Tampa Bay Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Tampa Bay Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tampa Bay Federal Credit Union Po Box 7492 Tampa, FL 33673 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 471 |
| Total Mortgage Loan Application Amount | $51,095,000 |
| Average Mortgage Loan Application Amount | $123,600 |
| Highest Mortgage Loan Application Amount | $505,000 |
| Average Applicant Income | $104,600 |
| Highest Applicant Income | $415,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Tampa Bay Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tampa Bay Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Tampa Bay Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tampa Bay Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tampa Bay Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tampa Bay Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hillsborough County Florida | 134 | $ 16,540,000 | $ 123,000 | $ 90,000 |
| Pasco County Florida | 39 | $ 5,695,000 | $ 146,000 | $ 107,000 |
| Pinellas County Florida | 26 | $ 3,970,000 | $ 152,000 | $ 127,000 |
| Citrus County Florida | 9 | $ 605,000 | $ 67,000 | $ 55,000 |
| Columbia County Florida | 8 | $ 680,000 | $ 85,000 | $ 0 |
| Hernando County Florida | 7 | $ 725,000 | $ 103,000 | $ 87,000 |
| Lake County Florida | 7 | $ 575,000 | $ 82,000 | $ 0 |
| Orange County Florida | 7 | $ 865,000 | $ 123,000 | $ 132,000 |
| Levy County Florida | 6 | $ 490,000 | $ 81,000 | $ 0 |
| Polk County Florida | 6 | $ 840,000 | $ 140,000 | $ 94,000 |
| Suwannee County Florida | 6 | $ 540,000 | $ 90,000 | $ 0 |
| Baldwin County Alabama | 5 | $ 485,000 | $ 97,000 | $ 0 |
| Alachua County Florida | 5 | $ 475,000 | $ 95,000 | $ 0 |
| Bay County Florida | 5 | $ 595,000 | $ 119,000 | $ 266,000 |
| Calhoun County Florida | 5 | $ 335,000 | $ 67,000 | $ 0 |
| Jackson County Florida | 5 | $ 385,000 | $ 77,000 | $ 0 |
| Miami-Dade County Florida | 5 | $ 685,000 | $ 137,000 | $ 157,000 |
| Washington County Florida | 5 | $ 415,000 | $ 83,000 | $ 0 |
| Chilton County Alabama | 4 | $ 350,000 | $ 87,000 | $ 0 |
| Tuscaloosa County Alabama | 4 | $ 250,000 | $ 62,000 | $ 0 |
| Baker County Florida | 4 | $ 330,000 | $ 82,000 | $ 0 |
| Broward County Florida | 4 | $ 420,000 | $ 105,000 | $ 126,000 |
| Gulf County Florida | 4 | $ 340,000 | $ 85,000 | $ 0 |
| Madison County Florida | 4 | $ 270,000 | $ 67,000 | $ 0 |
| Palm Beach County Florida | 4 | $ 290,000 | $ 72,000 | $ 116,000 |
| Volusia County Florida | 4 | $ 810,000 | $ 202,000 | $ 264,000 |
| Coffee County Georgia | 4 | $ 260,000 | $ 65,000 | $ 0 |
| Bibb County Alabama | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Clay County Florida | 3 | $ 255,000 | $ 85,000 | $ 178,000 |
| Gilchrist County Florida | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Holmes County Florida | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Manatee County Florida | 3 | $ 315,000 | $ 105,000 | $ 160,000 |
| Marion County Florida | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Taylor County Florida | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Candler County Georgia | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Gordon County Georgia | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Hancock County Georgia | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Toombs County Georgia | 3 | $ 175,000 | $ 58,000 | $ 0 |
| Elmore County Alabama | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Houston County Alabama | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Shelby County Alabama | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Walker County Alabama | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Charlotte County Florida | 2 | $ 80,000 | $ 40,000 | $ 42,000 |
| Collier County Florida | 2 | $ 280,000 | $ 140,000 | $ 241,000 |
| Dixie County Florida | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Duval County Florida | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Escambia County Florida | 2 | $ 150,000 | $ 75,000 | $ 179,000 |
| Sarasota County Florida | 2 | $ 490,000 | $ 245,000 | $ 127,000 |
| Seminole County Florida | 2 | $ 270,000 | $ 135,000 | $ 286,000 |
| Appling County Georgia | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Bulloch County Georgia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Decatur County Georgia | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Haralson County Georgia | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Laurens County Georgia | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Lowndes County Georgia | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Polk County Georgia | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Tattnall County Georgia | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Walton County Georgia | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Wilkinson County Georgia | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Autauga County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Blount County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Cleburne County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Colbert County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cullman County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Fayette County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Geneva County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jackson County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lauderdale County Alabama | 1 | $ 125,000 | $ 125,000 | $ 197,000 |
| Lawrence County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Madison County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Marion County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Mobile County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Pickens County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Pike County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Randolph County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Talladega County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bradford County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Brevard County Florida | 1 | $ 145,000 | $ 145,000 | $ 142,000 |
| Gadsden County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hamilton County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jefferson County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Martin County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Okeechobee County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Osceola County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Putnam County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| St. Johns County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Walton County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Atkinson County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bacon County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bartow County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Ben Hill County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Camden County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Carroll County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Chattooga County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Columbia County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Floyd County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Franklin County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Greene County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Jasper County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jefferson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jones County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lincoln County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Mitchell County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Morgan County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Newton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Oglethorpe County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Pulaski County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Putnam County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Randolph County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Richmond County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Talbot County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Union County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Walker County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Ware County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Warren County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Wilcox County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wilkes County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
Mortgage Loan Application Detail Totals for Tampa Bay Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 283 | $27,135,000 | $95,000 | $455,000 | $130,000 | $415,000 |
| Home Improvement | 59 | $5,815,000 | $98,000 | $285,000 | $105,000 | $350,000 |
| Cash-out Refinancing | 46 | $6,420,000 | $139,000 | $345,000 | $86,000 | $298,000 |
| Other Purpose | 44 | $4,650,000 | $105,000 | $435,000 | $111,000 | $374,000 |
| Refinancing | 39 | $7,075,000 | $181,000 | $505,000 | $91,000 | $266,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 233 | $19,055,000 | $81,000 | $125,000 | $224,000 | $297,000 |
| White | 139 | $19,255,000 | $138,000 | $505,000 | $114,000 | $415,000 |
| Hispanic | 49 | $5,315,000 | $108,000 | $345,000 | $78,000 | $298,000 |
| Black or African American | 29 | $3,795,000 | $130,000 | $285,000 | $91,000 | $249,000 |
| Not Provided | 17 | $2,885,000 | $169,000 | $365,000 | $112,000 | $332,000 |
| Asian | 3 | $475,000 | $158,000 | $215,000 | $104,000 | $162,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 471 | $51,095,000 | $108,000 | $505,000 | $105,000 | $415,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 235 | $19,105,000 | $81,000 | $125,000 | $197,000 | $197,000 |
| Loan Originated | 140 | $17,620,000 | $125,000 | $505,000 | $110,000 | $415,000 |
| File Closed For Incompleteness | 40 | $6,430,000 | $160,000 | $455,000 | $107,000 | $350,000 |
| Application Denied By Financial Institution | 34 | $3,780,000 | $111,000 | $435,000 | $77,000 | $374,000 |
| Application Withdrawn By Applicant | 20 | $3,930,000 | $196,000 | $425,000 | $113,000 | $275,000 |
| Application Approved But Not Accepted | 2 | $230,000 | $115,000 | $165,000 | $81,000 | $127,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 471 | $51,095,000 | $108,000 | $505,000 | $105,000 | $415,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tampa Bay Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tampa Bay Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.