Sun Home Loans
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Sun Home Loans 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sun Home Loans 4651 Rt 42 Turnersville, NJ 08012 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 441 |
| Total Mortgage Loan Application Amount | $114,815,000 |
| Average Mortgage Loan Application Amount | $257,000 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $153,500 |
| Highest Applicant Income | $3,406,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Sun Home Loans. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sun Home Loans's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Sun Home Loans's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sun Home Loans serves its applicants.
Each category highlights the total number of mortgage applications processed by Sun Home Loans, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sun Home Loans's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Camden County New Jersey | 46 | $ 9,743,000 | $ 211,000 | $ 123,000 |
| Monmouth County New Jersey | 38 | $ 11,093,000 | $ 291,000 | $ 156,000 |
| New Castle County Delaware | 37 | $ 7,128,000 | $ 192,000 | $ 80,000 |
| Cumberland County New Jersey | 37 | $ 5,370,000 | $ 145,000 | $ 65,000 |
| Cape May County New Jersey | 35 | $ 16,171,000 | $ 462,000 | $ 425,000 |
| Atlantic County New Jersey | 32 | $ 9,255,000 | $ 289,000 | $ 188,000 |
| Gloucester County New Jersey | 26 | $ 5,469,000 | $ 210,000 | $ 90,000 |
| Burlington County New Jersey | 24 | $ 7,049,000 | $ 293,000 | $ 96,000 |
| Ocean County New Jersey | 16 | $ 4,385,000 | $ 274,000 | $ 115,000 |
| Mercer County New Jersey | 14 | $ 2,195,000 | $ 156,000 | $ 87,000 |
| Salem County New Jersey | 10 | $ 1,312,000 | $ 131,000 | $ 47,000 |
| Hunterdon County New Jersey | 9 | $ 2,779,000 | $ 308,000 | $ 172,000 |
| Lee County Florida | 8 | $ 2,678,000 | $ 334,000 | $ 409,000 |
| Middlesex County New Jersey | 8 | $ 1,653,000 | $ 206,000 | $ 89,000 |
| Somerset County New Jersey | 6 | $ 1,816,000 | $ 302,000 | $ 105,000 |
| Philadelphia County Pennsylvania | 5 | $ 1,298,000 | $ 259,000 | $ 126,000 |
| Palm Beach County Florida | 4 | $ 1,745,000 | $ 436,000 | $ 461,000 |
| New York County New York | 4 | $ 3,300,000 | $ 825,000 | $ 629,000 |
| Sussex County Delaware | 3 | $ 1,567,000 | $ 522,000 | $ 148,000 |
| Hudson County New Jersey | 3 | $ 1,845,000 | $ 615,000 | $ 202,000 |
| Bucks County Pennsylvania | 3 | $ 757,000 | $ 252,000 | $ 156,000 |
| Carbon County Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 95,000 |
| Boulder County Colorado | 2 | $ 302,000 | $ 151,000 | $ 150,000 |
| Fairfield County Connecticut | 2 | $ 153,000 | $ 76,000 | $ 108,000 |
| New London County Connecticut | 2 | $ 242,000 | $ 121,000 | $ 72,000 |
| Miami-Dade County Florida | 2 | $ 716,000 | $ 358,000 | $ 277,000 |
| Okeechobee County Florida | 2 | $ 357,000 | $ 178,000 | $ 70,000 |
| Cook County Illinois | 2 | $ 305,000 | $ 152,000 | $ 70,000 |
| Harford County Maryland | 2 | $ 231,000 | $ 115,000 | $ 63,000 |
| Barnstable County Massachusetts | 2 | $ 520,000 | $ 260,000 | $ 241,000 |
| Middlesex County Massachusetts | 2 | $ 442,000 | $ 221,000 | $ 138,000 |
| Norfolk County Massachusetts | 2 | $ 333,000 | $ 166,000 | $ 0 |
| Orange County New York | 2 | $ 211,000 | $ 105,000 | $ 150,000 |
| Suffolk County New York | 2 | $ 1,326,000 | $ 663,000 | $ 691,000 |
| Bedford County Virginia | 2 | $ 346,000 | $ 173,000 | $ 117,000 |
| Douglas County Colorado | 1 | $ 194,000 | $ 194,000 | $ 198,000 |
| Eagle County Colorado | 1 | $ 805,000 | $ 805,000 | $ 360,000 |
| Routt County Colorado | 1 | $ 350,000 | $ 350,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 414,000 | $ 414,000 | $ 170,000 |
| Windham County Connecticut | 1 | $ 123,000 | $ 123,000 | $ 49,000 |
| Kent County Delaware | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| District of Columbia County District Of Columbia | 1 | $ 148,000 | $ 148,000 | $ 746,000 |
| Broward County Florida | 1 | $ 288,000 | $ 288,000 | $ 426,000 |
| Citrus County Florida | 1 | $ 118,000 | $ 118,000 | $ 67,000 |
| Collier County Florida | 1 | $ 109,000 | $ 109,000 | $ 258,000 |
| Hillsborough County Florida | 1 | $ 153,000 | $ 153,000 | $ 77,000 |
| Indian River County Florida | 1 | $ 396,000 | $ 396,000 | $ 229,000 |
| Lake County Florida | 1 | $ 108,000 | $ 108,000 | $ 84,000 |
| Pinellas County Florida | 1 | $ 144,000 | $ 144,000 | $ 132,000 |
| Sarasota County Florida | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| St. Lucie County Florida | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Walton County Florida | 1 | $ 294,000 | $ 294,000 | $ 156,000 |
| Bryan County Georgia | 1 | $ 41,000 | $ 41,000 | $ 49,000 |
| Glynn County Georgia | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| Knox County Maine | 1 | $ 193,000 | $ 193,000 | $ 300,000 |
| Anne Arundel County Maryland | 1 | $ 850,000 | $ 850,000 | $ 228,000 |
| Cecil County Maryland | 1 | $ 268,000 | $ 268,000 | $ 71,000 |
| Dorchester County Maryland | 1 | $ 350,000 | $ 350,000 | $ 228,000 |
| Howard County Maryland | 1 | $ 341,000 | $ 341,000 | $ 101,000 |
| Rockingham County New Hampshire | 1 | $ 252,000 | $ 252,000 | $ 94,000 |
| Essex County New Jersey | 1 | $ 272,000 | $ 272,000 | $ 79,000 |
| Warren County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 123,000 |
| Bronx County New York | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Delaware County New York | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| Rockland County New York | 1 | $ 488,000 | $ 488,000 | $ 280,000 |
| Westchester County New York | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 82,000 |
| Forsyth County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 33,000 |
| Johnston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Lee County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 43,000 |
| Wake County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
| Franklin County Ohio | 1 | $ 129,000 | $ 129,000 | $ 103,000 |
| Oklahoma County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 25,000 |
| Berks County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 90,000 |
| Chester County Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 193,000 |
| Rutland County Vermont | 1 | $ 164,000 | $ 164,000 | $ 136,000 |
| Chesapeake County Virginia | 1 | $ 26,000 | $ 26,000 | $ 281,000 |
| Stafford County Virginia | 1 | $ 330,000 | $ 330,000 | $ 89,000 |
| Tucker County West Virginia | 1 | $ 140,000 | $ 140,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Sun Home Loans in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 264 | $71,519,000 | $270,000 | $2,800,000 | $171,000 | $3,406,000 |
| Home Purchase | 177 | $43,296,000 | $244,000 | $1,650,000 | $136,000 | $1,100,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 332 | $91,122,000 | $274,000 | $2,800,000 | $178,000 | $3,406,000 |
| Not Provided | 48 | $11,580,000 | $241,000 | $1,000,000 | $99,000 | $450,000 |
| Black or African American | 29 | $4,753,000 | $163,000 | $413,000 | $81,000 | $256,000 |
| Hispanic | 25 | $5,373,000 | $214,000 | $780,000 | $84,000 | $336,000 |
| Asian | 6 | $1,744,000 | $290,000 | $938,000 | $160,000 | $442,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $243,000 | $243,000 | $243,000 | $58,000 | $58,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 431 | $112,791,000 | $261,000 | $2,800,000 | $160,000 | $3,406,000 |
| FHA-insured (Federal Housing Administration) | 8 | $1,496,000 | $187,000 | $268,000 | $62,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 2 | $528,000 | $264,000 | $330,000 | $73,000 | $89,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 328 | $85,012,000 | $259,000 | $2,800,000 | $151,000 | $3,406,000 |
| Application Denied By Financial Institution | 43 | $10,040,000 | $233,000 | $980,000 | $112,000 | $851,000 |
| Application Withdrawn By Applicant | 42 | $11,324,000 | $269,000 | $1,000,000 | $89,000 | $416,000 |
| Application Approved But Not Accepted | 28 | $8,439,000 | $301,000 | $1,584,000 | $403,000 | $2,038,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 20 | $4,318,000 | $215,000 | $520,000 | $111,000 | $305,000 |
| Debt-To-Income Ratio | 9 | $1,945,000 | $216,000 | $417,000 | $59,000 | $123,000 |
| Employment History | 4 | $667,000 | $166,000 | $344,000 | $99,000 | $140,000 |
| Other | 4 | $1,440,000 | $360,000 | $980,000 | $257,000 | $851,000 |
| Unverifiable Information | 2 | $590,000 | $295,000 | $417,000 | $104,000 | $144,000 |
| Credit Application Incomplete | 2 | $546,000 | $273,000 | $413,000 | $146,000 | $256,000 |
| Credit History | 1 | $160,000 | $160,000 | $160,000 | $75,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $374,000 | $374,000 | $374,000 | $95,000 | $95,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sun Home Loans's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sun Home Loans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.