State Employees' Credit Union
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for State Employees' Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address State Employees' Credit Union
P.O. Drawer 25279
Raleigh, NC 27611
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 20,917
Total Mortgage Loan Application Amount $3,029,050,000
Average Mortgage Loan Application Amount $111,000
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $68,000
Highest Applicant Income $5,977,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for State Employees' Credit Union by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake County North Carolina 2,993 $ 541,465,000 $ 180,000 $ 83,000
Buncombe County North Carolina 844 $ 143,458,000 $ 169,000 $ 66,000
Guilford County North Carolina 808 $ 116,222,000 $ 143,000 $ 68,000
Durham County North Carolina 787 $ 127,262,000 $ 161,000 $ 75,000
Mecklenburg County North Carolina 773 $ 128,135,000 $ 165,000 $ 78,000
Orange County North Carolina 639 $ 123,651,000 $ 193,000 $ 89,000
Johnston County North Carolina 574 $ 79,187,000 $ 137,000 $ 71,000
New Hanover County North Carolina 445 $ 78,217,000 $ 175,000 $ 76,000
Burke County North Carolina 437 $ 49,248,000 $ 112,000 $ 61,000
Forsyth County North Carolina 406 $ 56,576,000 $ 139,000 $ 71,000
Pitt County North Carolina 350 $ 44,008,000 $ 125,000 $ 75,000
Iredell County North Carolina 344 $ 50,782,000 $ 147,000 $ 69,000
Alamance County North Carolina 339 $ 48,146,000 $ 142,000 $ 67,000
Cabarrus County North Carolina 301 $ 46,371,000 $ 154,000 $ 70,000
Brunswick County North Carolina 299 $ 48,110,000 $ 160,000 $ 72,000
Catawba County North Carolina 294 $ 39,773,000 $ 135,000 $ 69,000
Chatham County North Carolina 284 $ 49,369,000 $ 173,000 $ 82,000
Randolph County North Carolina 283 $ 33,857,000 $ 119,000 $ 60,000
Cumberland County North Carolina 263 $ 32,327,000 $ 122,000 $ 75,000
Wayne County North Carolina 261 $ 26,954,000 $ 103,000 $ 60,000
Wilkes County North Carolina 256 $ 30,838,000 $ 120,000 $ 65,000
Davidson County North Carolina 237 $ 30,304,000 $ 127,000 $ 64,000
Union County North Carolina 237 $ 38,211,000 $ 161,000 $ 73,000
Robeson County North Carolina 234 $ 20,447,000 $ 87,000 $ 62,000
Surry County North Carolina 228 $ 25,085,000 $ 110,000 $ 57,000
Henderson County North Carolina 226 $ 37,310,000 $ 165,000 $ 69,000
Rowan County North Carolina 224 $ 28,077,000 $ 125,000 $ 65,000
McDowell County North Carolina 216 $ 25,035,000 $ 115,000 $ 57,000
Harnett County North Carolina 205 $ 25,309,000 $ 123,000 $ 65,000
Watauga County North Carolina 204 $ 35,882,000 $ 175,000 $ 92,000
Franklin County North Carolina 203 $ 25,642,000 $ 126,000 $ 69,000
Carteret County North Carolina 200 $ 35,186,000 $ 175,000 $ 85,000
Gaston County North Carolina 198 $ 27,409,000 $ 138,000 $ 72,000
Moore County North Carolina 193 $ 28,251,000 $ 146,000 $ 71,000
Montgomery County North Carolina 180 $ 17,917,000 $ 99,000 $ 57,000
Haywood County North Carolina 179 $ 29,932,000 $ 167,000 $ 66,000
Rutherford County North Carolina 179 $ 18,946,000 $ 105,000 $ 62,000
Jackson County North Carolina 175 $ 28,362,000 $ 162,000 $ 68,000
Caldwell County North Carolina 172 $ 19,666,000 $ 114,000 $ 62,000
Wilson County North Carolina 165 $ 19,060,000 $ 115,000 $ 68,000
Lenoir County North Carolina 164 $ 16,000,000 $ 97,000 $ 63,000
Nash County North Carolina 157 $ 17,544,000 $ 111,000 $ 78,000
Granville County North Carolina 156 $ 21,065,000 $ 135,000 $ 67,000
Rockingham County North Carolina 151 $ 18,374,000 $ 121,000 $ 66,000
Stanly County North Carolina 150 $ 18,187,000 $ 121,000 $ 56,000
Onslow County North Carolina 144 $ 19,144,000 $ 132,000 $ 71,000
Mitchell County North Carolina 142 $ 18,317,000 $ 128,000 $ 58,000
Edgecombe County North Carolina 141 $ 12,527,000 $ 88,000 $ 66,000
Macon County North Carolina 134 $ 18,290,000 $ 136,000 $ 63,000
Duplin County North Carolina 133 $ 13,126,000 $ 98,000 $ 60,000
Yancey County North Carolina 128 $ 16,816,000 $ 131,000 $ 56,000
Beaufort County North Carolina 124 $ 15,781,000 $ 127,000 $ 75,000
Cleveland County North Carolina 123 $ 14,986,000 $ 121,000 $ 68,000
Craven County North Carolina 123 $ 16,062,000 $ 130,000 $ 64,000
Sampson County North Carolina 119 $ 9,956,000 $ 83,000 $ 63,000
Pender County North Carolina 111 $ 15,304,000 $ 137,000 $ 68,000
Lincoln County North Carolina 110 $ 16,232,000 $ 147,000 $ 69,000
Columbus County North Carolina 107 $ 10,674,000 $ 99,000 $ 61,000
Person County North Carolina 105 $ 13,408,000 $ 127,000 $ 74,000
Vance County North Carolina 104 $ 11,433,000 $ 109,000 $ 63,000
Hertford County North Carolina 99 $ 9,904,000 $ 100,000 $ 58,000
Swain County North Carolina 97 $ 15,034,000 $ 154,000 $ 62,000
Ashe County North Carolina 94 $ 12,789,000 $ 136,000 $ 60,000
Cherokee County North Carolina 92 $ 13,112,000 $ 142,000 $ 51,000
Bertie County North Carolina 90 $ 8,207,000 $ 91,000 $ 62,000
Pasquotank County North Carolina 89 $ 12,463,000 $ 140,000 $ 62,000
Richmond County North Carolina 84 $ 7,679,000 $ 91,000 $ 68,000
Halifax County North Carolina 83 $ 7,277,000 $ 87,000 $ 57,000
Caswell County North Carolina 80 $ 9,070,000 $ 113,000 $ 58,000
Scotland County North Carolina 80 $ 6,864,000 $ 85,000 $ 56,000
Madison County North Carolina 79 $ 10,903,000 $ 138,000 $ 56,000
Dare County North Carolina 78 $ 13,454,000 $ 172,000 $ 69,000
Lee County North Carolina 77 $ 10,774,000 $ 139,000 $ 71,000
Alexander County North Carolina 73 $ 9,023,000 $ 123,000 $ 58,000
Avery County North Carolina 69 $ 8,806,000 $ 127,000 $ 63,000
Davie County North Carolina 66 $ 10,019,000 $ 151,000 $ 82,000
Hoke County North Carolina 65 $ 6,623,000 $ 101,000 $ 63,000
Bladen County North Carolina 58 $ 5,080,000 $ 87,000 $ 50,000
Warren County North Carolina 55 $ 5,516,000 $ 100,000 $ 50,000
Yadkin County North Carolina 55 $ 6,704,000 $ 121,000 $ 64,000
Anson County North Carolina 53 $ 5,880,000 $ 110,000 $ 57,000
Northampton County North Carolina 51 $ 4,830,000 $ 94,000 $ 66,000
Chowan County North Carolina 50 $ 6,278,000 $ 125,000 $ 66,000
Transylvania County North Carolina 50 $ 8,806,000 $ 176,000 $ 190,000
Stokes County North Carolina 49 $ 5,266,000 $ 107,000 $ 60,000
Currituck County North Carolina 46 $ 7,929,000 $ 172,000 $ 66,000
Horry County South Carolina 46 $ 6,578,000 $ 143,000 $ 118,000
Greene County North Carolina 43 $ 4,766,000 $ 110,000 $ 65,000
Martin County North Carolina 43 $ 4,164,000 $ 96,000 $ 55,000
Graham County North Carolina 41 $ 5,827,000 $ 142,000 $ 62,000
Gates County North Carolina 39 $ 5,048,000 $ 129,000 $ 73,000
Perquimans County North Carolina 36 $ 3,854,000 $ 107,000 $ 52,000
Alleghany County North Carolina 33 $ 4,676,000 $ 141,000 $ 82,000
Clay County North Carolina 29 $ 4,069,000 $ 140,000 $ 63,000
Pamlico County North Carolina 29 $ 3,990,000 $ 137,000 $ 64,000
Jones County North Carolina 27 $ 3,105,000 $ 115,000 $ 60,000
Washington County North Carolina 27 $ 2,352,000 $ 87,000 $ 63,000
Polk County North Carolina 26 $ 3,995,000 $ 153,000 $ 66,000
York County South Carolina 26 $ 5,178,000 $ 199,000 $ 90,000
Tyrrell County North Carolina 21 $ 2,029,000 $ 96,000 $ 56,000
Camden County North Carolina 20 $ 3,255,000 $ 162,000 $ 64,000
Hyde County North Carolina 13 $ 1,118,000 $ 86,000 $ 62,000
Carroll County Virginia 11 $ 954,000 $ 86,000 $ 63,000
Lancaster County South Carolina 10 $ 2,355,000 $ 235,000 $ 89,000
Spartanburg County South Carolina 6 $ 865,000 $ 144,000 $ 81,000
Johnson County Tennessee 6 $ 1,061,000 $ 176,000 $ 86,000
Patrick County Virginia 6 $ 520,000 $ 86,000 $ 57,000
Mecklenburg County Virginia 5 $ 1,183,000 $ 236,000 $ 132,000
Chesterfield County South Carolina 4 $ 264,000 $ 66,000 $ 56,000
Greenville County South Carolina 4 $ 531,000 $ 132,000 $ 66,000
Cherokee County South Carolina 3 $ 365,000 $ 121,000 $ 53,000
Oconee County South Carolina 3 $ 605,000 $ 201,000 $ 75,000
Carter County Tennessee 3 $ 370,000 $ 123,000 $ 49,000
Danville County Virginia 3 $ 256,000 $ 85,000 $ 135,000
Franklin City County Virginia 3 $ 636,000 $ 212,000 $ 74,000
Virginia Beach County Virginia 3 $ 710,000 $ 236,000 $ 76,000
Dillon County South Carolina 2 $ 87,000 $ 43,000 $ 36,000
Sevier County Tennessee 2 $ 376,000 $ 188,000 $ 125,000
Henry County Virginia 2 $ 132,000 $ 66,000 $ 30,000
Pittsylvania County Virginia 2 $ 190,000 $ 95,000 $ 71,000
Coweta County Georgia 1 $ 2,000 $ 2,000 $ 48,000
Towns County Georgia 1 $ 142,000 $ 142,000 $ 31,000
Union County Georgia 1 $ 70,000 $ 70,000 $ 19,000
Cumberland County Maine 1 $ 5,000 $ 5,000 $ 70,000
Charleston County South Carolina 1 $ 130,000 $ 130,000 $ 59,000
Greenwood County South Carolina 1 $ 400,000 $ 400,000 $ 99,000
Pickens County South Carolina 1 $ 335,000 $ 335,000 $ 125,000
Blount County Tennessee 1 $ 126,000 $ 126,000 $ 112,000
Greene County Tennessee 1 $ 65,000 $ 65,000 $ 39,000
Hawkins County Tennessee 1 $ 4,000 $ 4,000 $ 30,000
Unicoi County Tennessee 1 $ 79,000 $ 79,000 $ 60,000
Chesapeake County Virginia 1 $ 165,000 $ 165,000 $ 38,000
Fairfax County Virginia 1 $ 190,000 $ 190,000 $ 73,000
Greensville County Virginia 1 $ 115,000 $ 115,000 $ 74,000
Halifax County Virginia 1 $ 53,000 $ 53,000 $ 32,000
Southampton County Virginia 1 $ 167,000 $ 167,000 $ 43,000
Preston County West Virginia 1 $ 35,000 $ 35,000 $ 83,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for State Employees' Credit Union in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,383 $1,999,674,000 $149,000 $1,000,000 $74,000 $5,977,000
Home Purchase 6,698 $999,448,000 $149,000 $1,000,000 $67,000 $752,000
Home Improvement 836 $29,928,000 $35,000 $500,000 $63,000 $1,534,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,816 $2,505,026,000 $148,000 $1,000,000 $73,000 $5,977,000
Black or African American 2,820 $345,305,000 $122,000 $502,000 $63,000 $1,534,000
Not Provided 521 $68,983,000 $132,000 $500,000 $72,000 $710,000
Hispanic 339 $47,951,000 $141,000 $724,000 $65,000 $433,000
American Indian or Alaskan Native 201 $22,357,000 $111,000 $450,000 $63,000 $296,000
Asian 200 $36,687,000 $183,000 $700,000 $83,000 $452,000
Native Hawaiian or Other Pacific Islander 20 $2,741,000 $137,000 $249,000 $64,000 $136,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 20,917 $3,029,050,000 $144,000 $1,000,000 $71,000 $5,977,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,476 $2,132,679,000 $147,000 $1,000,000 $74,000 $883,000
Application Denied By Financial Institution 2,814 $361,036,000 $128,000 $725,000 $57,000 $1,534,000
Application Withdrawn By Applicant 2,139 $321,556,000 $150,000 $724,000 $71,000 $681,000
Application Approved But Not Accepted 665 $103,522,000 $155,000 $563,000 $75,000 $300,000
Loan Purchased By The Institution 646 $81,284,000 $125,000 $437,000 $66,000 $300,000
File Closed For Incompleteness 177 $28,973,000 $163,000 $1,000,000 $110,000 $5,977,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,094 $116,437,000 $106,000 $492,000 $55,000 $1,534,000
Debt-To-Income Ratio 891 $128,849,000 $144,000 $725,000 $48,000 $246,000
Collateral 512 $76,737,000 $149,000 $700,000 $73,000 $710,000
Other 167 $21,047,000 $126,000 $604,000 $59,000 $204,000
Credit Application Incomplete 49 $2,579,000 $52,000 $465,000 $66,000 $161,000
Employment History 39 $5,468,000 $140,000 $368,000 $51,000 $252,000
Insufficient Cash (Downpayment, Closing Cost) 39 $6,302,000 $161,000 $393,000 $65,000 $130,000
Unverifiable Information 23 $3,617,000 $157,000 $375,000 $57,000 $255,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List