State Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
State Bank & Trust Company 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Bank & Trust Company 147 South Railroad Avenue Brookhaven, MS 39601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 988 |
| Total Mortgage Loan Application Amount | $100,376,000 |
| Average Mortgage Loan Application Amount | $98,000 |
| Highest Mortgage Loan Application Amount | $4,924,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $1,510,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with State Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down State Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by State Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Bank & Trust Company's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lincoln County Mississippi | 133 | $ 5,751,000 | $ 43,000 | $ 74,000 |
| Pike County Mississippi | 71 | $ 7,216,000 | $ 101,000 | $ 70,000 |
| Pointe Coupee County Louisiana | 61 | $ 3,155,000 | $ 51,000 | $ 59,000 |
| Lawrence County Mississippi | 59 | $ 2,644,000 | $ 44,000 | $ 70,000 |
| Claiborne County Mississippi | 47 | $ 1,077,000 | $ 22,000 | $ 43,000 |
| Orleans County Louisiana | 46 | $ 15,185,000 | $ 330,000 | $ 107,000 |
| Marion County Mississippi | 46 | $ 2,568,000 | $ 55,000 | $ 69,000 |
| Leflore County Mississippi | 45 | $ 1,644,000 | $ 36,000 | $ 57,000 |
| Grenada County Mississippi | 39 | $ 1,332,000 | $ 34,000 | $ 65,000 |
| Geneva County Alabama | 38 | $ 1,550,000 | $ 40,000 | $ 52,000 |
| Bolivar County Mississippi | 35 | $ 1,776,000 | $ 50,000 | $ 44,000 |
| East Baton Rouge County Louisiana | 31 | $ 10,101,000 | $ 325,000 | $ 75,000 |
| Hinds County Mississippi | 24 | $ 1,556,000 | $ 64,000 | $ 311,000 |
| Houston County Alabama | 19 | $ 2,779,000 | $ 146,000 | $ 253,000 |
| Tangipahoa County Louisiana | 19 | $ 13,083,000 | $ 688,000 | $ 78,000 |
| Madison County Mississippi | 18 | $ 3,119,000 | $ 173,000 | $ 437,000 |
| Livingston County Louisiana | 17 | $ 1,706,000 | $ 100,000 | $ 47,000 |
| Rankin County Mississippi | 17 | $ 1,602,000 | $ 94,000 | $ 426,000 |
| Jefferson County Mississippi | 16 | $ 134,000 | $ 8,000 | $ 20,000 |
| Coffee County Alabama | 15 | $ 4,049,000 | $ 269,000 | $ 97,000 |
| St. Tammany County Louisiana | 13 | $ 2,597,000 | $ 199,000 | $ 201,000 |
| Copiah County Mississippi | 13 | $ 428,000 | $ 32,000 | $ 58,000 |
| Amite County Mississippi | 12 | $ 528,000 | $ 44,000 | $ 49,000 |
| Carroll County Mississippi | 12 | $ 648,000 | $ 54,000 | $ 79,000 |
| Mobile County Alabama | 10 | $ 1,251,000 | $ 125,000 | $ 79,000 |
| Sunflower County Mississippi | 10 | $ 578,000 | $ 57,000 | $ 32,000 |
| Walthall County Mississippi | 9 | $ 565,000 | $ 62,000 | $ 121,000 |
| Tallahatchie County Mississippi | 7 | $ 351,000 | $ 50,000 | $ 67,000 |
| Holmes County Florida | 6 | $ 214,000 | $ 35,000 | $ 36,000 |
| Ascension County Louisiana | 6 | $ 789,000 | $ 131,000 | $ 160,000 |
| Forrest County Mississippi | 6 | $ 630,000 | $ 105,000 | $ 31,000 |
| Harrison County Mississippi | 6 | $ 611,000 | $ 101,000 | $ 32,000 |
| Lamar County Mississippi | 5 | $ 452,000 | $ 90,000 | $ 77,000 |
| Montgomery County Mississippi | 5 | $ 135,000 | $ 27,000 | $ 28,000 |
| Jefferson Davis County Mississippi | 4 | $ 200,000 | $ 50,000 | $ 58,000 |
| Baldwin County Alabama | 3 | $ 581,000 | $ 193,000 | $ 222,000 |
| Dale County Alabama | 3 | $ 344,000 | $ 114,000 | $ 81,000 |
| Walton County Florida | 3 | $ 1,032,000 | $ 344,000 | $ 86,000 |
| Acadia County Louisiana | 3 | $ 102,000 | $ 34,000 | $ 63,000 |
| St. Landry County Louisiana | 3 | $ 161,000 | $ 53,000 | $ 95,000 |
| West Baton Rouge County Louisiana | 3 | $ 327,000 | $ 109,000 | $ 53,000 |
| Washington County Mississippi | 3 | $ 11,000 | $ 3,000 | $ 0 |
| Jackson County Florida | 2 | $ 570,000 | $ 285,000 | $ 72,000 |
| Okaloosa County Florida | 2 | $ 442,000 | $ 221,000 | $ 116,000 |
| Iberville County Louisiana | 2 | $ 114,000 | $ 57,000 | $ 67,000 |
| Jefferson County Louisiana | 2 | $ 257,000 | $ 128,000 | $ 0 |
| Lafourche County Louisiana | 2 | $ 195,000 | $ 97,000 | $ 86,000 |
| St. Bernard County Louisiana | 2 | $ 935,000 | $ 467,000 | $ 0 |
| West Feliciana County Louisiana | 2 | $ 434,000 | $ 217,000 | $ 211,000 |
| Franklin County Mississippi | 2 | $ 79,000 | $ 39,000 | $ 44,000 |
| Holmes County Mississippi | 2 | $ 15,000 | $ 7,000 | $ 36,000 |
| Lafayette County Mississippi | 2 | $ 40,000 | $ 20,000 | $ 111,000 |
| Oktibbeha County Mississippi | 2 | $ 605,000 | $ 302,000 | $ 168,000 |
| Yalobusha County Mississippi | 2 | $ 25,000 | $ 12,000 | $ 37,000 |
| Montgomery County Alabama | 1 | $ 122,000 | $ 122,000 | $ 53,000 |
| Tuscaloosa County Alabama | 1 | $ 89,000 | $ 89,000 | $ 128,000 |
| Bay County Florida | 1 | $ 114,000 | $ 114,000 | $ 592,000 |
| Escambia County Florida | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Avoyelles County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 80,000 |
| East Feliciana County Louisiana | 1 | $ 53,000 | $ 53,000 | $ 74,000 |
| Evangeline County Louisiana | 1 | $ 2,000 | $ 2,000 | $ 120,000 |
| Jefferson Davis County Louisiana | 1 | $ 18,000 | $ 18,000 | $ 465,000 |
| Washington County Louisiana | 1 | $ 39,000 | $ 39,000 | $ 43,000 |
| Adams County Mississippi | 1 | $ 366,000 | $ 366,000 | $ 108,000 |
| Clarke County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 137,000 |
| Clay County Mississippi | 1 | $ 288,000 | $ 288,000 | $ 721,000 |
| Coahoma County Mississippi | 1 | $ 17,000 | $ 17,000 | $ 18,000 |
| Humphreys County Mississippi | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Jones County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Scott County Mississippi | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Simpson County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 394,000 |
| Stone County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Warren County Mississippi | 1 | $ 2,000 | $ 2,000 | $ 45,000 |
| Wilkinson County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 453,000 |
Mortgage Loan Application Detail Totals for State Bank & Trust Company in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 390 | $61,840,000 | $158,000 | $4,924,000 | $130,000 | $1,510,000 |
| Home Improvement | 330 | $9,360,000 | $28,000 | $750,000 | $52,000 | $1,217,000 |
| Home Purchase | 268 | $29,176,000 | $108,000 | $2,100,000 | $90,000 | $1,140,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 605 | $45,622,000 | $75,000 | $581,000 | $130,000 | $1,510,000 |
| Black or African American | 236 | $7,013,000 | $29,000 | $452,000 | $48,000 | $671,000 |
| Not applicable | 123 | $44,588,000 | $362,000 | $4,924,000 | $0 | $0 |
| Hispanic | 10 | $572,000 | $57,000 | $173,000 | $64,000 | $172,000 |
| Not Provided | 6 | $708,000 | $118,000 | $200,000 | $106,000 | $201,000 |
| Asian | 4 | $1,523,000 | $380,000 | $1,000,000 | $185,000 | $522,000 |
| American Indian or Alaskan Native | 2 | $51,000 | $25,000 | $36,000 | $13,000 | $27,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $299,000 | $149,000 | $216,000 | $171,000 | $173,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 988 | $100,376,000 | $101,000 | $4,924,000 | $93,000 | $1,510,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 794 | $87,883,000 | $110,000 | $4,924,000 | $102,000 | $1,510,000 |
| Application Denied By Financial Institution | 128 | $4,702,000 | $36,000 | $311,000 | $51,000 | $600,000 |
| Application Approved But Not Accepted | 57 | $6,524,000 | $114,000 | $2,100,000 | $72,000 | $290,000 |
| File Closed For Incompleteness | 7 | $392,000 | $56,000 | $129,000 | $42,000 | $71,000 |
| Application Withdrawn By Applicant | 2 | $875,000 | $437,000 | $581,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Bank & Trust Company's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.