Suburban Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Suburban Federal Savings Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Suburban Federal Savings Bank 2120 Baldwin Ave Crofton, MD 21114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 818 |
| Total Mortgage Loan Application Amount | $256,822,000 |
| Average Mortgage Loan Application Amount | $338,333 |
| Highest Mortgage Loan Application Amount | $3,900,000 |
| Average Applicant Income | $145,000 |
| Highest Applicant Income | $2,407,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Suburban Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Suburban Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Suburban Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Suburban Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Suburban Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Suburban Federal Savings Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 123 | $ 31,173,000 | $ 253,000 | $ 135,000 |
| Baltimore City County Maryland | 79 | $ 17,989,000 | $ 227,000 | $ 150,000 |
| Prince George's County Maryland | 76 | $ 29,300,000 | $ 385,000 | $ 162,000 |
| Prince William County Virginia | 64 | $ 15,199,000 | $ 237,000 | $ 119,000 |
| Fairfax County Virginia | 58 | $ 34,301,000 | $ 591,000 | $ 206,000 |
| Montgomery County Maryland | 46 | $ 19,997,000 | $ 434,000 | $ 180,000 |
| Anne Arundel County Maryland | 32 | $ 10,481,000 | $ 327,000 | $ 153,000 |
| Loudoun County Virginia | 25 | $ 4,720,000 | $ 188,000 | $ 127,000 |
| Arlington County Virginia | 18 | $ 7,478,000 | $ 415,000 | $ 170,000 |
| District of Columbia County District Of Columbia | 17 | $ 10,996,000 | $ 646,000 | $ 154,000 |
| Charles County Maryland | 16 | $ 4,185,000 | $ 261,000 | $ 168,000 |
| Sussex County Delaware | 15 | $ 2,685,000 | $ 179,000 | $ 128,000 |
| Stafford County Virginia | 15 | $ 4,103,000 | $ 273,000 | $ 129,000 |
| Calvert County Maryland | 14 | $ 4,092,000 | $ 292,000 | $ 101,000 |
| Spotsylvania County Virginia | 13 | $ 2,732,000 | $ 210,000 | $ 97,000 |
| Chesterfield County Virginia | 12 | $ 1,873,000 | $ 156,000 | $ 114,000 |
| Queen Anne's County Maryland | 11 | $ 3,086,000 | $ 280,000 | $ 172,000 |
| Worcester County Maryland | 10 | $ 3,319,000 | $ 331,000 | $ 154,000 |
| King George County Virginia | 10 | $ 2,006,000 | $ 200,000 | $ 192,000 |
| Howard County Maryland | 9 | $ 3,307,000 | $ 367,000 | $ 206,000 |
| Culpeper County Virginia | 8 | $ 2,209,000 | $ 276,000 | $ 207,000 |
| Kent County Delaware | 7 | $ 2,366,000 | $ 338,000 | $ 82,000 |
| Frederick County Maryland | 7 | $ 3,571,000 | $ 510,000 | $ 95,000 |
| Harford County Maryland | 7 | $ 1,490,000 | $ 212,000 | $ 261,000 |
| New Castle County Delaware | 6 | $ 305,000 | $ 50,000 | $ 62,000 |
| Henrico County Virginia | 6 | $ 533,000 | $ 88,000 | $ 141,000 |
| Cecil County Maryland | 5 | $ 1,010,000 | $ 202,000 | $ 118,000 |
| Fauquier County Virginia | 5 | $ 1,074,000 | $ 214,000 | $ 135,000 |
| Orange County Virginia | 5 | $ 1,421,000 | $ 284,000 | $ 155,000 |
| Albemarle County Virginia | 4 | $ 863,000 | $ 215,000 | $ 146,000 |
| Surry County Virginia | 4 | $ 723,000 | $ 180,000 | $ 65,000 |
| Caroline County Maryland | 3 | $ 587,000 | $ 195,000 | $ 63,000 |
| Caroline County Virginia | 3 | $ 904,000 | $ 301,000 | $ 114,000 |
| Gloucester County Virginia | 3 | $ 499,000 | $ 166,000 | $ 25,000 |
| Goochland County Virginia | 3 | $ 854,000 | $ 284,000 | $ 37,000 |
| Louisa County Virginia | 3 | $ 770,000 | $ 256,000 | $ 205,000 |
| Jefferson County West Virginia | 3 | $ 1,046,000 | $ 348,000 | $ 175,000 |
| Carroll County Maryland | 2 | $ 769,000 | $ 384,000 | $ 96,000 |
| St. Mary's County Maryland | 2 | $ 408,000 | $ 204,000 | $ 106,000 |
| Washington County Maryland | 2 | $ 809,000 | $ 404,000 | $ 118,000 |
| Jackson County North Carolina | 2 | $ 1,913,000 | $ 956,000 | $ 121,000 |
| Lancaster County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 0 |
| York County Pennsylvania | 2 | $ 329,000 | $ 164,000 | $ 108,000 |
| Alexandria County Virginia | 2 | $ 428,000 | $ 214,000 | $ 319,000 |
| Amelia County Virginia | 2 | $ 155,000 | $ 77,000 | $ 152,000 |
| Greene County Virginia | 2 | $ 323,000 | $ 161,000 | $ 121,000 |
| Manassas County Virginia | 2 | $ 204,000 | $ 102,000 | $ 45,000 |
| Mecklenburg County Virginia | 2 | $ 137,000 | $ 68,000 | $ 173,000 |
| Prince George County Virginia | 2 | $ 188,000 | $ 94,000 | $ 65,000 |
| Richmond City County Virginia | 2 | $ 1,199,000 | $ 599,000 | $ 70,000 |
| Lee County Florida | 1 | $ 240,000 | $ 240,000 | $ 400,000 |
| Pasco County Florida | 1 | $ 91,000 | $ 91,000 | $ 80,000 |
| Pinellas County Florida | 1 | $ 290,000 | $ 290,000 | $ 148,000 |
| Walton County Florida | 1 | $ 840,000 | $ 840,000 | $ 456,000 |
| Allegany County Maryland | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Somerset County Maryland | 1 | $ 127,000 | $ 127,000 | $ 85,000 |
| Wicomico County Maryland | 1 | $ 146,000 | $ 146,000 | $ 383,000 |
| Bladen County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Durham County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Mecklenburg County North Carolina | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Union County North Carolina | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 231,000 | $ 231,000 | $ 115,000 |
| Bucks County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 59,000 |
| Chester County Pennsylvania | 1 | $ 410,000 | $ 410,000 | $ 167,000 |
| Columbia County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 180,000 |
| Huntingdon County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| Northampton County Pennsylvania | 1 | $ 356,000 | $ 356,000 | $ 197,000 |
| Pike County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 281,000 | $ 281,000 | $ 88,000 |
| Charleston County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 342,000 |
| Horry County South Carolina | 1 | $ 3,750,000 | $ 3,750,000 | $ 2,407,000 |
| Accomack County Virginia | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Amherst County Virginia | 1 | $ 154,000 | $ 154,000 | $ 54,000 |
| Augusta County Virginia | 1 | $ 190,000 | $ 190,000 | $ 61,000 |
| Campbell County Virginia | 1 | $ 62,000 | $ 62,000 | $ 69,000 |
| Charles City County Virginia | 1 | $ 230,000 | $ 230,000 | $ 51,000 |
| Chesapeake County Virginia | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Dinwiddie County Virginia | 1 | $ 53,000 | $ 53,000 | $ 66,000 |
| Fairfax City County Virginia | 1 | $ 725,000 | $ 725,000 | $ 187,000 |
| Hanover County Virginia | 1 | $ 417,000 | $ 417,000 | $ 90,000 |
| Isle of Wight County Virginia | 1 | $ 238,000 | $ 238,000 | $ 136,000 |
| King William County Virginia | 1 | $ 191,000 | $ 191,000 | $ 83,000 |
| Lunenburg County Virginia | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Manassas Park County Virginia | 1 | $ 78,000 | $ 78,000 | $ 104,000 |
| Petersburg County Virginia | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Rappahannock County Virginia | 1 | $ 640,000 | $ 640,000 | $ 306,000 |
| Sussex County Virginia | 1 | $ 168,000 | $ 168,000 | $ 66,000 |
| York County Virginia | 1 | $ 103,000 | $ 103,000 | $ 139,000 |
| Hardy County West Virginia | 1 | $ 271,000 | $ 271,000 | $ 273,000 |
| Morgan County West Virginia | 1 | $ 520,000 | $ 520,000 | $ 145,000 |
Mortgage Loan Application Detail Totals for Suburban Federal Savings Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 568 | $174,226,000 | $306,000 | $3,900,000 | $153,000 | $2,407,000 |
| Refinancing | 173 | $50,318,000 | $290,000 | $1,065,000 | $143,000 | $1,020,000 |
| Home Improvement | 77 | $32,278,000 | $419,000 | $3,880,000 | $139,000 | $708,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 425 | $126,784,000 | $298,000 | $3,900,000 | $151,000 | $2,407,000 |
| Black or African American | 139 | $45,244,000 | $325,000 | $1,499,000 | $147,000 | $957,000 |
| Not Provided | 137 | $49,229,000 | $359,000 | $1,000,000 | $141,000 | $501,000 |
| Hispanic | 69 | $22,145,000 | $320,000 | $3,880,000 | $108,000 | $945,000 |
| Asian | 38 | $12,248,000 | $322,000 | $1,495,000 | $207,000 | $562,000 |
| Not applicable | 7 | $812,000 | $116,000 | $256,000 | $365,000 | $1,250,000 |
| American Indian or Alaskan Native | 3 | $360,000 | $120,000 | $240,000 | $90,000 | $122,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 793 | $251,433,000 | $317,000 | $3,900,000 | $152,000 | $2,407,000 |
| FHA-insured (Federal Housing Administration) | 22 | $4,532,000 | $206,000 | $330,000 | $69,000 | $145,000 |
| VA-guaranteed (Veterans Administration) | 3 | $857,000 | $285,000 | $417,000 | $63,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 548 | $152,295,000 | $277,000 | $3,250,000 | $143,000 | $1,145,000 |
| Application Withdrawn By Applicant | 122 | $53,130,000 | $435,000 | $3,900,000 | $179,000 | $1,250,000 |
| Application Denied By Financial Institution | 91 | $30,779,000 | $338,000 | $1,499,000 | $156,000 | $696,000 |
| Application Approved But Not Accepted | 30 | $7,179,000 | $239,000 | $2,000,000 | $94,000 | $343,000 |
| File Closed For Incompleteness | 27 | $13,439,000 | $497,000 | $3,750,000 | $195,000 | $2,407,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 36 | $14,700,000 | $408,000 | $1,499,000 | $174,000 | $562,000 |
| Credit History | 27 | $4,359,000 | $161,000 | $459,000 | $133,000 | $414,000 |
| Debt-To-Income Ratio | 21 | $6,183,000 | $294,000 | $1,045,000 | $127,000 | $228,000 |
| Collateral | 2 | $1,666,000 | $833,000 | $1,388,000 | $696,000 | $696,000 |
| Unverifiable Information | 2 | $2,429,000 | $1,214,000 | $1,495,000 | $144,000 | $288,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,187,000 | $593,000 | $650,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $255,000 | $255,000 | $255,000 | $49,000 | $49,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suburban Federal Savings Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suburban Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.