Summit Community Bank, Inc.
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Summit Community Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Summit Community Bank, Inc. Po Box 680; 310 North Main Street Moorefield, WV 26836 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,103 |
| Total Mortgage Loan Application Amount | $201,915,000 |
| Average Mortgage Loan Application Amount | $142,400 |
| Highest Mortgage Loan Application Amount | $37,145,000 |
| Average Applicant Income | $108,800 |
| Highest Applicant Income | $2,735,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kanawha County West Virginia | 93 | $ 17,835,000 | $ 191,000 | $ 124,000 |
| Mercer County West Virginia | 86 | $ 7,000,000 | $ 81,000 | $ 78,000 |
| Hardy County West Virginia | 84 | $ 7,920,000 | $ 94,000 | $ 81,000 |
| Grant County West Virginia | 68 | $ 5,730,000 | $ 84,000 | $ 64,000 |
| Greenbrier County West Virginia | 57 | $ 5,225,000 | $ 91,000 | $ 74,000 |
| Summers County West Virginia | 51 | $ 2,815,000 | $ 55,000 | $ 69,000 |
| Pendleton County West Virginia | 49 | $ 3,725,000 | $ 76,000 | $ 54,000 |
| Wyoming County West Virginia | 45 | $ 2,485,000 | $ 55,000 | $ 81,000 |
| Raleigh County West Virginia | 40 | $ 4,680,000 | $ 117,000 | $ 76,000 |
| Rockingham County Virginia | 39 | $ 13,875,000 | $ 355,000 | $ 196,000 |
| Berkeley County West Virginia | 28 | $ 5,740,000 | $ 205,000 | $ 92,000 |
| Frederick County Virginia | 25 | $ 3,745,000 | $ 149,000 | $ 121,000 |
| Loudoun County Virginia | 24 | $ 4,230,000 | $ 176,000 | $ 195,000 |
| Tazewell County Virginia | 24 | $ 1,370,000 | $ 57,000 | $ 55,000 |
| Hampshire County West Virginia | 24 | $ 2,660,000 | $ 110,000 | $ 111,000 |
| Putnam County West Virginia | 23 | $ 4,925,000 | $ 214,000 | $ 134,000 |
| Bath County Virginia | 22 | $ 2,890,000 | $ 131,000 | $ 136,000 |
| Highland County Virginia | 19 | $ 2,195,000 | $ 115,000 | $ 62,000 |
| Harrisonburg County Virginia | 17 | $ 3,125,000 | $ 183,000 | $ 412,000 |
| Fairfax County Virginia | 16 | $ 3,490,000 | $ 218,000 | $ 224,000 |
| Wythe County Virginia | 16 | $ 1,150,000 | $ 71,000 | $ 72,000 |
| Fayette County West Virginia | 15 | $ 755,000 | $ 50,000 | $ 57,000 |
| Cabell County West Virginia | 12 | $ 4,700,000 | $ 391,000 | $ 144,000 |
| Pocahontas County West Virginia | 12 | $ 1,180,000 | $ 98,000 | $ 90,000 |
| Winchester County Virginia | 11 | $ 4,905,000 | $ 445,000 | $ 141,000 |
| Jefferson County West Virginia | 11 | $ 4,005,000 | $ 364,000 | $ 140,000 |
| Bland County Virginia | 10 | $ 1,050,000 | $ 105,000 | $ 107,000 |
| Boone County West Virginia | 10 | $ 920,000 | $ 92,000 | $ 70,000 |
| Mineral County West Virginia | 9 | $ 635,000 | $ 70,000 | $ 61,000 |
| Augusta County Virginia | 8 | $ 1,810,000 | $ 226,000 | $ 90,000 |
| Prince William County Virginia | 7 | $ 1,545,000 | $ 220,000 | $ 100,000 |
| District of Columbia County District Of Columbia | 6 | $ 2,390,000 | $ 398,000 | $ 0 |
| Jackson County West Virginia | 6 | $ 1,080,000 | $ 180,000 | $ 136,000 |
| Lincoln County West Virginia | 6 | $ 960,000 | $ 160,000 | $ 74,000 |
| Monongalia County West Virginia | 6 | $ 5,440,000 | $ 906,000 | $ 93,000 |
| Nicholas County West Virginia | 6 | $ 560,000 | $ 93,000 | $ 43,000 |
| Chesterfield County Virginia | 5 | $ 38,695,000 | $ 7,739,000 | $ 208,000 |
| Montgomery County Virginia | 5 | $ 805,000 | $ 161,000 | $ 0 |
| Pulaski County Virginia | 5 | $ 1,825,000 | $ 365,000 | $ 14,000 |
| Clarke County Virginia | 4 | $ 840,000 | $ 210,000 | $ 25,000 |
| Culpeper County Virginia | 4 | $ 540,000 | $ 135,000 | $ 97,000 |
| Shenandoah County Virginia | 4 | $ 680,000 | $ 170,000 | $ 106,000 |
| Monroe County West Virginia | 4 | $ 240,000 | $ 60,000 | $ 62,000 |
| Wood County West Virginia | 4 | $ 460,000 | $ 115,000 | $ 76,000 |
| Washington County Maryland | 3 | $ 435,000 | $ 145,000 | $ 121,000 |
| Luzerne County Pennsylvania | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Charleston County South Carolina | 3 | $ 955,000 | $ 318,000 | $ 586,000 |
| Fauquier County Virginia | 3 | $ 535,000 | $ 178,000 | $ 162,000 |
| Nelson County Virginia | 3 | $ 215,000 | $ 71,000 | $ 19,000 |
| Warren County Virginia | 3 | $ 1,075,000 | $ 358,000 | $ 533,000 |
| Logan County West Virginia | 3 | $ 315,000 | $ 105,000 | $ 113,000 |
| Preston County West Virginia | 3 | $ 865,000 | $ 288,000 | $ 70,000 |
| Randolph County West Virginia | 3 | $ 595,000 | $ 198,000 | $ 90,000 |
| Allegany County Maryland | 2 | $ 360,000 | $ 180,000 | $ 32,000 |
| Athens County Ohio | 2 | $ 780,000 | $ 390,000 | $ 248,000 |
| Lackawanna County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Philadelphia County Pennsylvania | 2 | $ 1,610,000 | $ 805,000 | $ 0 |
| Henry County Virginia | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Roanoke County Virginia | 2 | $ 420,000 | $ 210,000 | $ 112,000 |
| Roanoke City County Virginia | 2 | $ 120,000 | $ 60,000 | $ 45,000 |
| Barbour County West Virginia | 2 | $ 330,000 | $ 165,000 | $ 86,000 |
| Clay County West Virginia | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| Mason County West Virginia | 2 | $ 240,000 | $ 120,000 | $ 69,000 |
| Morgan County West Virginia | 2 | $ 170,000 | $ 85,000 | $ 40,000 |
| Wayne County West Virginia | 2 | $ 200,000 | $ 100,000 | $ 66,000 |
| Eagle County Colorado | 1 | $ 1,435,000 | $ 1,435,000 | $ 844,000 |
| Sussex County Delaware | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| Collier County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 455,000 | $ 455,000 | $ 227,000 |
| Sarasota County Florida | 1 | $ 215,000 | $ 215,000 | $ 257,000 |
| Frederick County Maryland | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Garrett County Maryland | 1 | $ 335,000 | $ 335,000 | $ 527,000 |
| Montgomery County Maryland | 1 | $ 995,000 | $ 995,000 | $ 200,000 |
| Prince George's County Maryland | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Iredell County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 480,000 |
| Rowan County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Gallia County Ohio | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Lawrence County Ohio | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Scioto County Ohio | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Allegheny County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 205,000 | $ 205,000 | $ 29,000 |
| Bedford County Virginia | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Carroll County Virginia | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Essex County Virginia | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| Fluvanna County Virginia | 1 | $ 275,000 | $ 275,000 | $ 210,000 |
| Galax County Virginia | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Louisa County Virginia | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Martinsville County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Rappahannock County Virginia | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Smyth County Virginia | 1 | $ 45,000 | $ 45,000 | $ 102,000 |
| Staunton County Virginia | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Waynesboro County Virginia | 1 | $ 115,000 | $ 115,000 | $ 130,000 |
| Marion County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| McDowell County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Mingo County West Virginia | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Roane County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Upshur County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Summit Community Bank, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 454 | $128,090,000 | $282,000 | $37,145,000 | $94,000 | $1,375,000 |
| Refinancing | 300 | $49,620,000 | $165,000 | $1,505,000 | $108,000 | $2,735,000 |
| Home Improvement | 185 | $11,175,000 | $60,000 | $675,000 | $99,000 | $641,000 |
| Other Purpose | 134 | $8,860,000 | $66,000 | $225,000 | $110,000 | $780,000 |
| Cash-out Refinancing | 30 | $4,170,000 | $139,000 | $485,000 | $133,000 | $527,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 912 | $113,120,000 | $124,000 | $1,505,000 | $101,000 | $2,735,000 |
| Not applicable | 116 | $76,110,000 | $656,000 | $37,145,000 | $0 | $0 |
| Not Provided | 35 | $5,965,000 | $170,000 | $575,000 | $121,000 | $426,000 |
| Black or African American | 16 | $2,870,000 | $179,000 | $635,000 | $82,000 | $235,000 |
| Hispanic | 15 | $1,965,000 | $131,000 | $455,000 | $99,000 | $262,000 |
| Asian | 8 | $1,860,000 | $232,000 | $675,000 | $169,000 | $307,000 |
| American Indian or Alaskan Native | 1 | $25,000 | $25,000 | $25,000 | $19,000 | $19,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,103 | $201,915,000 | $183,000 | $37,145,000 | $102,000 | $2,735,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 735 | $159,155,000 | $216,000 | $37,145,000 | $109,000 | $2,735,000 |
| Application Denied By Financial Institution | 151 | $14,285,000 | $94,000 | $1,505,000 | $73,000 | $622,000 |
| Application Withdrawn By Applicant | 122 | $13,880,000 | $113,000 | $1,505,000 | $102,000 | $780,000 |
| Application Approved But Not Accepted | 76 | $11,460,000 | $150,000 | $1,305,000 | $104,000 | $690,000 |
| File Closed For Incompleteness | 19 | $3,135,000 | $165,000 | $675,000 | $92,000 | $300,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 952 | $187,630,000 | $197,000 | $37,145,000 | $107,000 | $2,735,000 |
| Credit History | 88 | $5,740,000 | $65,000 | $335,000 | $69,000 | $458,000 |
| Debt-To-Income Ratio | 44 | $7,200,000 | $163,000 | $1,505,000 | $78,000 | $622,000 |
| Collateral | 13 | $905,000 | $69,000 | $305,000 | $86,000 | $331,000 |
| Other | 4 | $300,000 | $75,000 | $155,000 | $92,000 | $210,000 |
| Unverifiable Information | 1 | $25,000 | $25,000 | $25,000 | $36,000 | $36,000 |
| Employment History | 1 | $115,000 | $115,000 | $115,000 | $52,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.