Suncoast Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Suncoast Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Suncoast Credit Union 6801 E Hillsborough Ave Tampa, FL 33610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 10,407 |
| Total Mortgage Loan Application Amount | $1,348,053,000 |
| Average Mortgage Loan Application Amount | $109,666 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $73,333 |
| Highest Applicant Income | $4,449,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Suncoast Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Suncoast Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Suncoast Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Suncoast Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Suncoast Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Suncoast Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lee County Florida | 1,894 | $ 232,712,000 | $ 122,000 | $ 73,000 |
| Hillsborough County Florida | 1,572 | $ 198,456,000 | $ 126,000 | $ 81,000 |
| Collier County Florida | 681 | $ 101,683,000 | $ 149,000 | $ 81,000 |
| Pasco County Florida | 561 | $ 63,583,000 | $ 113,000 | $ 77,000 |
| Charlotte County Florida | 409 | $ 42,733,000 | $ 104,000 | $ 66,000 |
| Hernando County Florida | 344 | $ 28,375,000 | $ 82,000 | $ 59,000 |
| Manatee County Florida | 309 | $ 42,174,000 | $ 136,000 | $ 78,000 |
| Citrus County Florida | 295 | $ 25,840,000 | $ 87,000 | $ 59,000 |
| Pinellas County Florida | 275 | $ 37,493,000 | $ 136,000 | $ 87,000 |
| Sarasota County Florida | 214 | $ 28,621,000 | $ 133,000 | $ 69,000 |
| Sumter County Florida | 82 | $ 5,765,000 | $ 70,000 | $ 77,000 |
| Hendry County Florida | 51 | $ 3,833,000 | $ 75,000 | $ 99,000 |
| Polk County Florida | 49 | $ 4,517,000 | $ 92,000 | $ 75,000 |
| DeSoto County Florida | 41 | $ 3,168,000 | $ 77,000 | $ 82,000 |
| Levy County Florida | 38 | $ 2,926,000 | $ 77,000 | $ 58,000 |
| Hardee County Florida | 33 | $ 3,234,000 | $ 98,000 | $ 60,000 |
| Marion County Florida | 31 | $ 2,687,000 | $ 86,000 | $ 57,000 |
| Orange County Florida | 22 | $ 4,459,000 | $ 202,000 | $ 141,000 |
| Broward County Florida | 21 | $ 2,854,000 | $ 135,000 | $ 75,000 |
| Highlands County Florida | 19 | $ 1,797,000 | $ 94,000 | $ 57,000 |
| Alachua County Florida | 14 | $ 1,714,000 | $ 122,000 | $ 95,000 |
| Gilchrist County Florida | 14 | $ 1,810,000 | $ 129,000 | $ 80,000 |
| Glades County Florida | 12 | $ 1,187,000 | $ 98,000 | $ 54,000 |
| Leon County Florida | 12 | $ 1,527,000 | $ 127,000 | $ 83,000 |
| Palm Beach County Florida | 12 | $ 2,500,000 | $ 208,000 | $ 141,000 |
| Dixie County Florida | 11 | $ 793,000 | $ 72,000 | $ 39,000 |
| Lake County Florida | 11 | $ 1,405,000 | $ 127,000 | $ 65,000 |
| Seminole County Florida | 10 | $ 1,720,000 | $ 172,000 | $ 85,000 |
| Miami-Dade County Florida | 8 | $ 1,733,000 | $ 216,000 | $ 107,000 |
| Brevard County Florida | 6 | $ 840,000 | $ 140,000 | $ 78,000 |
| Osceola County Florida | 6 | $ 622,000 | $ 103,000 | $ 75,000 |
| St. Johns County Florida | 6 | $ 1,216,000 | $ 202,000 | $ 101,000 |
| Volusia County Florida | 4 | $ 409,000 | $ 102,000 | $ 136,000 |
| Duval County Florida | 3 | $ 727,000 | $ 242,000 | $ 161,000 |
| Escambia County Florida | 3 | $ 542,000 | $ 180,000 | $ 70,000 |
| St. Lucie County Florida | 3 | $ 488,000 | $ 162,000 | $ 82,000 |
| Gadsden County Florida | 2 | $ 62,000 | $ 31,000 | $ 37,000 |
| Putnam County Florida | 2 | $ 154,000 | $ 77,000 | $ 53,000 |
| Cherokee County Georgia | 2 | $ 981,000 | $ 490,000 | $ 252,000 |
| Haywood County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 151,000 |
| Wake County North Carolina | 2 | $ 849,000 | $ 424,000 | $ 140,000 |
| Grayson County Virginia | 2 | $ 169,000 | $ 84,000 | $ 85,000 |
| Clay County Alabama | 1 | $ 126,000 | $ 126,000 | $ 77,000 |
| Cullman County Alabama | 1 | $ 182,000 | $ 182,000 | $ 137,000 |
| Lee County Alabama | 1 | $ 132,000 | $ 132,000 | $ 213,000 |
| Tuscaloosa County Alabama | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Hamilton County Florida | 1 | $ 241,000 | $ 241,000 | $ 54,000 |
| Indian River County Florida | 1 | $ 272,000 | $ 272,000 | $ 122,000 |
| Jackson County Florida | 1 | $ 123,000 | $ 123,000 | $ 95,000 |
| Jefferson County Florida | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Lafayette County Florida | 1 | $ 24,000 | $ 24,000 | $ 47,000 |
| Monroe County Florida | 1 | $ 417,000 | $ 417,000 | $ 381,000 |
| Nassau County Florida | 1 | $ 210,000 | $ 210,000 | $ 95,000 |
| Okaloosa County Florida | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Santa Rosa County Florida | 1 | $ 178,000 | $ 178,000 | $ 97,000 |
| Suwannee County Florida | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Wakulla County Florida | 1 | $ 21,000 | $ 21,000 | $ 48,000 |
| Baldwin County Georgia | 1 | $ 190,000 | $ 190,000 | $ 92,000 |
| Cobb County Georgia | 1 | $ 304,000 | $ 304,000 | $ 76,000 |
| DeKalb County Georgia | 1 | $ 356,000 | $ 356,000 | $ 331,000 |
| Fannin County Georgia | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Fayette County Georgia | 1 | $ 282,000 | $ 282,000 | $ 147,000 |
| Gwinnett County Georgia | 1 | $ 147,000 | $ 147,000 | $ 114,000 |
| Habersham County Georgia | 1 | $ 230,000 | $ 230,000 | $ 115,000 |
| Polk County Georgia | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Pulaski County Georgia | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Quitman County Georgia | 1 | $ 103,000 | $ 103,000 | $ 65,000 |
| Union County Georgia | 1 | $ 70,000 | $ 70,000 | $ 34,000 |
| Walker County Georgia | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Whitfield County Georgia | 1 | $ 128,000 | $ 128,000 | $ 41,000 |
| Avery County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Cherokee County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 26,000 |
| Craven County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 79,000 |
| Madison County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 71,000 |
| Mitchell County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Jasper County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 122,000 |
| Newberry County South Carolina | 1 | $ 291,000 | $ 291,000 | $ 106,000 |
| Carter County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 77,000 |
| Hamilton County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 85,000 |
| Hawkins County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Monroe County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 45,000 |
| Sevier County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 99,000 |
| Chesapeake County Virginia | 1 | $ 378,000 | $ 378,000 | $ 80,000 |
| Fairfax County Virginia | 1 | $ 650,000 | $ 650,000 | $ 198,000 |
| Newport News County Virginia | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Suncoast Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,422 | $823,712,000 | $151,000 | $700,000 | $65,000 | $1,150,000 |
| Refinancing | 3,252 | $457,085,000 | $140,000 | $700,000 | $77,000 | $2,984,000 |
| Home Improvement | 1,733 | $67,256,000 | $38,000 | $2,500,000 | $78,000 | $4,449,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,890 | $928,658,000 | $134,000 | $2,500,000 | $76,000 | $4,449,000 |
| Hispanic | 1,909 | $218,090,000 | $114,000 | $700,000 | $58,000 | $2,520,000 |
| Black or African American | 963 | $109,704,000 | $113,000 | $624,000 | $56,000 | $780,000 |
| Not Provided | 455 | $65,466,000 | $143,000 | $442,000 | $82,000 | $690,000 |
| Asian | 121 | $17,865,000 | $147,000 | $503,000 | $71,000 | $273,000 |
| American Indian or Alaskan Native | 45 | $4,776,000 | $106,000 | $450,000 | $56,000 | $174,000 |
| Native Hawaiin or Other Pacific Islander | 24 | $3,494,000 | $145,000 | $330,000 | $61,000 | $186,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,407 | $1,348,053,000 | $129,000 | $2,500,000 | $71,000 | $4,449,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,208 | $437,957,000 | $136,000 | $700,000 | $80,000 | $939,000 |
| Application Denied By Financial Institution | 2,938 | $281,463,000 | $95,000 | $2,500,000 | $67,000 | $4,449,000 |
| Preapproval Denied by Financial Institution | 1,746 | $254,897,000 | $145,000 | $698,000 | $52,000 | $539,000 |
| Preapproval Approved but not Accepted | 1,121 | $177,954,000 | $158,000 | $700,000 | $72,000 | $892,000 |
| Application Approved But Not Accepted | 848 | $115,031,000 | $135,000 | $594,000 | $78,000 | $464,000 |
| Application Withdrawn By Applicant | 327 | $45,256,000 | $138,000 | $472,000 | $81,000 | $1,488,000 |
| File Closed For Incompleteness | 219 | $35,495,000 | $162,000 | $660,000 | $87,000 | $2,640,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,752 | $222,922,000 | $127,000 | $2,500,000 | $64,000 | $1,248,000 |
| Debt-To-Income Ratio | 962 | $110,281,000 | $114,000 | $700,000 | $42,000 | $258,000 |
| Credit History | 822 | $42,903,000 | $52,000 | $625,000 | $77,000 | $4,449,000 |
| Mortgage Insurance Denied | 489 | $73,225,000 | $149,000 | $570,000 | $56,000 | $299,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 333 | $42,928,000 | $128,000 | $500,000 | $44,000 | $207,000 |
| Collateral | 163 | $24,418,000 | $149,000 | $553,000 | $122,000 | $2,984,000 |
| Employment History | 101 | $11,811,000 | $116,000 | $402,000 | $51,000 | $1,050,000 |
| Unverifiable Information | 21 | $3,323,000 | $158,000 | $400,000 | $40,000 | $128,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suncoast Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suncoast Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.