Summit Mortgage
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Summit Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Summit Mortgage
510 Independence Parkway, Suite 200
Chesapeake, VA 23320
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  
Total Number of Mortgage Applications 10,908
Total Mortgage Loan Application Amount $848,755,000
Average Mortgage Loan Application Amount $106,031
Highest Mortgage Loan Application Amount $1,105,000
Average Applicant Income $71,015
Highest Applicant Income $1,488,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Summit Mortgage by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Itawamba County Mississippi 1 $ 64,000 $ 64,000 $ 60,000
Leflore County Mississippi 1 $ 75,000 $ 75,000 $ 100,000
Neshoba County Mississippi 1 $ 128,000 $ 128,000 $ 25,000
Quitman County Mississippi 1 $ 75,000 $ 75,000 $ 62,000
Scott County Mississippi 1 $ 62,000 $ 62,000 $ 73,000
Smith County Mississippi 1 $ 21,000 $ 21,000 $ 50,000
Tallahatchie County Mississippi 1 $ 61,000 $ 61,000 $ 60,000
Tishomingo County Mississippi 1 $ 47,000 $ 47,000 $ 0
Union County Mississippi 1 $ 65,000 $ 65,000 $ 92,000
Walthall County Mississippi 1 $ 106,000 $ 106,000 $ 60,000
Wayne County Mississippi 1 $ 71,000 $ 71,000 $ 68,000
Winston County Mississippi 1 $ 35,000 $ 35,000 $ 23,000
Audrain County Missouri 1 $ 41,000 $ 41,000 $ 82,000
Camden County Missouri 1 $ 46,000 $ 46,000 $ 38,000
Chariton County Missouri 1 $ 57,000 $ 57,000 $ 0
Crawford County Missouri 1 $ 78,000 $ 78,000 $ 72,000
Dade County Missouri 1 $ 68,000 $ 68,000 $ 34,000
Gentry County Missouri 1 $ 50,000 $ 50,000 $ 45,000
Henry County Missouri 1 $ 273,000 $ 273,000 $ 96,000
Holt County Missouri 1 $ 66,000 $ 66,000 $ 46,000
Lafayette County Missouri 1 $ 54,000 $ 54,000 $ 43,000
Lewis County Missouri 1 $ 80,000 $ 80,000 $ 53,000
Madison County Missouri 1 $ 27,000 $ 27,000 $ 53,000
Monroe County Missouri 1 $ 55,000 $ 55,000 $ 65,000
Morgan County Missouri 1 $ 60,000 $ 60,000 $ 0
Nodaway County Missouri 1 $ 54,000 $ 54,000 $ 48,000
Pemiscot County Missouri 1 $ 54,000 $ 54,000 $ 95,000
Perry County Missouri 1 $ 50,000 $ 50,000 $ 20,000
Pulaski County Missouri 1 $ 122,000 $ 122,000 $ 82,000
Randolph County Missouri 1 $ 54,000 $ 54,000 $ 126,000
Ray County Missouri 1 $ 35,000 $ 35,000 $ 52,000
Saline County Missouri 1 $ 156,000 $ 156,000 $ 45,000
Scott County Missouri 1 $ 37,000 $ 37,000 $ 86,000
St. Clair County Missouri 1 $ 28,000 $ 28,000 $ 48,000
Ste. Genevieve County Missouri 1 $ 80,000 $ 80,000 $ 40,000
Stone County Missouri 1 $ 47,000 $ 47,000 $ 50,000
Vernon County Missouri 1 $ 145,000 $ 145,000 $ 57,000
Burt County Nebraska 1 $ 35,000 $ 35,000 $ 34,000
Cheyenne County Nebraska 1 $ 35,000 $ 35,000 $ 217,000
Custer County Nebraska 1 $ 55,000 $ 55,000 $ 52,000
Dakota County Nebraska 1 $ 40,000 $ 40,000 $ 27,000
Fillmore County Nebraska 1 $ 25,000 $ 25,000 $ 37,000
Gosper County Nebraska 1 $ 40,000 $ 40,000 $ 40,000
Holt County Nebraska 1 $ 35,000 $ 35,000 $ 35,000
Jefferson County Nebraska 1 $ 25,000 $ 25,000 $ 59,000
Kearney County Nebraska 1 $ 35,000 $ 35,000 $ 45,000
Keith County Nebraska 1 $ 59,000 $ 59,000 $ 46,000
Otoe County Nebraska 1 $ 57,000 $ 57,000 $ 59,000
Stanton County Nebraska 1 $ 25,000 $ 25,000 $ 96,000
Washington County Nebraska 1 $ 33,000 $ 33,000 $ 55,000
Wayne County Nebraska 1 $ 28,000 $ 28,000 $ 96,000
York County Nebraska 1 $ 73,000 $ 73,000 $ 46,000
Churchill County Nevada 1 $ 35,000 $ 35,000 $ 37,000
Carroll County New Hampshire 1 $ 30,000 $ 30,000 $ 28,000
Cheshire County New Hampshire 1 $ 99,000 $ 99,000 $ 97,000
Strafford County New Hampshire 1 $ 247,000 $ 247,000 $ 60,000
Cape May County New Jersey 1 $ 150,000 $ 150,000 $ 50,000
Cumberland County New Jersey 1 $ 161,000 $ 161,000 $ 55,000
Somerset County New Jersey 1 $ 400,000 $ 400,000 $ 292,000
Sussex County New Jersey 1 $ 256,000 $ 256,000 $ 115,000
Bernalillo County New Mexico 1 $ 46,000 $ 46,000 $ 65,000
Chaves County New Mexico 1 $ 22,000 $ 22,000 $ 59,000
Dona Ana County New Mexico 1 $ 40,000 $ 40,000 $ 66,000
Bronx County New York 1 $ 230,000 $ 230,000 $ 45,000
Greene County New York 1 $ 120,000 $ 120,000 $ 99,000
Jefferson County New York 1 $ 175,000 $ 175,000 $ 85,000
Orange County New York 1 $ 260,000 $ 260,000 $ 124,000
Rensselaer County New York 1 $ 119,000 $ 119,000 $ 63,000
Yates County New York 1 $ 140,000 $ 140,000 $ 50,000
Onslow County North Carolina 1 $ 75,000 $ 75,000 $ 96,000
Dickey County North Dakota 1 $ 52,000 $ 52,000 $ 59,000
Mercer County North Dakota 1 $ 27,000 $ 27,000 $ 14,000
Pembina County North Dakota 1 $ 56,000 $ 56,000 $ 14,000
Ramsey County North Dakota 1 $ 50,000 $ 50,000 $ 41,000
Ransom County North Dakota 1 $ 35,000 $ 35,000 $ 35,000
Richland County North Dakota 1 $ 40,000 $ 40,000 $ 60,000
Traill County North Dakota 1 $ 35,000 $ 35,000 $ 51,000
Ashtabula County Ohio 1 $ 60,000 $ 60,000 $ 67,000
Henry County Ohio 1 $ 40,000 $ 40,000 $ 56,000
Meigs County Ohio 1 $ 56,000 $ 56,000 $ 79,000
Morgan County Ohio 1 $ 42,000 $ 42,000 $ 64,000
Morrow County Ohio 1 $ 47,000 $ 47,000 $ 61,000
Pike County Ohio 1 $ 35,000 $ 35,000 $ 80,000
Adair County Oklahoma 1 $ 35,000 $ 35,000 $ 26,000
Cherokee County Oklahoma 1 $ 67,000 $ 67,000 $ 58,000
Choctaw County Oklahoma 1 $ 47,000 $ 47,000 $ 50,000
Coal County Oklahoma 1 $ 35,000 $ 35,000 $ 50,000
Custer County Oklahoma 1 $ 31,000 $ 31,000 $ 46,000
Delaware County Oklahoma 1 $ 70,000 $ 70,000 $ 55,000
Kingfisher County Oklahoma 1 $ 80,000 $ 80,000 $ 43,000
Kiowa County Oklahoma 1 $ 28,000 $ 28,000 $ 25,000
Love County Oklahoma 1 $ 70,000 $ 70,000 $ 1,272,000
McClain County Oklahoma 1 $ 55,000 $ 55,000 $ 30,000
Osage County Oklahoma 1 $ 56,000 $ 56,000 $ 28,000
Pittsburg County Oklahoma 1 $ 35,000 $ 35,000 $ 64,000
Pontotoc County Oklahoma 1 $ 35,000 $ 35,000 $ 48,000
Pottawatomie County Oklahoma 1 $ 59,000 $ 59,000 $ 40,000
Clatsop County Oregon 1 $ 265,000 $ 265,000 $ 208,000
Douglas County Oregon 1 $ 198,000 $ 198,000 $ 72,000
Jefferson County Oregon 1 $ 170,000 $ 170,000 $ 52,000
Klamath County Oregon 1 $ 35,000 $ 35,000 $ 23,000
Bradford County Pennsylvania 1 $ 48,000 $ 48,000 $ 36,000
Cameron County Pennsylvania 1 $ 65,000 $ 65,000 $ 35,000
Fulton County Pennsylvania 1 $ 126,000 $ 126,000 $ 29,000
Juniata County Pennsylvania 1 $ 25,000 $ 25,000 $ 35,000
Philadelphia County Pennsylvania 1 $ 60,000 $ 60,000 $ 30,000
Potter County Pennsylvania 1 $ 47,000 $ 47,000 $ 33,000
Bristol County Rhode Island 1 $ 234,000 $ 234,000 $ 12,000
Bon Homme County South Dakota 1 $ 35,000 $ 35,000 $ 31,000
Brookings County South Dakota 1 $ 55,000 $ 55,000 $ 77,000
Charles Mix County South Dakota 1 $ 43,000 $ 43,000 $ 68,000
Codington County South Dakota 1 $ 39,000 $ 39,000 $ 64,000
Davison County South Dakota 1 $ 27,000 $ 27,000 $ 44,000
Tripp County South Dakota 1 $ 43,000 $ 43,000 $ 53,000
Knox County Tennessee 1 $ 72,000 $ 72,000 $ 70,000
McNairy County Tennessee 1 $ 86,000 $ 86,000 $ 43,000
Montgomery County Tennessee 1 $ 81,000 $ 81,000 $ 42,000
Rutherford County Tennessee 1 $ 285,000 $ 285,000 $ 110,000
Sullivan County Tennessee 1 $ 78,000 $ 78,000 $ 30,000
Cache County Utah 1 $ 45,000 $ 45,000 $ 51,000
Morgan County Utah 1 $ 61,000 $ 61,000 $ 67,000
Sanpete County Utah 1 $ 35,000 $ 35,000 $ 35,000
Accomack County Virginia 1 $ 31,000 $ 31,000 $ 51,000
Alexandria County Virginia 1 $ 70,000 $ 70,000 $ 28,000
Alleghany County Virginia 1 $ 29,000 $ 29,000 $ 22,000
Buena Vista County Virginia 1 $ 65,000 $ 65,000 $ 75,000
Charles City County Virginia 1 $ 20,000 $ 20,000 $ 49,000
Charlotte County Virginia 1 $ 52,000 $ 52,000 $ 62,000
Dinwiddie County Virginia 1 $ 49,000 $ 49,000 $ 35,000
Fairfax City County Virginia 1 $ 75,000 $ 75,000 $ 98,000
Fredericksburg County Virginia 1 $ 175,000 $ 175,000 $ 107,000
Galax County Virginia 1 $ 20,000 $ 20,000 $ 75,000
Grayson County Virginia 1 $ 35,000 $ 35,000 $ 67,000
Greensville County Virginia 1 $ 35,000 $ 35,000 $ 31,000
Halifax County Virginia 1 $ 62,000 $ 62,000 $ 32,000
Mecklenburg County Virginia 1 $ 73,000 $ 73,000 $ 39,000
Middlesex County Virginia 1 $ 80,000 $ 80,000 $ 43,000
New Kent County Virginia 1 $ 50,000 $ 50,000 $ 63,000
Northumberland County Virginia 1 $ 209,000 $ 209,000 $ 180,000
Nottoway County Virginia 1 $ 35,000 $ 35,000 $ 35,000
Page County Virginia 1 $ 45,000 $ 45,000 $ 61,000
Patrick County Virginia 1 $ 53,000 $ 53,000 $ 25,000
Poquoson County Virginia 1 $ 90,000 $ 90,000 $ 84,000
Richmond County Virginia 1 $ 35,000 $ 35,000 $ 50,000
Rockbridge County Virginia 1 $ 30,000 $ 30,000 $ 30,000
Rockingham County Virginia 1 $ 93,000 $ 93,000 $ 36,000
Salem County Virginia 1 $ 115,000 $ 115,000 $ 40,000
Winchester County Virginia 1 $ 75,000 $ 75,000 $ 50,000
Adams County Washington 1 $ 150,000 $ 150,000 $ 48,000
Asotin County Washington 1 $ 27,000 $ 27,000 $ 39,000
Chelan County Washington 1 $ 49,000 $ 49,000 $ 67,000
Clallam County Washington 1 $ 54,000 $ 54,000 $ 37,000
Columbia County Washington 1 $ 103,000 $ 103,000 $ 0
Klickitat County Washington 1 $ 241,000 $ 241,000 $ 68,000
Pacific County Washington 1 $ 68,000 $ 68,000 $ 75,000
Boone County West Virginia 1 $ 108,000 $ 108,000 $ 37,000
Braxton County West Virginia 1 $ 85,000 $ 85,000 $ 51,000
Jackson County West Virginia 1 $ 212,000 $ 212,000 $ 60,000
Pendleton County West Virginia 1 $ 176,000 $ 176,000 $ 50,000
Randolph County West Virginia 1 $ 120,000 $ 120,000 $ 28,000
Roane County West Virginia 1 $ 70,000 $ 70,000 $ 28,000
Upshur County West Virginia 1 $ 42,000 $ 42,000 $ 21,000
Adams County Wisconsin 1 $ 192,000 $ 192,000 $ 67,000
Calumet County Wisconsin 1 $ 20,000 $ 20,000 $ 42,000
Columbia County Wisconsin 1 $ 44,000 $ 44,000 $ 96,000
Crawford County Wisconsin 1 $ 31,000 $ 31,000 $ 45,000
Douglas County Wisconsin 1 $ 50,000 $ 50,000 $ 28,000
Fond du Lac County Wisconsin 1 $ 105,000 $ 105,000 $ 82,000
Grant County Wisconsin 1 $ 90,000 $ 90,000 $ 20,000
Lafayette County Wisconsin 1 $ 29,000 $ 29,000 $ 52,000
Langlade County Wisconsin 1 $ 45,000 $ 45,000 $ 35,000
Sawyer County Wisconsin 1 $ 75,000 $ 75,000 $ 25,000
Taylor County Wisconsin 1 $ 51,000 $ 51,000 $ 60,000
Vernon County Wisconsin 1 $ 265,000 $ 265,000 $ 340,000
Washburn County Wisconsin 1 $ 30,000 $ 30,000 $ 67,000
Albany County Wyoming 1 $ 45,000 $ 45,000 $ 54,000
Fremont County Wyoming 1 $ 27,000 $ 27,000 $ 72,000
Goshen County Wyoming 1 $ 64,000 $ 64,000 $ 6,000
Hot Springs County Wyoming 1 $ 35,000 $ 35,000 $ 21,000
Johnson County Wyoming 1 $ 100,000 $ 100,000 $ 72,000
Platte County Wyoming 1 $ 35,000 $ 35,000 $ 48,000
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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Summit Mortgage in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,786 $828,897,000 $93,750 $1,105,000 $64,181 $1,488,000
Home Purchase 114 $19,325,000 $167,230 $650,000 $88,076 $461,000
Home Improvement 8 $533,000 $63,500 $141,000 $84,166 $279,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 9,723 $746,144,000 $93,244 $1,105,000 $64,555 $1,272,000
White 1,034 $89,299,000 $92,179 $680,000 $71,743 $1,488,000
Black or African American 72 $5,712,000 $83,681 $367,000 $62,090 $279,000
Hispanic 37 $3,223,000 $75,687 $372,000 $61,562 $200,000
Asian 34 $3,577,000 $89,000 $631,000 $79,647 $450,000
American Indian or Alaskan Native 6 $642,000 $107,000 $215,000 $62,666 $95,000
Native Hawaiian or Other Pacific Islander 2 $158,000 $79,000 $95,000 $67,500 $70,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,908 $848,755,000 $93,533 $1,105,000 $65,777 $1,488,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 3,275 $223,137,000 $87,238 $700,000 $56,285 $405,000
Application Withdrawn By Applicant 3,211 $279,473,000 $105,209 $1,105,000 $68,720 $1,488,000
File Closed For Incompleteness 2,472 $204,897,000 $97,581 $616,000 $74,255 $461,000
Loan Originated 1,644 $118,239,000 $74,463 $650,000 $64,195 $448,000
Application Approved But Not Accepted 295 $22,181,000 $78,600 $390,000 $74,085 $209,000
Loan Purchased By The Institution 11 $828,000 $67,875 $281,000 $65,125 $98,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,476 $102,849,000 $86,634 $700,000 $45,512 $333,000
Credit History 1,227 $82,564,000 $87,825 $575,000 $61,200 $405,000
Collateral 504 $31,683,000 $84,365 $498,000 $67,341 $336,000
Unverifiable Information 37 $3,286,000 $82,000 $362,000 $56,952 $240,000
Employment History 20 $1,548,000 $69,916 $275,000 $43,000 $95,000
Other 11 $1,207,000 $124,888 $400,000 $61,888 $96,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List