Suburban Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Suburban Federal Savings Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Suburban Federal Savings Bank 2120 Baldwin Ave Crofton, MD 21114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 458 |
| Total Mortgage Loan Application Amount | $102,724,000 |
| Average Mortgage Loan Application Amount | $223,555 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $41,888 |
| Highest Applicant Income | $4,783,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Suburban Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Suburban Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Suburban Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Suburban Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Suburban Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Suburban Federal Savings Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 85 | $ 19,777,000 | $ 232,000 | $ 110,000 |
| Prince George's County Maryland | 69 | $ 12,872,000 | $ 186,000 | $ 74,000 |
| Anne Arundel County Maryland | 44 | $ 8,665,000 | $ 196,000 | $ 524,000 |
| Montgomery County Maryland | 43 | $ 9,896,000 | $ 230,000 | $ 88,000 |
| Baltimore City County Maryland | 23 | $ 4,807,000 | $ 209,000 | $ 89,000 |
| Fairfax County Virginia | 19 | $ 8,595,000 | $ 452,000 | $ 143,000 |
| Howard County Maryland | 18 | $ 4,551,000 | $ 252,000 | $ 85,000 |
| Harford County Maryland | 14 | $ 3,103,000 | $ 221,000 | $ 90,000 |
| Charles County Maryland | 13 | $ 2,529,000 | $ 194,000 | $ 88,000 |
| Queen Anne's County Maryland | 12 | $ 2,148,000 | $ 179,000 | $ 70,000 |
| Washington County Maryland | 9 | $ 1,269,000 | $ 141,000 | $ 49,000 |
| Stearns County Minnesota | 9 | $ 696,000 | $ 77,000 | $ 0 |
| Carroll County Maryland | 7 | $ 1,222,000 | $ 174,000 | $ 67,000 |
| Worcester County Maryland | 7 | $ 1,763,000 | $ 251,000 | $ 217,000 |
| Prince William County Virginia | 7 | $ 2,109,000 | $ 301,000 | $ 104,000 |
| District of Columbia County District Of Columbia | 6 | $ 1,682,000 | $ 280,000 | $ 192,000 |
| Frederick County Maryland | 6 | $ 931,000 | $ 155,000 | $ 23,000 |
| Loudoun County Virginia | 6 | $ 2,661,000 | $ 443,000 | $ 212,000 |
| Calvert County Maryland | 4 | $ 735,000 | $ 183,000 | $ 47,000 |
| Stafford County Virginia | 3 | $ 695,000 | $ 231,000 | $ 126,000 |
| Bryan County Georgia | 2 | $ 168,000 | $ 84,000 | $ 141,000 |
| Fulton County Georgia | 2 | $ 371,000 | $ 185,000 | $ 0 |
| Queens County New York | 2 | $ 308,000 | $ 154,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Arlington County Virginia | 2 | $ 400,000 | $ 200,000 | $ 81,000 |
| Maricopa County Arizona | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Alameda County California | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Los Angeles County California | 1 | $ 334,000 | $ 334,000 | $ 0 |
| San Diego County California | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 168,000 | $ 168,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 181,000 | $ 181,000 | $ 0 |
| New Castle County Delaware | 1 | $ 433,000 | $ 433,000 | $ 0 |
| Sussex County Delaware | 1 | $ 440,000 | $ 440,000 | $ 192,000 |
| Seminole County Florida | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Volusia County Florida | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Clayton County Georgia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Columbia County Georgia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Coweta County Georgia | 1 | $ 128,000 | $ 128,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Black Hawk County Iowa | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 952,000 | $ 952,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Benton County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 36,000 | $ 36,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Cape Girardeau County Missouri | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Clark County Nevada | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Morris County New Jersey | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Salem County New Jersey | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Nassau County New York | 1 | $ 513,000 | $ 513,000 | $ 0 |
| New York County New York | 1 | $ 427,000 | $ 427,000 | $ 0 |
| Richmond County New York | 1 | $ 571,000 | $ 571,000 | $ 0 |
| Rockland County New York | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Westchester County New York | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 107,000 |
| Burleigh County North Dakota | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 0 |
| York County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 428,000 | $ 428,000 | $ 237,000 |
| Fairfax City County Virginia | 1 | $ 109,000 | $ 109,000 | $ 36,000 |
| King George County Virginia | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Suburban Federal Savings Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 299 | $64,486,000 | $226,750 | $1,450,000 | $39,300 | $4,783,000 |
| Home Purchase (one-to-four family) | 159 | $38,238,000 | $214,428 | $1,750,000 | $49,285 | $787,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 302 | $69,153,000 | $256,142 | $1,750,000 | $142,857 | $4,783,000 |
| Black | 67 | $13,676,000 | $245,000 | $554,000 | $105,500 | $177,000 |
| Not applicable | 54 | $10,882,000 | $203,444 | $952,000 | $0 | $0 |
| Hispanic | 18 | $3,281,000 | $188,500 | $553,000 | $88,000 | $425,000 |
| Asian or Pacific Islander | 8 | $1,930,000 | $241,000 | $500,000 | $117,500 | $276,000 |
| Other | 7 | $3,478,000 | $469,500 | $1,500,000 | $167,000 | $290,000 |
| American Indian or Alaskan Native | 1 | $178,000 | $178,000 | $178,000 | $94,000 | $94,000 |
| Information not provided by applicant in mail or telephone application | 1 | $146,000 | $146,000 | $146,000 | $87,000 | $87,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 418 | $97,250,000 | $217,904 | $1,750,000 | $33,904 | $4,783,000 |
| FHA-insured (Federal Housing Administration) | 32 | $4,483,000 | $161,333 | $274,000 | $35,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 8 | $991,000 | $123,000 | $183,000 | $13,000 | $69,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 363 | $81,154,000 | $243,200 | $1,750,000 | $114,600 | $4,783,000 |
| Loan Purchased By The Institution | 56 | $11,050,000 | $202,722 | $952,000 | $1,111 | $141,000 |
| Application Withdrawn By Applicant | 36 | $10,108,000 | $348,666 | $1,000,000 | $144,333 | $456,000 |
| Application Denied By Financial Institution | 3 | $412,000 | $137,000 | $167,000 | $41,000 | $75,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $412,000 | $137,000 | $167,000 | $41,000 | $75,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suburban Federal Savings Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suburban Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.