Statewide Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Statewide Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Statewide Bank 2008 Ronald Reagan Highway Covington, LA 70433 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 996 |
| Total Mortgage Loan Application Amount | $62,546,000 |
| Average Mortgage Loan Application Amount | $68,904 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $13,809 |
| Highest Applicant Income | $888,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Statewide Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Statewide Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Statewide Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Statewide Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Statewide Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Statewide Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Tammany County Louisiana | 73 | $ 7,140,000 | $ 97,000 | $ 82,000 |
| Orleans County Louisiana | 63 | $ 10,040,000 | $ 159,000 | $ 72,000 |
| Jefferson County Louisiana | 33 | $ 4,456,000 | $ 135,000 | $ 70,000 |
| Calcasieu County Louisiana | 25 | $ 970,000 | $ 38,000 | $ 35,000 |
| Harris County Texas | 23 | $ 681,000 | $ 29,000 | $ 0 |
| Tangipahoa County Louisiana | 21 | $ 2,294,000 | $ 109,000 | $ 39,000 |
| Ouachita County Louisiana | 19 | $ 776,000 | $ 40,000 | $ 49,000 |
| Bexar County Texas | 19 | $ 596,000 | $ 31,000 | $ 0 |
| Rapides County Louisiana | 14 | $ 487,000 | $ 34,000 | $ 50,000 |
| Jefferson County Texas | 12 | $ 303,000 | $ 25,000 | $ 0 |
| Tarrant County Texas | 10 | $ 250,000 | $ 25,000 | $ 0 |
| Terrebonne County Louisiana | 9 | $ 400,000 | $ 44,000 | $ 44,000 |
| Dallas County Texas | 9 | $ 207,000 | $ 23,000 | $ 0 |
| Kenai Peninsula County Alaska | 8 | $ 503,000 | $ 62,000 | $ 0 |
| Maricopa County Arizona | 8 | $ 338,000 | $ 42,000 | $ 0 |
| Cameron County Texas | 8 | $ 319,000 | $ 39,000 | $ 0 |
| El Paso County Texas | 8 | $ 263,000 | $ 32,000 | $ 0 |
| Humboldt County California | 7 | $ 2,161,000 | $ 308,000 | $ 70,000 |
| Cook County Illinois | 7 | $ 605,000 | $ 86,000 | $ 0 |
| Washington County Louisiana | 7 | $ 472,000 | $ 67,000 | $ 41,000 |
| Los Angeles County California | 6 | $ 1,089,000 | $ 181,000 | $ 0 |
| Hidalgo County Texas | 6 | $ 205,000 | $ 34,000 | $ 0 |
| Spokane County Washington | 6 | $ 426,000 | $ 71,000 | $ 0 |
| Jefferson County Alabama | 5 | $ 120,000 | $ 24,000 | $ 0 |
| Polk County Florida | 5 | $ 154,000 | $ 30,000 | $ 0 |
| Sangamon County Illinois | 5 | $ 245,000 | $ 49,000 | $ 0 |
| Lafourche County Louisiana | 5 | $ 184,000 | $ 36,000 | $ 46,000 |
| Livingston County Louisiana | 5 | $ 201,000 | $ 40,000 | $ 44,000 |
| Vernon County Louisiana | 5 | $ 181,000 | $ 36,000 | $ 28,000 |
| Nueces County Texas | 5 | $ 117,000 | $ 23,000 | $ 0 |
| Mobile County Alabama | 4 | $ 72,000 | $ 18,000 | $ 0 |
| Matanuska-Susitna County Alaska | 4 | $ 206,000 | $ 51,000 | $ 0 |
| DeKalb County Georgia | 4 | $ 365,000 | $ 91,000 | $ 0 |
| Gwinnett County Georgia | 4 | $ 369,000 | $ 92,000 | $ 0 |
| Lafayette County Louisiana | 4 | $ 143,000 | $ 35,000 | $ 34,000 |
| Plaquemines County Louisiana | 4 | $ 433,000 | $ 108,000 | $ 91,000 |
| St. Landry County Louisiana | 4 | $ 135,000 | $ 33,000 | $ 40,000 |
| St. Martin County Louisiana | 4 | $ 140,000 | $ 35,000 | $ 38,000 |
| Union County Louisiana | 4 | $ 145,000 | $ 36,000 | $ 43,000 |
| Wayne County Michigan | 4 | $ 37,000 | $ 9,000 | $ 0 |
| Harrison County Mississippi | 4 | $ 187,000 | $ 46,000 | $ 61,000 |
| Oklahoma County Oklahoma | 4 | $ 156,000 | $ 39,000 | $ 0 |
| Ector County Texas | 4 | $ 90,000 | $ 22,000 | $ 0 |
| Ellis County Texas | 4 | $ 178,000 | $ 44,000 | $ 0 |
| Hunt County Texas | 4 | $ 96,000 | $ 24,000 | $ 0 |
| Montgomery County Texas | 4 | $ 144,000 | $ 36,000 | $ 0 |
| Fairbanks North Star County Alaska | 3 | $ 121,000 | $ 40,000 | $ 0 |
| Gila County Arizona | 3 | $ 102,000 | $ 34,000 | $ 0 |
| Union County Arkansas | 3 | $ 146,000 | $ 48,000 | $ 32,000 |
| Kern County California | 3 | $ 71,000 | $ 23,000 | $ 0 |
| Fulton County Georgia | 3 | $ 421,000 | $ 140,000 | $ 0 |
| St. Clair County Illinois | 3 | $ 124,000 | $ 41,000 | $ 0 |
| Acadia County Louisiana | 3 | $ 114,000 | $ 38,000 | $ 30,000 |
| Ascension County Louisiana | 3 | $ 189,000 | $ 63,000 | $ 57,000 |
| Caldwell County Louisiana | 3 | $ 132,000 | $ 44,000 | $ 35,000 |
| East Baton Rouge County Louisiana | 3 | $ 805,000 | $ 268,000 | $ 174,000 |
| Jefferson Davis County Louisiana | 3 | $ 89,000 | $ 29,000 | $ 27,000 |
| Morehouse County Louisiana | 3 | $ 111,000 | $ 37,000 | $ 35,000 |
| St. Bernard County Louisiana | 3 | $ 148,000 | $ 49,000 | $ 60,000 |
| Vermilion County Louisiana | 3 | $ 119,000 | $ 39,000 | $ 58,000 |
| Hancock County Mississippi | 3 | $ 1,303,000 | $ 434,000 | $ 143,000 |
| Rankin County Mississippi | 3 | $ 169,000 | $ 56,000 | $ 23,000 |
| Rensselaer County New York | 3 | $ 111,000 | $ 37,000 | $ 0 |
| Randolph County North Carolina | 3 | $ 112,000 | $ 37,000 | $ 0 |
| Angelina County Texas | 3 | $ 90,000 | $ 30,000 | $ 0 |
| Bell County Texas | 3 | $ 44,000 | $ 14,000 | $ 0 |
| Brown County Texas | 3 | $ 64,000 | $ 21,000 | $ 0 |
| Galveston County Texas | 3 | $ 66,000 | $ 22,000 | $ 0 |
| Grayson County Texas | 3 | $ 63,000 | $ 21,000 | $ 0 |
| Hardin County Texas | 3 | $ 87,000 | $ 29,000 | $ 0 |
| Hill County Texas | 3 | $ 73,000 | $ 24,000 | $ 0 |
| McLennan County Texas | 3 | $ 87,000 | $ 29,000 | $ 0 |
| Midland County Texas | 3 | $ 61,000 | $ 20,000 | $ 0 |
| Smith County Texas | 3 | $ 109,000 | $ 36,000 | $ 0 |
| Tom Green County Texas | 3 | $ 86,000 | $ 28,000 | $ 0 |
| Wharton County Texas | 3 | $ 49,000 | $ 16,000 | $ 0 |
| Fremont County Wyoming | 3 | $ 83,000 | $ 27,000 | $ 0 |
| Pinal County Arizona | 2 | $ 42,000 | $ 21,000 | $ 0 |
| Butte County California | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Riverside County California | 2 | $ 156,000 | $ 78,000 | $ 0 |
| Duval County Florida | 2 | $ 172,000 | $ 86,000 | $ 0 |
| Highlands County Florida | 2 | $ 14,000 | $ 7,000 | $ 0 |
| Marion County Florida | 2 | $ 38,000 | $ 19,000 | $ 0 |
| Pinellas County Florida | 2 | $ 29,000 | $ 14,000 | $ 0 |
| Sumter County Florida | 2 | $ 81,000 | $ 40,000 | $ 0 |
| Cobb County Georgia | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Monroe County Georgia | 2 | $ 202,000 | $ 101,000 | $ 0 |
| Walker County Georgia | 2 | $ 104,000 | $ 52,000 | $ 0 |
| Macon County Illinois | 2 | $ 86,000 | $ 43,000 | $ 0 |
| Peoria County Illinois | 2 | $ 106,000 | $ 53,000 | $ 0 |
| Rock Island County Illinois | 2 | $ 55,000 | $ 27,000 | $ 0 |
| Allen County Louisiana | 2 | $ 41,000 | $ 20,000 | $ 31,000 |
| Iberville County Louisiana | 2 | $ 65,000 | $ 32,000 | $ 21,000 |
| La Salle County Louisiana | 2 | $ 93,000 | $ 46,000 | $ 38,000 |
| Natchitoches County Louisiana | 2 | $ 78,000 | $ 39,000 | $ 33,000 |
| Baltimore City County Maryland | 2 | $ 93,000 | $ 46,000 | $ 0 |
| Covington County Mississippi | 2 | $ 46,000 | $ 23,000 | $ 41,000 |
| Forrest County Mississippi | 2 | $ 33,000 | $ 16,000 | $ 15,000 |
| Jackson County Mississippi | 2 | $ 81,000 | $ 40,000 | $ 36,000 |
| Jasper County Mississippi | 2 | $ 72,000 | $ 36,000 | $ 37,000 |
| Lauderdale County Mississippi | 2 | $ 63,000 | $ 31,000 | $ 19,000 |
| Madison County Mississippi | 2 | $ 111,000 | $ 55,000 | $ 68,000 |
| Pearl River County Mississippi | 2 | $ 77,000 | $ 38,000 | $ 61,000 |
| Scott County Mississippi | 2 | $ 44,000 | $ 22,000 | $ 8,000 |
| Jackson County Missouri | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Eddy County New Mexico | 2 | $ 14,000 | $ 7,000 | $ 0 |
| Luna County New Mexico | 2 | $ 52,000 | $ 26,000 | $ 0 |
| Bronx County New York | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Chautauqua County New York | 2 | $ 46,000 | $ 23,000 | $ 0 |
| Herkimer County New York | 2 | $ 71,000 | $ 35,000 | $ 0 |
| Monroe County New York | 2 | $ 29,000 | $ 14,000 | $ 0 |
| Orleans County New York | 2 | $ 65,000 | $ 32,000 | $ 0 |
| Gaston County North Carolina | 2 | $ 74,000 | $ 37,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Atascosa County Texas | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Brazoria County Texas | 2 | $ 92,000 | $ 46,000 | $ 0 |
| Eastland County Texas | 2 | $ 36,000 | $ 18,000 | $ 0 |
| Gregg County Texas | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Hale County Texas | 2 | $ 28,000 | $ 14,000 | $ 0 |
| Harrison County Texas | 2 | $ 73,000 | $ 36,000 | $ 0 |
| Henderson County Texas | 2 | $ 42,000 | $ 21,000 | $ 0 |
| Newton County Texas | 2 | $ 37,000 | $ 18,000 | $ 0 |
| Parmer County Texas | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Travis County Texas | 2 | $ 105,000 | $ 52,000 | $ 0 |
| Wood County Texas | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Yakima County Washington | 2 | $ 181,000 | $ 90,000 | $ 0 |
| Choctaw County Alabama | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Dale County Alabama | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Dallas County Alabama | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Sumter County Alabama | 1 | $ 56,000 | $ 56,000 | $ 65,000 |
| Anchorage County Alaska | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Ketchikan Gateway County Alaska | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Cochise County Arizona | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Coconino County Arizona | 1 | $ 27,000 | $ 27,000 | $ 0 |
| La Paz County Arizona | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Mohave County Arizona | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Pima County Arizona | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Yuma County Arizona | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Ashley County Arkansas | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Crittenden County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Franklin County Arkansas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Mississippi County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Lake County California | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Lassen County California | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Sacramento County California | 1 | $ 6,000 | $ 6,000 | $ 0 |
| San Bernardino County California | 1 | $ 8,000 | $ 8,000 | $ 0 |
| San Diego County California | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Tulare County California | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Douglas County Colorado | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Bay County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Brevard County Florida | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Escambia County Florida | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Gadsden County Florida | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Jefferson County Florida | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Sarasota County Florida | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Walton County Florida | 1 | $ 225,000 | $ 225,000 | $ 888,000 |
| Bibb County Georgia | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Catoosa County Georgia | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Clayton County Georgia | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Coweta County Georgia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Fannin County Georgia | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Glynn County Georgia | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Lamar County Georgia | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Newton County Georgia | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Paulding County Georgia | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Richmond County Georgia | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Thomas County Georgia | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Boundary County Idaho | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Canyon County Idaho | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Elmore County Idaho | 1 | $ 22,000 | $ 22,000 | $ 0 |
| DuPage County Illinois | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Montgomery County Illinois | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Piatt County Illinois | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Vermilion County Illinois | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Whiteside County Illinois | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Delaware County Iowa | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Elliott County Kentucky | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Harlan County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Assumption County Louisiana | 1 | $ 22,000 | $ 22,000 | $ 27,000 |
| Bienville County Louisiana | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Concordia County Louisiana | 1 | $ 76,000 | $ 76,000 | $ 119,000 |
| East Feliciana County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 92,000 |
| Evangeline County Louisiana | 1 | $ 24,000 | $ 24,000 | $ 26,000 |
| Iberia County Louisiana | 1 | $ 37,000 | $ 37,000 | $ 60,000 |
| Richland County Louisiana | 1 | $ 82,000 | $ 82,000 | $ 82,000 |
| Sabine County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 49,000 |
| St. Charles County Louisiana | 1 | $ 435,000 | $ 435,000 | $ 140,000 |
| West Carroll County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Allegany County Maryland | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Genesee County Michigan | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 16,000 | $ 16,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Lake County Minnesota | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Sibley County Minnesota | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Amite County Mississippi | 1 | $ 248,000 | $ 248,000 | $ 520,000 |
| Attala County Mississippi | 1 | $ 21,000 | $ 21,000 | $ 19,000 |
| DeSoto County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 108,000 |
| Holmes County Mississippi | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Jones County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Lawrence County Mississippi | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Leake County Mississippi | 1 | $ 24,000 | $ 24,000 | $ 28,000 |
| Lee County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 21,000 |
| Marshall County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Neshoba County Mississippi | 1 | $ 41,000 | $ 41,000 | $ 29,000 |
| Newton County Mississippi | 1 | $ 46,000 | $ 46,000 | $ 23,000 |
| Panola County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Pike County Mississippi | 1 | $ 22,000 | $ 22,000 | $ 19,000 |
| Simpson County Mississippi | 1 | $ 11,000 | $ 11,000 | $ 60,000 |
| Stone County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 68,000 |
| Tippah County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 50,000 |
| Wilkinson County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 50,000 |
| Barry County Missouri | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Bates County Missouri | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Christian County Missouri | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Holt County Missouri | 1 | $ 54,000 | $ 54,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 34,000 | $ 34,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Sullivan County Missouri | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Carbon County Montana | 1 | $ 180,000 | $ 180,000 | $ 41,000 |
| Esmeralda County Nevada | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Salem County New Jersey | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Guadalupe County New Mexico | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Roosevelt County New Mexico | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Torrance County New Mexico | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Chemung County New York | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Kings County New York | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Montgomery County New York | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Ontario County New York | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Orange County New York | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Saratoga County New York | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Schenectady County New York | 1 | $ 43,000 | $ 43,000 | $ 0 |
| St. Lawrence County New York | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Steuben County New York | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Warren County New York | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Wayne County New York | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Westchester County New York | 1 | $ 770,000 | $ 770,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Pickaway County Ohio | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Seneca County Ohio | 1 | $ 53,000 | $ 53,000 | $ 0 |
| McIntosh County Oklahoma | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Osage County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Coos County Oregon | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Curry County Oregon | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Douglas County Oregon | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Josephine County Oregon | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Linn County Oregon | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Clarion County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Lycoming County Pennsylvania | 1 | $ 19,000 | $ 19,000 | $ 0 |
| McKean County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Barnwell County South Carolina | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Florence County South Carolina | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Knox County Tennessee | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Lincoln County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Aransas County Texas | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Bee County Texas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Brazos County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Callahan County Texas | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Cherokee County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Childress County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Collin County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Crane County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Crosby County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Dawson County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Erath County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Falls County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Franklin County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Freestone County Texas | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Gonzales County Texas | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Grimes County Texas | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Hopkins County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Jasper County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Jones County Texas | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Karnes County Texas | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Kendall County Texas | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Kerr County Texas | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Kleberg County Texas | 1 | $ 34,000 | $ 34,000 | $ 0 |
| La Salle County Texas | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Liberty County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Limestone County Texas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Lubbock County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Madison County Texas | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Martin County Texas | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Matagorda County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Maverick County Texas | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Milam County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Moore County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Nacogdoches County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Orange County Texas | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Parker County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| San Patricio County Texas | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Shelby County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Taylor County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Trinity County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Upshur County Texas | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Upton County Texas | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Val Verde County Texas | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Victoria County Texas | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Walker County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Wichita County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Willacy County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Williamson County Texas | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Wilson County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Young County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Iron County Utah | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Grant County Washington | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Island County Washington | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Stevens County Washington | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Barbour County West Virginia | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Cabell County West Virginia | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Hancock County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Mingo County West Virginia | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 17,000 | $ 17,000 | $ 0 |
Mortgage Loan Application Detail Totals for Statewide Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 804 | $42,030,000 | $49,000 | $1,300,000 | $7,605 | $888,000 |
| Refinancing | 165 | $16,741,000 | $104,000 | $1,100,000 | $20,590 | $864,000 |
| Home Improvement | 27 | $3,775,000 | $63,666 | $2,000,000 | $42,666 | $246,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 538 | $28,737,000 | $51,692 | $2,000,000 | $5,641 | $888,000 |
| White | 357 | $26,535,000 | $110,500 | $1,100,000 | $55,500 | $735,000 |
| Black or African American | 56 | $2,882,000 | $47,200 | $185,000 | $42,600 | $864,000 |
| Not Provided | 24 | $2,859,000 | $160,500 | $234,000 | $40,500 | $147,000 |
| Hispanic | 18 | $1,423,000 | $60,000 | $347,000 | $58,000 | $440,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $49,000 | $49,000 |
| American Indian or Alaskan Native | 1 | $25,000 | $25,000 | $25,000 | $29,000 | $29,000 |
| Asian | 1 | $60,000 | $60,000 | $60,000 | $109,000 | $109,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 993 | $62,100,000 | $49,975 | $2,000,000 | $7,609 | $888,000 |
| FHA-insured (Federal Housing Administration) | 2 | $283,000 | $141,000 | $143,000 | $94,000 | $147,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $163,000 | $163,000 | $163,000 | $38,000 | $38,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 521 | $22,113,000 | $41,410 | $770,000 | $0 | $0 |
| Loan Originated | 188 | $19,950,000 | $178,666 | $2,000,000 | $206,166 | $888,000 |
| Application Denied By Financial Institution | 151 | $5,991,000 | $45,800 | $100,000 | $39,400 | $119,000 |
| Application Withdrawn By Applicant | 78 | $9,614,000 | $108,500 | $435,000 | $51,000 | $864,000 |
| Application Approved But Not Accepted | 49 | $2,704,000 | $90,600 | $454,000 | $60,200 | $150,000 |
| File Closed For Incompleteness | 9 | $2,174,000 | $250,250 | $1,100,000 | $88,250 | $315,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8 | $406,000 | $50,000 | $100,000 | $28,000 | $54,000 |
| Debt-To-Income Ratio | 3 | $143,000 | $47,000 | $87,000 | $33,000 | $45,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Statewide Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Statewide Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.