Stanley Capital Mtg. Co., Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Stanley Capital Mtg. Co., Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stanley Capital Mtg. Co., Inc. 270 Sylvan Avenue Suite 260 Englewood Cliffs, NJ 07632 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,801 |
| Total Mortgage Loan Application Amount | $482,119,000 |
| Average Mortgage Loan Application Amount | $206,666 |
| Highest Mortgage Loan Application Amount | $1,760,000 |
| Average Applicant Income | $159,666 |
| Highest Applicant Income | $1,128,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Stanley Capital Mtg. Co., Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stanley Capital Mtg. Co., Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Stanley Capital Mtg. Co., Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stanley Capital Mtg. Co., Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Stanley Capital Mtg. Co., Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stanley Capital Mtg. Co., Inc.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 245 | $ 77,918,000 | $ 318,000 | $ 150,000 |
| Middlesex County New Jersey | 146 | $ 33,331,000 | $ 228,000 | $ 122,000 |
| Kings County New York | 135 | $ 43,894,000 | $ 325,000 | $ 192,000 |
| Essex County New Jersey | 118 | $ 29,431,000 | $ 249,000 | $ 129,000 |
| Richmond County New York | 92 | $ 22,953,000 | $ 249,000 | $ 127,000 |
| Union County New Jersey | 82 | $ 21,201,000 | $ 258,000 | $ 132,000 |
| Passaic County New Jersey | 76 | $ 17,803,000 | $ 234,000 | $ 95,000 |
| Hudson County New Jersey | 75 | $ 23,533,000 | $ 313,000 | $ 135,000 |
| Monmouth County New Jersey | 71 | $ 20,678,000 | $ 291,000 | $ 151,000 |
| Queens County New York | 64 | $ 22,019,000 | $ 344,000 | $ 141,000 |
| Broward County Florida | 55 | $ 15,590,000 | $ 283,000 | $ 175,000 |
| Suffolk County New York | 53 | $ 15,419,000 | $ 290,000 | $ 131,000 |
| Nassau County New York | 52 | $ 17,530,000 | $ 337,000 | $ 169,000 |
| Miami-Dade County Florida | 51 | $ 12,101,000 | $ 237,000 | $ 149,000 |
| Somerset County New Jersey | 42 | $ 9,785,000 | $ 232,000 | $ 130,000 |
| Ocean County New Jersey | 41 | $ 9,907,000 | $ 241,000 | $ 136,000 |
| Morris County New Jersey | 34 | $ 9,494,000 | $ 279,000 | $ 123,000 |
| Bronx County New York | 33 | $ 9,734,000 | $ 294,000 | $ 191,000 |
| Westchester County New York | 28 | $ 8,964,000 | $ 320,000 | $ 133,000 |
| Burlington County New Jersey | 23 | $ 3,686,000 | $ 160,000 | $ 68,000 |
| Orange County New York | 22 | $ 6,609,000 | $ 300,000 | $ 141,000 |
| Palm Beach County Florida | 16 | $ 4,195,000 | $ 262,000 | $ 160,000 |
| Rockland County New York | 14 | $ 3,907,000 | $ 279,000 | $ 123,000 |
| Mercer County New Jersey | 13 | $ 1,685,000 | $ 129,000 | $ 60,000 |
| New York County New York | 12 | $ 4,809,000 | $ 400,000 | $ 290,000 |
| Gloucester County New Jersey | 11 | $ 1,954,000 | $ 177,000 | $ 71,000 |
| Warren County New Jersey | 11 | $ 2,108,000 | $ 191,000 | $ 100,000 |
| New Haven County Connecticut | 9 | $ 1,592,000 | $ 176,000 | $ 115,000 |
| Flagler County Florida | 9 | $ 1,647,000 | $ 183,000 | $ 147,000 |
| Sussex County New Jersey | 8 | $ 2,466,000 | $ 308,000 | $ 111,000 |
| Ulster County New York | 7 | $ 966,000 | $ 138,000 | $ 133,000 |
| Atlantic County New Jersey | 6 | $ 1,006,000 | $ 167,000 | $ 69,000 |
| Hunterdon County New Jersey | 6 | $ 2,243,000 | $ 373,000 | $ 147,000 |
| Philadelphia County Pennsylvania | 6 | $ 373,000 | $ 62,000 | $ 74,000 |
| Fairfield County Connecticut | 5 | $ 932,000 | $ 186,000 | $ 78,000 |
| Camden County New Jersey | 5 | $ 649,000 | $ 129,000 | $ 69,000 |
| Monroe County New York | 5 | $ 358,000 | $ 71,000 | $ 102,000 |
| Pike County Pennsylvania | 5 | $ 617,000 | $ 123,000 | $ 134,000 |
| Albany County New York | 4 | $ 520,000 | $ 130,000 | $ 113,000 |
| Delaware County New York | 4 | $ 394,000 | $ 98,000 | $ 122,000 |
| Onondaga County New York | 4 | $ 411,000 | $ 102,000 | $ 75,000 |
| Ontario County New York | 4 | $ 253,000 | $ 63,000 | $ 184,000 |
| Wayne County New York | 4 | $ 255,000 | $ 63,000 | $ 79,000 |
| Lehigh County Pennsylvania | 4 | $ 285,000 | $ 71,000 | $ 180,000 |
| Monroe County Pennsylvania | 4 | $ 779,000 | $ 194,000 | $ 79,000 |
| Pinal County Arizona | 3 | $ 637,000 | $ 212,000 | $ 115,000 |
| Hartford County Connecticut | 3 | $ 706,000 | $ 235,000 | $ 136,000 |
| Duval County Florida | 3 | $ 535,000 | $ 178,000 | $ 102,000 |
| Lee County Florida | 3 | $ 563,000 | $ 187,000 | $ 98,000 |
| Osceola County Florida | 3 | $ 674,000 | $ 224,000 | $ 194,000 |
| Pinellas County Florida | 3 | $ 702,000 | $ 234,000 | $ 111,000 |
| Cook County Illinois | 3 | $ 601,000 | $ 200,000 | $ 84,000 |
| Cumberland County New Jersey | 3 | $ 378,000 | $ 126,000 | $ 51,000 |
| Erie County New York | 3 | $ 235,000 | $ 78,000 | $ 48,000 |
| Sullivan County New York | 3 | $ 257,000 | $ 85,000 | $ 42,000 |
| Delaware County Pennsylvania | 3 | $ 313,000 | $ 104,000 | $ 76,000 |
| Northampton County Pennsylvania | 3 | $ 457,000 | $ 152,000 | $ 52,000 |
| Schuylkill County Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 99,000 |
| Litchfield County Connecticut | 2 | $ 583,000 | $ 291,000 | $ 165,000 |
| Charlotte County Florida | 2 | $ 360,000 | $ 180,000 | $ 158,000 |
| Orange County Florida | 2 | $ 352,000 | $ 176,000 | $ 54,000 |
| Polk County Florida | 2 | $ 306,000 | $ 153,000 | $ 129,000 |
| Johnson County Indiana | 2 | $ 229,000 | $ 114,000 | $ 86,000 |
| Norfolk County Massachusetts | 2 | $ 565,000 | $ 282,000 | $ 192,000 |
| Plymouth County Massachusetts | 2 | $ 350,000 | $ 175,000 | $ 142,000 |
| Rensselaer County New York | 2 | $ 198,000 | $ 99,000 | $ 73,000 |
| Saratoga County New York | 2 | $ 399,000 | $ 199,000 | $ 56,000 |
| Chester County Pennsylvania | 2 | $ 332,000 | $ 166,000 | $ 99,000 |
| Montgomery County Pennsylvania | 2 | $ 241,000 | $ 120,000 | $ 68,000 |
| Wayne County Pennsylvania | 2 | $ 392,000 | $ 196,000 | $ 64,000 |
| Virginia Beach County Virginia | 2 | $ 315,000 | $ 157,000 | $ 104,000 |
| El Paso County Colorado | 1 | $ 279,000 | $ 279,000 | $ 64,000 |
| New London County Connecticut | 1 | $ 260,000 | $ 260,000 | $ 82,000 |
| Tolland County Connecticut | 1 | $ 182,000 | $ 182,000 | $ 72,000 |
| Dixie County Florida | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Lake County Florida | 1 | $ 216,000 | $ 216,000 | $ 164,000 |
| Pasco County Florida | 1 | $ 216,000 | $ 216,000 | $ 100,000 |
| St. Lucie County Florida | 1 | $ 238,000 | $ 238,000 | $ 100,000 |
| Gwinnett County Georgia | 1 | $ 268,000 | $ 268,000 | $ 94,000 |
| DuPage County Illinois | 1 | $ 292,000 | $ 292,000 | $ 180,000 |
| Suffolk County Massachusetts | 1 | $ 372,000 | $ 372,000 | $ 76,000 |
| Dutchess County New York | 1 | $ 240,000 | $ 240,000 | $ 89,000 |
| Genesee County New York | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Herkimer County New York | 1 | $ 63,000 | $ 63,000 | $ 48,000 |
| Jefferson County New York | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Oneida County New York | 1 | $ 243,000 | $ 243,000 | $ 216,000 |
| Steuben County New York | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Armstrong County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Bucks County Pennsylvania | 1 | $ 460,000 | $ 460,000 | $ 143,000 |
| Mercer County Pennsylvania | 1 | $ 238,000 | $ 238,000 | $ 324,000 |
| Chesapeake County Virginia | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Hanover County Virginia | 1 | $ 400,000 | $ 400,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for Stanley Capital Mtg. Co., Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 906 | $229,246,000 | $253,000 | $1,760,000 | $144,000 | $1,128,000 |
| Refinancing | 894 | $252,788,000 | $282,000 | $1,480,000 | $132,000 | $900,000 |
| Home Improvement | 1 | $85,000 | $85,000 | $85,000 | $203,000 | $203,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,262 | $341,645,000 | $270,000 | $1,760,000 | $144,000 | $1,128,000 |
| Hispanic | 491 | $127,493,000 | $259,000 | $960,000 | $124,000 | $600,000 |
| White | 42 | $11,625,000 | $276,000 | $825,000 | $137,000 | $713,000 |
| Black or African American | 6 | $1,356,000 | $226,000 | $416,000 | $123,000 | $149,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,799 | $481,862,000 | $267,000 | $1,760,000 | $138,000 | $1,128,000 |
| FHA-insured (Federal Housing Administration) | 2 | $257,000 | $128,000 | $172,000 | $48,000 | $54,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,361 | $370,142,000 | $271,000 | $1,760,000 | $139,000 | $1,128,000 |
| Application Withdrawn By Applicant | 409 | $103,610,000 | $253,000 | $1,298,000 | $134,000 | $713,000 |
| Application Denied By Financial Institution | 31 | $8,367,000 | $269,000 | $960,000 | $134,000 | $600,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $2,043,000 | $227,000 | $408,000 | $112,000 | $152,000 |
| Other | 7 | $1,623,000 | $231,000 | $605,000 | $177,000 | $600,000 |
| Employment History | 4 | $836,000 | $209,000 | $312,000 | $87,000 | $101,000 |
| Unverifiable Information | 2 | $681,000 | $340,000 | $495,000 | $123,000 | $166,000 |
| Collateral | 1 | $211,000 | $211,000 | $211,000 | $60,000 | $60,000 |
| Credit Application Incomplete | 1 | $396,000 | $396,000 | $396,000 | $118,000 | $118,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stanley Capital Mtg. Co., Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stanley Capital Mtg. Co., Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.