Susquehanna Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Susquehanna Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Susquehanna Bank 1570 Manheim Pike Po Box 3300 Lancaster, PA 17601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 4,843 |
| Total Mortgage Loan Application Amount | $949,295,000 |
| Average Mortgage Loan Application Amount | $172,000 |
| Highest Mortgage Loan Application Amount | $14,427,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $5,080,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Susquehanna Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Susquehanna Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Susquehanna Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Susquehanna Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Susquehanna Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Susquehanna Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 869 | $ 126,995,000 | $ 146,000 | $ 88,000 |
| York County Pennsylvania | 604 | $ 82,659,000 | $ 136,000 | $ 63,000 |
| Dauphin County Pennsylvania | 309 | $ 44,470,000 | $ 143,000 | $ 73,000 |
| Northumberland County Pennsylvania | 252 | $ 21,775,000 | $ 86,000 | $ 53,000 |
| Adams County Pennsylvania | 226 | $ 39,187,000 | $ 173,000 | $ 64,000 |
| Berks County Pennsylvania | 179 | $ 44,674,000 | $ 249,000 | $ 69,000 |
| Washington County Maryland | 156 | $ 28,709,000 | $ 184,000 | $ 79,000 |
| Lycoming County Pennsylvania | 149 | $ 26,123,000 | $ 175,000 | $ 65,000 |
| Franklin County Pennsylvania | 146 | $ 19,869,000 | $ 136,000 | $ 64,000 |
| Schuylkill County Pennsylvania | 137 | $ 13,521,000 | $ 98,000 | $ 59,000 |
| Baltimore County Maryland | 105 | $ 46,022,000 | $ 438,000 | $ 106,000 |
| Cumberland County Pennsylvania | 105 | $ 17,575,000 | $ 167,000 | $ 90,000 |
| Camden County New Jersey | 101 | $ 12,602,000 | $ 124,000 | $ 58,000 |
| Cumberland County New Jersey | 97 | $ 11,948,000 | $ 123,000 | $ 65,000 |
| Howard County Maryland | 91 | $ 57,559,000 | $ 632,000 | $ 202,000 |
| Snyder County Pennsylvania | 89 | $ 11,198,000 | $ 125,000 | $ 60,000 |
| Chester County Pennsylvania | 81 | $ 20,430,000 | $ 252,000 | $ 99,000 |
| Carroll County Maryland | 65 | $ 16,065,000 | $ 247,000 | $ 84,000 |
| Montgomery County Pennsylvania | 60 | $ 26,102,000 | $ 435,000 | $ 107,000 |
| Gloucester County New Jersey | 57 | $ 9,262,000 | $ 162,000 | $ 74,000 |
| Atlantic County New Jersey | 56 | $ 12,666,000 | $ 226,000 | $ 100,000 |
| Luzerne County Pennsylvania | 53 | $ 3,653,000 | $ 68,000 | $ 48,000 |
| Berkeley County West Virginia | 53 | $ 6,457,000 | $ 121,000 | $ 45,000 |
| Allegany County Maryland | 45 | $ 3,885,000 | $ 86,000 | $ 59,000 |
| Harford County Maryland | 42 | $ 14,587,000 | $ 347,000 | $ 105,000 |
| Lehigh County Pennsylvania | 40 | $ 5,030,000 | $ 125,000 | $ 71,000 |
| Burlington County New Jersey | 39 | $ 7,907,000 | $ 202,000 | $ 89,000 |
| Lebanon County Pennsylvania | 39 | $ 5,869,000 | $ 150,000 | $ 203,000 |
| Bedford County Pennsylvania | 35 | $ 4,129,000 | $ 117,000 | $ 69,000 |
| Garrett County Maryland | 34 | $ 5,342,000 | $ 157,000 | $ 60,000 |
| Union County Pennsylvania | 34 | $ 3,934,000 | $ 115,000 | $ 66,000 |
| Anne Arundel County Maryland | 33 | $ 41,564,000 | $ 1,259,000 | $ 154,000 |
| Delaware County Pennsylvania | 30 | $ 7,291,000 | $ 243,000 | $ 91,000 |
| Northampton County Pennsylvania | 28 | $ 12,576,000 | $ 449,000 | $ 117,000 |
| Philadelphia County Pennsylvania | 26 | $ 8,753,000 | $ 336,000 | $ 108,000 |
| Worcester County Maryland | 24 | $ 6,616,000 | $ 275,000 | $ 241,000 |
| Prince George's County Maryland | 22 | $ 12,880,000 | $ 585,000 | $ 175,000 |
| Baltimore City County Maryland | 20 | $ 4,097,000 | $ 204,000 | $ 60,000 |
| Cape May County New Jersey | 19 | $ 6,118,000 | $ 322,000 | $ 169,000 |
| Frederick County Maryland | 18 | $ 5,815,000 | $ 323,000 | $ 133,000 |
| Sussex County Delaware | 15 | $ 4,070,000 | $ 271,000 | $ 139,000 |
| Montgomery County Maryland | 14 | $ 7,170,000 | $ 512,000 | $ 181,000 |
| Queen Anne's County Maryland | 14 | $ 5,676,000 | $ 405,000 | $ 101,000 |
| Carbon County Pennsylvania | 13 | $ 1,715,000 | $ 131,000 | $ 55,000 |
| Columbia County Pennsylvania | 12 | $ 1,395,000 | $ 116,000 | $ 82,000 |
| Bucks County Pennsylvania | 10 | $ 8,340,000 | $ 834,000 | $ 103,000 |
| Fulton County Pennsylvania | 10 | $ 1,551,000 | $ 155,000 | $ 73,000 |
| Salem County New Jersey | 9 | $ 1,243,000 | $ 138,000 | $ 84,000 |
| Blair County Pennsylvania | 9 | $ 5,554,000 | $ 617,000 | $ 373,000 |
| Perry County Pennsylvania | 9 | $ 857,000 | $ 95,000 | $ 53,000 |
| Fairfax County Virginia | 9 | $ 7,137,000 | $ 793,000 | $ 198,000 |
| Monroe County Pennsylvania | 8 | $ 584,000 | $ 73,000 | $ 61,000 |
| Mineral County West Virginia | 8 | $ 281,000 | $ 35,000 | $ 29,000 |
| Cecil County Maryland | 6 | $ 1,719,000 | $ 286,000 | $ 104,000 |
| Sullivan County Pennsylvania | 6 | $ 1,580,000 | $ 263,000 | $ 33,000 |
| Montour County Pennsylvania | 5 | $ 889,000 | $ 177,000 | $ 96,000 |
| Loudoun County Virginia | 5 | $ 5,606,000 | $ 1,121,000 | $ 359,000 |
| Jefferson County West Virginia | 5 | $ 685,000 | $ 137,000 | $ 49,000 |
| Mercer County New Jersey | 4 | $ 1,166,000 | $ 291,000 | $ 120,000 |
| Bradford County Pennsylvania | 4 | $ 924,000 | $ 231,000 | $ 62,000 |
| Centre County Pennsylvania | 4 | $ 624,000 | $ 156,000 | $ 86,000 |
| Mifflin County Pennsylvania | 4 | $ 330,000 | $ 82,000 | $ 57,000 |
| Potter County Pennsylvania | 4 | $ 4,930,000 | $ 1,232,000 | $ 0 |
| New Castle County Delaware | 3 | $ 3,238,000 | $ 1,079,000 | $ 32,000 |
| Calvert County Maryland | 3 | $ 1,208,000 | $ 402,000 | $ 80,000 |
| Monmouth County New Jersey | 3 | $ 439,000 | $ 146,000 | $ 68,000 |
| Clinton County Pennsylvania | 3 | $ 304,000 | $ 101,000 | $ 68,000 |
| Palm Beach County Florida | 2 | $ 8,292,000 | $ 4,146,000 | $ 176,000 |
| Dorchester County Maryland | 2 | $ 1,200,000 | $ 600,000 | $ 276,000 |
| Somerset County Maryland | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Huntingdon County Pennsylvania | 2 | $ 213,000 | $ 106,000 | $ 73,000 |
| Juniata County Pennsylvania | 2 | $ 133,000 | $ 66,000 | $ 111,000 |
| Pike County Pennsylvania | 2 | $ 236,000 | $ 118,000 | $ 90,000 |
| Somerset County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 40,000 |
| Susquehanna County Pennsylvania | 2 | $ 296,000 | $ 148,000 | $ 22,000 |
| Tioga County Pennsylvania | 2 | $ 555,000 | $ 277,000 | $ 95,000 |
| Beaufort County South Carolina | 2 | $ 1,770,000 | $ 885,000 | $ 833,000 |
| Frederick County Virginia | 2 | $ 527,000 | $ 263,000 | $ 74,000 |
| Prince William County Virginia | 2 | $ 2,325,000 | $ 1,162,000 | $ 318,000 |
| Morgan County West Virginia | 2 | $ 10,000 | $ 5,000 | $ 49,000 |
| Elbert County Colorado | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Kent County Delaware | 1 | $ 190,000 | $ 190,000 | $ 43,000 |
| Lee County Florida | 1 | $ 100,000 | $ 100,000 | $ 300,000 |
| Monroe County Florida | 1 | $ 117,000 | $ 117,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 417,000 | $ 417,000 | $ 175,000 |
| Bergen County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Middlesex County New Jersey | 1 | $ 360,000 | $ 360,000 | $ 310,000 |
| Cuyahoga County Ohio | 1 | $ 195,000 | $ 195,000 | $ 700,000 |
| Cambria County Pennsylvania | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Jefferson County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 33,000 |
| Lackawanna County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Wayne County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Orange County Virginia | 1 | $ 683,000 | $ 683,000 | $ 163,000 |
| Poquoson County Virginia | 1 | $ 833,000 | $ 833,000 | $ 339,000 |
| Boone County West Virginia | 1 | $ 12,000 | $ 12,000 | $ 38,000 |
| Hampshire County West Virginia | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Mercer County West Virginia | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Preston County West Virginia | 1 | $ 335,000 | $ 335,000 | $ 130,000 |
| Tucker County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Susquehanna Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,141 | $402,246,000 | $187,000 | $8,555,000 | $78,000 | $2,201,000 |
| Home Purchase | 2,042 | $486,462,000 | $238,000 | $14,427,000 | $91,000 | $5,080,000 |
| Home Improvement | 660 | $60,587,000 | $91,000 | $8,500,000 | $65,000 | $1,213,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,186 | $704,765,000 | $168,000 | $6,400,000 | $78,000 | $5,080,000 |
| Not Provided | 189 | $29,240,000 | $154,000 | $981,000 | $213,000 | $2,473,000 |
| Black or African American | 136 | $35,626,000 | $261,000 | $1,358,000 | $82,000 | $510,000 |
| Not applicable | 135 | $139,080,000 | $1,030,000 | $14,427,000 | $0 | $0 |
| Hispanic | 127 | $19,349,000 | $152,000 | $1,734,000 | $76,000 | $1,268,000 |
| Asian | 56 | $18,577,000 | $331,000 | $1,357,000 | $137,000 | $2,201,000 |
| American Indian or Alaskan Native | 8 | $1,271,000 | $158,000 | $369,000 | $73,000 | $173,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,387,000 | $231,000 | $560,000 | $72,000 | $184,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,026 | $820,095,000 | $203,000 | $14,427,000 | $88,000 | $5,080,000 |
| FHA-insured (Federal Housing Administration) | 661 | $100,939,000 | $152,000 | $573,000 | $51,000 | $387,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 78 | $11,676,000 | $149,000 | $311,000 | $48,000 | $98,000 |
| VA-guaranteed (Veterans Administration) | 78 | $16,585,000 | $212,000 | $849,000 | $65,000 | $318,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,387 | $669,734,000 | $197,000 | $14,427,000 | $95,000 | $5,080,000 |
| Application Denied By Financial Institution | 820 | $148,792,000 | $181,000 | $8,555,000 | $63,000 | $851,000 |
| Application Withdrawn By Applicant | 334 | $60,139,000 | $180,000 | $1,320,000 | $0 | $0 |
| Application Approved But Not Accepted | 225 | $42,412,000 | $188,000 | $2,000,000 | $89,000 | $805,000 |
| File Closed For Incompleteness | 46 | $16,216,000 | $352,000 | $1,500,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 30 | $4,127,000 | $137,000 | $311,000 | $39,000 | $88,000 |
| Loan Purchased By The Institution | 1 | $7,875,000 | $7,875,000 | $7,875,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Susquehanna Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Susquehanna Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.