Tcf National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Tcf National Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Tcf National Bank
2508 Louise Ave S (Pcc-2E-L)
Sioux Falls, SD 57106
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,853
Total Mortgage Loan Application Amount $1,644,068,000
Average Mortgage Loan Application Amount $318,000
Highest Mortgage Loan Application Amount $65,000,000
Average Applicant Income $76,666
Highest Applicant Income $1,406,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Tcf National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tcf National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Tcf National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tcf National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Tcf National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tcf National Bank's mortgage activity for 2016.

Mortgage Loan Application Totals for Tcf National Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 1,292 $ 258,251,000 $ 199,000 $ 68,000
Hennepin County Minnesota 615 $ 257,355,000 $ 418,000 $ 86,000
Washtenaw County Michigan 477 $ 72,189,000 $ 151,000 $ 74,000
Dakota County Minnesota 337 $ 79,065,000 $ 234,000 $ 87,000
Anoka County Minnesota 307 $ 48,124,000 $ 156,000 $ 79,000
Oakland County Michigan 263 $ 35,830,000 $ 136,000 $ 66,000
Ramsey County Minnesota 231 $ 55,558,000 $ 240,000 $ 88,000
DuPage County Illinois 213 $ 67,797,000 $ 318,000 $ 72,000
Macomb County Michigan 191 $ 28,767,000 $ 150,000 $ 54,000
Wayne County Michigan 168 $ 17,867,000 $ 106,000 $ 63,000
Milwaukee County Wisconsin 162 $ 94,593,000 $ 583,000 $ 60,000
Will County Illinois 137 $ 18,228,000 $ 133,000 $ 76,000
Washington County Minnesota 119 $ 21,351,000 $ 179,000 $ 82,000
Livingston County Michigan 84 $ 12,775,000 $ 152,000 $ 81,000
Maricopa County Arizona 81 $ 20,424,000 $ 252,000 $ 65,000
El Paso County Colorado 71 $ 37,302,000 $ 525,000 $ 63,000
Lake County Illinois 67 $ 9,418,000 $ 140,000 $ 62,000
Kane County Illinois 64 $ 8,770,000 $ 137,000 $ 57,000
Arapahoe County Colorado 61 $ 17,677,000 $ 289,000 $ 115,000
Scott County Minnesota 60 $ 11,086,000 $ 184,000 $ 97,000
Denver County Colorado 58 $ 44,353,000 $ 764,000 $ 85,000
Kenosha County Wisconsin 56 $ 5,343,000 $ 95,000 $ 61,000
Jefferson County Colorado 48 $ 20,137,000 $ 419,000 $ 88,000
Wright County Minnesota 47 $ 7,526,000 $ 160,000 $ 99,000
Carver County Minnesota 42 $ 8,394,000 $ 199,000 $ 98,000
Adams County Colorado 37 $ 8,739,000 $ 236,000 $ 61,000
McHenry County Illinois 35 $ 5,108,000 $ 145,000 $ 66,000
Sherburne County Minnesota 34 $ 4,773,000 $ 140,000 $ 71,000
Racine County Wisconsin 34 $ 3,730,000 $ 109,000 $ 66,000
Douglas County Colorado 31 $ 9,312,000 $ 300,000 $ 131,000
Blue Earth County Minnesota 26 $ 2,957,000 $ 113,000 $ 58,000
Kendall County Illinois 21 $ 3,275,000 $ 155,000 $ 56,000
Stearns County Minnesota 19 $ 2,932,000 $ 154,000 $ 133,000
Chisago County Minnesota 14 $ 8,363,000 $ 597,000 $ 72,000
Lake County Indiana 13 $ 14,049,000 $ 1,080,000 $ 37,000
Isanti County Minnesota 13 $ 1,657,000 $ 127,000 $ 70,000
Waukesha County Wisconsin 11 $ 1,894,000 $ 172,000 $ 79,000
Aitkin County Minnesota 9 $ 954,000 $ 106,000 $ 83,000
Grundy County Illinois 8 $ 1,204,000 $ 150,000 $ 100,000
Jackson County Michigan 7 $ 792,000 $ 113,000 $ 89,000
Lapeer County Michigan 7 $ 906,000 $ 129,000 $ 66,000
St. Clair County Michigan 7 $ 1,033,000 $ 147,000 $ 47,000
Crow Wing County Minnesota 7 $ 1,366,000 $ 195,000 $ 113,000
DeKalb County Illinois 6 $ 768,000 $ 128,000 $ 59,000
Winnebago County Illinois 6 $ 469,000 $ 78,000 $ 46,000
Calhoun County Michigan 6 $ 622,000 $ 103,000 $ 51,000
Morrison County Minnesota 6 $ 756,000 $ 126,000 $ 79,000
Nicollet County Minnesota 6 $ 691,000 $ 115,000 $ 53,000
Rice County Minnesota 6 $ 891,000 $ 148,000 $ 81,000
St. Croix County Wisconsin 6 $ 1,304,000 $ 217,000 $ 105,000
Larimer County Colorado 5 $ 25,493,000 $ 5,098,000 $ 84,000
Boone County Illinois 5 $ 375,000 $ 75,000 $ 40,000
Champaign County Illinois 5 $ 572,000 $ 114,000 $ 58,000
Kankakee County Illinois 5 $ 672,000 $ 134,000 $ 65,000
Genesee County Michigan 5 $ 580,000 $ 116,000 $ 69,000
Ingham County Michigan 5 $ 61,061,000 $ 12,212,000 $ 17,000
Benton County Minnesota 5 $ 689,000 $ 137,000 $ 51,000
Pine County Minnesota 5 $ 629,000 $ 125,000 $ 68,000
Sibley County Minnesota 5 $ 692,000 $ 138,000 $ 75,000
Minnehaha County South Dakota 5 $ 677,000 $ 135,000 $ 52,000
Outagamie County Wisconsin 5 $ 2,638,000 $ 527,000 $ 46,000
Washington County Wisconsin 5 $ 756,000 $ 151,000 $ 47,000
Broomfield County Colorado 4 $ 1,070,000 $ 267,000 $ 125,000
Porter County Indiana 4 $ 787,000 $ 196,000 $ 97,000
Lenawee County Michigan 4 $ 328,000 $ 82,000 $ 46,000
Saginaw County Michigan 4 $ 305,000 $ 76,000 $ 55,000
Brown County Minnesota 4 $ 598,000 $ 149,000 $ 56,000
Meeker County Minnesota 4 $ 557,000 $ 139,000 $ 81,000
Mille Lacs County Minnesota 4 $ 342,000 $ 85,000 $ 53,000
St. Louis County Minnesota 4 $ 391,000 $ 97,000 $ 92,000
Walworth County Wisconsin 4 $ 546,000 $ 136,000 $ 114,000
Pinal County Arizona 3 $ 404,000 $ 134,000 $ 33,000
Boulder County Colorado 3 $ 426,000 $ 142,000 $ 51,000
Elbert County Colorado 3 $ 591,000 $ 197,000 $ 92,000
Weld County Colorado 3 $ 628,000 $ 209,000 $ 119,000
Branch County Michigan 3 $ 635,000 $ 211,000 $ 145,000
Itasca County Minnesota 3 $ 430,000 $ 143,000 $ 105,000
Le Sueur County Minnesota 3 $ 405,000 $ 135,000 $ 49,000
Fond du Lac County Wisconsin 3 $ 276,000 $ 92,000 $ 43,000
Polk County Wisconsin 3 $ 621,000 $ 207,000 $ 70,000
Clear Creek County Colorado 2 $ 492,000 $ 246,000 $ 671,000
LaPorte County Indiana 2 $ 224,000 $ 112,000 $ 63,000
Pulaski County Indiana 2 $ 213,000 $ 106,000 $ 30,000
Barry County Michigan 2 $ 465,000 $ 232,000 $ 258,000
Huron County Michigan 2 $ 144,000 $ 72,000 $ 90,000
Monroe County Michigan 2 $ 418,000 $ 209,000 $ 83,000
St. Joseph County Michigan 2 $ 113,000 $ 56,000 $ 36,000
Douglas County Minnesota 2 $ 368,000 $ 184,000 $ 82,000
Faribault County Minnesota 2 $ 80,000 $ 40,000 $ 16,000
Goodhue County Minnesota 2 $ 260,000 $ 130,000 $ 32,000
Kanabec County Minnesota 2 $ 139,000 $ 69,000 $ 40,000
Lyon County Minnesota 2 $ 239,000 $ 119,000 $ 84,000
Olmsted County Minnesota 2 $ 244,000 $ 122,000 $ 51,000
Burnett County Wisconsin 2 $ 289,000 $ 144,000 $ 113,000
Dane County Wisconsin 2 $ 25,135,000 $ 12,567,000 $ 36,000
Manitowoc County Wisconsin 2 $ 158,000 $ 79,000 $ 61,000
Marathon County Wisconsin 2 $ 191,000 $ 95,000 $ 62,000
Mohave County Arizona 1 $ 70,000 $ 70,000 $ 43,000
Archuleta County Colorado 1 $ 385,000 $ 385,000 $ 145,000
Crowley County Colorado 1 $ 41,000 $ 41,000 $ 46,000
Eagle County Colorado 1 $ 625,000 $ 625,000 $ 500,000
Gilpin County Colorado 1 $ 260,000 $ 260,000 $ 197,000
Pueblo County Colorado 1 $ 82,000 $ 82,000 $ 49,000
Summit County Colorado 1 $ 285,000 $ 285,000 $ 236,000
Teller County Colorado 1 $ 30,000 $ 30,000 $ 85,000
Cherokee County Georgia 1 $ 11,520,000 $ 11,520,000 $ 0
Henry County Illinois 1 $ 23,000 $ 23,000 $ 42,000
Iroquois County Illinois 1 $ 41,000 $ 41,000 $ 17,000
LaSalle County Illinois 1 $ 135,000 $ 135,000 $ 48,000
Madison County Illinois 1 $ 21,610,000 $ 21,610,000 $ 0
McLean County Illinois 1 $ 12,180,000 $ 12,180,000 $ 0
Wells County Indiana 1 $ 65,000 $ 65,000 $ 48,000
Arenac County Michigan 1 $ 55,000 $ 55,000 $ 46,000
Bay County Michigan 1 $ 38,000 $ 38,000 $ 76,000
Berrien County Michigan 1 $ 289,000 $ 289,000 $ 140,000
Eaton County Michigan 1 $ 169,000 $ 169,000 $ 60,000
Gladwin County Michigan 1 $ 113,000 $ 113,000 $ 108,000
Gogebic County Michigan 1 $ 132,000 $ 132,000 $ 179,000
Hillsdale County Michigan 1 $ 100,000 $ 100,000 $ 163,000
Iosco County Michigan 1 $ 180,000 $ 180,000 $ 250,000
Kalamazoo County Michigan 1 $ 41,000 $ 41,000 $ 29,000
Lake County Michigan 1 $ 8,000 $ 8,000 $ 28,000
Mackinac County Michigan 1 $ 40,000 $ 40,000 $ 28,000
Manistee County Michigan 1 $ 87,000 $ 87,000 $ 44,000
Mecosta County Michigan 1 $ 164,000 $ 164,000 $ 33,000
Missaukee County Michigan 1 $ 32,000 $ 32,000 $ 82,000
Montmorency County Michigan 1 $ 367,000 $ 367,000 $ 87,000
Newaygo County Michigan 1 $ 133,000 $ 133,000 $ 39,000
Otsego County Michigan 1 $ 60,000 $ 60,000 $ 119,000
Ottawa County Michigan 1 $ 153,000 $ 153,000 $ 72,000
Sanilac County Michigan 1 $ 80,000 $ 80,000 $ 42,000
Tuscola County Michigan 1 $ 71,000 $ 71,000 $ 47,000
Beltrami County Minnesota 1 $ 135,000 $ 135,000 $ 73,000
Cass County Minnesota 1 $ 105,000 $ 105,000 $ 51,000
Cook County Minnesota 1 $ 126,000 $ 126,000 $ 35,000
Hubbard County Minnesota 1 $ 143,000 $ 143,000 $ 53,000
Lake County Minnesota 1 $ 70,000 $ 70,000 $ 27,000
Martin County Minnesota 1 $ 166,000 $ 166,000 $ 48,000
McLeod County Minnesota 1 $ 123,000 $ 123,000 $ 93,000
Otter Tail County Minnesota 1 $ 216,000 $ 216,000 $ 183,000
Polk County Minnesota 1 $ 83,000 $ 83,000 $ 35,000
Pope County Minnesota 1 $ 130,000 $ 130,000 $ 66,000
Steele County Minnesota 1 $ 417,000 $ 417,000 $ 266,000
Swift County Minnesota 1 $ 88,000 $ 88,000 $ 26,000
Wadena County Minnesota 1 $ 28,000 $ 28,000 $ 38,000
Waseca County Minnesota 1 $ 190,000 $ 190,000 $ 44,000
Yellow Medicine County Minnesota 1 $ 67,000 $ 67,000 $ 88,000
Lafayette County Mississippi 1 $ 35,600,000 $ 35,600,000 $ 0
Jackson County Missouri 1 $ 51,000,000 $ 51,000,000 $ 0
Clark County Nevada 1 $ 8,467,000 $ 8,467,000 $ 0
Cuyahoga County Ohio 1 $ 3,758,000 $ 3,758,000 $ 0
Franklin County Ohio 1 $ 12,500,000 $ 12,500,000 $ 0
Union County Ohio 1 $ 9,533,000 $ 9,533,000 $ 0
Lincoln County South Dakota 1 $ 93,000 $ 93,000 $ 48,000
Adams County Wisconsin 1 $ 80,000 $ 80,000 $ 136,000
Barron County Wisconsin 1 $ 92,000 $ 92,000 $ 135,000
Bayfield County Wisconsin 1 $ 225,000 $ 225,000 $ 173,000
Brown County Wisconsin 1 $ 42,000 $ 42,000 $ 36,000
Buffalo County Wisconsin 1 $ 80,000 $ 80,000 $ 32,000
Eau Claire County Wisconsin 1 $ 55,000 $ 55,000 $ 32,000
Iowa County Wisconsin 1 $ 69,000 $ 69,000 $ 59,000
Jefferson County Wisconsin 1 $ 120,000 $ 120,000 $ 34,000
Portage County Wisconsin 1 $ 30,000 $ 30,000 $ 27,000
Sawyer County Wisconsin 1 $ 280,000 $ 280,000 $ 154,000
Sheboygan County Wisconsin 1 $ 86,000 $ 86,000 $ 46,000
Waupaca County Wisconsin 1 $ 98,000 $ 98,000 $ 20,000
Waushara County Wisconsin 1 $ 38,000 $ 38,000 $ 15,000

Mortgage Loan Application Detail Totals for Tcf National Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,927 $679,487,000 $173,000 $24,650,000 $78,000 $1,406,000
Home Purchase 1,567 $887,266,000 $566,000 $65,000,000 $64,000 $928,000
Home Improvement 359 $77,315,000 $215,000 $24,119,000 $88,000 $1,140,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,668 $562,581,000 $153,000 $1,490,000 $80,000 $1,406,000
Hispanic 738 $105,017,000 $142,000 $500,000 $57,000 $1,140,000
Not Provided 563 $82,270,000 $146,000 $1,245,000 $80,000 $1,140,000
Black or African American 402 $48,304,000 $120,000 $611,000 $62,000 $732,000
Asian 384 $64,178,000 $167,000 $424,000 $75,000 $477,000
Not applicable 58 $768,342,000 $13,247,000 $65,000,000 $0 $27,000
American Indian or Alaskan Native 24 $3,429,000 $142,000 $311,000 $84,000 $250,000
Native Hawaiin or Other Pacific Islander 16 $9,947,000 $621,000 $7,300,000 $73,000 $150,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,765 $1,476,560,000 $309,000 $65,000,000 $79,000 $1,406,000
FHA-insured (Federal Housing Administration) 1,069 $163,593,000 $153,000 $424,000 $58,000 $1,140,000
VA-guaranteed (Veterans Administration) 18 $3,726,000 $207,000 $361,000 $51,000 $89,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $189,000 $189,000 $189,000 $56,000 $56,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,333 $680,263,000 $291,000 $51,000,000 $78,000 $1,406,000
Application Denied By Financial Institution 1,706 $642,620,000 $376,000 $65,000,000 $64,000 $486,000
Application Withdrawn By Applicant 1,085 $193,546,000 $178,000 $20,000,000 $90,000 $1,320,000
Loan Purchased By The Institution 665 $110,778,000 $166,000 $417,000 $66,000 $382,000
Application Approved But Not Accepted 51 $16,090,000 $315,000 $9,159,000 $79,000 $497,000
File Closed For Incompleteness 13 $771,000 $59,000 $131,000 $90,000 $198,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 517 $78,745,000 $152,000 $6,038,000 $46,000 $293,000
Unverifiable Information 373 $54,848,000 $147,000 $475,000 $73,000 $486,000
Credit History 366 $74,207,000 $202,000 $14,200,000 $75,000 $483,000
Collateral 269 $69,644,000 $258,000 $19,000,000 $75,000 $360,000
Other 101 $354,447,000 $3,509,000 $65,000,000 $59,000 $468,000
Insufficient Cash (Downpayment, Closing Cost) 52 $7,007,000 $134,000 $402,000 $56,000 $180,000
Employment History 27 $3,614,000 $133,000 $424,000 $46,000 $120,000
Credit Application Incomplete 1 $108,000 $108,000 $108,000 $82,000 $82,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tcf National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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