Suntrust Banks, Inc
Mortgage Loan Application
Totals and Details
for 2016

Mortgage Company & Address Suntrust Banks, Inc
P.O. Box 4418, Mail Code 0663
Atlanta, GA 30302
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 83,862
Total Mortgage Loan Application Amount $7,498,677,000
Average Mortgage Loan Application Amount $42,834
Highest Mortgage Loan Application Amount $76,000,000
Average Applicant Income $111,955
Highest Applicant Income $9,999,000
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Mortgage Loan Application Detail Totals for Suntrust Banks, Inc in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 76,009 $1,738,364,000 $22,000 $9,440,000 $109,000 $9,999,000
Home Purchase 4,970 $3,399,589,000 $684,000 $76,000,000 $290,000 $9,999,000
Refinancing 2,884 $2,360,729,000 $818,000 $59,400,000 $348,000 $9,513,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 44,715 $1,030,356,000 $23,000 $1,400,000 $116,000 $9,999,000
Not Provided 12,743 $319,422,000 $25,000 $272,000 $119,000 $8,500,000
Black or African American 9,914 $121,332,000 $12,000 $100,000 $67,000 $9,999,000
Not applicable 7,899 $5,826,449,000 $737,000 $76,000,000 $310,000 $9,999,000
Hispanic 5,676 $119,496,000 $21,000 $100,000 $97,000 $9,999,000
Asian 2,101 $64,488,000 $30,000 $1,300,000 $125,000 $2,611,000
American Indian or Alaskan Native 583 $11,529,000 $19,000 $100,000 $99,000 $800,000
Native Hawaiin or Other Pacific Islander 232 $5,610,000 $24,000 $100,000 $101,000 $1,080,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 83,863 $7,498,682,000 $89,000 $76,000,000 $128,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 49,727 $1,095,792,000 $22,000 $2,304,000 $91,000 $9,999,000
Loan Originated 23,802 $924,699,000 $38,000 $76,000,000 $142,000 $5,000,000
Loan Purchased By The Institution 7,798 $5,397,222,000 $692,000 $59,400,000 $314,000 $9,999,000
Application Approved But Not Accepted 2,200 $55,112,000 $25,000 $1,400,000 $141,000 $9,999,000
Application Withdrawn By Applicant 336 $25,857,000 $76,000 $11,500,000 $171,000 $2,000,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 28,952 $521,137,000 $18,000 $1,500,000 $92,000 $9,999,000
Debt-To-Income Ratio 13,490 $418,136,000 $30,000 $2,304,000 $78,000 $7,713,000
Unverifiable Information 3,514 $42,537,000 $12,000 $100,000 $79,000 $9,999,000
Credit Application Incomplete 3,185 $94,138,000 $29,000 $865,000 $155,000 $9,999,000
Other 547 $9,213,000 $16,000 $506,000 $113,000 $3,775,000
Collateral 24 $1,716,000 $71,000 $1,120,000 $43,000 $170,000
Insufficient Cash (Downpayment, Closing Cost) 14 $8,910,000 $636,000 $1,800,000 $21,000 $270,000
Employment History 1 $5,000 $5,000 $5,000 $28,000 $28,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
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