Tcf National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Tcf National Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tcf National Bank 2508 Louise Ave S (Pcc-2E-L) Sioux Falls, SD 57106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,456 |
| Total Mortgage Loan Application Amount | $705,638,000 |
| Average Mortgage Loan Application Amount | $323,000 |
| Highest Mortgage Loan Application Amount | $29,500,000 |
| Average Applicant Income | $80,333 |
| Highest Applicant Income | $6,625,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Tcf National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tcf National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Tcf National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tcf National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Tcf National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tcf National Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 468 | $ 194,488,000 | $ 415,000 | $ 97,000 |
| Dakota County Minnesota | 229 | $ 35,190,000 | $ 153,000 | $ 83,000 |
| Anoka County Minnesota | 222 | $ 27,127,000 | $ 122,000 | $ 64,000 |
| Ramsey County Minnesota | 182 | $ 34,933,000 | $ 191,000 | $ 71,000 |
| Cook County Illinois | 170 | $ 40,557,000 | $ 238,000 | $ 53,000 |
| Washington County Minnesota | 90 | $ 17,129,000 | $ 190,000 | $ 92,000 |
| Denver County Colorado | 85 | $ 33,483,000 | $ 393,000 | $ 107,000 |
| Jefferson County Colorado | 73 | $ 16,591,000 | $ 227,000 | $ 121,000 |
| Douglas County Colorado | 69 | $ 13,813,000 | $ 200,000 | $ 160,000 |
| Arapahoe County Colorado | 50 | $ 6,180,000 | $ 123,000 | $ 93,000 |
| Washtenaw County Michigan | 48 | $ 13,840,000 | $ 288,000 | $ 47,000 |
| Adams County Colorado | 47 | $ 5,478,000 | $ 116,000 | $ 74,000 |
| El Paso County Colorado | 44 | $ 5,879,000 | $ 133,000 | $ 74,000 |
| Milwaukee County Wisconsin | 42 | $ 34,492,000 | $ 821,000 | $ 39,000 |
| Wright County Minnesota | 39 | $ 5,840,000 | $ 149,000 | $ 64,000 |
| Scott County Minnesota | 34 | $ 5,982,000 | $ 175,000 | $ 94,000 |
| Carver County Minnesota | 32 | $ 7,589,000 | $ 237,000 | $ 129,000 |
| Stearns County Minnesota | 32 | $ 3,878,000 | $ 121,000 | $ 55,000 |
| Sherburne County Minnesota | 27 | $ 3,844,000 | $ 142,000 | $ 80,000 |
| Oakland County Michigan | 26 | $ 6,674,000 | $ 256,000 | $ 70,000 |
| Chisago County Minnesota | 26 | $ 5,320,000 | $ 204,000 | $ 83,000 |
| Wayne County Michigan | 25 | $ 6,731,000 | $ 269,000 | $ 53,000 |
| Macomb County Michigan | 24 | $ 23,497,000 | $ 979,000 | $ 59,000 |
| DuPage County Illinois | 20 | $ 2,413,000 | $ 120,000 | $ 56,000 |
| Isanti County Minnesota | 16 | $ 2,395,000 | $ 149,000 | $ 71,000 |
| Will County Illinois | 15 | $ 2,778,000 | $ 185,000 | $ 56,000 |
| Kane County Illinois | 13 | $ 957,000 | $ 73,000 | $ 46,000 |
| Lake County Illinois | 13 | $ 1,204,000 | $ 92,000 | $ 41,000 |
| Maricopa County Arizona | 12 | $ 976,000 | $ 81,000 | $ 62,000 |
| Larimer County Colorado | 10 | $ 651,000 | $ 65,000 | $ 136,000 |
| Boulder County Colorado | 9 | $ 1,987,000 | $ 220,000 | $ 113,000 |
| Livingston County Michigan | 9 | $ 851,000 | $ 94,000 | $ 64,000 |
| Olmsted County Minnesota | 9 | $ 1,182,000 | $ 131,000 | $ 75,000 |
| Winnebago County Illinois | 8 | $ 475,000 | $ 59,000 | $ 30,000 |
| Benton County Minnesota | 8 | $ 875,000 | $ 109,000 | $ 59,000 |
| Crow Wing County Minnesota | 8 | $ 1,685,000 | $ 210,000 | $ 80,000 |
| Blue Earth County Minnesota | 7 | $ 680,000 | $ 97,000 | $ 64,000 |
| St. Croix County Wisconsin | 7 | $ 3,770,000 | $ 538,000 | $ 75,000 |
| Broomfield County Colorado | 6 | $ 595,000 | $ 99,000 | $ 130,000 |
| McHenry County Illinois | 6 | $ 379,000 | $ 63,000 | $ 62,000 |
| Rice County Minnesota | 6 | $ 1,620,000 | $ 270,000 | $ 80,000 |
| Kenosha County Wisconsin | 6 | $ 673,000 | $ 112,000 | $ 52,000 |
| Outagamie County Wisconsin | 6 | $ 683,000 | $ 113,000 | $ 46,000 |
| Portage County Wisconsin | 6 | $ 627,000 | $ 104,000 | $ 56,000 |
| Lake County Indiana | 5 | $ 214,000 | $ 42,000 | $ 30,000 |
| Saginaw County Michigan | 5 | $ 212,000 | $ 42,000 | $ 36,000 |
| Pine County Minnesota | 5 | $ 694,000 | $ 138,000 | $ 76,000 |
| Brown County Wisconsin | 5 | $ 649,000 | $ 129,000 | $ 57,000 |
| Marathon County Wisconsin | 5 | $ 560,000 | $ 112,000 | $ 64,000 |
| Pinal County Arizona | 4 | $ 263,000 | $ 65,000 | $ 50,000 |
| Elbert County Colorado | 4 | $ 904,000 | $ 226,000 | $ 157,000 |
| Mille Lacs County Minnesota | 4 | $ 465,000 | $ 116,000 | $ 47,000 |
| Racine County Wisconsin | 4 | $ 4,386,000 | $ 1,096,000 | $ 23,000 |
| Waukesha County Wisconsin | 4 | $ 2,258,000 | $ 564,000 | $ 47,000 |
| Pueblo County Colorado | 3 | $ 120,000 | $ 40,000 | $ 71,000 |
| Weld County Colorado | 3 | $ 321,000 | $ 107,000 | $ 90,000 |
| St. Clair County Michigan | 3 | $ 314,000 | $ 104,000 | $ 33,000 |
| Cass County Minnesota | 3 | $ 296,000 | $ 98,000 | $ 104,000 |
| Kanabec County Minnesota | 3 | $ 419,000 | $ 139,000 | $ 49,000 |
| Le Sueur County Minnesota | 3 | $ 297,000 | $ 99,000 | $ 64,000 |
| McLeod County Minnesota | 3 | $ 200,000 | $ 66,000 | $ 68,000 |
| Morrison County Minnesota | 3 | $ 345,000 | $ 115,000 | $ 59,000 |
| Nicollet County Minnesota | 3 | $ 336,000 | $ 112,000 | $ 51,000 |
| Otter Tail County Minnesota | 3 | $ 250,000 | $ 83,000 | $ 105,000 |
| St. Louis County Minnesota | 3 | $ 226,000 | $ 75,000 | $ 23,000 |
| Burnett County Wisconsin | 3 | $ 801,000 | $ 267,000 | $ 139,000 |
| Dane County Wisconsin | 3 | $ 15,134,000 | $ 5,044,000 | $ 29,000 |
| Fond du Lac County Wisconsin | 3 | $ 260,000 | $ 86,000 | $ 39,000 |
| Winnebago County Wisconsin | 3 | $ 5,325,000 | $ 1,775,000 | $ 32,000 |
| Archuleta County Colorado | 2 | $ 367,000 | $ 183,000 | $ 109,000 |
| Summit County Colorado | 2 | $ 502,000 | $ 251,000 | $ 189,000 |
| Orange County Florida | 2 | $ 22,720,000 | $ 11,360,000 | $ 0 |
| Boone County Illinois | 2 | $ 186,000 | $ 93,000 | $ 34,000 |
| Grundy County Illinois | 2 | $ 4,009,000 | $ 2,004,000 | $ 8,000 |
| Stephenson County Illinois | 2 | $ 229,000 | $ 114,000 | $ 40,000 |
| Starke County Indiana | 2 | $ 387,000 | $ 193,000 | $ 40,000 |
| Calhoun County Michigan | 2 | $ 218,000 | $ 109,000 | $ 109,000 |
| Lenawee County Michigan | 2 | $ 146,000 | $ 73,000 | $ 102,000 |
| Brown County Minnesota | 2 | $ 257,000 | $ 128,000 | $ 69,000 |
| Faribault County Minnesota | 2 | $ 297,000 | $ 148,000 | $ 55,000 |
| Renville County Minnesota | 2 | $ 32,000 | $ 16,000 | $ 37,000 |
| Waseca County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| Minnehaha County South Dakota | 2 | $ 252,000 | $ 126,000 | $ 43,000 |
| Cheatham County Tennessee | 2 | $ 15,670,000 | $ 7,835,000 | $ 0 |
| Calumet County Wisconsin | 2 | $ 244,000 | $ 122,000 | $ 96,000 |
| Clark County Wisconsin | 2 | $ 117,000 | $ 58,000 | $ 33,000 |
| Lincoln County Wisconsin | 2 | $ 179,000 | $ 89,000 | $ 76,000 |
| Polk County Wisconsin | 2 | $ 268,000 | $ 134,000 | $ 88,000 |
| Rock County Wisconsin | 2 | $ 17,450,000 | $ 8,725,000 | $ 0 |
| Wood County Wisconsin | 2 | $ 187,000 | $ 93,000 | $ 38,000 |
| Clear Creek County Colorado | 1 | $ 36,000 | $ 36,000 | $ 89,000 |
| Garfield County Colorado | 1 | $ 258,000 | $ 258,000 | $ 236,000 |
| Las Animas County Colorado | 1 | $ 344,000 | $ 344,000 | $ 115,000 |
| Mesa County Colorado | 1 | $ 150,000 | $ 150,000 | $ 258,000 |
| Polk County Florida | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Kendall County Illinois | 1 | $ 328,000 | $ 328,000 | $ 90,000 |
| LaSalle County Illinois | 1 | $ 1,058,000 | $ 1,058,000 | $ 0 |
| McLean County Illinois | 1 | $ 1,350,000 | $ 1,350,000 | $ 0 |
| Ingham County Michigan | 1 | $ 780,000 | $ 780,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Dodge County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 78,000 |
| Douglas County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Goodhue County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Houston County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Itasca County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 73,000 |
| Jackson County Minnesota | 1 | $ 64,000 | $ 64,000 | $ 98,000 |
| Pope County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Rock County Minnesota | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Sibley County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 160,000 |
| Todd County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 131,000 |
| Wabasha County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 38,000 |
| Watonwan County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Yellow Medicine County Minnesota | 1 | $ 18,000 | $ 18,000 | $ 300,000 |
| Greene County Missouri | 1 | $ 9,124,000 | $ 9,124,000 | $ 0 |
| Aransas County Texas | 1 | $ 2,400,000 | $ 2,400,000 | $ 0 |
| Harris County Texas | 1 | $ 5,100,000 | $ 5,100,000 | $ 0 |
| Chippewa County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 24,000 |
| Dodge County Wisconsin | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Kewaunee County Wisconsin | 1 | $ 78,000 | $ 78,000 | $ 49,000 |
| Langlade County Wisconsin | 1 | $ 27,000 | $ 27,000 | $ 24,000 |
| Manitowoc County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 104,000 |
| Marinette County Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 62,000 |
| Marquette County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 53,000 |
| Ozaukee County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Pierce County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 67,000 |
| Sauk County Wisconsin | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Trempealeau County Wisconsin | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Washburn County Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 33,000 |
| Washington County Wisconsin | 1 | $ 3,193,000 | $ 3,193,000 | $ 0 |
Mortgage Loan Application Detail Totals for Tcf National Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,599 | $333,069,000 | $208,000 | $12,650,000 | $79,000 | $6,625,000 |
| Home Purchase | 522 | $327,241,000 | $626,000 | $29,500,000 | $88,000 | $822,000 |
| Home Improvement | 335 | $45,328,000 | $135,000 | $15,580,000 | $74,000 | $387,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,834 | $267,958,000 | $146,000 | $2,012,000 | $86,000 | $960,000 |
| Hispanic | 203 | $21,989,000 | $108,000 | $399,000 | $46,000 | $178,000 |
| Not Provided | 145 | $20,668,000 | $142,000 | $2,472,000 | $126,000 | $6,625,000 |
| Not applicable | 100 | $375,128,000 | $3,751,000 | $29,500,000 | $0 | $0 |
| Black or African American | 78 | $7,205,000 | $92,000 | $335,000 | $56,000 | $217,000 |
| Asian | 77 | $10,664,000 | $138,000 | $422,000 | $79,000 | $343,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,625,000 | $116,000 | $296,000 | $65,000 | $165,000 |
| American Indian or Alaskan Native | 5 | $401,000 | $80,000 | $198,000 | $52,000 | $95,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,456 | $705,638,000 | $287,000 | $29,500,000 | $81,000 | $6,625,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,027 | $490,586,000 | $477,000 | $29,500,000 | $82,000 | $613,000 |
| Application Denied By Financial Institution | 797 | $112,991,000 | $141,000 | $1,360,000 | $79,000 | $6,625,000 |
| File Closed For Incompleteness | 409 | $57,243,000 | $139,000 | $750,000 | $85,000 | $424,000 |
| Application Withdrawn By Applicant | 148 | $30,908,000 | $208,000 | $4,050,000 | $76,000 | $290,000 |
| Application Approved But Not Accepted | 54 | $11,367,000 | $210,000 | $1,350,000 | $85,000 | $822,000 |
| Loan Purchased By The Institution | 21 | $2,543,000 | $121,000 | $140,000 | $33,000 | $57,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 293 | $32,808,000 | $111,000 | $796,000 | $66,000 | $960,000 |
| Collateral | 268 | $45,883,000 | $171,000 | $1,360,000 | $119,000 | $6,625,000 |
| Debt-To-Income Ratio | 211 | $30,953,000 | $146,000 | $1,350,000 | $46,000 | $340,000 |
| Unverifiable Information | 21 | $3,226,000 | $153,000 | $397,000 | $63,000 | $213,000 |
| Other | 3 | $28,000 | $9,000 | $20,000 | $85,000 | $165,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $93,000 | $93,000 | $93,000 | $41,000 | $41,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tcf National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.