State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
State Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Bank 202 West Colorado Street La Grange, TX 78945 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,598 |
| Total Mortgage Loan Application Amount | $381,565,000 |
| Average Mortgage Loan Application Amount | $128,333 |
| Highest Mortgage Loan Application Amount | $3,504,000 |
| Average Applicant Income | $105,666 |
| Highest Applicant Income | $1,730,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis County Texas | 730 | $ 121,007,000 | $ 165,000 | $ 105,000 |
| Williamson County Texas | 254 | $ 30,867,000 | $ 121,000 | $ 85,000 |
| Harris County Texas | 185 | $ 23,945,000 | $ 129,000 | $ 83,000 |
| Bexar County Texas | 183 | $ 34,632,000 | $ 189,000 | $ 125,000 |
| Hays County Texas | 93 | $ 14,688,000 | $ 157,000 | $ 97,000 |
| Brazos County Texas | 92 | $ 11,587,000 | $ 125,000 | $ 91,000 |
| Fayette County Texas | 80 | $ 6,560,000 | $ 82,000 | $ 63,000 |
| Montgomery County Texas | 77 | $ 12,246,000 | $ 159,000 | $ 98,000 |
| Bastrop County Texas | 75 | $ 8,788,000 | $ 117,000 | $ 80,000 |
| Tarrant County Texas | 72 | $ 12,623,000 | $ 175,000 | $ 85,000 |
| Comal County Texas | 59 | $ 10,692,000 | $ 181,000 | $ 122,000 |
| Waller County Texas | 57 | $ 4,536,000 | $ 79,000 | $ 78,000 |
| Denton County Texas | 55 | $ 10,245,000 | $ 186,000 | $ 113,000 |
| Atascosa County Texas | 43 | $ 3,926,000 | $ 91,000 | $ 66,000 |
| Milam County Texas | 34 | $ 2,998,000 | $ 88,000 | $ 59,000 |
| Cooke County Texas | 33 | $ 3,557,000 | $ 107,000 | $ 64,000 |
| Dallas County Texas | 31 | $ 7,175,000 | $ 231,000 | $ 171,000 |
| Parker County Texas | 31 | $ 4,888,000 | $ 157,000 | $ 121,000 |
| Collin County Texas | 29 | $ 4,802,000 | $ 165,000 | $ 186,000 |
| Gonzales County Texas | 26 | $ 2,152,000 | $ 82,000 | $ 53,000 |
| Guadalupe County Texas | 23 | $ 6,358,000 | $ 276,000 | $ 129,000 |
| Burleson County Texas | 22 | $ 1,941,000 | $ 88,000 | $ 91,000 |
| Burnet County Texas | 20 | $ 3,646,000 | $ 182,000 | $ 132,000 |
| Nueces County Texas | 16 | $ 2,103,000 | $ 131,000 | $ 130,000 |
| Caldwell County Texas | 15 | $ 1,553,000 | $ 103,000 | $ 55,000 |
| Fort Bend County Texas | 14 | $ 1,803,000 | $ 128,000 | $ 96,000 |
| Kendall County Texas | 13 | $ 2,890,000 | $ 222,000 | $ 118,000 |
| Ellis County Texas | 12 | $ 1,808,000 | $ 150,000 | $ 116,000 |
| Lee County Texas | 12 | $ 1,229,000 | $ 102,000 | $ 100,000 |
| Bell County Texas | 10 | $ 1,187,000 | $ 118,000 | $ 119,000 |
| Colorado County Texas | 9 | $ 711,000 | $ 79,000 | $ 45,000 |
| Johnson County Texas | 9 | $ 630,000 | $ 70,000 | $ 40,000 |
| Brazoria County Texas | 8 | $ 864,000 | $ 108,000 | $ 114,000 |
| Kaufman County Texas | 8 | $ 951,000 | $ 118,000 | $ 59,000 |
| Galveston County Texas | 7 | $ 870,000 | $ 124,000 | $ 153,000 |
| Ector County Texas | 6 | $ 493,000 | $ 82,000 | $ 67,000 |
| Grimes County Texas | 6 | $ 599,000 | $ 99,000 | $ 104,000 |
| Llano County Texas | 6 | $ 958,000 | $ 159,000 | $ 167,000 |
| Wilson County Texas | 6 | $ 854,000 | $ 142,000 | $ 65,000 |
| Aransas County Texas | 5 | $ 714,000 | $ 142,000 | $ 32,000 |
| Lavaca County Texas | 5 | $ 743,000 | $ 148,000 | $ 61,000 |
| Wise County Texas | 5 | $ 841,000 | $ 168,000 | $ 135,000 |
| Hidalgo County Texas | 4 | $ 455,000 | $ 113,000 | $ 114,000 |
| Lubbock County Texas | 4 | $ 230,000 | $ 57,000 | $ 79,000 |
| McLennan County Texas | 4 | $ 488,000 | $ 122,000 | $ 471,000 |
| San Patricio County Texas | 4 | $ 372,000 | $ 93,000 | $ 38,000 |
| Lincoln County New Mexico | 3 | $ 726,000 | $ 242,000 | $ 136,000 |
| Blanco County Texas | 3 | $ 343,000 | $ 114,000 | $ 99,000 |
| Chambers County Texas | 3 | $ 307,000 | $ 102,000 | $ 103,000 |
| Liberty County Texas | 3 | $ 262,000 | $ 87,000 | $ 58,000 |
| Polk County Texas | 3 | $ 189,000 | $ 63,000 | $ 141,000 |
| Taylor County Texas | 3 | $ 649,000 | $ 216,000 | $ 144,000 |
| Victoria County Texas | 3 | $ 436,000 | $ 145,000 | $ 48,000 |
| Walker County Texas | 3 | $ 255,000 | $ 85,000 | $ 100,000 |
| Maricopa County Arizona | 2 | $ 300,000 | $ 150,000 | $ 87,000 |
| San Joaquin County California | 2 | $ 561,000 | $ 280,000 | $ 155,000 |
| Charlotte County Florida | 2 | $ 245,000 | $ 122,000 | $ 62,000 |
| Cook County Illinois | 2 | $ 285,000 | $ 142,000 | $ 132,000 |
| Ouachita County Louisiana | 2 | $ 138,000 | $ 69,000 | $ 80,000 |
| Multnomah County Oregon | 2 | $ 281,000 | $ 140,000 | $ 126,000 |
| Brewster County Texas | 2 | $ 331,000 | $ 165,000 | $ 148,000 |
| Deaf Smith County Texas | 2 | $ 138,000 | $ 69,000 | $ 55,000 |
| El Paso County Texas | 2 | $ 114,000 | $ 57,000 | $ 60,000 |
| Leon County Texas | 2 | $ 90,000 | $ 45,000 | $ 96,000 |
| Limestone County Texas | 2 | $ 316,000 | $ 158,000 | $ 183,000 |
| Mason County Texas | 2 | $ 230,000 | $ 115,000 | $ 97,000 |
| Midland County Texas | 2 | $ 85,000 | $ 42,000 | $ 50,000 |
| Montague County Texas | 2 | $ 136,000 | $ 68,000 | $ 64,000 |
| Robertson County Texas | 2 | $ 486,000 | $ 243,000 | $ 149,000 |
| Rockwall County Texas | 2 | $ 149,000 | $ 74,000 | $ 166,000 |
| San Jacinto County Texas | 2 | $ 90,000 | $ 45,000 | $ 64,000 |
| Smith County Texas | 2 | $ 226,000 | $ 113,000 | $ 143,000 |
| Spokane County Washington | 2 | $ 288,000 | $ 144,000 | $ 78,000 |
| Marathon County Wisconsin | 2 | $ 339,000 | $ 169,000 | $ 195,000 |
| Los Angeles County California | 1 | $ 416,000 | $ 416,000 | $ 0 |
| San Bernardino County California | 1 | $ 337,000 | $ 337,000 | $ 128,000 |
| San Diego County California | 1 | $ 92,000 | $ 92,000 | $ 281,000 |
| Yolo County California | 1 | $ 350,000 | $ 350,000 | $ 111,000 |
| Gunnison County Colorado | 1 | $ 550,000 | $ 550,000 | $ 504,000 |
| St. Johns County Florida | 1 | $ 157,000 | $ 157,000 | $ 70,000 |
| Clarke County Georgia | 1 | $ 199,000 | $ 199,000 | $ 125,000 |
| Cobb County Georgia | 1 | $ 189,000 | $ 189,000 | $ 199,000 |
| Fulton County Georgia | 1 | $ 356,000 | $ 356,000 | $ 120,000 |
| Lafayette County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Hennepin County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 200,000 |
| Lafayette County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 205,000 |
| Otero County New Mexico | 1 | $ 62,000 | $ 62,000 | $ 75,000 |
| Washington County Oregon | 1 | $ 233,000 | $ 233,000 | $ 85,000 |
| Austin County Texas | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Bowie County Texas | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
| Cameron County Texas | 1 | $ 46,000 | $ 46,000 | $ 0 |
| DeWitt County Texas | 1 | $ 46,000 | $ 46,000 | $ 378,000 |
| Freestone County Texas | 1 | $ 122,000 | $ 122,000 | $ 80,000 |
| Goliad County Texas | 1 | $ 52,000 | $ 52,000 | $ 61,000 |
| Hamilton County Texas | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Howard County Texas | 1 | $ 79,000 | $ 79,000 | $ 51,000 |
| Jackson County Texas | 1 | $ 202,000 | $ 202,000 | $ 138,000 |
| Jefferson County Texas | 1 | $ 109,000 | $ 109,000 | $ 73,000 |
| Live Oak County Texas | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Madison County Texas | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Matagorda County Texas | 1 | $ 196,000 | $ 196,000 | $ 540,000 |
| Medina County Texas | 1 | $ 332,000 | $ 332,000 | $ 111,000 |
| Mills County Texas | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Nacogdoches County Texas | 1 | $ 24,000 | $ 24,000 | $ 77,000 |
| Navarro County Texas | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Nolan County Texas | 1 | $ 161,000 | $ 161,000 | $ 68,000 |
| Presidio County Texas | 1 | $ 54,000 | $ 54,000 | $ 49,000 |
| Randall County Texas | 1 | $ 93,000 | $ 93,000 | $ 88,000 |
| Somervell County Texas | 1 | $ 117,000 | $ 117,000 | $ 324,000 |
| Van Zandt County Texas | 1 | $ 56,000 | $ 56,000 | $ 55,000 |
| Washington County Texas | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Wood County Texas | 1 | $ 48,000 | $ 48,000 | $ 57,000 |
| Young County Texas | 1 | $ 67,000 | $ 67,000 | $ 33,000 |
| Prince George County Virginia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Wood County West Virginia | 1 | $ 103,000 | $ 103,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for State Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,295 | $335,233,000 | $146,000 | $3,504,000 | $98,000 | $1,730,000 |
| Refinancing | 269 | $43,682,000 | $162,000 | $954,000 | $106,000 | $942,000 |
| Home Improvement | 34 | $2,650,000 | $77,000 | $417,000 | $113,000 | $474,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,062 | $301,677,000 | $146,000 | $3,046,000 | $103,000 | $1,730,000 |
| Hispanic | 218 | $27,157,000 | $124,000 | $600,000 | $74,000 | $320,000 |
| Not Provided | 178 | $28,406,000 | $159,000 | $680,000 | $107,000 | $504,000 |
| Black or African American | 47 | $6,228,000 | $132,000 | $490,000 | $85,000 | $335,000 |
| Not applicable | 43 | $10,409,000 | $242,000 | $3,504,000 | $0 | $0 |
| Asian | 38 | $6,346,000 | $167,000 | $777,000 | $136,000 | $576,000 |
| American Indian or Alaskan Native | 9 | $1,157,000 | $128,000 | $332,000 | $101,000 | $171,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $185,000 | $61,000 | $101,000 | $45,000 | $52,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,494 | $367,009,000 | $147,000 | $3,504,000 | $101,000 | $1,730,000 |
| FHA-insured (Federal Housing Administration) | 71 | $8,571,000 | $120,000 | $203,000 | $54,000 | $180,000 |
| VA-guaranteed (Veterans Administration) | 33 | $5,985,000 | $181,000 | $377,000 | $69,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,436 | $351,842,000 | $144,000 | $3,504,000 | $99,000 | $1,730,000 |
| Application Approved But Not Accepted | 74 | $13,383,000 | $180,000 | $777,000 | $87,000 | $576,000 |
| Loan Purchased By The Institution | 50 | $12,331,000 | $246,000 | $1,500,000 | $143,000 | $735,000 |
| Application Denied By Financial Institution | 37 | $3,877,000 | $104,000 | $300,000 | $88,000 | $200,000 |
| Preapproval Approved but not Accepted | 1 | $132,000 | $132,000 | $132,000 | $42,000 | $42,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 17 | $1,481,000 | $87,000 | $300,000 | $41,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,587,000 | $176,000 | $180,000 | $177,000 | $192,000 |
| Collateral | 6 | $590,000 | $98,000 | $177,000 | $141,000 | $200,000 |
| Debt-To-Income Ratio | 3 | $121,000 | $40,000 | $48,000 | $27,000 | $34,000 |
| Unverifiable Information | 1 | $30,000 | $30,000 | $30,000 | $28,000 | $28,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.