State Department Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
State Department Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Department Federal Credit Union 1630 King Street Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 718 |
| Total Mortgage Loan Application Amount | $145,478,000 |
| Average Mortgage Loan Application Amount | $216,666 |
| Highest Mortgage Loan Application Amount | $1,660,000 |
| Average Applicant Income | $130,666 |
| Highest Applicant Income | $478,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with State Department Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Department Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down State Department Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Department Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by State Department Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Department Federal Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 93 | $ 21,416,000 | $ 230,000 | $ 140,000 |
| District of Columbia County District Of Columbia | 80 | $ 17,233,000 | $ 215,000 | $ 123,000 |
| Prince George's County Maryland | 52 | $ 7,863,000 | $ 151,000 | $ 100,000 |
| Montgomery County Maryland | 40 | $ 8,571,000 | $ 214,000 | $ 132,000 |
| Arlington County Virginia | 37 | $ 10,674,000 | $ 288,000 | $ 153,000 |
| Alexandria County Virginia | 22 | $ 4,246,000 | $ 193,000 | $ 115,000 |
| Loudoun County Virginia | 18 | $ 6,066,000 | $ 337,000 | $ 149,000 |
| Prince William County Virginia | 18 | $ 3,614,000 | $ 200,000 | $ 143,000 |
| Broward County Florida | 15 | $ 2,823,000 | $ 188,000 | $ 148,000 |
| Anne Arundel County Maryland | 10 | $ 2,964,000 | $ 296,000 | $ 131,000 |
| Charles County Maryland | 8 | $ 939,000 | $ 117,000 | $ 75,000 |
| Mecklenburg County North Carolina | 7 | $ 2,973,000 | $ 424,000 | $ 185,000 |
| Charleston County South Carolina | 7 | $ 1,983,000 | $ 283,000 | $ 123,000 |
| Maricopa County Arizona | 6 | $ 426,000 | $ 71,000 | $ 92,000 |
| Los Angeles County California | 6 | $ 1,516,000 | $ 252,000 | $ 180,000 |
| San Bernardino County California | 5 | $ 540,000 | $ 108,000 | $ 133,000 |
| San Diego County California | 5 | $ 912,000 | $ 182,000 | $ 189,000 |
| Hillsborough County Florida | 5 | $ 641,000 | $ 128,000 | $ 97,000 |
| Baltimore City County Maryland | 5 | $ 300,000 | $ 60,000 | $ 100,000 |
| Harford County Maryland | 5 | $ 1,784,000 | $ 356,000 | $ 194,000 |
| Spotsylvania County Virginia | 5 | $ 542,000 | $ 108,000 | $ 89,000 |
| Stafford County Virginia | 5 | $ 608,000 | $ 121,000 | $ 173,000 |
| Virginia Beach County Virginia | 5 | $ 2,871,000 | $ 574,000 | $ 192,000 |
| King County Washington | 5 | $ 936,000 | $ 187,000 | $ 113,000 |
| Riverside County California | 4 | $ 362,000 | $ 90,000 | $ 110,000 |
| Volusia County Florida | 4 | $ 743,000 | $ 185,000 | $ 156,000 |
| Durham County North Carolina | 4 | $ 554,000 | $ 138,000 | $ 80,000 |
| Sussex County Delaware | 3 | $ 607,000 | $ 202,000 | $ 195,000 |
| Pinellas County Florida | 3 | $ 686,000 | $ 228,000 | $ 133,000 |
| Sarasota County Florida | 3 | $ 772,000 | $ 257,000 | $ 137,000 |
| DeKalb County Georgia | 3 | $ 357,000 | $ 119,000 | $ 117,000 |
| Cook County Illinois | 3 | $ 327,000 | $ 109,000 | $ 87,000 |
| Calvert County Maryland | 3 | $ 547,000 | $ 182,000 | $ 143,000 |
| Union County North Carolina | 3 | $ 593,000 | $ 197,000 | $ 181,000 |
| Philadelphia County Pennsylvania | 3 | $ 330,000 | $ 110,000 | $ 96,000 |
| Albemarle County Virginia | 3 | $ 458,000 | $ 152,000 | $ 94,000 |
| Chesterfield County Virginia | 3 | $ 1,398,000 | $ 466,000 | $ 208,000 |
| Falls Church County Virginia | 3 | $ 500,000 | $ 166,000 | $ 188,000 |
| Fauquier County Virginia | 3 | $ 417,000 | $ 139,000 | $ 126,000 |
| Henrico County Virginia | 3 | $ 1,149,000 | $ 383,000 | $ 166,000 |
| San Mateo County California | 2 | $ 172,000 | $ 86,000 | $ 62,000 |
| Santa Clara County California | 2 | $ 214,000 | $ 107,000 | $ 131,000 |
| Brevard County Florida | 2 | $ 839,000 | $ 419,000 | $ 287,000 |
| Miami-Dade County Florida | 2 | $ 379,000 | $ 189,000 | $ 143,000 |
| Orange County Florida | 2 | $ 85,000 | $ 42,000 | $ 80,000 |
| Chatham County Georgia | 2 | $ 348,000 | $ 174,000 | $ 117,000 |
| Cobb County Georgia | 2 | $ 584,000 | $ 292,000 | $ 116,000 |
| Dougherty County Georgia | 2 | $ 80,000 | $ 40,000 | $ 50,000 |
| Forsyth County Georgia | 2 | $ 110,000 | $ 55,000 | $ 144,000 |
| Gwinnett County Georgia | 2 | $ 255,000 | $ 127,000 | $ 226,000 |
| Livingston County Louisiana | 2 | $ 129,000 | $ 64,000 | $ 109,000 |
| Carroll County Maryland | 2 | $ 558,000 | $ 279,000 | $ 153,000 |
| Oakland County Michigan | 2 | $ 215,000 | $ 107,000 | $ 103,000 |
| Clark County Nevada | 2 | $ 211,000 | $ 105,000 | $ 102,000 |
| Washoe County Nevada | 2 | $ 313,000 | $ 156,000 | $ 138,000 |
| Atlantic County New Jersey | 2 | $ 85,000 | $ 42,000 | $ 132,000 |
| New Hanover County North Carolina | 2 | $ 276,000 | $ 138,000 | $ 75,000 |
| Orange County North Carolina | 2 | $ 85,000 | $ 42,000 | $ 141,000 |
| Columbiana County Ohio | 2 | $ 106,000 | $ 53,000 | $ 58,000 |
| Multnomah County Oregon | 2 | $ 543,000 | $ 271,000 | $ 119,000 |
| Beaufort County South Carolina | 2 | $ 241,000 | $ 120,000 | $ 101,000 |
| Dorchester County South Carolina | 2 | $ 451,000 | $ 225,000 | $ 85,000 |
| Fairfax City County Virginia | 2 | $ 347,000 | $ 173,000 | $ 117,000 |
| Norfolk County Virginia | 2 | $ 896,000 | $ 448,000 | $ 203,000 |
| Lee County Alabama | 1 | $ 31,000 | $ 31,000 | $ 135,000 |
| Coconino County Arizona | 1 | $ 165,000 | $ 165,000 | $ 165,000 |
| Pinal County Arizona | 1 | $ 38,000 | $ 38,000 | $ 84,000 |
| Alameda County California | 1 | $ 300,000 | $ 300,000 | $ 159,000 |
| Butte County California | 1 | $ 48,000 | $ 48,000 | $ 82,000 |
| Contra Costa County California | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| El Dorado County California | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
| Madera County California | 1 | $ 49,000 | $ 49,000 | $ 151,000 |
| Orange County California | 1 | $ 359,000 | $ 359,000 | $ 88,000 |
| Placer County California | 1 | $ 50,000 | $ 50,000 | $ 168,000 |
| Sacramento County California | 1 | $ 45,000 | $ 45,000 | $ 264,000 |
| San Francisco County California | 1 | $ 618,000 | $ 618,000 | $ 153,000 |
| San Luis Obispo County California | 1 | $ 252,000 | $ 252,000 | $ 73,000 |
| Denver County Colorado | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| El Paso County Colorado | 1 | $ 297,000 | $ 297,000 | $ 134,000 |
| Weld County Colorado | 1 | $ 900,000 | $ 900,000 | $ 152,000 |
| Fairfield County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 241,000 |
| Hartford County Connecticut | 1 | $ 58,000 | $ 58,000 | $ 54,000 |
| New Haven County Connecticut | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Kent County Delaware | 1 | $ 33,000 | $ 33,000 | $ 65,000 |
| New Castle County Delaware | 1 | $ 580,000 | $ 580,000 | $ 143,000 |
| Clay County Florida | 1 | $ 65,000 | $ 65,000 | $ 319,000 |
| Collier County Florida | 1 | $ 25,000 | $ 25,000 | $ 7,000 |
| Escambia County Florida | 1 | $ 90,000 | $ 90,000 | $ 90,000 |
| Indian River County Florida | 1 | $ 442,000 | $ 442,000 | $ 106,000 |
| Osceola County Florida | 1 | $ 581,000 | $ 581,000 | $ 317,000 |
| Palm Beach County Florida | 1 | $ 200,000 | $ 200,000 | $ 88,000 |
| Pasco County Florida | 1 | $ 30,000 | $ 30,000 | $ 115,000 |
| Polk County Florida | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Sumter County Florida | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Fulton County Georgia | 1 | $ 641,000 | $ 641,000 | $ 288,000 |
| Hall County Georgia | 1 | $ 40,000 | $ 40,000 | $ 87,000 |
| Paulding County Georgia | 1 | $ 240,000 | $ 240,000 | $ 137,000 |
| Hawaii County Hawaii | 1 | $ 600,000 | $ 600,000 | $ 197,000 |
| Honolulu County Hawaii | 1 | $ 720,000 | $ 720,000 | $ 195,000 |
| Ada County Idaho | 1 | $ 55,000 | $ 55,000 | $ 134,000 |
| Fremont County Idaho | 1 | $ 292,000 | $ 292,000 | $ 242,000 |
| Douglas County Illinois | 1 | $ 40,000 | $ 40,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Hamilton County Indiana | 1 | $ 22,000 | $ 22,000 | $ 139,000 |
| Johnson County Indiana | 1 | $ 60,000 | $ 60,000 | $ 180,000 |
| Marion County Indiana | 1 | $ 81,000 | $ 81,000 | $ 125,000 |
| Jefferson County Louisiana | 1 | $ 84,000 | $ 84,000 | $ 120,000 |
| St. Tammany County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 76,000 |
| Vermilion County Louisiana | 1 | $ 38,000 | $ 38,000 | $ 83,000 |
| Franklin County Maine | 1 | $ 178,000 | $ 178,000 | $ 130,000 |
| Howard County Maryland | 1 | $ 300,000 | $ 300,000 | $ 210,000 |
| Worcester County Maryland | 1 | $ 188,000 | $ 188,000 | $ 184,000 |
| Barnstable County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Essex County Massachusetts | 1 | $ 70,000 | $ 70,000 | $ 90,000 |
| Middlesex County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 157,000 |
| Macomb County Michigan | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Ontonagon County Michigan | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Wayne County Michigan | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 73,000 |
| Ramsey County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 58,000 | $ 58,000 | $ 166,000 |
| St. Louis County Missouri | 1 | $ 5,000 | $ 5,000 | $ 21,000 |
| Gallatin County Montana | 1 | $ 496,000 | $ 496,000 | $ 138,000 |
| Yellowstone County Montana | 1 | $ 272,000 | $ 272,000 | $ 128,000 |
| Hillsborough County New Hampshire | 1 | $ 72,000 | $ 72,000 | $ 175,000 |
| Strafford County New Hampshire | 1 | $ 290,000 | $ 290,000 | $ 99,000 |
| Camden County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Essex County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 205,000 |
| Hudson County New Jersey | 1 | $ 310,000 | $ 310,000 | $ 180,000 |
| Ocean County New Jersey | 1 | $ 21,000 | $ 21,000 | $ 130,000 |
| Salem County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Bernalillo County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| New York County New York | 1 | $ 300,000 | $ 300,000 | $ 477,000 |
| Suffolk County New York | 1 | $ 542,000 | $ 542,000 | $ 142,000 |
| Westchester County New York | 1 | $ 118,000 | $ 118,000 | $ 338,000 |
| Cabarrus County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 200,000 |
| Guilford County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Henderson County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 40,000 |
| Iredell County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 108,000 |
| Lee County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 204,000 |
| Moore County North Carolina | 1 | $ 293,000 | $ 293,000 | $ 155,000 |
| Person County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 176,000 |
| Rutherford County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 486,000 | $ 486,000 | $ 121,000 |
| Wake County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Cass County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Guernsey County Ohio | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| Lake County Ohio | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| Lorain County Ohio | 1 | $ 56,000 | $ 56,000 | $ 158,000 |
| Lucas County Ohio | 1 | $ 62,000 | $ 62,000 | $ 90,000 |
| Summit County Ohio | 1 | $ 34,000 | $ 34,000 | $ 112,000 |
| Marion County Oregon | 1 | $ 150,000 | $ 150,000 | $ 234,000 |
| Allegheny County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 189,000 |
| Delaware County Pennsylvania | 1 | $ 623,000 | $ 623,000 | $ 200,000 |
| York County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 108,000 |
| Kent County Rhode Island | 1 | $ 153,000 | $ 153,000 | $ 97,000 |
| Providence County Rhode Island | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Washington County Rhode Island | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Berkeley County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 100,000 |
| Spartanburg County South Carolina | 1 | $ 234,000 | $ 234,000 | $ 138,000 |
| York County South Carolina | 1 | $ 692,000 | $ 692,000 | $ 162,000 |
| Blount County Tennessee | 1 | $ 229,000 | $ 229,000 | $ 84,000 |
| Cheatham County Tennessee | 1 | $ 297,000 | $ 297,000 | $ 129,000 |
| Sevier County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 169,000 |
| Shelby County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Tipton County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 193,000 |
| Bandera County Texas | 1 | $ 272,000 | $ 272,000 | $ 157,000 |
| Denton County Texas | 1 | $ 164,000 | $ 164,000 | $ 63,000 |
| El Paso County Texas | 1 | $ 12,000 | $ 12,000 | $ 128,000 |
| Fort Bend County Texas | 1 | $ 242,000 | $ 242,000 | $ 61,000 |
| Guadalupe County Texas | 1 | $ 237,000 | $ 237,000 | $ 115,000 |
| Harris County Texas | 1 | $ 190,000 | $ 190,000 | $ 111,000 |
| Kerr County Texas | 1 | $ 179,000 | $ 179,000 | $ 97,000 |
| Tarrant County Texas | 1 | $ 114,000 | $ 114,000 | $ 144,000 |
| Travis County Texas | 1 | $ 198,000 | $ 198,000 | $ 129,000 |
| Williamson County Texas | 1 | $ 148,000 | $ 148,000 | $ 61,000 |
| Wood County Texas | 1 | $ 182,000 | $ 182,000 | $ 132,000 |
| Rich County Utah | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Summit County Utah | 1 | $ 252,000 | $ 252,000 | $ 323,000 |
| Utah County Utah | 1 | $ 260,000 | $ 260,000 | $ 133,000 |
| Bedford County Virginia | 1 | $ 75,000 | $ 75,000 | $ 203,000 |
| Bristol County Virginia | 1 | $ 36,000 | $ 36,000 | $ 145,000 |
| Carroll County Virginia | 1 | $ 110,000 | $ 110,000 | $ 165,000 |
| Chesapeake County Virginia | 1 | $ 477,000 | $ 477,000 | $ 169,000 |
| Goochland County Virginia | 1 | $ 689,000 | $ 689,000 | $ 478,000 |
| Manassas Park County Virginia | 1 | $ 100,000 | $ 100,000 | $ 130,000 |
| Newport News County Virginia | 1 | $ 54,000 | $ 54,000 | $ 105,000 |
| Orange County Virginia | 1 | $ 20,000 | $ 20,000 | $ 87,000 |
| Page County Virginia | 1 | $ 85,000 | $ 85,000 | $ 119,000 |
| Rappahannock County Virginia | 1 | $ 180,000 | $ 180,000 | $ 137,000 |
| Rockingham County Virginia | 1 | $ 240,000 | $ 240,000 | $ 157,000 |
| Jefferson County Washington | 1 | $ 217,000 | $ 217,000 | $ 79,000 |
| Skagit County Washington | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Dane County Wisconsin | 1 | $ 26,000 | $ 26,000 | $ 41,000 |
| Kenosha County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 174,000 |
| Park County Wyoming | 1 | $ 100,000 | $ 100,000 | $ 239,000 |
Mortgage Loan Application Detail Totals for State Department Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 280 | $20,223,000 | $72,000 | $513,000 | $121,000 | $477,000 |
| Refinancing | 239 | $60,270,000 | $252,000 | $1,660,000 | $127,000 | $450,000 |
| Home Purchase | 199 | $64,985,000 | $326,000 | $750,000 | $144,000 | $478,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 296 | $64,379,000 | $217,000 | $1,660,000 | $136,000 | $477,000 |
| Not Provided | 231 | $49,997,000 | $216,000 | $750,000 | $139,000 | $478,000 |
| Black or African American | 120 | $17,587,000 | $146,000 | $600,000 | $97,000 | $372,000 |
| Hispanic | 34 | $6,169,000 | $181,000 | $590,000 | $131,000 | $317,000 |
| Asian | 28 | $6,104,000 | $218,000 | $588,000 | $119,000 | $344,000 |
| American Indian or Alaskan Native | 6 | $384,000 | $64,000 | $125,000 | $143,000 | $267,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $758,000 | $379,000 | $618,000 | $155,000 | $158,000 |
| Not applicable | 1 | $100,000 | $100,000 | $100,000 | $60,000 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 718 | $145,478,000 | $202,000 | $1,660,000 | $129,000 | $478,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 440 | $82,538,000 | $187,000 | $900,000 | $134,000 | $345,000 |
| Application Denied By Financial Institution | 145 | $20,692,000 | $142,000 | $1,660,000 | $107,000 | $477,000 |
| Application Withdrawn By Applicant | 83 | $16,143,000 | $194,000 | $630,000 | $105,000 | $357,000 |
| Loan Purchased By The Institution | 43 | $24,203,000 | $562,000 | $708,000 | $211,000 | $478,000 |
| File Closed For Incompleteness | 5 | $1,248,000 | $249,000 | $394,000 | $106,000 | $148,000 |
| Application Approved But Not Accepted | 2 | $654,000 | $327,000 | $327,000 | $148,000 | $148,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 38 | $3,624,000 | $95,000 | $513,000 | $96,000 | $408,000 |
| Credit History | 34 | $2,454,000 | $72,000 | $500,000 | $115,000 | $450,000 |
| Collateral | 15 | $1,155,000 | $77,000 | $300,000 | $150,000 | $477,000 |
| Debt-To-Income Ratio | 9 | $515,000 | $57,000 | $165,000 | $65,000 | $150,000 |
| Employment History | 4 | $274,000 | $68,000 | $129,000 | $71,000 | $111,000 |
| Credit Application Incomplete | 1 | $204,000 | $204,000 | $204,000 | $60,000 | $60,000 |
| Unverifiable Information | 1 | $50,000 | $50,000 | $50,000 | $96,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Department Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Department Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.