Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Summit Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Summit Mortgage 510 Independence Parkway, Suite 200 Chesapeake, VA 23320 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2006 2005 2004 |
Total Number of Mortgage Applications | 10,908 |
Total Mortgage Loan Application Amount | $848,755,000 |
Average Mortgage Loan Application Amount | $106,031 |
Highest Mortgage Loan Application Amount | $1,105,000 |
Average Applicant Income | $71,015 |
Highest Applicant Income | $1,488,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Itawamba County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 60,000 |
Leflore County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
Neshoba County Mississippi | 1 | $ 128,000 | $ 128,000 | $ 25,000 |
Quitman County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
Scott County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 73,000 |
Smith County Mississippi | 1 | $ 21,000 | $ 21,000 | $ 50,000 |
Tallahatchie County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 60,000 |
Tishomingo County Mississippi | 1 | $ 47,000 | $ 47,000 | $ 0 |
Union County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
Walthall County Mississippi | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
Wayne County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 68,000 |
Winston County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
Audrain County Missouri | 1 | $ 41,000 | $ 41,000 | $ 82,000 |
Camden County Missouri | 1 | $ 46,000 | $ 46,000 | $ 38,000 |
Chariton County Missouri | 1 | $ 57,000 | $ 57,000 | $ 0 |
Crawford County Missouri | 1 | $ 78,000 | $ 78,000 | $ 72,000 |
Dade County Missouri | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
Gentry County Missouri | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
Henry County Missouri | 1 | $ 273,000 | $ 273,000 | $ 96,000 |
Holt County Missouri | 1 | $ 66,000 | $ 66,000 | $ 46,000 |
Lafayette County Missouri | 1 | $ 54,000 | $ 54,000 | $ 43,000 |
Lewis County Missouri | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
Madison County Missouri | 1 | $ 27,000 | $ 27,000 | $ 53,000 |
Monroe County Missouri | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
Morgan County Missouri | 1 | $ 60,000 | $ 60,000 | $ 0 |
Nodaway County Missouri | 1 | $ 54,000 | $ 54,000 | $ 48,000 |
Pemiscot County Missouri | 1 | $ 54,000 | $ 54,000 | $ 95,000 |
Perry County Missouri | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
Pulaski County Missouri | 1 | $ 122,000 | $ 122,000 | $ 82,000 |
Randolph County Missouri | 1 | $ 54,000 | $ 54,000 | $ 126,000 |
Ray County Missouri | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
Saline County Missouri | 1 | $ 156,000 | $ 156,000 | $ 45,000 |
Scott County Missouri | 1 | $ 37,000 | $ 37,000 | $ 86,000 |
St. Clair County Missouri | 1 | $ 28,000 | $ 28,000 | $ 48,000 |
Ste. Genevieve County Missouri | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
Stone County Missouri | 1 | $ 47,000 | $ 47,000 | $ 50,000 |
Vernon County Missouri | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
Burt County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
Cheyenne County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 217,000 |
Custer County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
Dakota County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
Fillmore County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
Gosper County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
Holt County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
Jefferson County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
Kearney County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
Keith County Nebraska | 1 | $ 59,000 | $ 59,000 | $ 46,000 |
Otoe County Nebraska | 1 | $ 57,000 | $ 57,000 | $ 59,000 |
Stanton County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
Washington County Nebraska | 1 | $ 33,000 | $ 33,000 | $ 55,000 |
Wayne County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 96,000 |
York County Nebraska | 1 | $ 73,000 | $ 73,000 | $ 46,000 |
Churchill County Nevada | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
Carroll County New Hampshire | 1 | $ 30,000 | $ 30,000 | $ 28,000 |
Cheshire County New Hampshire | 1 | $ 99,000 | $ 99,000 | $ 97,000 |
Strafford County New Hampshire | 1 | $ 247,000 | $ 247,000 | $ 60,000 |
Cape May County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
Cumberland County New Jersey | 1 | $ 161,000 | $ 161,000 | $ 55,000 |
Somerset County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 292,000 |
Sussex County New Jersey | 1 | $ 256,000 | $ 256,000 | $ 115,000 |
Bernalillo County New Mexico | 1 | $ 46,000 | $ 46,000 | $ 65,000 |
Chaves County New Mexico | 1 | $ 22,000 | $ 22,000 | $ 59,000 |
Dona Ana County New Mexico | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
Bronx County New York | 1 | $ 230,000 | $ 230,000 | $ 45,000 |
Greene County New York | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
Jefferson County New York | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
Orange County New York | 1 | $ 260,000 | $ 260,000 | $ 124,000 |
Rensselaer County New York | 1 | $ 119,000 | $ 119,000 | $ 63,000 |
Yates County New York | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
Onslow County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
Dickey County North Dakota | 1 | $ 52,000 | $ 52,000 | $ 59,000 |
Mercer County North Dakota | 1 | $ 27,000 | $ 27,000 | $ 14,000 |
Pembina County North Dakota | 1 | $ 56,000 | $ 56,000 | $ 14,000 |
Ramsey County North Dakota | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
Ransom County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
Richland County North Dakota | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
Traill County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
Ashtabula County Ohio | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
Henry County Ohio | 1 | $ 40,000 | $ 40,000 | $ 56,000 |
Meigs County Ohio | 1 | $ 56,000 | $ 56,000 | $ 79,000 |
Morgan County Ohio | 1 | $ 42,000 | $ 42,000 | $ 64,000 |
Morrow County Ohio | 1 | $ 47,000 | $ 47,000 | $ 61,000 |
Pike County Ohio | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
Adair County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
Cherokee County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 58,000 |
Choctaw County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 50,000 |
Coal County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
Custer County Oklahoma | 1 | $ 31,000 | $ 31,000 | $ 46,000 |
Delaware County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 55,000 |
Kingfisher County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
Kiowa County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 25,000 |
Love County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 1,272,000 |
McClain County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
Osage County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 28,000 |
Pittsburg County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
Pontotoc County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
Pottawatomie County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 40,000 |
Clatsop County Oregon | 1 | $ 265,000 | $ 265,000 | $ 208,000 |
Douglas County Oregon | 1 | $ 198,000 | $ 198,000 | $ 72,000 |
Jefferson County Oregon | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
Klamath County Oregon | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
Bradford County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 36,000 |
Cameron County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
Fulton County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 29,000 |
Juniata County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
Philadelphia County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
Potter County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 33,000 |
Bristol County Rhode Island | 1 | $ 234,000 | $ 234,000 | $ 12,000 |
Bon Homme County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
Brookings County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
Charles Mix County South Dakota | 1 | $ 43,000 | $ 43,000 | $ 68,000 |
Codington County South Dakota | 1 | $ 39,000 | $ 39,000 | $ 64,000 |
Davison County South Dakota | 1 | $ 27,000 | $ 27,000 | $ 44,000 |
Tripp County South Dakota | 1 | $ 43,000 | $ 43,000 | $ 53,000 |
Knox County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 70,000 |
McNairy County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
Montgomery County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
Rutherford County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
Sullivan County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 30,000 |
Cache County Utah | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
Morgan County Utah | 1 | $ 61,000 | $ 61,000 | $ 67,000 |
Sanpete County Utah | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
Accomack County Virginia | 1 | $ 31,000 | $ 31,000 | $ 51,000 |
Alexandria County Virginia | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
Alleghany County Virginia | 1 | $ 29,000 | $ 29,000 | $ 22,000 |
Buena Vista County Virginia | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
Charles City County Virginia | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
Charlotte County Virginia | 1 | $ 52,000 | $ 52,000 | $ 62,000 |
Dinwiddie County Virginia | 1 | $ 49,000 | $ 49,000 | $ 35,000 |
Fairfax City County Virginia | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
Fredericksburg County Virginia | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
Galax County Virginia | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
Grayson County Virginia | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
Greensville County Virginia | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
Halifax County Virginia | 1 | $ 62,000 | $ 62,000 | $ 32,000 |
Mecklenburg County Virginia | 1 | $ 73,000 | $ 73,000 | $ 39,000 |
Middlesex County Virginia | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
New Kent County Virginia | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
Northumberland County Virginia | 1 | $ 209,000 | $ 209,000 | $ 180,000 |
Nottoway County Virginia | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
Page County Virginia | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
Patrick County Virginia | 1 | $ 53,000 | $ 53,000 | $ 25,000 |
Poquoson County Virginia | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
Richmond County Virginia | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
Rockbridge County Virginia | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
Rockingham County Virginia | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
Salem County Virginia | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
Winchester County Virginia | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
Adams County Washington | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
Asotin County Washington | 1 | $ 27,000 | $ 27,000 | $ 39,000 |
Chelan County Washington | 1 | $ 49,000 | $ 49,000 | $ 67,000 |
Clallam County Washington | 1 | $ 54,000 | $ 54,000 | $ 37,000 |
Columbia County Washington | 1 | $ 103,000 | $ 103,000 | $ 0 |
Klickitat County Washington | 1 | $ 241,000 | $ 241,000 | $ 68,000 |
Pacific County Washington | 1 | $ 68,000 | $ 68,000 | $ 75,000 |
Boone County West Virginia | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
Braxton County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
Jackson County West Virginia | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
Pendleton County West Virginia | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
Randolph County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 28,000 |
Roane County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
Upshur County West Virginia | 1 | $ 42,000 | $ 42,000 | $ 21,000 |
Adams County Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 67,000 |
Calumet County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
Columbia County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 96,000 |
Crawford County Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 45,000 |
Douglas County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
Fond du Lac County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
Grant County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 20,000 |
Lafayette County Wisconsin | 1 | $ 29,000 | $ 29,000 | $ 52,000 |
Langlade County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
Sawyer County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
Taylor County Wisconsin | 1 | $ 51,000 | $ 51,000 | $ 60,000 |
Vernon County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 340,000 |
Washburn County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
Albany County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
Fremont County Wyoming | 1 | $ 27,000 | $ 27,000 | $ 72,000 |
Goshen County Wyoming | 1 | $ 64,000 | $ 64,000 | $ 6,000 |
Hot Springs County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
Johnson County Wyoming | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
Platte County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 10,786 | $828,897,000 | $93,750 | $1,105,000 | $64,181 | $1,488,000 |
Home Purchase | 114 | $19,325,000 | $167,230 | $650,000 | $88,076 | $461,000 |
Home Improvement | 8 | $533,000 | $63,500 | $141,000 | $84,166 | $279,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not Provided | 9,723 | $746,144,000 | $93,244 | $1,105,000 | $64,555 | $1,272,000 |
White | 1,034 | $89,299,000 | $92,179 | $680,000 | $71,743 | $1,488,000 |
Black or African American | 72 | $5,712,000 | $83,681 | $367,000 | $62,090 | $279,000 |
Hispanic | 37 | $3,223,000 | $75,687 | $372,000 | $61,562 | $200,000 |
Asian | 34 | $3,577,000 | $89,000 | $631,000 | $79,647 | $450,000 |
American Indian or Alaskan Native | 6 | $642,000 | $107,000 | $215,000 | $62,666 | $95,000 |
Native Hawaiian or Other Pacific Islander | 2 | $158,000 | $79,000 | $95,000 | $67,500 | $70,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,908 | $848,755,000 | $93,533 | $1,105,000 | $65,777 | $1,488,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Denied By Financial Institution | 3,275 | $223,137,000 | $87,238 | $700,000 | $56,285 | $405,000 |
Application Withdrawn By Applicant | 3,211 | $279,473,000 | $105,209 | $1,105,000 | $68,720 | $1,488,000 |
File Closed For Incompleteness | 2,472 | $204,897,000 | $97,581 | $616,000 | $74,255 | $461,000 |
Loan Originated | 1,644 | $118,239,000 | $74,463 | $650,000 | $64,195 | $448,000 |
Application Approved But Not Accepted | 295 | $22,181,000 | $78,600 | $390,000 | $74,085 | $209,000 |
Loan Purchased By The Institution | 11 | $828,000 | $67,875 | $281,000 | $65,125 | $98,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 1,476 | $102,849,000 | $86,634 | $700,000 | $45,512 | $333,000 |
Credit History | 1,227 | $82,564,000 | $87,825 | $575,000 | $61,200 | $405,000 |
Collateral | 504 | $31,683,000 | $84,365 | $498,000 | $67,341 | $336,000 |
Unverifiable Information | 37 | $3,286,000 | $82,000 | $362,000 | $56,952 | $240,000 |
Employment History | 20 | $1,548,000 | $69,916 | $275,000 | $43,000 | $95,000 |
Other | 11 | $1,207,000 | $124,888 | $400,000 | $61,888 | $96,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.