Sun National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Sun National Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sun National Bank 226 Landis Ave. Vineland, NJ 08360 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,273 |
| Total Mortgage Loan Application Amount | $109,606,000 |
| Average Mortgage Loan Application Amount | $91,333 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $8,069,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Sun National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sun National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Sun National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sun National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Sun National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sun National Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cumberland County New Jersey | 227 | $ 12,478,000 | $ 54,000 | $ 61,000 |
| Atlantic County New Jersey | 203 | $ 14,900,000 | $ 73,000 | $ 82,000 |
| Ocean County New Jersey | 116 | $ 10,459,000 | $ 90,000 | $ 197,000 |
| Burlington County New Jersey | 109 | $ 8,882,000 | $ 81,000 | $ 72,000 |
| Camden County New Jersey | 101 | $ 8,122,000 | $ 80,000 | $ 66,000 |
| Gloucester County New Jersey | 85 | $ 7,242,000 | $ 85,000 | $ 94,000 |
| Cape May County New Jersey | 73 | $ 7,502,000 | $ 102,000 | $ 78,000 |
| New Castle County Delaware | 70 | $ 7,570,000 | $ 108,000 | $ 82,000 |
| Monmouth County New Jersey | 67 | $ 5,644,000 | $ 84,000 | $ 105,000 |
| Salem County New Jersey | 39 | $ 2,303,000 | $ 59,000 | $ 66,000 |
| Middlesex County New Jersey | 37 | $ 2,782,000 | $ 75,000 | $ 74,000 |
| Mercer County New Jersey | 35 | $ 3,733,000 | $ 106,000 | $ 323,000 |
| Hunterdon County New Jersey | 16 | $ 2,846,000 | $ 177,000 | $ 84,000 |
| Somerset County New Jersey | 14 | $ 1,844,000 | $ 131,000 | $ 113,000 |
| Philadelphia County Pennsylvania | 7 | $ 690,000 | $ 98,000 | $ 40,000 |
| Palm Beach County Florida | 5 | $ 1,899,000 | $ 379,000 | $ 603,000 |
| Richmond County New York | 5 | $ 835,000 | $ 167,000 | $ 85,000 |
| Delaware County Pennsylvania | 5 | $ 293,000 | $ 58,000 | $ 90,000 |
| Bergen County New Jersey | 3 | $ 621,000 | $ 207,000 | $ 265,000 |
| Warren County New Jersey | 3 | $ 219,000 | $ 73,000 | $ 41,000 |
| Kent County Delaware | 2 | $ 280,000 | $ 140,000 | $ 100,000 |
| Duval County Florida | 2 | $ 243,000 | $ 121,000 | $ 33,000 |
| Lee County Florida | 2 | $ 364,000 | $ 182,000 | $ 118,000 |
| Osceola County Florida | 2 | $ 344,000 | $ 172,000 | $ 99,000 |
| Harford County Maryland | 2 | $ 320,000 | $ 160,000 | $ 129,000 |
| Middlesex County Massachusetts | 2 | $ 720,000 | $ 360,000 | $ 216,000 |
| Essex County New Jersey | 2 | $ 453,000 | $ 226,000 | $ 37,000 |
| Morris County New Jersey | 2 | $ 106,000 | $ 53,000 | $ 151,000 |
| Union County New Jersey | 2 | $ 690,000 | $ 345,000 | $ 95,000 |
| New York County New York | 2 | $ 684,000 | $ 342,000 | $ 136,000 |
| Queens County New York | 2 | $ 500,000 | $ 250,000 | $ 146,000 |
| Mecklenburg County North Carolina | 2 | $ 98,000 | $ 49,000 | $ 25,000 |
| Los Angeles County California | 1 | $ 250,000 | $ 250,000 | $ 250,000 |
| Sussex County Delaware | 1 | $ 45,000 | $ 45,000 | $ 106,000 |
| Broward County Florida | 1 | $ 100,000 | $ 100,000 | $ 125,000 |
| Marion County Florida | 1 | $ 146,000 | $ 146,000 | $ 62,000 |
| Monroe County Florida | 1 | $ 560,000 | $ 560,000 | $ 216,000 |
| St. Lucie County Florida | 1 | $ 300,000 | $ 300,000 | $ 174,000 |
| Volusia County Florida | 1 | $ 140,000 | $ 140,000 | $ 428,000 |
| Ada County Idaho | 1 | $ 10,000 | $ 10,000 | $ 24,000 |
| Madison County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Cecil County Maryland | 1 | $ 332,000 | $ 332,000 | $ 130,000 |
| Howard County Maryland | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Hudson County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 94,000 |
| Passaic County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 180,000 |
| Sussex County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Broome County New York | 1 | $ 84,000 | $ 84,000 | $ 89,000 |
| Alamance County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Wake County North Carolina | 1 | $ 239,000 | $ 239,000 | $ 61,000 |
| Garfield County Oklahoma | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Chester County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| McKean County Pennsylvania | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 192,000 |
| Montgomery County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 95,000 |
| Aiken County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 27,000 |
| Bell County Texas | 1 | $ 8,000 | $ 8,000 | $ 40,000 |
| Fairfax County Virginia | 1 | $ 95,000 | $ 95,000 | $ 1,686,000 |
| Norfolk County Virginia | 1 | $ 132,000 | $ 132,000 | $ 32,000 |
| Kitsap County Washington | 1 | $ 5,000 | $ 5,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Sun National Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 522 | $20,727,000 | $39,000 | $440,000 | $77,000 | $2,305,000 |
| Home Purchase | 399 | $47,773,000 | $119,000 | $1,600,000 | $106,000 | $7,342,000 |
| Refinancing | 352 | $41,106,000 | $116,000 | $1,500,000 | $124,000 | $8,069,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 960 | $80,625,000 | $83,000 | $1,600,000 | $84,000 | $2,516,000 |
| Hispanic | 98 | $6,319,000 | $64,000 | $323,000 | $54,000 | $250,000 |
| Black or African American | 78 | $4,915,000 | $63,000 | $309,000 | $58,000 | $218,000 |
| Not Provided | 70 | $5,157,000 | $73,000 | $870,000 | $90,000 | $316,000 |
| Asian | 32 | $3,531,000 | $110,000 | $417,000 | $73,000 | $168,000 |
| Not applicable | 24 | $8,226,000 | $342,000 | $1,500,000 | $1,095,000 | $8,069,000 |
| American Indian or Alaskan Native | 9 | $607,000 | $67,000 | $250,000 | $78,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $226,000 | $113,000 | $150,000 | $74,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,267 | $108,360,000 | $85,000 | $1,600,000 | $99,000 | $8,069,000 |
| FHA-insured (Federal Housing Administration) | 5 | $1,006,000 | $201,000 | $251,000 | $65,000 | $80,000 |
| VA-guaranteed (Veterans Administration) | 1 | $240,000 | $240,000 | $240,000 | $53,000 | $53,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 736 | $76,257,000 | $103,000 | $1,600,000 | $123,000 | $8,069,000 |
| Application Denied By Financial Institution | 408 | $21,578,000 | $52,000 | $323,000 | $54,000 | $306,000 |
| Application Approved But Not Accepted | 101 | $6,691,000 | $66,000 | $440,000 | $111,000 | $2,305,000 |
| Application Withdrawn By Applicant | 26 | $4,763,000 | $183,000 | $750,000 | $95,000 | $300,000 |
| File Closed For Incompleteness | 2 | $317,000 | $158,000 | $167,000 | $39,000 | $45,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 172 | $7,583,000 | $44,000 | $200,000 | $50,000 | $185,000 |
| Debt-To-Income Ratio | 168 | $9,993,000 | $59,000 | $250,000 | $50,000 | $285,000 |
| Collateral | 31 | $1,758,000 | $56,000 | $250,000 | $77,000 | $197,000 |
| Employment History | 12 | $402,000 | $33,000 | $85,000 | $53,000 | $229,000 |
| Credit Application Incomplete | 11 | $918,000 | $83,000 | $323,000 | $97,000 | $306,000 |
| Other | 11 | $489,000 | $44,000 | $250,000 | $45,000 | $250,000 |
| Unverifiable Information | 2 | $240,000 | $120,000 | $150,000 | $118,000 | $147,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $195,000 | $195,000 | $195,000 | $67,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sun National Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sun National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.