Stock Yards Bank & Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Stock Yards Bank & Trust Company 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stock Yards Bank & Trust Company 1040 East Main Street Louisville, KY 40206 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,226 |
| Total Mortgage Loan Application Amount | $358,749,000 |
| Average Mortgage Loan Application Amount | $127,333 |
| Highest Mortgage Loan Application Amount | $8,000,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $3,845,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Stock Yards Bank & Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stock Yards Bank & Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Stock Yards Bank & Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stock Yards Bank & Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Stock Yards Bank & Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stock Yards Bank & Trust Company's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,299 | $ 200,974,000 | $ 154,000 | $ 80,000 |
| Bullitt County Kentucky | 163 | $ 20,774,000 | $ 127,000 | $ 59,000 |
| Clark County Indiana | 143 | $ 17,467,000 | $ 122,000 | $ 58,000 |
| Floyd County Indiana | 110 | $ 15,684,000 | $ 142,000 | $ 89,000 |
| Oldham County Kentucky | 101 | $ 22,560,000 | $ 223,000 | $ 118,000 |
| Marion County Indiana | 45 | $ 8,379,000 | $ 186,000 | $ 201,000 |
| Hamilton County Indiana | 34 | $ 5,628,000 | $ 165,000 | $ 180,000 |
| Harrison County Indiana | 28 | $ 4,157,000 | $ 148,000 | $ 71,000 |
| Hamilton County Ohio | 27 | $ 10,520,000 | $ 389,000 | $ 196,000 |
| Spencer County Kentucky | 20 | $ 3,052,000 | $ 152,000 | $ 57,000 |
| Shelby County Kentucky | 15 | $ 3,490,000 | $ 232,000 | $ 101,000 |
| Boone County Indiana | 14 | $ 3,107,000 | $ 221,000 | $ 126,000 |
| Nelson County Kentucky | 12 | $ 1,022,000 | $ 85,000 | $ 34,000 |
| Scott County Indiana | 10 | $ 719,000 | $ 71,000 | $ 33,000 |
| Lee County Florida | 5 | $ 2,091,000 | $ 418,000 | $ 316,000 |
| Bartholomew County Indiana | 5 | $ 791,000 | $ 158,000 | $ 319,000 |
| Hendricks County Indiana | 5 | $ 826,000 | $ 165,000 | $ 173,000 |
| Butler County Ohio | 5 | $ 1,915,000 | $ 383,000 | $ 105,000 |
| Washington County Indiana | 4 | $ 541,000 | $ 135,000 | $ 30,000 |
| Grayson County Kentucky | 4 | $ 528,000 | $ 132,000 | $ 242,000 |
| Hardin County Kentucky | 4 | $ 542,000 | $ 135,000 | $ 176,000 |
| Sarasota County Florida | 3 | $ 8,556,000 | $ 2,852,000 | $ 45,000 |
| Fayette County Kentucky | 3 | $ 593,000 | $ 197,000 | $ 74,000 |
| Clay County Florida | 2 | $ 170,000 | $ 85,000 | $ 139,000 |
| Lake County Illinois | 2 | $ 386,000 | $ 193,000 | $ 144,000 |
| Brown County Indiana | 2 | $ 279,000 | $ 139,000 | $ 212,000 |
| Madison County Indiana | 2 | $ 449,000 | $ 224,000 | $ 358,000 |
| Boone County Kentucky | 2 | $ 468,000 | $ 234,000 | $ 164,000 |
| Breckinridge County Kentucky | 2 | $ 199,000 | $ 99,000 | $ 52,000 |
| Campbell County Kentucky | 2 | $ 534,000 | $ 267,000 | $ 117,000 |
| Henry County Kentucky | 2 | $ 225,000 | $ 112,000 | $ 60,000 |
| Meade County Kentucky | 2 | $ 138,000 | $ 69,000 | $ 58,000 |
| Antrim County Michigan | 2 | $ 837,000 | $ 418,000 | $ 427,000 |
| Benzie County Michigan | 2 | $ 506,000 | $ 253,000 | $ 292,000 |
| Davidson County Tennessee | 2 | $ 346,000 | $ 173,000 | $ 303,000 |
| Baldwin County Alabama | 1 | $ 107,000 | $ 107,000 | $ 235,000 |
| Charlotte County Florida | 1 | $ 580,000 | $ 580,000 | $ 117,000 |
| Indian River County Florida | 1 | $ 380,000 | $ 380,000 | $ 181,000 |
| Fulton County Georgia | 1 | $ 153,000 | $ 153,000 | $ 56,000 |
| Glynn County Georgia | 1 | $ 114,000 | $ 114,000 | $ 139,000 |
| Hancock County Indiana | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Johnson County Indiana | 1 | $ 87,000 | $ 87,000 | $ 28,000 |
| Monroe County Indiana | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Morgan County Indiana | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
| Shelby County Indiana | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Bell County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 49,000 |
| Daviess County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Green County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Kenton County Kentucky | 1 | $ 407,000 | $ 407,000 | $ 0 |
| Livingston County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Marion County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Muhlenberg County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 76,000 |
| Owen County Kentucky | 1 | $ 280,000 | $ 280,000 | $ 263,000 |
| Trimble County Kentucky | 1 | $ 163,000 | $ 163,000 | $ 48,000 |
| Orleans County Louisiana | 1 | $ 223,000 | $ 223,000 | $ 621,000 |
| Berrien County Michigan | 1 | $ 221,000 | $ 221,000 | $ 151,000 |
| Mecklenburg County North Carolina | 1 | $ 1,050,000 | $ 1,050,000 | $ 379,000 |
| Clermont County Ohio | 1 | $ 154,000 | $ 154,000 | $ 312,000 |
| Erie County Ohio | 1 | $ 197,000 | $ 197,000 | $ 391,000 |
| Miami County Ohio | 1 | $ 188,000 | $ 188,000 | $ 77,000 |
| Lancaster County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 202,000 |
| Philadelphia County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 81,000 |
| Tioga County Pennsylvania | 1 | $ 392,000 | $ 392,000 | $ 86,000 |
| Horry County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Washington County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Teton County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for Stock Yards Bank & Trust Company in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,490 | $248,764,000 | $166,000 | $1,840,000 | $91,000 | $1,574,000 |
| Home Purchase | 651 | $105,285,000 | $161,000 | $8,000,000 | $77,000 | $3,845,000 |
| Home Improvement | 85 | $4,700,000 | $55,000 | $550,000 | $66,000 | $350,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,918 | $292,904,000 | $152,000 | $1,428,000 | $88,000 | $3,845,000 |
| Not applicable | 109 | $34,851,000 | $319,000 | $8,000,000 | $0 | $0 |
| Not Provided | 86 | $15,699,000 | $182,000 | $1,100,000 | $160,000 | $786,000 |
| Black or African American | 52 | $6,960,000 | $133,000 | $1,050,000 | $57,000 | $379,000 |
| Asian | 35 | $4,257,000 | $121,000 | $333,000 | $96,000 | $627,000 |
| Hispanic | 24 | $3,773,000 | $157,000 | $500,000 | $110,000 | $550,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $190,000 | $190,000 | $190,000 | $72,000 | $72,000 |
| American Indian or Alaskan Native | 1 | $115,000 | $115,000 | $115,000 | $40,000 | $40,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,750 | $295,022,000 | $168,000 | $8,000,000 | $95,000 | $3,845,000 |
| FHA-insured (Federal Housing Administration) | 437 | $57,905,000 | $132,000 | $406,000 | $53,000 | $759,000 |
| VA-guaranteed (Veterans Administration) | 39 | $5,822,000 | $149,000 | $392,000 | $51,000 | $93,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,390 | $219,715,000 | $158,000 | $5,264,000 | $91,000 | $3,845,000 |
| Application Denied By Financial Institution | 344 | $55,469,000 | $161,000 | $1,100,000 | $69,000 | $840,000 |
| Application Withdrawn By Applicant | 231 | $45,376,000 | $196,000 | $8,000,000 | $89,000 | $1,200,000 |
| Preapproval Denied by Financial Institution | 112 | $13,523,000 | $120,000 | $417,000 | $47,000 | $228,000 |
| File Closed For Incompleteness | 76 | $14,577,000 | $191,000 | $417,000 | $115,000 | $1,000,000 |
| Application Approved But Not Accepted | 73 | $10,089,000 | $138,000 | $750,000 | $84,000 | $451,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stock Yards Bank & Trust Company's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stock Yards Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.