Starion Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Starion Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Starion Bank 109 1St Street Nw Bismarck, ND 58554 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,297 |
| Total Mortgage Loan Application Amount | $281,625,000 |
| Average Mortgage Loan Application Amount | $181,333 |
| Highest Mortgage Loan Application Amount | $6,805,000 |
| Average Applicant Income | $110,333 |
| Highest Applicant Income | $2,768,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Starion Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Starion Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Starion Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Starion Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Starion Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Starion Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dane County Wisconsin | 493 | $ 117,612,000 | $ 238,000 | $ 123,000 |
| Burleigh County North Dakota | 293 | $ 57,269,000 | $ 195,000 | $ 124,000 |
| Morton County North Dakota | 124 | $ 28,396,000 | $ 229,000 | $ 81,000 |
| Rolette County North Dakota | 66 | $ 2,461,000 | $ 37,000 | $ 49,000 |
| Cass County North Dakota | 64 | $ 25,156,000 | $ 393,000 | $ 119,000 |
| Dickey County North Dakota | 46 | $ 4,191,000 | $ 91,000 | $ 78,000 |
| Clay County Minnesota | 24 | $ 9,169,000 | $ 382,000 | $ 63,000 |
| Maricopa County Arizona | 12 | $ 2,276,000 | $ 189,000 | $ 214,000 |
| McLean County North Dakota | 11 | $ 1,592,000 | $ 144,000 | $ 91,000 |
| Rock County Wisconsin | 10 | $ 1,863,000 | $ 186,000 | $ 147,000 |
| Bottineau County North Dakota | 8 | $ 1,117,000 | $ 139,000 | $ 68,000 |
| Columbia County Wisconsin | 8 | $ 2,262,000 | $ 282,000 | $ 79,000 |
| Sauk County Wisconsin | 8 | $ 2,062,000 | $ 257,000 | $ 102,000 |
| Mercer County North Dakota | 7 | $ 1,242,000 | $ 177,000 | $ 126,000 |
| Becker County Minnesota | 6 | $ 1,629,000 | $ 271,000 | $ 119,000 |
| Waukesha County Wisconsin | 5 | $ 1,476,000 | $ 295,000 | $ 125,000 |
| Otter Tail County Minnesota | 4 | $ 842,000 | $ 210,000 | $ 122,000 |
| Green County Wisconsin | 4 | $ 874,000 | $ 218,000 | $ 165,000 |
| Jefferson County Wisconsin | 4 | $ 627,000 | $ 156,000 | $ 115,000 |
| Milwaukee County Wisconsin | 4 | $ 612,000 | $ 153,000 | $ 130,000 |
| Lee County Florida | 3 | $ 968,000 | $ 322,000 | $ 98,000 |
| Oliver County North Dakota | 3 | $ 631,000 | $ 210,000 | $ 89,000 |
| Sargent County North Dakota | 3 | $ 492,000 | $ 164,000 | $ 146,000 |
| Brown County Wisconsin | 3 | $ 380,000 | $ 126,000 | $ 89,000 |
| Ozaukee County Wisconsin | 3 | $ 1,022,000 | $ 340,000 | $ 189,000 |
| Boulder County Colorado | 2 | $ 203,000 | $ 101,000 | $ 274,000 |
| Hamilton County Indiana | 2 | $ 345,000 | $ 172,000 | $ 87,000 |
| Hennepin County Minnesota | 2 | $ 336,000 | $ 168,000 | $ 161,000 |
| Todd County Minnesota | 2 | $ 454,000 | $ 227,000 | $ 120,000 |
| Sioux County North Dakota | 2 | $ 24,000 | $ 12,000 | $ 77,000 |
| Stark County North Dakota | 2 | $ 480,000 | $ 240,000 | $ 82,000 |
| Stutsman County North Dakota | 2 | $ 543,000 | $ 271,000 | $ 130,000 |
| Towner County North Dakota | 2 | $ 41,000 | $ 20,000 | $ 11,000 |
| Ward County North Dakota | 2 | $ 609,000 | $ 304,000 | $ 72,000 |
| Coos County Oregon | 2 | $ 356,000 | $ 178,000 | $ 75,000 |
| Brown County South Dakota | 2 | $ 363,000 | $ 181,000 | $ 70,000 |
| Meade County South Dakota | 2 | $ 296,000 | $ 148,000 | $ 182,000 |
| Iowa County Wisconsin | 2 | $ 208,000 | $ 104,000 | $ 26,000 |
| Oneida County Wisconsin | 2 | $ 251,000 | $ 125,000 | $ 133,000 |
| Washington County Wisconsin | 2 | $ 323,000 | $ 161,000 | $ 63,000 |
| Anchorage County Alaska | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Mohave County Arizona | 1 | $ 152,000 | $ 152,000 | $ 257,000 |
| Pinal County Arizona | 1 | $ 166,000 | $ 166,000 | $ 205,000 |
| San Luis Obispo County California | 1 | $ 364,000 | $ 364,000 | $ 121,000 |
| Larimer County Colorado | 1 | $ 218,000 | $ 218,000 | $ 106,000 |
| Collier County Florida | 1 | $ 400,000 | $ 400,000 | $ 180,000 |
| Manatee County Florida | 1 | $ 178,000 | $ 178,000 | $ 222,000 |
| Pinellas County Florida | 1 | $ 128,000 | $ 128,000 | $ 114,000 |
| Polk County Florida | 1 | $ 188,000 | $ 188,000 | $ 126,000 |
| Sumter County Florida | 1 | $ 88,000 | $ 88,000 | $ 134,000 |
| Gogebic County Michigan | 1 | $ 154,000 | $ 154,000 | $ 156,000 |
| Cass County Minnesota | 1 | $ 271,000 | $ 271,000 | $ 208,000 |
| Lyon County Minnesota | 1 | $ 1,020,000 | $ 1,020,000 | $ 0 |
| Mahnomen County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Mille Lacs County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Wilkin County Minnesota | 1 | $ 53,000 | $ 53,000 | $ 40,000 |
| Wright County Minnesota | 1 | $ 286,000 | $ 286,000 | $ 65,000 |
| Sarpy County Nebraska | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
| Clark County Nevada | 1 | $ 220,000 | $ 220,000 | $ 78,000 |
| Douglas County Nevada | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Washoe County Nevada | 1 | $ 352,000 | $ 352,000 | $ 390,000 |
| Emmons County North Dakota | 1 | $ 20,000 | $ 20,000 | $ 82,000 |
| Grand Forks County North Dakota | 1 | $ 162,000 | $ 162,000 | $ 95,000 |
| LaMoure County North Dakota | 1 | $ 34,000 | $ 34,000 | $ 60,000 |
| Logan County North Dakota | 1 | $ 68,000 | $ 68,000 | $ 65,000 |
| McKenzie County North Dakota | 1 | $ 306,000 | $ 306,000 | $ 2,768,000 |
| Mountrail County North Dakota | 1 | $ 71,000 | $ 71,000 | $ 521,000 |
| Pembina County North Dakota | 1 | $ 51,000 | $ 51,000 | $ 33,000 |
| Richland County North Dakota | 1 | $ 116,000 | $ 116,000 | $ 120,000 |
| Williams County North Dakota | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| Delaware County Oklahoma | 1 | $ 400,000 | $ 400,000 | $ 167,000 |
| Washington County Oregon | 1 | $ 191,000 | $ 191,000 | $ 256,000 |
| Corson County South Dakota | 1 | $ 4,000 | $ 4,000 | $ 11,000 |
| Minnehaha County South Dakota | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 316,000 | $ 316,000 | $ 133,000 |
| Denton County Texas | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Tarrant County Texas | 1 | $ 346,000 | $ 346,000 | $ 200,000 |
| Salt Lake County Utah | 1 | $ 212,000 | $ 212,000 | $ 79,000 |
| Chippewa County Wisconsin | 1 | $ 246,000 | $ 246,000 | $ 312,000 |
| Crawford County Wisconsin | 1 | $ 234,000 | $ 234,000 | $ 147,000 |
| Dodge County Wisconsin | 1 | $ 249,000 | $ 249,000 | $ 143,000 |
| Door County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 47,000 |
| Eau Claire County Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 31,000 |
| Fond du Lac County Wisconsin | 1 | $ 78,000 | $ 78,000 | $ 24,000 |
| Lafayette County Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 79,000 |
| Marinette County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 158,000 |
| Outagamie County Wisconsin | 1 | $ 272,000 | $ 272,000 | $ 125,000 |
| Sawyer County Wisconsin | 1 | $ 189,000 | $ 189,000 | $ 179,000 |
| Vernon County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 29,000 |
| Winnebago County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 248,000 |
| Wood County Wisconsin | 1 | $ 306,000 | $ 306,000 | $ 176,000 |
Mortgage Loan Application Detail Totals for Starion Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 645 | $161,996,000 | $251,000 | $6,805,000 | $123,000 | $2,768,000 |
| Refinancing | 491 | $107,593,000 | $219,000 | $3,672,000 | $106,000 | $1,265,000 |
| Home Improvement | 161 | $12,036,000 | $74,000 | $497,000 | $102,000 | $762,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,025 | $206,673,000 | $201,000 | $1,200,000 | $124,000 | $2,768,000 |
| Not applicable | 75 | $43,785,000 | $583,000 | $6,805,000 | $0 | $0 |
| Not Provided | 62 | $12,957,000 | $208,000 | $582,000 | $144,000 | $1,265,000 |
| Asian | 58 | $11,412,000 | $196,000 | $604,000 | $101,000 | $431,000 |
| American Indian or Alaskan Native | 56 | $1,645,000 | $29,000 | $358,000 | $48,000 | $135,000 |
| Hispanic | 12 | $2,875,000 | $239,000 | $556,000 | $138,000 | $375,000 |
| Black or African American | 8 | $2,068,000 | $258,000 | $389,000 | $193,000 | $591,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $210,000 | $210,000 | $210,000 | $82,000 | $82,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,269 | $275,975,000 | $217,000 | $6,805,000 | $116,000 | $2,768,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $3,043,000 | $190,000 | $328,000 | $58,000 | $96,000 |
| FHA-insured (Federal Housing Administration) | 8 | $1,415,000 | $176,000 | $285,000 | $56,000 | $81,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,192,000 | $298,000 | $393,000 | $40,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,028 | $231,827,000 | $225,000 | $6,805,000 | $116,000 | $2,768,000 |
| Application Withdrawn By Applicant | 139 | $32,815,000 | $236,000 | $1,050,000 | $134,000 | $549,000 |
| Application Denied By Financial Institution | 117 | $14,903,000 | $127,000 | $800,000 | $72,000 | $600,000 |
| Application Approved But Not Accepted | 7 | $1,148,000 | $164,000 | $420,000 | $198,000 | $610,000 |
| File Closed For Incompleteness | 6 | $932,000 | $155,000 | $281,000 | $65,000 | $93,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Starion Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Starion Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet
with aggregated HMDA statistics today.