Stifel Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Stifel Bank & Trust 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stifel Bank & Trust 501 N Broadway St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,642 |
| Total Mortgage Loan Application Amount | $419,398,000 |
| Average Mortgage Loan Application Amount | $287,666 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $153,666 |
| Highest Applicant Income | $4,550,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Stifel Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stifel Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Stifel Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stifel Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Stifel Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stifel Bank & Trust's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 696 | $ 201,779,000 | $ 289,000 | $ 161,000 |
| St. Charles County Missouri | 316 | $ 60,970,000 | $ 192,000 | $ 90,000 |
| St. Louis City County Missouri | 143 | $ 26,307,000 | $ 183,000 | $ 140,000 |
| Jefferson County Missouri | 54 | $ 9,176,000 | $ 169,000 | $ 81,000 |
| Cook County Illinois | 15 | $ 6,682,000 | $ 445,000 | $ 194,000 |
| Franklin County Missouri | 15 | $ 3,272,000 | $ 218,000 | $ 117,000 |
| Camden County Missouri | 14 | $ 2,356,000 | $ 168,000 | $ 116,000 |
| Madison County Illinois | 13 | $ 2,168,000 | $ 166,000 | $ 127,000 |
| Lincoln County Missouri | 12 | $ 2,259,000 | $ 188,000 | $ 82,000 |
| Warren County Missouri | 12 | $ 2,476,000 | $ 206,000 | $ 140,000 |
| Hamilton County Indiana | 7 | $ 1,821,000 | $ 260,000 | $ 129,000 |
| Boone County Missouri | 7 | $ 1,192,000 | $ 170,000 | $ 167,000 |
| Monroe County Illinois | 6 | $ 897,000 | $ 149,000 | $ 85,000 |
| St. Clair County Illinois | 6 | $ 1,149,000 | $ 191,000 | $ 114,000 |
| Stoddard County Missouri | 6 | $ 812,000 | $ 135,000 | $ 48,000 |
| Maricopa County Arizona | 5 | $ 3,044,000 | $ 608,000 | $ 303,000 |
| Larimer County Colorado | 5 | $ 1,098,000 | $ 219,000 | $ 177,000 |
| Lee County Florida | 5 | $ 1,180,000 | $ 236,000 | $ 193,000 |
| Palm Beach County Florida | 5 | $ 1,708,000 | $ 341,000 | $ 342,000 |
| Kane County Illinois | 5 | $ 1,114,000 | $ 222,000 | $ 80,000 |
| Jefferson County Kentucky | 5 | $ 863,000 | $ 172,000 | $ 82,000 |
| Cape Girardeau County Missouri | 5 | $ 739,000 | $ 147,000 | $ 70,000 |
| Dallas County Texas | 5 | $ 1,592,000 | $ 318,000 | $ 349,000 |
| Los Angeles County California | 4 | $ 1,304,000 | $ 326,000 | $ 99,000 |
| Johnson County Kansas | 4 | $ 1,189,000 | $ 297,000 | $ 147,000 |
| Ramsey County Minnesota | 4 | $ 1,511,000 | $ 377,000 | $ 167,000 |
| Wake County North Carolina | 4 | $ 1,027,000 | $ 256,000 | $ 115,000 |
| Cuyahoga County Ohio | 4 | $ 729,000 | $ 182,000 | $ 88,000 |
| Hamilton County Ohio | 4 | $ 992,000 | $ 248,000 | $ 192,000 |
| Bucks County Pennsylvania | 4 | $ 914,000 | $ 228,000 | $ 149,000 |
| Dane County Wisconsin | 4 | $ 688,000 | $ 172,000 | $ 47,000 |
| Boulder County Colorado | 3 | $ 947,000 | $ 315,000 | $ 252,000 |
| Hartford County Connecticut | 3 | $ 804,000 | $ 268,000 | $ 115,000 |
| Fulton County Georgia | 3 | $ 1,508,000 | $ 502,000 | $ 267,000 |
| Boone County Indiana | 3 | $ 532,000 | $ 177,000 | $ 126,000 |
| Marion County Indiana | 3 | $ 288,000 | $ 96,000 | $ 98,000 |
| Barnstable County Massachusetts | 3 | $ 1,937,000 | $ 645,000 | $ 1,665,000 |
| Oakland County Michigan | 3 | $ 2,749,000 | $ 916,000 | $ 1,269,000 |
| Lancaster County Nebraska | 3 | $ 519,000 | $ 173,000 | $ 67,000 |
| Nassau County New York | 3 | $ 752,000 | $ 250,000 | $ 135,000 |
| Westchester County New York | 3 | $ 723,000 | $ 241,000 | $ 108,000 |
| Richland County South Carolina | 3 | $ 248,000 | $ 82,000 | $ 29,000 |
| Davidson County Tennessee | 3 | $ 798,000 | $ 266,000 | $ 104,000 |
| Brown County Wisconsin | 3 | $ 675,000 | $ 225,000 | $ 147,000 |
| Alameda County California | 2 | $ 832,000 | $ 416,000 | $ 97,000 |
| San Diego County California | 2 | $ 850,000 | $ 425,000 | $ 480,000 |
| Sonoma County California | 2 | $ 771,000 | $ 385,000 | $ 142,000 |
| Ventura County California | 2 | $ 1,000,000 | $ 500,000 | $ 134,000 |
| Arapahoe County Colorado | 2 | $ 223,000 | $ 111,000 | $ 47,000 |
| Denver County Colorado | 2 | $ 742,000 | $ 371,000 | $ 125,000 |
| Douglas County Colorado | 2 | $ 466,000 | $ 233,000 | $ 97,000 |
| Jefferson County Colorado | 2 | $ 390,000 | $ 195,000 | $ 120,000 |
| Routt County Colorado | 2 | $ 2,345,000 | $ 1,172,000 | $ 565,000 |
| Summit County Colorado | 2 | $ 330,000 | $ 165,000 | $ 178,000 |
| Broward County Florida | 2 | $ 515,000 | $ 257,000 | $ 110,000 |
| Collier County Florida | 2 | $ 581,000 | $ 290,000 | $ 114,000 |
| Escambia County Florida | 2 | $ 567,000 | $ 283,000 | $ 312,000 |
| Hillsborough County Florida | 2 | $ 209,000 | $ 104,000 | $ 211,000 |
| Chatham County Georgia | 2 | $ 677,000 | $ 338,000 | $ 86,000 |
| Richmond County Georgia | 2 | $ 154,000 | $ 77,000 | $ 174,000 |
| DuPage County Illinois | 2 | $ 1,145,000 | $ 572,000 | $ 232,000 |
| Johnson County Illinois | 2 | $ 176,000 | $ 88,000 | $ 0 |
| Will County Illinois | 2 | $ 501,000 | $ 250,000 | $ 121,000 |
| Madison County Indiana | 2 | $ 174,000 | $ 87,000 | $ 38,000 |
| Harford County Maryland | 2 | $ 408,000 | $ 204,000 | $ 127,000 |
| Washtenaw County Michigan | 2 | $ 571,000 | $ 285,000 | $ 112,000 |
| Hennepin County Minnesota | 2 | $ 744,000 | $ 372,000 | $ 229,000 |
| Crawford County Missouri | 2 | $ 520,000 | $ 260,000 | $ 52,000 |
| Miller County Missouri | 2 | $ 400,000 | $ 200,000 | $ 137,000 |
| Camden County New Jersey | 2 | $ 1,440,000 | $ 720,000 | $ 1,802,000 |
| Essex County New Jersey | 2 | $ 509,000 | $ 254,000 | $ 60,000 |
| New York County New York | 2 | $ 1,803,000 | $ 901,000 | $ 374,000 |
| Queens County New York | 2 | $ 440,000 | $ 220,000 | $ 102,000 |
| Montgomery County Pennsylvania | 2 | $ 211,000 | $ 105,000 | $ 49,000 |
| Williamson County Tennessee | 2 | $ 572,000 | $ 286,000 | $ 91,000 |
| Harris County Texas | 2 | $ 298,000 | $ 149,000 | $ 89,000 |
| Travis County Texas | 2 | $ 448,000 | $ 224,000 | $ 90,000 |
| Kewaunee County Wisconsin | 2 | $ 369,000 | $ 184,000 | $ 111,000 |
| Milwaukee County Wisconsin | 2 | $ 325,000 | $ 162,000 | $ 103,000 |
| Waukesha County Wisconsin | 2 | $ 1,050,000 | $ 525,000 | $ 603,000 |
| Winnebago County Wisconsin | 2 | $ 421,000 | $ 210,000 | $ 156,000 |
| St. Clair County Alabama | 1 | $ 300,000 | $ 300,000 | $ 200,000 |
| Baxter County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 63,000 |
| Marion County Arkansas | 1 | $ 327,000 | $ 327,000 | $ 126,000 |
| Monterey County California | 1 | $ 705,000 | $ 705,000 | $ 468,000 |
| Nevada County California | 1 | $ 153,000 | $ 153,000 | $ 44,000 |
| Orange County California | 1 | $ 512,000 | $ 512,000 | $ 343,000 |
| Placer County California | 1 | $ 495,000 | $ 495,000 | $ 130,000 |
| San Francisco County California | 1 | $ 1,400,000 | $ 1,400,000 | $ 356,000 |
| Santa Barbara County California | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Santa Clara County California | 1 | $ 638,000 | $ 638,000 | $ 203,000 |
| Adams County Colorado | 1 | $ 134,000 | $ 134,000 | $ 47,000 |
| Eagle County Colorado | 1 | $ 1,458,000 | $ 1,458,000 | $ 1,700,000 |
| El Paso County Colorado | 1 | $ 183,000 | $ 183,000 | $ 101,000 |
| Garfield County Colorado | 1 | $ 366,000 | $ 366,000 | $ 120,000 |
| Mesa County Colorado | 1 | $ 160,000 | $ 160,000 | $ 113,000 |
| Pitkin County Colorado | 1 | $ 500,000 | $ 500,000 | $ 341,000 |
| Fairfield County Connecticut | 1 | $ 316,000 | $ 316,000 | $ 67,000 |
| Alachua County Florida | 1 | $ 157,000 | $ 157,000 | $ 95,000 |
| DeSoto County Florida | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Marion County Florida | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Pinellas County Florida | 1 | $ 168,000 | $ 168,000 | $ 70,000 |
| Sarasota County Florida | 1 | $ 140,000 | $ 140,000 | $ 357,000 |
| St. Johns County Florida | 1 | $ 620,000 | $ 620,000 | $ 182,000 |
| Sumter County Florida | 1 | $ 150,000 | $ 150,000 | $ 71,000 |
| Volusia County Florida | 1 | $ 294,000 | $ 294,000 | $ 46,000 |
| Fayette County Georgia | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Glynn County Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 413,000 |
| Henry County Georgia | 1 | $ 800,000 | $ 800,000 | $ 266,000 |
| Adams County Illinois | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| Boone County Illinois | 1 | $ 300,000 | $ 300,000 | $ 240,000 |
| Clinton County Illinois | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| Lake County Illinois | 1 | $ 257,000 | $ 257,000 | $ 142,000 |
| Macoupin County Illinois | 1 | $ 120,000 | $ 120,000 | $ 162,000 |
| McLean County Illinois | 1 | $ 195,000 | $ 195,000 | $ 148,000 |
| Randolph County Illinois | 1 | $ 180,000 | $ 180,000 | $ 192,000 |
| Winnebago County Illinois | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Harrison County Indiana | 1 | $ 83,000 | $ 83,000 | $ 79,000 |
| Hendricks County Indiana | 1 | $ 180,000 | $ 180,000 | $ 147,000 |
| Kosciusko County Indiana | 1 | $ 150,000 | $ 150,000 | $ 86,000 |
| Shelby County Indiana | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| Warrick County Indiana | 1 | $ 416,000 | $ 416,000 | $ 474,000 |
| Muscatine County Iowa | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
| Leavenworth County Kansas | 1 | $ 218,000 | $ 218,000 | $ 72,000 |
| Pottawatomie County Kansas | 1 | $ 220,000 | $ 220,000 | $ 123,000 |
| Fayette County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 66,000 |
| Laurel County Kentucky | 1 | $ 332,000 | $ 332,000 | $ 305,000 |
| East Baton Rouge County Louisiana | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Orleans County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 284,000 |
| Anne Arundel County Maryland | 1 | $ 357,000 | $ 357,000 | $ 100,000 |
| Baltimore City County Maryland | 1 | $ 417,000 | $ 417,000 | $ 110,000 |
| Montgomery County Maryland | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| Dukes County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Nantucket County Massachusetts | 1 | $ 730,000 | $ 730,000 | $ 455,000 |
| Norfolk County Massachusetts | 1 | $ 307,000 | $ 307,000 | $ 101,000 |
| Plymouth County Massachusetts | 1 | $ 286,000 | $ 286,000 | $ 96,000 |
| Allegan County Michigan | 1 | $ 876,000 | $ 876,000 | $ 220,000 |
| Berrien County Michigan | 1 | $ 300,000 | $ 300,000 | $ 1,000,000 |
| Calhoun County Michigan | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Houghton County Michigan | 1 | $ 208,000 | $ 208,000 | $ 175,000 |
| Kent County Michigan | 1 | $ 160,000 | $ 160,000 | $ 200,000 |
| Macomb County Michigan | 1 | $ 179,000 | $ 179,000 | $ 79,000 |
| Anoka County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 331,000 |
| Cass County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 187,000 |
| Dakota County Minnesota | 1 | $ 311,000 | $ 311,000 | $ 117,000 |
| Harrison County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 188,000 |
| Audrain County Missouri | 1 | $ 150,000 | $ 150,000 | $ 160,000 |
| Bollinger County Missouri | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| Callaway County Missouri | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Clay County Missouri | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Cole County Missouri | 1 | $ 376,000 | $ 376,000 | $ 248,000 |
| Cooper County Missouri | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Hickory County Missouri | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Jackson County Missouri | 1 | $ 363,000 | $ 363,000 | $ 126,000 |
| Johnson County Missouri | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Mississippi County Missouri | 1 | $ 223,000 | $ 223,000 | $ 73,000 |
| Morgan County Missouri | 1 | $ 288,000 | $ 288,000 | $ 138,000 |
| Nodaway County Missouri | 1 | $ 229,000 | $ 229,000 | $ 135,000 |
| Phelps County Missouri | 1 | $ 900,000 | $ 900,000 | $ 350,000 |
| Scott County Missouri | 1 | $ 92,000 | $ 92,000 | $ 30,000 |
| St. Francois County Missouri | 1 | $ 109,000 | $ 109,000 | $ 165,000 |
| Stone County Missouri | 1 | $ 176,000 | $ 176,000 | $ 125,000 |
| Texas County Missouri | 1 | $ 160,000 | $ 160,000 | $ 111,000 |
| Carbon County Montana | 1 | $ 417,000 | $ 417,000 | $ 193,000 |
| Clark County Nevada | 1 | $ 508,000 | $ 508,000 | $ 300,000 |
| Merrimack County New Hampshire | 1 | $ 375,000 | $ 375,000 | $ 103,000 |
| Bergen County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 71,000 |
| Hudson County New Jersey | 1 | $ 198,000 | $ 198,000 | $ 84,000 |
| Hunterdon County New Jersey | 1 | $ 112,000 | $ 112,000 | $ 54,000 |
| Ocean County New Jersey | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Passaic County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Bernalillo County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Rio Arriba County New Mexico | 1 | $ 260,000 | $ 260,000 | $ 270,000 |
| Dutchess County New York | 1 | $ 2,000,000 | $ 2,000,000 | $ 240,000 |
| Buncombe County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 173,000 |
| Carteret County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 110,000 |
| Craven County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 76,000 |
| Mecklenburg County North Carolina | 1 | $ 333,000 | $ 333,000 | $ 100,000 |
| Wilkes County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
| Delaware County Ohio | 1 | $ 395,000 | $ 395,000 | $ 653,000 |
| Franklin County Ohio | 1 | $ 126,000 | $ 126,000 | $ 64,000 |
| Licking County Ohio | 1 | $ 256,000 | $ 256,000 | $ 179,000 |
| Richland County Ohio | 1 | $ 140,000 | $ 140,000 | $ 180,000 |
| Summit County Ohio | 1 | $ 157,000 | $ 157,000 | $ 95,000 |
| Tulsa County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 1,020,000 |
| Jackson County Oregon | 1 | $ 190,000 | $ 190,000 | $ 510,000 |
| Tillamook County Oregon | 1 | $ 340,000 | $ 340,000 | $ 64,000 |
| Allegheny County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Butler County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 206,000 |
| Carbon County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 150,000 |
| Cumberland County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 57,000 |
| Dauphin County Pennsylvania | 1 | $ 1,200,000 | $ 1,200,000 | $ 372,000 |
| Indiana County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 131,000 |
| Lancaster County Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 163,000 |
| Beaufort County South Carolina | 1 | $ 280,000 | $ 280,000 | $ 178,000 |
| Horry County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 404,000 |
| Shelby County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Bell County Texas | 1 | $ 130,000 | $ 130,000 | $ 106,000 |
| Cameron County Texas | 1 | $ 412,000 | $ 412,000 | $ 210,000 |
| Kerr County Texas | 1 | $ 222,000 | $ 222,000 | $ 145,000 |
| Lubbock County Texas | 1 | $ 200,000 | $ 200,000 | $ 108,000 |
| Tarrant County Texas | 1 | $ 224,000 | $ 224,000 | $ 40,000 |
| Williamson County Texas | 1 | $ 241,000 | $ 241,000 | $ 119,000 |
| Utah County Utah | 1 | $ 414,000 | $ 414,000 | $ 223,000 |
| Rutland County Vermont | 1 | $ 268,000 | $ 268,000 | $ 138,000 |
| Albemarle County Virginia | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Fairfax County Virginia | 1 | $ 400,000 | $ 400,000 | $ 147,000 |
| Newport News County Virginia | 1 | $ 113,000 | $ 113,000 | $ 27,000 |
| Norfolk County Virginia | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Roanoke City County Virginia | 1 | $ 189,000 | $ 189,000 | $ 36,000 |
| Virginia Beach County Virginia | 1 | $ 167,000 | $ 167,000 | $ 200,000 |
| Jefferson County Washington | 1 | $ 140,000 | $ 140,000 | $ 19,000 |
| King County Washington | 1 | $ 282,000 | $ 282,000 | $ 282,000 |
| Eau Claire County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 70,000 |
| Shawano County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 155,000 |
| Walworth County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 164,000 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 893 | $248,107,000 | $277,000 | $2,100,000 | $159,000 | $4,550,000 |
| Home Purchase | 741 | $168,414,000 | $227,000 | $2,000,000 | $134,000 | $1,544,000 |
| Home Improvement | 8 | $2,877,000 | $359,000 | $900,000 | $168,000 | $350,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,311 | $336,105,000 | $256,000 | $2,100,000 | $149,000 | $3,500,000 |
| Not Provided | 266 | $67,642,000 | $254,000 | $2,000,000 | $150,000 | $4,550,000 |
| Asian | 23 | $5,434,000 | $236,000 | $547,000 | $130,000 | $435,000 |
| Black or African American | 20 | $5,988,000 | $299,000 | $800,000 | $136,000 | $500,000 |
| Hispanic | 15 | $2,496,000 | $166,000 | $320,000 | $89,000 | $170,000 |
| Not applicable | 4 | $1,242,000 | $310,000 | $865,000 | $59,000 | $236,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $491,000 | $163,000 | $227,000 | $65,000 | $71,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,420 | $383,022,000 | $269,000 | $2,100,000 | $162,000 | $4,550,000 |
| FHA-insured (Federal Housing Administration) | 204 | $32,363,000 | $158,000 | $286,000 | $58,000 | $165,000 |
| VA-guaranteed (Veterans Administration) | 18 | $4,013,000 | $222,000 | $386,000 | $67,000 | $138,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,416 | $356,937,000 | $252,000 | $2,030,000 | $152,000 | $4,550,000 |
| Application Withdrawn By Applicant | 131 | $40,028,000 | $305,000 | $2,100,000 | $133,000 | $1,100,000 |
| Application Denied By Financial Institution | 53 | $13,698,000 | $258,000 | $1,000,000 | $112,000 | $1,020,000 |
| Application Approved But Not Accepted | 40 | $8,413,000 | $210,000 | $650,000 | $105,000 | $392,000 |
| File Closed For Incompleteness | 2 | $322,000 | $161,000 | $226,000 | $73,000 | $110,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $179,000 | $179,000 | $179,000 | $52,000 | $52,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.