Studio Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Studio Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Studio Bank 124 12Th Ave S #400 Nashville, TN 37203 |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 |
| Total Number of Mortgage Applications | 365 |
| Total Mortgage Loan Application Amount | $184,625,000 |
| Average Mortgage Loan Application Amount | $417,000 |
| Highest Mortgage Loan Application Amount | $3,245,000 |
| Average Applicant Income | $269,800 |
| Highest Applicant Income | $3,022,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Studio Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Studio Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Studio Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Studio Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Studio Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Studio Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 200 | $ 91,230,000 | $ 456,000 | $ 223,000 |
| Williamson County Tennessee | 55 | $ 37,635,000 | $ 684,000 | $ 262,000 |
| Sumner County Tennessee | 16 | $ 7,470,000 | $ 466,000 | $ 251,000 |
| Wilson County Tennessee | 10 | $ 9,470,000 | $ 947,000 | $ 133,000 |
| Montgomery County Tennessee | 8 | $ 3,350,000 | $ 418,000 | $ 87,000 |
| Cheatham County Tennessee | 7 | $ 3,925,000 | $ 560,000 | $ 156,000 |
| Rutherford County Tennessee | 7 | $ 2,205,000 | $ 315,000 | $ 96,000 |
| Dickson County Tennessee | 6 | $ 2,200,000 | $ 366,000 | $ 127,000 |
| Maury County Tennessee | 5 | $ 3,265,000 | $ 653,000 | $ 127,000 |
| Hamilton County Tennessee | 4 | $ 460,000 | $ 115,000 | $ 172,000 |
| Walton County Florida | 3 | $ 1,615,000 | $ 538,000 | $ 150,000 |
| Cobb County Georgia | 3 | $ 1,845,000 | $ 615,000 | $ 235,000 |
| Shelby County Tennessee | 3 | $ 2,735,000 | $ 911,000 | $ 238,000 |
| Fulton County Georgia | 2 | $ 950,000 | $ 475,000 | $ 143,000 |
| Jefferson County Kentucky | 2 | $ 500,000 | $ 250,000 | $ 134,000 |
| Blount County Tennessee | 2 | $ 780,000 | $ 390,000 | $ 164,000 |
| DeKalb County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 235,000 |
| Knox County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 1,000 |
| Marshall County Tennessee | 2 | $ 1,700,000 | $ 850,000 | $ 273,000 |
| Robertson County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 85,000 |
| Utah County Utah | 2 | $ 2,070,000 | $ 1,035,000 | $ 1,800,000 |
| Baldwin County Alabama | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Mobile County Alabama | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Benton County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 123,000 |
| Denver County Colorado | 1 | $ 365,000 | $ 365,000 | $ 66,000 |
| Bay County Florida | 1 | $ 545,000 | $ 545,000 | $ 152,000 |
| Broward County Florida | 1 | $ 485,000 | $ 485,000 | $ 217,000 |
| Charlotte County Florida | 1 | $ 625,000 | $ 625,000 | $ 716,000 |
| Shelby County Illinois | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Christian County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Barnstable County Massachusetts | 1 | $ 645,000 | $ 645,000 | $ 393,000 |
| Clare County Michigan | 1 | $ 315,000 | $ 315,000 | $ 154,000 |
| Los Alamos County New Mexico | 1 | $ 605,000 | $ 605,000 | $ 151,000 |
| Charleston County South Carolina | 1 | $ 525,000 | $ 525,000 | $ 169,000 |
| Georgetown County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 256,000 |
| Franklin County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 305,000 |
| Hickman County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Houston County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
| Rhea County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Roane County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Collin County Texas | 1 | $ 475,000 | $ 475,000 | $ 130,000 |
| Jefferson County Texas | 1 | $ 405,000 | $ 405,000 | $ 288,000 |
| Wood County Texas | 1 | $ 1,625,000 | $ 1,625,000 | $ 0 |
Mortgage Loan Application Detail Totals for Studio Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 245 | $124,545,000 | $508,000 | $3,245,000 | $202,000 | $2,040,000 |
| Cash-out Refinancing | 70 | $33,140,000 | $473,000 | $2,405,000 | $219,000 | $3,022,000 |
| Refinancing | 47 | $26,045,000 | $554,000 | $2,525,000 | $283,000 | $1,800,000 |
| Other Purpose | 2 | $690,000 | $345,000 | $385,000 | $645,000 | $976,000 |
| Home Improvement | 1 | $205,000 | $205,000 | $205,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 243 | $122,275,000 | $503,000 | $2,005,000 | $220,000 | $3,022,000 |
| Not Provided | 47 | $25,625,000 | $545,000 | $2,525,000 | $241,000 | $900,000 |
| Not applicable | 35 | $17,455,000 | $498,000 | $3,245,000 | $0 | $0 |
| Black or African American | 19 | $8,425,000 | $443,000 | $885,000 | $209,000 | $1,213,000 |
| Asian | 11 | $6,045,000 | $549,000 | $955,000 | $196,000 | $329,000 |
| Hispanic | 7 | $2,235,000 | $319,000 | $405,000 | $127,000 | $288,000 |
| American Indian or Alaskan Native | 3 | $2,565,000 | $855,000 | $1,245,000 | $250,000 | $311,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 345 | $177,505,000 | $514,000 | $3,245,000 | $227,000 | $3,022,000 |
| FHA-insured (Federal Housing Administration) | 16 | $5,390,000 | $336,000 | $645,000 | $103,000 | $196,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,730,000 | $432,000 | $655,000 | $117,000 | $178,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 249 | $127,745,000 | $513,000 | $3,245,000 | $212,000 | $3,022,000 |
| Application Withdrawn By Applicant | 74 | $41,620,000 | $562,000 | $2,525,000 | $269,000 | $2,040,000 |
| Application Denied By Financial Institution | 16 | $6,910,000 | $431,000 | $1,005,000 | $141,000 | $406,000 |
| Loan Purchased By The Institution | 10 | $940,000 | $94,000 | $185,000 | $0 | $0 |
| File Closed For Incompleteness | 8 | $3,600,000 | $450,000 | $915,000 | $139,000 | $311,000 |
| Preapproval Approved but not Accepted | 6 | $2,930,000 | $488,000 | $645,000 | $187,000 | $288,000 |
| Application Approved But Not Accepted | 2 | $880,000 | $440,000 | $525,000 | $311,000 | $424,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 349 | $177,715,000 | $509,000 | $3,245,000 | $224,000 | $3,022,000 |
| Debt-To-Income Ratio | 8 | $3,130,000 | $391,000 | $805,000 | $138,000 | $406,000 |
| Collateral | 2 | $440,000 | $220,000 | $225,000 | $99,000 | $159,000 |
| Credit History | 2 | $1,180,000 | $590,000 | $855,000 | $198,000 | $323,000 |
| Unverifiable Information | 2 | $970,000 | $485,000 | $555,000 | $104,000 | $161,000 |
| Credit Application Incomplete | 1 | $185,000 | $185,000 | $185,000 | $59,000 | $59,000 |
| Employment History | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $300,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Studio Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Studio Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.