Stanley Capital Mtg. Co., Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Stanley Capital Mtg. Co., Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stanley Capital Mtg. Co., Inc. 270 Sylvan Avenue Suite 260 Englewood Cliffs, NJ 07632 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 |
| Total Number of Mortgage Applications | 626 |
| Total Mortgage Loan Application Amount | $228,461,000 |
| Average Mortgage Loan Application Amount | $359,500 |
| Highest Mortgage Loan Application Amount | $2,480,000 |
| Average Applicant Income | $180,500 |
| Highest Applicant Income | $4,093,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Stanley Capital Mtg. Co., Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stanley Capital Mtg. Co., Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Stanley Capital Mtg. Co., Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stanley Capital Mtg. Co., Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Stanley Capital Mtg. Co., Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stanley Capital Mtg. Co., Inc.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 101 | $ 54,225,000 | $ 536,000 | $ 362,000 |
| Kings County New York | 97 | $ 35,944,000 | $ 370,000 | $ 145,000 |
| Bergen County New Jersey | 62 | $ 21,709,000 | $ 350,000 | $ 165,000 |
| Monmouth County New Jersey | 36 | $ 10,936,000 | $ 303,000 | $ 124,000 |
| Hudson County New Jersey | 35 | $ 11,213,000 | $ 320,000 | $ 168,000 |
| Middlesex County New Jersey | 28 | $ 7,734,000 | $ 276,000 | $ 113,000 |
| Essex County New Jersey | 27 | $ 8,797,000 | $ 325,000 | $ 120,000 |
| Richmond County New York | 23 | $ 7,394,000 | $ 321,000 | $ 101,000 |
| Bronx County New York | 19 | $ 6,141,000 | $ 323,000 | $ 113,000 |
| Westchester County New York | 19 | $ 8,027,000 | $ 422,000 | $ 246,000 |
| Passaic County New Jersey | 16 | $ 4,135,000 | $ 258,000 | $ 91,000 |
| Orange County New York | 16 | $ 4,066,000 | $ 254,000 | $ 97,000 |
| Queens County New York | 11 | $ 3,959,000 | $ 359,000 | $ 110,000 |
| Morris County New Jersey | 10 | $ 2,758,000 | $ 275,000 | $ 97,000 |
| Nassau County New York | 10 | $ 4,660,000 | $ 466,000 | $ 247,000 |
| Ocean County New Jersey | 9 | $ 2,119,000 | $ 235,000 | $ 67,000 |
| Union County New Jersey | 9 | $ 2,652,000 | $ 294,000 | $ 90,000 |
| Suffolk County New York | 7 | $ 2,582,000 | $ 368,000 | $ 281,000 |
| Fairfield County Connecticut | 6 | $ 1,366,000 | $ 227,000 | $ 108,000 |
| Miami-Dade County Florida | 6 | $ 2,188,000 | $ 364,000 | $ 346,000 |
| Somerset County New Jersey | 6 | $ 1,778,000 | $ 296,000 | $ 98,000 |
| Putnam County New York | 5 | $ 1,694,000 | $ 338,000 | $ 178,000 |
| Sussex County New Jersey | 4 | $ 698,000 | $ 174,000 | $ 57,000 |
| Dutchess County New York | 4 | $ 1,053,000 | $ 263,000 | $ 109,000 |
| Rockland County New York | 4 | $ 1,614,000 | $ 403,000 | $ 116,000 |
| New Haven County Connecticut | 3 | $ 503,000 | $ 167,000 | $ 43,000 |
| Burlington County New Jersey | 3 | $ 720,000 | $ 240,000 | $ 78,000 |
| Hartford County Connecticut | 2 | $ 500,000 | $ 250,000 | $ 514,000 |
| Duval County Florida | 2 | $ 223,000 | $ 111,000 | $ 120,000 |
| Mercer County New Jersey | 2 | $ 414,000 | $ 207,000 | $ 89,000 |
| Greene County New York | 2 | $ 474,000 | $ 237,000 | $ 310,000 |
| Ulster County New York | 2 | $ 873,000 | $ 436,000 | $ 108,000 |
| Litchfield County Connecticut | 1 | $ 320,000 | $ 320,000 | $ 85,000 |
| Broward County Florida | 1 | $ 240,000 | $ 240,000 | $ 144,000 |
| Flagler County Florida | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Hillsborough County Florida | 1 | $ 159,000 | $ 159,000 | $ 42,000 |
| Orange County Florida | 1 | $ 156,000 | $ 156,000 | $ 35,000 |
| Prince George's County Maryland | 1 | $ 284,000 | $ 284,000 | $ 102,000 |
| Dukes County Massachusetts | 1 | $ 191,000 | $ 191,000 | $ 125,000 |
| Middlesex County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 229,000 |
| Camden County New Jersey | 1 | $ 192,000 | $ 192,000 | $ 75,000 |
| Cape May County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Cumberland County New Jersey | 1 | $ 298,000 | $ 298,000 | $ 73,000 |
| Gloucester County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Warren County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 54,000 |
| Broome County New York | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Delaware County New York | 1 | $ 143,000 | $ 143,000 | $ 173,000 |
| Madison County New York | 1 | $ 298,000 | $ 298,000 | $ 250,000 |
| Sullivan County New York | 1 | $ 276,000 | $ 276,000 | $ 92,000 |
| Northampton County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Stanley Capital Mtg. Co., Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 407 | $153,468,000 | $377,000 | $2,480,000 | $179,000 | $2,478,000 |
| Refinancing | 219 | $74,993,000 | $342,000 | $1,400,000 | $182,000 | $4,093,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 349 | $128,845,000 | $369,000 | $2,480,000 | $191,000 | $4,093,000 |
| Not Provided | 180 | $65,340,000 | $363,000 | $1,498,000 | $187,000 | $2,478,000 |
| Hispanic | 43 | $13,856,000 | $322,000 | $938,000 | $111,000 | $360,000 |
| Black or African American | 27 | $8,644,000 | $320,000 | $740,000 | $96,000 | $218,000 |
| Asian | 26 | $11,376,000 | $437,000 | $1,036,000 | $184,000 | $614,000 |
| American Indian or Alaskan Native | 1 | $400,000 | $400,000 | $400,000 | $225,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 540 | $203,283,000 | $376,000 | $2,480,000 | $192,000 | $4,093,000 |
| FHA-insured (Federal Housing Administration) | 86 | $25,178,000 | $292,000 | $740,000 | $99,000 | $543,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 425 | $147,279,000 | $346,000 | $2,480,000 | $177,000 | $4,093,000 |
| Application Withdrawn By Applicant | 176 | $71,749,000 | $407,000 | $2,352,000 | $190,000 | $1,500,000 |
| Application Denied By Financial Institution | 25 | $9,433,000 | $377,000 | $1,498,000 | $157,000 | $678,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 8 | $2,781,000 | $347,000 | $853,000 | $113,000 | $331,000 |
| Unverifiable Information | 3 | $682,000 | $227,000 | $240,000 | $138,000 | $166,000 |
| Credit History | 1 | $658,000 | $658,000 | $658,000 | $511,000 | $511,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stanley Capital Mtg. Co., Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stanley Capital Mtg. Co., Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.