Starion Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Starion Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Starion Bank 109 1St Street Nw Bismarck, ND 58554 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 788 |
| Total Mortgage Loan Application Amount | $162,438,000 |
| Average Mortgage Loan Application Amount | $174,666 |
| Highest Mortgage Loan Application Amount | $7,413,000 |
| Average Applicant Income | $107,666 |
| Highest Applicant Income | $1,487,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Starion Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Starion Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Starion Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Starion Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Starion Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Starion Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Burleigh County North Dakota | 215 | $ 45,852,000 | $ 213,000 | $ 153,000 |
| Dane County Wisconsin | 140 | $ 38,239,000 | $ 273,000 | $ 117,000 |
| Morton County North Dakota | 101 | $ 17,088,000 | $ 169,000 | $ 90,000 |
| Cass County North Dakota | 86 | $ 18,725,000 | $ 217,000 | $ 103,000 |
| Rolette County North Dakota | 70 | $ 2,271,000 | $ 32,000 | $ 54,000 |
| Dickey County North Dakota | 35 | $ 2,627,000 | $ 75,000 | $ 86,000 |
| Clay County Minnesota | 15 | $ 2,831,000 | $ 188,000 | $ 69,000 |
| Sauk County Wisconsin | 13 | $ 2,674,000 | $ 205,000 | $ 57,000 |
| Rock County Wisconsin | 8 | $ 1,899,000 | $ 237,000 | $ 54,000 |
| Cook County Illinois | 6 | $ 2,032,000 | $ 338,000 | $ 200,000 |
| Otter Tail County Minnesota | 6 | $ 1,629,000 | $ 271,000 | $ 236,000 |
| Bottineau County North Dakota | 6 | $ 1,097,000 | $ 182,000 | $ 116,000 |
| Grand Forks County North Dakota | 5 | $ 395,000 | $ 79,000 | $ 45,000 |
| McLean County North Dakota | 4 | $ 591,000 | $ 147,000 | $ 106,000 |
| Oliver County North Dakota | 4 | $ 606,000 | $ 151,000 | $ 101,000 |
| Columbia County Wisconsin | 4 | $ 932,000 | $ 233,000 | $ 83,000 |
| Maricopa County Arizona | 3 | $ 812,000 | $ 270,000 | $ 153,000 |
| Becker County Minnesota | 3 | $ 667,000 | $ 222,000 | $ 223,000 |
| Stutsman County North Dakota | 3 | $ 486,000 | $ 162,000 | $ 49,000 |
| Traill County North Dakota | 3 | $ 751,000 | $ 250,000 | $ 48,000 |
| Milwaukee County Wisconsin | 3 | $ 705,000 | $ 235,000 | $ 188,000 |
| Ozaukee County Wisconsin | 3 | $ 817,000 | $ 272,000 | $ 108,000 |
| Waukesha County Wisconsin | 3 | $ 1,073,000 | $ 357,000 | $ 118,000 |
| Kidder County North Dakota | 2 | $ 30,000 | $ 15,000 | $ 33,000 |
| Mercer County North Dakota | 2 | $ 621,000 | $ 310,000 | $ 53,000 |
| Sioux County North Dakota | 2 | $ 65,000 | $ 32,000 | $ 97,000 |
| Green County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 196,000 |
| Oneida County Wisconsin | 2 | $ 445,000 | $ 222,000 | $ 136,000 |
| Vilas County Wisconsin | 2 | $ 827,000 | $ 413,000 | $ 128,000 |
| Coconino County Arizona | 1 | $ 330,000 | $ 330,000 | $ 125,000 |
| Pinal County Arizona | 1 | $ 220,000 | $ 220,000 | $ 115,000 |
| Yavapai County Arizona | 1 | $ 345,000 | $ 345,000 | $ 134,000 |
| Nevada County California | 1 | $ 417,000 | $ 417,000 | $ 168,000 |
| Orange County California | 1 | $ 550,000 | $ 550,000 | $ 229,000 |
| Riverside County California | 1 | $ 355,000 | $ 355,000 | $ 149,000 |
| Lake County Florida | 1 | $ 213,000 | $ 213,000 | $ 98,000 |
| Volusia County Florida | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 378,000 | $ 378,000 | $ 553,000 |
| Baltimore City County Maryland | 1 | $ 189,000 | $ 189,000 | $ 44,000 |
| Montgomery County Maryland | 1 | $ 392,000 | $ 392,000 | $ 147,000 |
| Custer County Montana | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Madison County Montana | 1 | $ 580,000 | $ 580,000 | $ 1,025,000 |
| Emmons County North Dakota | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| LaMoure County North Dakota | 1 | $ 137,000 | $ 137,000 | $ 84,000 |
| Ransom County North Dakota | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Sargent County North Dakota | 1 | $ 191,000 | $ 191,000 | $ 112,000 |
| Towner County North Dakota | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Williams County North Dakota | 1 | $ 7,413,000 | $ 7,413,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 280,000 | $ 280,000 | $ 114,000 |
| Lane County Oregon | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Brown County South Dakota | 1 | $ 46,000 | $ 46,000 | $ 163,000 |
| Codington County South Dakota | 1 | $ 328,000 | $ 328,000 | $ 700,000 |
| Corson County South Dakota | 1 | $ 5,000 | $ 5,000 | $ 11,000 |
| Hutchinson County South Dakota | 1 | $ 33,000 | $ 33,000 | $ 123,000 |
| Lawrence County South Dakota | 1 | $ 129,000 | $ 129,000 | $ 62,000 |
| Marshall County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 570,000 | $ 570,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 106,000 | $ 106,000 | $ 33,000 |
| Collin County Texas | 1 | $ 120,000 | $ 120,000 | $ 260,000 |
| Dallas County Texas | 1 | $ 149,000 | $ 149,000 | $ 269,000 |
| Kitsap County Washington | 1 | $ 209,000 | $ 209,000 | $ 49,000 |
| Adams County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 153,000 |
| Dunn County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 65,000 |
| Grant County Wisconsin | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Marquette County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 69,000 |
| Shawano County Wisconsin | 1 | $ 228,000 | $ 228,000 | $ 562,000 |
Mortgage Loan Application Detail Totals for Starion Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 354 | $94,831,000 | $267,000 | $7,413,000 | $129,000 | $1,487,000 |
| Refinancing | 300 | $59,770,000 | $199,000 | $1,485,000 | $114,000 | $794,000 |
| Home Improvement | 134 | $7,837,000 | $58,000 | $417,000 | $80,000 | $759,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 593 | $121,292,000 | $204,000 | $1,321,000 | $134,000 | $1,487,000 |
| Not applicable | 72 | $27,865,000 | $387,000 | $7,413,000 | $0 | $0 |
| American Indian or Alaskan Native | 56 | $1,079,000 | $19,000 | $192,000 | $52,000 | $199,000 |
| Not Provided | 41 | $7,743,000 | $188,000 | $417,000 | $126,000 | $759,000 |
| Asian | 13 | $2,204,000 | $169,000 | $417,000 | $99,000 | $170,000 |
| Black or African American | 6 | $1,304,000 | $217,000 | $417,000 | $219,000 | $484,000 |
| Hispanic | 6 | $919,000 | $153,000 | $188,000 | $42,000 | $56,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $32,000 | $32,000 | $32,000 | $110,000 | $110,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 777 | $160,382,000 | $206,000 | $7,413,000 | $116,000 | $1,487,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,233,000 | $205,000 | $270,000 | $64,000 | $92,000 |
| FHA-insured (Federal Housing Administration) | 3 | $600,000 | $200,000 | $226,000 | $40,000 | $65,000 |
| VA-guaranteed (Veterans Administration) | 2 | $223,000 | $111,000 | $174,000 | $47,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 615 | $131,632,000 | $214,000 | $7,413,000 | $117,000 | $1,420,000 |
| Application Denied By Financial Institution | 103 | $14,706,000 | $142,000 | $650,000 | $83,000 | $464,000 |
| Application Withdrawn By Applicant | 67 | $14,879,000 | $222,000 | $1,321,000 | $139,000 | $1,487,000 |
| Application Approved But Not Accepted | 3 | $1,221,000 | $407,000 | $912,000 | $179,000 | $338,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Starion Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Starion Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet
with aggregated HMDA statistics today.