Stifel Bank & Trust Mortgage Lending & HMDA Data, 2008
In 2008, Stifel Bank & Trust of St Louis, MO reported 1,642 mortgage applications totaling $419.4 million, up 973% from 2007. The average application was for $255,419, and applicants reported an average income of $147,761. 86% of its applications resulted in an originated loan and 3% were denied. Its largest markets were St. Louis, MO-IL (1,275), Chicago-Naperville-Joliet, IL (24) and Indianapolis-Carmel, IN (15) (applications in parentheses).
| Mortgage Company & Address | Stifel Bank & Trust 501 N Broadway St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,642 |
| Total Mortgage Loan Application Amount | $419,398,000 |
| Average Mortgage Loan Application Amount | $255,419 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $147,761 |
| Highest Applicant Income | $4,550,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, Missouri | 696 | $ 201,779,000 | $ 289,912 | $ 161,000 |
| St. Charles, Missouri | 316 | $ 60,970,000 | $ 192,943 | $ 90,000 |
| St. Louis City, Missouri | 143 | $ 26,307,000 | $ 183,965 | $ 140,000 |
| Jefferson, Missouri | 54 | $ 9,176,000 | $ 169,925 | $ 81,000 |
| Cook, Illinois | 15 | $ 6,682,000 | $ 445,466 | $ 194,000 |
| Franklin, Missouri | 15 | $ 3,272,000 | $ 218,133 | $ 117,000 |
| Camden, Missouri | 14 | $ 2,356,000 | $ 168,285 | $ 116,000 |
| Madison, Illinois | 13 | $ 2,168,000 | $ 166,769 | $ 127,000 |
| Lincoln, Missouri | 12 | $ 2,259,000 | $ 188,250 | $ 82,000 |
| Warren, Missouri | 12 | $ 2,476,000 | $ 206,333 | $ 140,000 |
| Hamilton, Indiana | 7 | $ 1,821,000 | $ 260,142 | $ 129,000 |
| Boone, Missouri | 7 | $ 1,192,000 | $ 170,285 | $ 167,000 |
| Monroe, Illinois | 6 | $ 897,000 | $ 149,500 | $ 85,000 |
| St. Clair, Illinois | 6 | $ 1,149,000 | $ 191,500 | $ 114,000 |
| Stoddard, Missouri | 6 | $ 812,000 | $ 135,333 | $ 48,000 |
| Maricopa, Arizona | 5 | $ 3,044,000 | $ 608,800 | $ 303,000 |
| Larimer, Colorado | 5 | $ 1,098,000 | $ 219,600 | $ 177,000 |
| Lee, Florida | 5 | $ 1,180,000 | $ 236,000 | $ 193,000 |
| Palm Beach, Florida | 5 | $ 1,708,000 | $ 341,600 | $ 342,000 |
| Kane, Illinois | 5 | $ 1,114,000 | $ 222,800 | $ 80,000 |
| Jefferson, Kentucky | 5 | $ 863,000 | $ 172,600 | $ 82,000 |
| Cape Girardeau, Missouri | 5 | $ 739,000 | $ 147,800 | $ 70,000 |
| Dallas, Texas | 5 | $ 1,592,000 | $ 318,400 | $ 349,000 |
| Los Angeles, California | 4 | $ 1,304,000 | $ 326,000 | $ 99,000 |
| Johnson, Kansas | 4 | $ 1,189,000 | $ 297,250 | $ 147,000 |
| Ramsey, Minnesota | 4 | $ 1,511,000 | $ 377,750 | $ 167,000 |
| Wake, North Carolina | 4 | $ 1,027,000 | $ 256,750 | $ 115,000 |
| Cuyahoga, Ohio | 4 | $ 729,000 | $ 182,250 | $ 88,000 |
| Hamilton, Ohio | 4 | $ 992,000 | $ 248,000 | $ 192,000 |
| Bucks, Pennsylvania | 4 | $ 914,000 | $ 228,500 | $ 149,000 |
| Dane, Wisconsin | 4 | $ 688,000 | $ 172,000 | $ 47,000 |
| Boulder, Colorado | 3 | $ 947,000 | $ 315,666 | $ 252,000 |
| Hartford, Connecticut | 3 | $ 804,000 | $ 268,000 | $ 115,000 |
| Fulton, Georgia | 3 | $ 1,508,000 | $ 502,666 | $ 267,000 |
| Boone, Indiana | 3 | $ 532,000 | $ 177,333 | $ 126,000 |
| Marion, Indiana | 3 | $ 288,000 | $ 96,000 | $ 98,000 |
| Barnstable, Massachusetts | 3 | $ 1,937,000 | $ 645,666 | $ 1,665,000 |
| Oakland, Michigan | 3 | $ 2,749,000 | $ 916,333 | $ 1,269,000 |
| Lancaster, Nebraska | 3 | $ 519,000 | $ 173,000 | $ 67,000 |
| Nassau, New York | 3 | $ 752,000 | $ 250,666 | $ 135,000 |
| Westchester, New York | 3 | $ 723,000 | $ 241,000 | $ 108,000 |
| Richland, South Carolina | 3 | $ 248,000 | $ 82,666 | $ 29,000 |
| Davidson, Tennessee | 3 | $ 798,000 | $ 266,000 | $ 104,000 |
| Brown, Wisconsin | 3 | $ 675,000 | $ 225,000 | $ 147,000 |
| Alameda, California | 2 | $ 832,000 | $ 416,000 | $ 97,000 |
| San Diego, California | 2 | $ 850,000 | $ 425,000 | $ 480,000 |
| Sonoma, California | 2 | $ 771,000 | $ 385,500 | $ 142,000 |
| Ventura, California | 2 | $ 1,000,000 | $ 500,000 | $ 134,000 |
| Arapahoe, Colorado | 2 | $ 223,000 | $ 111,500 | $ 47,000 |
| Denver, Colorado | 2 | $ 742,000 | $ 371,000 | $ 125,000 |
| Douglas, Colorado | 2 | $ 466,000 | $ 233,000 | $ 97,000 |
| Jefferson, Colorado | 2 | $ 390,000 | $ 195,000 | $ 120,000 |
| Routt, Colorado | 2 | $ 2,345,000 | $ 1,172,500 | $ 565,000 |
| Summit, Colorado | 2 | $ 330,000 | $ 165,000 | $ 178,000 |
| Broward, Florida | 2 | $ 515,000 | $ 257,500 | $ 110,000 |
| Collier, Florida | 2 | $ 581,000 | $ 290,500 | $ 114,000 |
| Escambia, Florida | 2 | $ 567,000 | $ 283,500 | $ 312,000 |
| Hillsborough, Florida | 2 | $ 209,000 | $ 104,500 | $ 211,000 |
| Chatham, Georgia | 2 | $ 677,000 | $ 338,500 | $ 86,000 |
| Richmond, Georgia | 2 | $ 154,000 | $ 77,000 | $ 174,000 |
| DuPage, Illinois | 2 | $ 1,145,000 | $ 572,500 | $ 232,000 |
| Johnson, Illinois | 2 | $ 176,000 | $ 88,000 | $ 0 |
| Will, Illinois | 2 | $ 501,000 | $ 250,500 | $ 121,000 |
| Madison, Indiana | 2 | $ 174,000 | $ 87,000 | $ 38,000 |
| Harford, Maryland | 2 | $ 408,000 | $ 204,000 | $ 127,000 |
| Washtenaw, Michigan | 2 | $ 571,000 | $ 285,500 | $ 112,000 |
| Hennepin, Minnesota | 2 | $ 744,000 | $ 372,000 | $ 229,000 |
| Crawford, Missouri | 2 | $ 520,000 | $ 260,000 | $ 52,000 |
| Miller, Missouri | 2 | $ 400,000 | $ 200,000 | $ 137,000 |
| Camden, New Jersey | 2 | $ 1,440,000 | $ 720,000 | $ 1,802,000 |
| Essex, New Jersey | 2 | $ 509,000 | $ 254,500 | $ 60,000 |
| New York, New York | 2 | $ 1,803,000 | $ 901,500 | $ 374,000 |
| Queens, New York | 2 | $ 440,000 | $ 220,000 | $ 102,000 |
| Montgomery, Pennsylvania | 2 | $ 211,000 | $ 105,500 | $ 49,000 |
| Williamson, Tennessee | 2 | $ 572,000 | $ 286,000 | $ 91,000 |
| Harris, Texas | 2 | $ 298,000 | $ 149,000 | $ 89,000 |
| Travis, Texas | 2 | $ 448,000 | $ 224,000 | $ 90,000 |
| Kewaunee, Wisconsin | 2 | $ 369,000 | $ 184,500 | $ 111,000 |
| Milwaukee, Wisconsin | 2 | $ 325,000 | $ 162,500 | $ 103,000 |
| Waukesha, Wisconsin | 2 | $ 1,050,000 | $ 525,000 | $ 603,000 |
| Winnebago, Wisconsin | 2 | $ 421,000 | $ 210,500 | $ 156,000 |
| St. Clair, Alabama | 1 | $ 300,000 | $ 300,000 | $ 200,000 |
| Baxter, Arkansas | 1 | $ 72,000 | $ 72,000 | $ 63,000 |
| Marion, Arkansas | 1 | $ 327,000 | $ 327,000 | $ 126,000 |
| Monterey, California | 1 | $ 705,000 | $ 705,000 | $ 468,000 |
| Nevada, California | 1 | $ 153,000 | $ 153,000 | $ 44,000 |
| Orange, California | 1 | $ 512,000 | $ 512,000 | $ 343,000 |
| Placer, California | 1 | $ 495,000 | $ 495,000 | $ 130,000 |
| San Francisco, California | 1 | $ 1,400,000 | $ 1,400,000 | $ 356,000 |
| Santa Barbara, California | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Santa Clara, California | 1 | $ 638,000 | $ 638,000 | $ 203,000 |
| Adams, Colorado | 1 | $ 134,000 | $ 134,000 | $ 47,000 |
| Eagle, Colorado | 1 | $ 1,458,000 | $ 1,458,000 | $ 1,700,000 |
| El Paso, Colorado | 1 | $ 183,000 | $ 183,000 | $ 101,000 |
| Garfield, Colorado | 1 | $ 366,000 | $ 366,000 | $ 120,000 |
| Mesa, Colorado | 1 | $ 160,000 | $ 160,000 | $ 113,000 |
| Pitkin, Colorado | 1 | $ 500,000 | $ 500,000 | $ 341,000 |
| Fairfield, Connecticut | 1 | $ 316,000 | $ 316,000 | $ 67,000 |
| Alachua, Florida | 1 | $ 157,000 | $ 157,000 | $ 95,000 |
| DeSoto, Florida | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Marion, Florida | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Pinellas, Florida | 1 | $ 168,000 | $ 168,000 | $ 70,000 |
| Sarasota, Florida | 1 | $ 140,000 | $ 140,000 | $ 357,000 |
| St. Johns, Florida | 1 | $ 620,000 | $ 620,000 | $ 182,000 |
| Sumter, Florida | 1 | $ 150,000 | $ 150,000 | $ 71,000 |
| Volusia, Florida | 1 | $ 294,000 | $ 294,000 | $ 46,000 |
| Fayette, Georgia | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Glynn, Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 413,000 |
| Henry, Georgia | 1 | $ 800,000 | $ 800,000 | $ 266,000 |
| Adams, Illinois | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| Boone, Illinois | 1 | $ 300,000 | $ 300,000 | $ 240,000 |
| Clinton, Illinois | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| Lake, Illinois | 1 | $ 257,000 | $ 257,000 | $ 142,000 |
| Macoupin, Illinois | 1 | $ 120,000 | $ 120,000 | $ 162,000 |
| McLean, Illinois | 1 | $ 195,000 | $ 195,000 | $ 148,000 |
| Randolph, Illinois | 1 | $ 180,000 | $ 180,000 | $ 192,000 |
| Winnebago, Illinois | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Harrison, Indiana | 1 | $ 83,000 | $ 83,000 | $ 79,000 |
| Hendricks, Indiana | 1 | $ 180,000 | $ 180,000 | $ 147,000 |
| Kosciusko, Indiana | 1 | $ 150,000 | $ 150,000 | $ 86,000 |
| Shelby, Indiana | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| Warrick, Indiana | 1 | $ 416,000 | $ 416,000 | $ 474,000 |
| Muscatine, Iowa | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
| Leavenworth, Kansas | 1 | $ 218,000 | $ 218,000 | $ 72,000 |
| Pottawatomie, Kansas | 1 | $ 220,000 | $ 220,000 | $ 123,000 |
| Fayette, Kentucky | 1 | $ 133,000 | $ 133,000 | $ 66,000 |
| Laurel, Kentucky | 1 | $ 332,000 | $ 332,000 | $ 305,000 |
| East Baton Rouge, Louisiana | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Orleans, Louisiana | 1 | $ 120,000 | $ 120,000 | $ 284,000 |
| Anne Arundel, Maryland | 1 | $ 357,000 | $ 357,000 | $ 100,000 |
| Baltimore City, Maryland | 1 | $ 417,000 | $ 417,000 | $ 110,000 |
| Montgomery, Maryland | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| Dukes, Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Nantucket, Massachusetts | 1 | $ 730,000 | $ 730,000 | $ 455,000 |
| Norfolk, Massachusetts | 1 | $ 307,000 | $ 307,000 | $ 101,000 |
| Plymouth, Massachusetts | 1 | $ 286,000 | $ 286,000 | $ 96,000 |
| Allegan, Michigan | 1 | $ 876,000 | $ 876,000 | $ 220,000 |
| Berrien, Michigan | 1 | $ 300,000 | $ 300,000 | $ 1,000,000 |
| Calhoun, Michigan | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Houghton, Michigan | 1 | $ 208,000 | $ 208,000 | $ 175,000 |
| Kent, Michigan | 1 | $ 160,000 | $ 160,000 | $ 200,000 |
| Macomb, Michigan | 1 | $ 179,000 | $ 179,000 | $ 79,000 |
| Anoka, Minnesota | 1 | $ 417,000 | $ 417,000 | $ 331,000 |
| Cass, Minnesota | 1 | $ 169,000 | $ 169,000 | $ 187,000 |
| Dakota, Minnesota | 1 | $ 311,000 | $ 311,000 | $ 117,000 |
| Harrison, Mississippi | 1 | $ 160,000 | $ 160,000 | $ 188,000 |
| Audrain, Missouri | 1 | $ 150,000 | $ 150,000 | $ 160,000 |
| Bollinger, Missouri | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| Callaway, Missouri | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Clay, Missouri | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Cole, Missouri | 1 | $ 376,000 | $ 376,000 | $ 248,000 |
| Cooper, Missouri | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Hickory, Missouri | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Jackson, Missouri | 1 | $ 363,000 | $ 363,000 | $ 126,000 |
| Johnson, Missouri | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Mississippi, Missouri | 1 | $ 223,000 | $ 223,000 | $ 73,000 |
| Morgan, Missouri | 1 | $ 288,000 | $ 288,000 | $ 138,000 |
| Nodaway, Missouri | 1 | $ 229,000 | $ 229,000 | $ 135,000 |
| Phelps, Missouri | 1 | $ 900,000 | $ 900,000 | $ 350,000 |
| Scott, Missouri | 1 | $ 92,000 | $ 92,000 | $ 30,000 |
| St. Francois, Missouri | 1 | $ 109,000 | $ 109,000 | $ 165,000 |
| Stone, Missouri | 1 | $ 176,000 | $ 176,000 | $ 125,000 |
| Texas, Missouri | 1 | $ 160,000 | $ 160,000 | $ 111,000 |
| Carbon, Montana | 1 | $ 417,000 | $ 417,000 | $ 193,000 |
| Clark, Nevada | 1 | $ 508,000 | $ 508,000 | $ 300,000 |
| Merrimack, New Hampshire | 1 | $ 375,000 | $ 375,000 | $ 103,000 |
| Bergen, New Jersey | 1 | $ 417,000 | $ 417,000 | $ 71,000 |
| Hudson, New Jersey | 1 | $ 198,000 | $ 198,000 | $ 84,000 |
| Hunterdon, New Jersey | 1 | $ 112,000 | $ 112,000 | $ 54,000 |
| Ocean, New Jersey | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Passaic, New Jersey | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Bernalillo, New Mexico | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Rio Arriba, New Mexico | 1 | $ 260,000 | $ 260,000 | $ 270,000 |
| Dutchess, New York | 1 | $ 2,000,000 | $ 2,000,000 | $ 240,000 |
| Buncombe, North Carolina | 1 | $ 417,000 | $ 417,000 | $ 173,000 |
| Carteret, North Carolina | 1 | $ 156,000 | $ 156,000 | $ 110,000 |
| Craven, North Carolina | 1 | $ 260,000 | $ 260,000 | $ 76,000 |
| Mecklenburg, North Carolina | 1 | $ 333,000 | $ 333,000 | $ 100,000 |
| Wilkes, North Carolina | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
| Delaware, Ohio | 1 | $ 395,000 | $ 395,000 | $ 653,000 |
| Franklin, Ohio | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| Licking, Ohio | 1 | $ 256,000 | $ 256,000 | $ 179,000 |
| Richland, Ohio | 1 | $ 140,000 | $ 140,000 | $ 180,000 |
| Summit, Ohio | 1 | $ 157,000 | $ 157,000 | $ 95,000 |
| Tulsa, Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 1,020,000 |
| Jackson, Oregon | 1 | $ 190,000 | $ 190,000 | $ 510,000 |
| Tillamook, Oregon | 1 | $ 340,000 | $ 340,000 | $ 64,000 |
| Allegheny, Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Butler, Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 206,000 |
| Carbon, Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 150,000 |
| Cumberland, Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 57,000 |
| Dauphin, Pennsylvania | 1 | $ 1,200,000 | $ 1,200,000 | $ 372,000 |
| Indiana, Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 131,000 |
| Lancaster, Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 163,000 |
| Beaufort, South Carolina | 1 | $ 280,000 | $ 280,000 | $ 178,000 |
| Horry, South Carolina | 1 | $ 417,000 | $ 417,000 | $ 404,000 |
| Shelby, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Bell, Texas | 1 | $ 130,000 | $ 130,000 | $ 106,000 |
| Cameron, Texas | 1 | $ 412,000 | $ 412,000 | $ 210,000 |
| Kerr, Texas | 1 | $ 222,000 | $ 222,000 | $ 145,000 |
| Lubbock, Texas | 1 | $ 200,000 | $ 200,000 | $ 108,000 |
| Tarrant, Texas | 1 | $ 224,000 | $ 224,000 | $ 40,000 |
| Williamson, Texas | 1 | $ 241,000 | $ 241,000 | $ 119,000 |
| Utah, Utah | 1 | $ 414,000 | $ 414,000 | $ 223,000 |
| Rutland, Vermont | 1 | $ 268,000 | $ 268,000 | $ 138,000 |
| Albemarle, Virginia | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Fairfax, Virginia | 1 | $ 400,000 | $ 400,000 | $ 147,000 |
| Newport News, Virginia | 1 | $ 113,000 | $ 113,000 | $ 27,000 |
| Norfolk, Virginia | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Roanoke City, Virginia | 1 | $ 189,000 | $ 189,000 | $ 36,000 |
| Virginia Beach, Virginia | 1 | $ 167,000 | $ 167,000 | $ 200,000 |
| Jefferson, Washington | 1 | $ 140,000 | $ 140,000 | $ 19,000 |
| King, Washington | 1 | $ 282,000 | $ 282,000 | $ 282,000 |
| Eau Claire, Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 70,000 |
| Shawano, Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 155,000 |
| Walworth, Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 164,000 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 893 | $248,107,000 | $277,000 | $2,100,000 | $159,000 | $4,550,000 |
| Home Purchase | 741 | $168,414,000 | $227,000 | $2,000,000 | $134,000 | $1,544,000 |
| Home Improvement | 8 | $2,877,000 | $359,000 | $900,000 | $168,000 | $350,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,311 | $336,105,000 | $256,000 | $2,100,000 | $149,000 | $3,500,000 |
| Not Provided | 266 | $67,642,000 | $254,000 | $2,000,000 | $150,000 | $4,550,000 |
| Asian | 23 | $5,434,000 | $236,000 | $547,000 | $130,000 | $435,000 |
| Black or African American | 20 | $5,988,000 | $299,000 | $800,000 | $136,000 | $500,000 |
| Hispanic | 15 | $2,496,000 | $166,000 | $320,000 | $89,000 | $170,000 |
| Not applicable | 4 | $1,242,000 | $310,000 | $865,000 | $59,000 | $236,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $491,000 | $163,000 | $227,000 | $65,000 | $71,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,420 | $383,022,000 | $269,000 | $2,100,000 | $162,000 | $4,550,000 |
| FHA-insured (Federal Housing Administration) | 204 | $32,363,000 | $158,000 | $286,000 | $58,000 | $165,000 |
| VA-guaranteed (Veterans Administration) | 18 | $4,013,000 | $222,000 | $386,000 | $67,000 | $138,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,416 | $356,937,000 | $252,000 | $2,030,000 | $152,000 | $4,550,000 |
| Application Withdrawn By Applicant | 131 | $40,028,000 | $305,000 | $2,100,000 | $133,000 | $1,100,000 |
| Application Denied By Financial Institution | 53 | $13,698,000 | $258,000 | $1,000,000 | $112,000 | $1,020,000 |
| Application Approved But Not Accepted | 40 | $8,413,000 | $210,000 | $650,000 | $105,000 | $392,000 |
| File Closed For Incompleteness | 2 | $322,000 | $161,000 | $226,000 | $73,000 | $110,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $179,000 | $179,000 | $179,000 | $52,000 | $52,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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