Montgomery County Maryland | 1 | $ 478,000 | $ 478,000 | $ 286,000 |
Barnstable County Massachusetts | 1 | $ 140,000 | $ 140,000 | $ 33,000 |
Hampshire County Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 89,000 |
Middlesex County Massachusetts | 1 | $ 414,000 | $ 414,000 | $ 200,000 |
Wayne County Michigan | 1 | $ 94,000 | $ 94,000 | $ 181,000 |
Ramsey County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 115,000 |
Yellowstone County Montana | 1 | $ 170,000 | $ 170,000 | $ 97,000 |
Hunterdon County New Jersey | 1 | $ 293,000 | $ 293,000 | $ 165,000 |
Albany County New York | 1 | $ 133,000 | $ 133,000 | $ 83,000 |
Westchester County New York | 1 | $ 338,000 | $ 338,000 | $ 135,000 |
Buncombe County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 167,000 |
Orange County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
Wake County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 184,000 |
Ward County North Dakota | 1 | $ 112,000 | $ 112,000 | $ 90,000 |
Logan County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
Oklahoma County Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 57,000 |
Jackson County Oregon | 1 | $ 324,000 | $ 324,000 | $ 130,000 |
Lane County Oregon | 1 | $ 207,000 | $ 207,000 | $ 162,000 |
Washington County Oregon | 1 | $ 210,000 | $ 210,000 | $ 110,000 |
Berkeley County South Carolina | 1 | $ 286,000 | $ 286,000 | $ 200,000 |
Brazoria County Texas | 1 | $ 60,000 | $ 60,000 | $ 250,000 |
Collin County Texas | 1 | $ 127,000 | $ 127,000 | $ 126,000 |
Dallas County Texas | 1 | $ 290,000 | $ 290,000 | $ 104,000 |
Liberty County Texas | 1 | $ 70,000 | $ 70,000 | $ 124,000 |
Alexandria County Virginia | 1 | $ 170,000 | $ 170,000 | $ 98,000 |
Cowlitz County Washington | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
Pierce County Washington | 1 | $ 388,000 | $ 388,000 | $ 180,000 |
San Juan County Washington | 1 | $ 372,000 | $ 372,000 | $ 203,000 |
Walworth County Wisconsin | 1 | $ 354,000 | $ 354,000 | $ 339,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 547 | $400,764,000 | $732,000 | $3,500,000 | $216,000 | $933,000 |
Refinancing | 328 | $161,075,000 | $491,000 | $4,059,000 | $189,000 | $1,719,000 |
Home Improvement | 6 | $943,000 | $157,000 | $350,000 | $247,000 | $517,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 366 | $209,595,000 | $572,000 | $4,059,000 | $212,000 | $1,719,000 |
Asian | 308 | $236,164,000 | $766,000 | $3,500,000 | $212,000 | $885,000 |
Not Provided | 97 | $65,527,000 | $675,000 | $3,212,000 | $223,000 | $1,050,000 |
Hispanic | 73 | $28,936,000 | $396,000 | $1,080,000 | $157,000 | $488,000 |
Black or African American | 26 | $14,617,000 | $562,000 | $1,908,000 | $175,000 | $405,000 |
Native Hawaiian or Other Pacific Islander | 6 | $2,120,000 | $353,000 | $710,000 | $142,000 | $297,000 |
Not applicable | 3 | $4,717,000 | $1,572,000 | $2,400,000 | $0 | $0 |
American Indian or Alaskan Native | 2 | $1,106,000 | $553,000 | $936,000 | $162,000 | $228,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 881 | $562,782,000 | $638,000 | $4,059,000 | $206,000 | $1,719,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 697 | $458,786,000 | $658,000 | $3,212,000 | $211,000 | $1,719,000 |
Application Withdrawn By Applicant | 99 | $58,305,000 | $588,000 | $1,500,000 | $195,000 | $538,000 |
Application Denied By Financial Institution | 36 | $15,752,000 | $437,000 | $4,059,000 | $142,000 | $1,009,000 |
File Closed For Incompleteness | 31 | $18,414,000 | $594,000 | $1,475,000 | $246,000 | $1,050,000 |
Preapproval Denied by Financial Institution | 12 | $7,976,000 | $664,000 | $3,500,000 | $137,000 | $289,000 |
Application Approved But Not Accepted | 6 | $3,549,000 | $591,000 | $880,000 | $173,000 | $270,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 18 | $6,975,000 | $387,000 | $910,000 | $125,000 | $400,000 |
Other | 14 | $8,502,000 | $607,000 | $4,059,000 | $197,000 | $1,009,000 |
Debt-To-Income Ratio | 7 | $6,259,000 | $894,000 | $3,500,000 | $105,000 | $153,000 |
Collateral | 4 | $698,000 | $174,000 | $572,000 | $171,000 | $219,000 |
Unverifiable Information | 2 | $600,000 | $300,000 | $500,000 | $57,000 | $115,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $612,000 | $306,000 | $332,000 | $53,000 | $56,000 |
Employment History | 1 | $82,000 | $82,000 | $82,000 | $104,000 | $104,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.