Sunflower Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Sunflower Bank, National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sunflower Bank, National Association 3025 Cortland Circle - Po Box 800 Dallas, TX 67401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,133 |
| Total Mortgage Loan Application Amount | $206,428,000 |
| Average Mortgage Loan Application Amount | $169,333 |
| Highest Mortgage Loan Application Amount | $5,175,000 |
| Average Applicant Income | $91,333 |
| Highest Applicant Income | $1,468,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Sunflower Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sunflower Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Sunflower Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sunflower Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Sunflower Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sunflower Bank, National Association's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Saline County Kansas | 126 | $ 14,383,000 | $ 114,000 | $ 76,000 |
| Pueblo County Colorado | 74 | $ 11,758,000 | $ 158,000 | $ 73,000 |
| McPherson County Kansas | 68 | $ 4,223,000 | $ 62,000 | $ 65,000 |
| Ellis County Kansas | 55 | $ 6,802,000 | $ 123,000 | $ 81,000 |
| Ford County Kansas | 45 | $ 1,315,000 | $ 29,000 | $ 50,000 |
| Riley County Kansas | 45 | $ 5,396,000 | $ 119,000 | $ 92,000 |
| Barton County Kansas | 41 | $ 2,667,000 | $ 65,000 | $ 85,000 |
| Fremont County Colorado | 38 | $ 3,761,000 | $ 98,000 | $ 60,000 |
| Sedgwick County Kansas | 35 | $ 7,065,000 | $ 201,000 | $ 150,000 |
| Denver County Colorado | 26 | $ 11,712,000 | $ 450,000 | $ 186,000 |
| Russell County Kansas | 25 | $ 2,063,000 | $ 82,000 | $ 94,000 |
| Thomas County Kansas | 21 | $ 1,821,000 | $ 86,000 | $ 96,000 |
| Geary County Kansas | 20 | $ 2,202,000 | $ 110,000 | $ 98,000 |
| Douglas County Colorado | 19 | $ 6,585,000 | $ 346,000 | $ 158,000 |
| Arapahoe County Colorado | 18 | $ 9,383,000 | $ 521,000 | $ 234,000 |
| Seward County Kansas | 18 | $ 304,000 | $ 16,000 | $ 49,000 |
| Rio Grande County Colorado | 17 | $ 2,010,000 | $ 118,000 | $ 84,000 |
| Douglas County Kansas | 17 | $ 7,784,000 | $ 457,000 | $ 96,000 |
| Boulder County Colorado | 14 | $ 10,554,000 | $ 753,000 | $ 381,000 |
| Shawnee County Kansas | 13 | $ 1,836,000 | $ 141,000 | $ 99,000 |
| Cook County Illinois | 10 | $ 5,260,000 | $ 526,000 | $ 0 |
| Johnson County Kansas | 10 | $ 2,635,000 | $ 263,000 | $ 142,000 |
| Dickinson County Kansas | 9 | $ 1,506,000 | $ 167,000 | $ 71,000 |
| Pottawatomie County Kansas | 9 | $ 1,891,000 | $ 210,000 | $ 130,000 |
| Osborne County Kansas | 8 | $ 247,000 | $ 30,000 | $ 62,000 |
| Adams County Colorado | 7 | $ 1,040,000 | $ 148,000 | $ 97,000 |
| El Paso County Colorado | 7 | $ 1,164,000 | $ 166,000 | $ 148,000 |
| Butler County Kansas | 7 | $ 1,833,000 | $ 261,000 | $ 165,000 |
| Reno County Kansas | 7 | $ 433,000 | $ 61,000 | $ 53,000 |
| Johnson County Missouri | 7 | $ 298,000 | $ 42,000 | $ 35,000 |
| Los Angeles County California | 6 | $ 2,174,000 | $ 362,000 | $ 0 |
| Custer County Colorado | 6 | $ 1,278,000 | $ 213,000 | $ 218,000 |
| Orange County California | 5 | $ 742,000 | $ 148,000 | $ 0 |
| Jefferson County Colorado | 5 | $ 1,961,000 | $ 392,000 | $ 87,000 |
| Clay County Kansas | 5 | $ 570,000 | $ 114,000 | $ 80,000 |
| Ellsworth County Kansas | 5 | $ 252,000 | $ 50,000 | $ 125,000 |
| Ottawa County Kansas | 5 | $ 290,000 | $ 58,000 | $ 83,000 |
| Mineral County Colorado | 4 | $ 956,000 | $ 239,000 | $ 629,000 |
| Rooks County Kansas | 4 | $ 246,000 | $ 61,000 | $ 53,000 |
| Rush County Kansas | 4 | $ 174,000 | $ 43,000 | $ 94,000 |
| Jackson County Missouri | 4 | $ 449,000 | $ 112,000 | $ 62,000 |
| Harris County Texas | 4 | $ 1,515,000 | $ 378,000 | $ 0 |
| San Diego County California | 3 | $ 1,362,000 | $ 454,000 | $ 0 |
| Gunnison County Colorado | 3 | $ 604,000 | $ 201,000 | $ 442,000 |
| Weld County Colorado | 3 | $ 1,216,000 | $ 405,000 | $ 200,000 |
| Lee County Florida | 3 | $ 222,000 | $ 74,000 | $ 48,000 |
| Leavenworth County Kansas | 3 | $ 451,000 | $ 150,000 | $ 79,000 |
| Marion County Kansas | 3 | $ 696,000 | $ 232,000 | $ 99,000 |
| Rice County Kansas | 3 | $ 236,000 | $ 78,000 | $ 102,000 |
| Sheridan County Kansas | 3 | $ 124,000 | $ 41,000 | $ 57,000 |
| Wyandotte County Kansas | 3 | $ 353,000 | $ 117,000 | $ 103,000 |
| Wayne County Michigan | 3 | $ 925,000 | $ 308,000 | $ 0 |
| King County Washington | 3 | $ 1,094,000 | $ 364,000 | $ 0 |
| Alameda County California | 2 | $ 374,000 | $ 187,000 | $ 0 |
| Santa Clara County California | 2 | $ 1,360,000 | $ 680,000 | $ 0 |
| Alamosa County Colorado | 2 | $ 321,000 | $ 160,000 | $ 89,000 |
| Elbert County Colorado | 2 | $ 385,000 | $ 192,000 | $ 121,000 |
| Huerfano County Colorado | 2 | $ 509,000 | $ 254,000 | $ 122,000 |
| Larimer County Colorado | 2 | $ 942,000 | $ 471,000 | $ 55,000 |
| Otero County Colorado | 2 | $ 201,000 | $ 100,000 | $ 46,000 |
| Park County Colorado | 2 | $ 486,000 | $ 243,000 | $ 842,000 |
| Summit County Colorado | 2 | $ 524,000 | $ 262,000 | $ 368,000 |
| Broward County Florida | 2 | $ 635,000 | $ 317,000 | $ 0 |
| Chatham County Georgia | 2 | $ 755,000 | $ 377,000 | $ 0 |
| Lake County Illinois | 2 | $ 1,111,000 | $ 555,000 | $ 0 |
| Coffey County Kansas | 2 | $ 381,000 | $ 190,000 | $ 164,000 |
| Hodgeman County Kansas | 2 | $ 62,000 | $ 31,000 | $ 43,000 |
| Jefferson County Kansas | 2 | $ 450,000 | $ 225,000 | $ 87,000 |
| Logan County Kansas | 2 | $ 183,000 | $ 91,000 | $ 36,000 |
| Miami County Kansas | 2 | $ 138,000 | $ 69,000 | $ 62,000 |
| Ness County Kansas | 2 | $ 26,000 | $ 13,000 | $ 78,000 |
| Pratt County Kansas | 2 | $ 289,000 | $ 144,000 | $ 55,000 |
| Rawlins County Kansas | 2 | $ 59,000 | $ 29,000 | $ 41,000 |
| Stafford County Kansas | 2 | $ 45,000 | $ 22,000 | $ 51,000 |
| Oakland County Michigan | 2 | $ 887,000 | $ 443,000 | $ 87,000 |
| Camden County Missouri | 2 | $ 780,000 | $ 390,000 | $ 63,000 |
| Kings County New York | 2 | $ 1,398,000 | $ 699,000 | $ 0 |
| New York County New York | 2 | $ 1,335,000 | $ 667,000 | $ 0 |
| Queens County New York | 2 | $ 369,000 | $ 184,000 | $ 0 |
| Union County North Carolina | 2 | $ 899,000 | $ 449,000 | $ 0 |
| Grand Forks County North Dakota | 2 | $ 207,000 | $ 103,000 | $ 173,000 |
| Dallas County Texas | 2 | $ 2,257,000 | $ 1,128,000 | $ 328,000 |
| Travis County Texas | 2 | $ 599,000 | $ 299,000 | $ 272,000 |
| Salt Lake County Utah | 2 | $ 329,000 | $ 164,000 | $ 72,000 |
| Utah County Utah | 2 | $ 278,000 | $ 139,000 | $ 390,000 |
| Fairfax County Virginia | 2 | $ 1,006,000 | $ 503,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Cochise County Arizona | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 546,000 | $ 546,000 | $ 0 |
| Pinal County Arizona | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Fresno County California | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Marin County California | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Nevada County California | 1 | $ 436,000 | $ 436,000 | $ 0 |
| San Mateo County California | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Solano County California | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Eagle County Colorado | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Saguache County Colorado | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| New Castle County Delaware | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Collier County Florida | 1 | $ 571,000 | $ 571,000 | $ 0 |
| Duval County Florida | 1 | $ 353,000 | $ 353,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Polk County Florida | 1 | $ 878,000 | $ 878,000 | $ 0 |
| Volusia County Florida | 1 | $ 117,000 | $ 117,000 | $ 100,000 |
| DeKalb County Georgia | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Douglas County Georgia | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Fulton County Georgia | 1 | $ 601,000 | $ 601,000 | $ 0 |
| Ada County Idaho | 1 | $ 159,000 | $ 159,000 | $ 71,000 |
| DuPage County Illinois | 1 | $ 962,000 | $ 962,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 841,000 | $ 841,000 | $ 0 |
| Dickinson County Iowa | 1 | $ 177,000 | $ 177,000 | $ 262,000 |
| Cherokee County Kansas | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Cheyenne County Kansas | 1 | $ 124,000 | $ 124,000 | $ 200,000 |
| Finney County Kansas | 1 | $ 147,000 | $ 147,000 | $ 82,000 |
| Franklin County Kansas | 1 | $ 173,000 | $ 173,000 | $ 52,000 |
| Haskell County Kansas | 1 | $ 50,000 | $ 50,000 | $ 93,000 |
| Meade County Kansas | 1 | $ 183,000 | $ 183,000 | $ 92,000 |
| Morris County Kansas | 1 | $ 116,000 | $ 116,000 | $ 155,000 |
| Nemaha County Kansas | 1 | $ 401,000 | $ 401,000 | $ 210,000 |
| Pawnee County Kansas | 1 | $ 38,000 | $ 38,000 | $ 115,000 |
| Smith County Kansas | 1 | $ 44,000 | $ 44,000 | $ 70,000 |
| Sumner County Kansas | 1 | $ 160,000 | $ 160,000 | $ 51,000 |
| Wabaunsee County Kansas | 1 | $ 68,000 | $ 68,000 | $ 27,000 |
| Campbell County Kentucky | 1 | $ 632,000 | $ 632,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Barry County Michigan | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Ottawa County Michigan | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Washington County Minnesota | 1 | $ 556,000 | $ 556,000 | $ 0 |
| Covington County Mississippi | 1 | $ 91,000 | $ 91,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Boone County Missouri | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Cass County Missouri | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Clay County Missouri | 1 | $ 192,000 | $ 192,000 | $ 152,000 |
| Cole County Missouri | 1 | $ 113,000 | $ 113,000 | $ 796,000 |
| Morgan County Missouri | 1 | $ 206,000 | $ 206,000 | $ 105,000 |
| Platte County Missouri | 1 | $ 212,000 | $ 212,000 | $ 80,000 |
| Lancaster County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Bergen County New Jersey | 1 | $ 972,000 | $ 972,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Nassau County New York | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Wake County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 622,000 | $ 622,000 | $ 0 |
| Greene County Ohio | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 533,000 | $ 533,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 112,000 |
| Oklahoma County Oklahoma | 1 | $ 528,000 | $ 528,000 | $ 1,415,000 |
| Clatsop County Oregon | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 654,000 | $ 654,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 346,000 | $ 346,000 | $ 116,000 |
| Williamson County Tennessee | 1 | $ 972,000 | $ 972,000 | $ 0 |
| Bowie County Texas | 1 | $ 131,000 | $ 131,000 | $ 54,000 |
| Randall County Texas | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Wasatch County Utah | 1 | $ 632,000 | $ 632,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 586,000 | $ 586,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Clark County Washington | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Pierce County Washington | 1 | $ 700,000 | $ 700,000 | $ 0 |
Mortgage Loan Application Detail Totals for Sunflower Bank, National Association in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 485 | $93,441,000 | $192,000 | $996,000 | $95,000 | $1,468,000 |
| Refinancing | 378 | $95,450,000 | $252,000 | $5,175,000 | $98,000 | $1,180,000 |
| Home Improvement | 270 | $17,537,000 | $64,000 | $1,440,000 | $81,000 | $497,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 847 | $128,299,000 | $151,000 | $2,004,000 | $108,000 | $1,468,000 |
| Not applicable | 143 | $59,562,000 | $416,000 | $5,175,000 | $0 | $0 |
| Hispanic | 99 | $9,429,000 | $95,000 | $1,631,000 | $80,000 | $951,000 |
| Not Provided | 21 | $4,643,000 | $221,000 | $750,000 | $147,000 | $480,000 |
| Black or African American | 12 | $2,126,000 | $177,000 | $505,000 | $123,000 | $406,000 |
| Asian | 7 | $1,879,000 | $268,000 | $750,000 | $163,000 | $324,000 |
| American Indian or Alaskan Native | 3 | $390,000 | $130,000 | $221,000 | $66,000 | $133,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $100,000 | $100,000 | $100,000 | $37,000 | $37,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,098 | $203,113,000 | $184,000 | $5,175,000 | $95,000 | $1,468,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $3,240,000 | $95,000 | $179,000 | $44,000 | $69,000 |
| VA-guaranteed (Veterans Administration) | 1 | $75,000 | $75,000 | $75,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 635 | $99,257,000 | $156,000 | $5,175,000 | $101,000 | $1,468,000 |
| Application Denied By Financial Institution | 153 | $22,066,000 | $144,000 | $2,004,000 | $106,000 | $932,000 |
| Application Withdrawn By Applicant | 117 | $20,731,000 | $177,000 | $1,440,000 | $120,000 | $1,415,000 |
| Loan Purchased By The Institution | 114 | $44,694,000 | $392,000 | $996,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 53 | $11,185,000 | $211,000 | $765,000 | $88,000 | $382,000 |
| Application Approved But Not Accepted | 37 | $5,167,000 | $139,000 | $1,631,000 | $128,000 | $1,180,000 |
| Preapproval Denied by Financial Institution | 24 | $3,328,000 | $138,000 | $450,000 | $60,000 | $197,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 66 | $9,058,000 | $137,000 | $985,000 | $86,000 | $929,000 |
| Credit History | 61 | $6,704,000 | $109,000 | $473,000 | $72,000 | $595,000 |
| Other | 30 | $4,986,000 | $166,000 | $1,992,000 | $145,000 | $932,000 |
| Collateral | 12 | $874,000 | $72,000 | $263,000 | $77,000 | $197,000 |
| Employment History | 4 | $1,284,000 | $321,000 | $729,000 | $167,000 | $329,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $2,012,000 | $1,006,000 | $2,004,000 | $330,000 | $619,000 |
| Unverifiable Information | 2 | $476,000 | $238,000 | $338,000 | $446,000 | $780,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sunflower Bank, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sunflower Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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