Tcf National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Tcf National Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tcf National Bank 2508 Louise Ave S (002-01-P) Sioux Falls, SD 57106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 26,138 |
| Total Mortgage Loan Application Amount | $3,254,227,000 |
| Average Mortgage Loan Application Amount | $162,555 |
| Highest Mortgage Loan Application Amount | $12,022,000 |
| Average Applicant Income | $67,185 |
| Highest Applicant Income | $3,555,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Tcf National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tcf National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Tcf National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tcf National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Tcf National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tcf National Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 5,669 | $ 809,636,000 | $ 142,000 | $ 60,000 |
| Hennepin County Minnesota | 2,442 | $ 343,423,000 | $ 140,000 | $ 62,000 |
| Milwaukee County Wisconsin | 1,482 | $ 112,119,000 | $ 75,000 | $ 53,000 |
| Ramsey County Minnesota | 1,071 | $ 139,745,000 | $ 130,000 | $ 52,000 |
| Anoka County Minnesota | 995 | $ 119,014,000 | $ 119,000 | $ 56,000 |
| Dakota County Minnesota | 755 | $ 110,513,000 | $ 146,000 | $ 58,000 |
| Will County Illinois | 745 | $ 103,666,000 | $ 139,000 | $ 68,000 |
| DuPage County Illinois | 737 | $ 106,941,000 | $ 145,000 | $ 84,000 |
| Saginaw County Michigan | 619 | $ 42,987,000 | $ 69,000 | $ 41,000 |
| Wayne County Michigan | 597 | $ 57,671,000 | $ 96,000 | $ 51,000 |
| Washtenaw County Michigan | 563 | $ 92,882,000 | $ 164,000 | $ 62,000 |
| Oakland County Michigan | 523 | $ 79,807,000 | $ 152,000 | $ 72,000 |
| Calhoun County Michigan | 464 | $ 39,701,000 | $ 85,000 | $ 47,000 |
| Lake County Illinois | 425 | $ 68,782,000 | $ 161,000 | $ 64,000 |
| Macomb County Michigan | 416 | $ 62,237,000 | $ 149,000 | $ 47,000 |
| Racine County Wisconsin | 405 | $ 32,130,000 | $ 79,000 | $ 52,000 |
| Washington County Minnesota | 394 | $ 61,174,000 | $ 155,000 | $ 71,000 |
| El Paso County Colorado | 373 | $ 50,384,000 | $ 135,000 | $ 57,000 |
| Kenosha County Wisconsin | 350 | $ 37,689,000 | $ 107,000 | $ 60,000 |
| Livingston County Michigan | 290 | $ 51,236,000 | $ 176,000 | $ 71,000 |
| Brown County Wisconsin | 262 | $ 18,179,000 | $ 69,000 | $ 49,000 |
| Marathon County Wisconsin | 229 | $ 17,670,000 | $ 77,000 | $ 47,000 |
| Waukesha County Wisconsin | 225 | $ 28,367,000 | $ 126,000 | $ 85,000 |
| Kane County Illinois | 224 | $ 31,319,000 | $ 139,000 | $ 64,000 |
| Jackson County Michigan | 213 | $ 20,076,000 | $ 94,000 | $ 46,000 |
| McHenry County Illinois | 191 | $ 27,283,000 | $ 142,000 | $ 60,000 |
| Scott County Minnesota | 191 | $ 27,460,000 | $ 143,000 | $ 60,000 |
| Outagamie County Wisconsin | 191 | $ 12,065,000 | $ 63,000 | $ 53,000 |
| Wood County Wisconsin | 179 | $ 13,031,000 | $ 72,000 | $ 50,000 |
| Winnebago County Wisconsin | 177 | $ 15,338,000 | $ 86,000 | $ 55,000 |
| St. Clair County Michigan | 158 | $ 16,108,000 | $ 101,000 | $ 48,000 |
| Jefferson County Colorado | 152 | $ 25,600,000 | $ 168,000 | $ 69,000 |
| Sherburne County Minnesota | 150 | $ 21,337,000 | $ 142,000 | $ 54,000 |
| Denver County Colorado | 145 | $ 19,848,000 | $ 136,000 | $ 61,000 |
| Arapahoe County Colorado | 143 | $ 20,055,000 | $ 140,000 | $ 53,000 |
| Wright County Minnesota | 135 | $ 20,907,000 | $ 154,000 | $ 57,000 |
| Carver County Minnesota | 132 | $ 19,779,000 | $ 149,000 | $ 70,000 |
| Portage County Wisconsin | 132 | $ 13,062,000 | $ 98,000 | $ 43,000 |
| Winnebago County Illinois | 131 | $ 9,921,000 | $ 75,000 | $ 51,000 |
| Dane County Wisconsin | 121 | $ 23,343,000 | $ 192,000 | $ 55,000 |
| Stearns County Minnesota | 118 | $ 15,821,000 | $ 134,000 | $ 46,000 |
| Blue Earth County Minnesota | 117 | $ 9,711,000 | $ 83,000 | $ 50,000 |
| Bay County Michigan | 116 | $ 7,514,000 | $ 64,000 | $ 45,000 |
| Rock County Wisconsin | 115 | $ 10,492,000 | $ 91,000 | $ 54,000 |
| Fond du Lac County Wisconsin | 102 | $ 7,739,000 | $ 75,000 | $ 58,000 |
| Adams County Colorado | 100 | $ 14,967,000 | $ 149,000 | $ 55,000 |
| Ingham County Michigan | 80 | $ 10,425,000 | $ 130,000 | $ 71,000 |
| Chisago County Minnesota | 78 | $ 11,624,000 | $ 149,000 | $ 58,000 |
| Sheboygan County Wisconsin | 78 | $ 5,268,000 | $ 67,000 | $ 61,000 |
| Clark County Ohio | 75 | $ 1,800,000 | $ 24,000 | $ 0 |
| Waupaca County Wisconsin | 75 | $ 4,111,000 | $ 54,000 | $ 50,000 |
| Genesee County Michigan | 71 | $ 7,589,000 | $ 106,000 | $ 58,000 |
| Barry County Michigan | 67 | $ 6,371,000 | $ 95,000 | $ 55,000 |
| Manitowoc County Wisconsin | 67 | $ 2,385,000 | $ 35,000 | $ 45,000 |
| Kalamazoo County Michigan | 63 | $ 7,009,000 | $ 111,000 | $ 69,000 |
| Isanti County Minnesota | 61 | $ 7,335,000 | $ 120,000 | $ 51,000 |
| Boone County Illinois | 58 | $ 5,790,000 | $ 99,000 | $ 57,000 |
| Douglas County Colorado | 56 | $ 12,222,000 | $ 218,000 | $ 80,000 |
| Lake County Indiana | 55 | $ 6,740,000 | $ 122,000 | $ 56,000 |
| Lincoln County Wisconsin | 51 | $ 3,459,000 | $ 67,000 | $ 44,000 |
| Kendall County Illinois | 49 | $ 6,631,000 | $ 135,000 | $ 59,000 |
| Eaton County Michigan | 41 | $ 4,423,000 | $ 107,000 | $ 50,000 |
| Grundy County Illinois | 40 | $ 3,782,000 | $ 94,000 | $ 76,000 |
| Walworth County Wisconsin | 40 | $ 4,210,000 | $ 105,000 | $ 58,000 |
| Tuscola County Michigan | 37 | $ 3,363,000 | $ 90,000 | $ 49,000 |
| Washington County Wisconsin | 36 | $ 3,022,000 | $ 83,000 | $ 63,000 |
| Nicollet County Minnesota | 35 | $ 3,117,000 | $ 89,000 | $ 65,000 |
| Olmsted County Minnesota | 35 | $ 2,646,000 | $ 75,000 | $ 49,000 |
| Langlade County Wisconsin | 35 | $ 2,840,000 | $ 81,000 | $ 60,000 |
| Benton County Minnesota | 34 | $ 4,562,000 | $ 134,000 | $ 41,000 |
| Rice County Minnesota | 34 | $ 4,941,000 | $ 145,000 | $ 63,000 |
| Ozaukee County Wisconsin | 34 | $ 9,318,000 | $ 274,000 | $ 64,000 |
| Dodge County Wisconsin | 33 | $ 1,410,000 | $ 42,000 | $ 52,000 |
| Le Sueur County Minnesota | 31 | $ 1,452,000 | $ 46,000 | $ 49,000 |
| Calumet County Wisconsin | 31 | $ 1,153,000 | $ 37,000 | $ 49,000 |
| Jefferson County Wisconsin | 31 | $ 3,317,000 | $ 107,000 | $ 56,000 |
| Crow Wing County Minnesota | 28 | $ 1,312,000 | $ 46,000 | $ 78,000 |
| Mille Lacs County Minnesota | 28 | $ 1,922,000 | $ 68,000 | $ 55,000 |
| Morrison County Minnesota | 28 | $ 2,401,000 | $ 85,000 | $ 57,000 |
| Kankakee County Illinois | 27 | $ 2,815,000 | $ 104,000 | $ 60,000 |
| Waushara County Wisconsin | 27 | $ 1,344,000 | $ 49,000 | $ 48,000 |
| Tippecanoe County Indiana | 22 | $ 1,416,000 | $ 64,000 | $ 417,000 |
| St. Croix County Wisconsin | 22 | $ 3,038,000 | $ 138,000 | $ 66,000 |
| Lapeer County Michigan | 21 | $ 2,799,000 | $ 133,000 | $ 51,000 |
| Lenawee County Michigan | 21 | $ 2,930,000 | $ 139,000 | $ 64,000 |
| Shawano County Wisconsin | 21 | $ 1,457,000 | $ 69,000 | $ 65,000 |
| Eau Claire County Wisconsin | 20 | $ 1,552,000 | $ 77,000 | $ 42,000 |
| DeKalb County Illinois | 19 | $ 2,352,000 | $ 123,000 | $ 53,000 |
| Monroe County Michigan | 19 | $ 2,499,000 | $ 131,000 | $ 53,000 |
| McLeod County Minnesota | 19 | $ 1,212,000 | $ 63,000 | $ 48,000 |
| Brown County Minnesota | 18 | $ 1,779,000 | $ 98,000 | $ 50,000 |
| Waseca County Minnesota | 18 | $ 1,523,000 | $ 84,000 | $ 49,000 |
| Columbia County Wisconsin | 17 | $ 1,755,000 | $ 103,000 | $ 57,000 |
| Green County Wisconsin | 17 | $ 2,037,000 | $ 119,000 | $ 48,000 |
| Oconto County Wisconsin | 17 | $ 1,102,000 | $ 64,000 | $ 76,000 |
| Broomfield County Colorado | 16 | $ 2,799,000 | $ 174,000 | $ 65,000 |
| LaSalle County Illinois | 15 | $ 1,286,000 | $ 85,000 | $ 51,000 |
| Pine County Minnesota | 15 | $ 2,247,000 | $ 149,000 | $ 60,000 |
| Douglas County Minnesota | 14 | $ 1,069,000 | $ 76,000 | $ 41,000 |
| Goodhue County Minnesota | 14 | $ 2,272,000 | $ 162,000 | $ 72,000 |
| Oneida County Wisconsin | 14 | $ 970,000 | $ 69,000 | $ 59,000 |
| Clinton County Michigan | 13 | $ 1,633,000 | $ 125,000 | $ 87,000 |
| Midland County Michigan | 13 | $ 1,049,000 | $ 80,000 | $ 51,000 |
| Kandiyohi County Minnesota | 13 | $ 114,000 | $ 8,000 | $ 46,000 |
| Meeker County Minnesota | 13 | $ 351,000 | $ 27,000 | $ 35,000 |
| Clark County Wisconsin | 13 | $ 719,000 | $ 55,000 | $ 50,000 |
| Boulder County Colorado | 12 | $ 2,123,000 | $ 176,000 | $ 66,000 |
| Hillsdale County Michigan | 12 | $ 1,645,000 | $ 137,000 | $ 103,000 |
| St. Louis County Minnesota | 12 | $ 1,095,000 | $ 91,000 | $ 57,000 |
| Adams County Wisconsin | 12 | $ 390,000 | $ 32,000 | $ 54,000 |
| Iroquois County Illinois | 11 | $ 1,068,000 | $ 97,000 | $ 40,000 |
| Sanilac County Michigan | 11 | $ 1,066,000 | $ 96,000 | $ 40,000 |
| Kewaunee County Wisconsin | 11 | $ 893,000 | $ 81,000 | $ 46,000 |
| Stephenson County Illinois | 10 | $ 784,000 | $ 78,000 | $ 53,000 |
| Porter County Indiana | 10 | $ 1,461,000 | $ 146,000 | $ 82,000 |
| Green Lake County Wisconsin | 10 | $ 419,000 | $ 41,000 | $ 52,000 |
| Marinette County Wisconsin | 10 | $ 614,000 | $ 61,000 | $ 50,000 |
| Sauk County Wisconsin | 10 | $ 523,000 | $ 52,000 | $ 71,000 |
| Larimer County Colorado | 9 | $ 1,018,000 | $ 113,000 | $ 49,000 |
| St. Clair County Illinois | 9 | $ 2,992,000 | $ 332,000 | $ 0 |
| Shiawassee County Michigan | 9 | $ 877,000 | $ 97,000 | $ 61,000 |
| Barron County Wisconsin | 9 | $ 528,000 | $ 58,000 | $ 48,000 |
| Elbert County Colorado | 8 | $ 1,344,000 | $ 168,000 | $ 81,000 |
| Weld County Colorado | 8 | $ 1,507,000 | $ 188,000 | $ 83,000 |
| Alpena County Michigan | 8 | $ 624,000 | $ 78,000 | $ 69,000 |
| Roscommon County Michigan | 8 | $ 388,000 | $ 48,000 | $ 52,000 |
| Sibley County Minnesota | 8 | $ 696,000 | $ 87,000 | $ 50,000 |
| Wabasha County Minnesota | 8 | $ 790,000 | $ 98,000 | $ 40,000 |
| Forest County Wisconsin | 8 | $ 443,000 | $ 55,000 | $ 90,000 |
| Pueblo County Colorado | 7 | $ 565,000 | $ 80,000 | $ 38,000 |
| Alcona County Michigan | 7 | $ 772,000 | $ 110,000 | $ 69,000 |
| Ionia County Michigan | 7 | $ 503,000 | $ 71,000 | $ 39,000 |
| Van Buren County Michigan | 7 | $ 542,000 | $ 77,000 | $ 59,000 |
| Kanabec County Minnesota | 7 | $ 1,108,000 | $ 158,000 | $ 44,000 |
| Todd County Minnesota | 7 | $ 497,000 | $ 71,000 | $ 57,000 |
| Door County Wisconsin | 7 | $ 250,000 | $ 35,000 | $ 68,000 |
| Pierce County Wisconsin | 7 | $ 1,137,000 | $ 162,000 | $ 41,000 |
| Polk County Wisconsin | 7 | $ 805,000 | $ 115,000 | $ 58,000 |
| Vilas County Wisconsin | 7 | $ 534,000 | $ 76,000 | $ 76,000 |
| Johnson County Indiana | 6 | $ 158,000 | $ 26,000 | $ 0 |
| Branch County Michigan | 6 | $ 389,000 | $ 64,000 | $ 69,000 |
| Mackinac County Michigan | 6 | $ 583,000 | $ 97,000 | $ 65,000 |
| Dodge County Minnesota | 6 | $ 356,000 | $ 59,000 | $ 53,000 |
| Faribault County Minnesota | 6 | $ 33,000 | $ 5,000 | $ 31,000 |
| Chippewa County Wisconsin | 6 | $ 412,000 | $ 68,000 | $ 50,000 |
| La Crosse County Wisconsin | 6 | $ 429,000 | $ 71,000 | $ 60,000 |
| Teller County Colorado | 5 | $ 716,000 | $ 143,000 | $ 66,000 |
| LaPorte County Indiana | 5 | $ 511,000 | $ 102,000 | $ 72,000 |
| Allegan County Michigan | 5 | $ 282,000 | $ 56,000 | $ 39,000 |
| Iosco County Michigan | 5 | $ 419,000 | $ 83,000 | $ 53,000 |
| Kent County Michigan | 5 | $ 747,000 | $ 149,000 | $ 73,000 |
| Montmorency County Michigan | 5 | $ 538,000 | $ 107,000 | $ 68,000 |
| Muskegon County Michigan | 5 | $ 671,000 | $ 134,000 | $ 50,000 |
| Itasca County Minnesota | 5 | $ 976,000 | $ 195,000 | $ 109,000 |
| Steele County Minnesota | 5 | $ 590,000 | $ 118,000 | $ 65,000 |
| Ogle County Illinois | 4 | $ 326,000 | $ 81,000 | $ 56,000 |
| Gladwin County Michigan | 4 | $ 338,000 | $ 84,000 | $ 47,000 |
| Huron County Michigan | 4 | $ 271,000 | $ 67,000 | $ 58,000 |
| Ogemaw County Michigan | 4 | $ 327,000 | $ 81,000 | $ 57,000 |
| Ottawa County Michigan | 4 | $ 426,000 | $ 106,000 | $ 63,000 |
| St. Joseph County Michigan | 4 | $ 369,000 | $ 92,000 | $ 45,000 |
| Cass County Minnesota | 4 | $ 611,000 | $ 152,000 | $ 107,000 |
| Hubbard County Minnesota | 4 | $ 427,000 | $ 106,000 | $ 49,000 |
| Lyon County Minnesota | 4 | $ 394,000 | $ 98,000 | $ 45,000 |
| Mower County Minnesota | 4 | $ 362,000 | $ 90,000 | $ 44,000 |
| Stevens County Minnesota | 4 | $ 69,000 | $ 17,000 | $ 42,000 |
| Watonwan County Minnesota | 4 | $ 106,000 | $ 26,000 | $ 19,000 |
| Burnett County Wisconsin | 4 | $ 380,000 | $ 95,000 | $ 43,000 |
| Monroe County Wisconsin | 4 | $ 173,000 | $ 43,000 | $ 62,000 |
| Fremont County Colorado | 3 | $ 300,000 | $ 100,000 | $ 62,000 |
| Park County Colorado | 3 | $ 364,000 | $ 121,000 | $ 39,000 |
| Arenac County Michigan | 3 | $ 204,000 | $ 68,000 | $ 37,000 |
| Cass County Michigan | 3 | $ 262,000 | $ 87,000 | $ 27,000 |
| Clearwater County Minnesota | 3 | $ 362,000 | $ 120,000 | $ 62,000 |
| Cottonwood County Minnesota | 3 | $ 143,000 | $ 47,000 | $ 34,000 |
| Otter Tail County Minnesota | 3 | $ 371,000 | $ 123,000 | $ 47,000 |
| Pope County Minnesota | 3 | $ 16,000 | $ 5,000 | $ 38,000 |
| Redwood County Minnesota | 3 | $ 220,000 | $ 73,000 | $ 38,000 |
| Renville County Minnesota | 3 | $ 142,000 | $ 47,000 | $ 33,000 |
| Rock County Minnesota | 3 | $ 7,000 | $ 2,000 | $ 43,000 |
| Wadena County Minnesota | 3 | $ 301,000 | $ 100,000 | $ 18,000 |
| Cass County North Dakota | 3 | $ 256,000 | $ 85,000 | $ 50,000 |
| Brown County South Dakota | 3 | $ 351,000 | $ 117,000 | $ 241,000 |
| Davison County South Dakota | 3 | $ 556,000 | $ 185,000 | $ 103,000 |
| Ashland County Wisconsin | 3 | $ 185,000 | $ 61,000 | $ 77,000 |
| Dunn County Wisconsin | 3 | $ 279,000 | $ 93,000 | $ 47,000 |
| Jackson County Wisconsin | 3 | $ 44,000 | $ 14,000 | $ 50,000 |
| Juneau County Wisconsin | 3 | $ 165,000 | $ 55,000 | $ 47,000 |
| Rusk County Wisconsin | 3 | $ 136,000 | $ 45,000 | $ 50,000 |
| Summit County Colorado | 2 | $ 768,000 | $ 384,000 | $ 574,000 |
| Bureau County Illinois | 2 | $ 92,000 | $ 46,000 | $ 43,000 |
| Livingston County Illinois | 2 | $ 141,000 | $ 70,000 | $ 52,000 |
| McLean County Illinois | 2 | $ 307,000 | $ 153,000 | $ 108,000 |
| Peoria County Illinois | 2 | $ 235,000 | $ 117,000 | $ 62,000 |
| Whiteside County Illinois | 2 | $ 77,000 | $ 38,000 | $ 58,000 |
| Starke County Indiana | 2 | $ 151,000 | $ 75,000 | $ 109,000 |
| Clare County Michigan | 2 | $ 128,000 | $ 64,000 | $ 153,000 |
| Isabella County Michigan | 2 | $ 284,000 | $ 142,000 | $ 80,000 |
| Montcalm County Michigan | 2 | $ 65,000 | $ 32,000 | $ 25,000 |
| Otsego County Michigan | 2 | $ 218,000 | $ 109,000 | $ 71,000 |
| Aitkin County Minnesota | 2 | $ 115,000 | $ 57,000 | $ 52,000 |
| Becker County Minnesota | 2 | $ 235,000 | $ 117,000 | $ 60,000 |
| Carlton County Minnesota | 2 | $ 198,000 | $ 99,000 | $ 38,000 |
| Fillmore County Minnesota | 2 | $ 62,000 | $ 31,000 | $ 83,000 |
| Houston County Minnesota | 2 | $ 94,000 | $ 47,000 | $ 45,000 |
| Jackson County Minnesota | 2 | $ 95,000 | $ 47,000 | $ 58,000 |
| Norman County Minnesota | 2 | $ 118,000 | $ 59,000 | $ 23,000 |
| Swift County Minnesota | 2 | $ 166,000 | $ 83,000 | $ 27,000 |
| Winona County Minnesota | 2 | $ 171,000 | $ 85,000 | $ 53,000 |
| Marquette County Wisconsin | 2 | $ 200,000 | $ 100,000 | $ 81,000 |
| Napa County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Clear Creek County Colorado | 1 | $ 180,000 | $ 180,000 | $ 38,000 |
| Gilpin County Colorado | 1 | $ 231,000 | $ 231,000 | $ 77,000 |
| Las Animas County Colorado | 1 | $ 38,000 | $ 38,000 | $ 97,000 |
| Pitkin County Colorado | 1 | $ 4,300,000 | $ 4,300,000 | $ 3,555,000 |
| Broward County Florida | 1 | $ 330,000 | $ 330,000 | $ 203,000 |
| Charlotte County Florida | 1 | $ 218,000 | $ 218,000 | $ 98,000 |
| Ford County Illinois | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Franklin County Illinois | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Fulton County Illinois | 1 | $ 38,000 | $ 38,000 | $ 30,000 |
| Henderson County Illinois | 1 | $ 27,000 | $ 27,000 | $ 28,000 |
| Jo Daviess County Illinois | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
| Johnson County Illinois | 1 | $ 56,000 | $ 56,000 | $ 46,000 |
| Lee County Illinois | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Madison County Illinois | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Morgan County Illinois | 1 | $ 33,000 | $ 33,000 | $ 17,000 |
| Rock Island County Illinois | 1 | $ 51,000 | $ 51,000 | $ 43,000 |
| Vermilion County Illinois | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Delaware County Indiana | 1 | $ 51,000 | $ 51,000 | $ 35,000 |
| Scott County Indiana | 1 | $ 144,000 | $ 144,000 | $ 119,000 |
| Berrien County Michigan | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Crawford County Michigan | 1 | $ 74,000 | $ 74,000 | $ 61,000 |
| Emmet County Michigan | 1 | $ 120,000 | $ 120,000 | $ 85,000 |
| Grand Traverse County Michigan | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| Houghton County Michigan | 1 | $ 66,000 | $ 66,000 | $ 62,000 |
| Kalkaska County Michigan | 1 | $ 180,000 | $ 180,000 | $ 53,000 |
| Lake County Michigan | 1 | $ 46,000 | $ 46,000 | $ 10,000 |
| Missaukee County Michigan | 1 | $ 23,000 | $ 23,000 | $ 62,000 |
| Oscoda County Michigan | 1 | $ 62,000 | $ 62,000 | $ 22,000 |
| Schoolcraft County Michigan | 1 | $ 91,000 | $ 91,000 | $ 75,000 |
| Beltrami County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
| Chippewa County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Cook County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| Lac qui Parle County Minnesota | 1 | $ 69,000 | $ 69,000 | $ 59,000 |
| Martin County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 67,000 |
| Nobles County Minnesota | 1 | $ 64,000 | $ 64,000 | $ 37,000 |
| Pipestone County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 22,000 |
| Polk County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Roseau County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 46,000 |
| Wilkin County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 52,000 |
| Grand Forks County North Dakota | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
| Douglas County South Dakota | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| Gregory County South Dakota | 1 | $ 54,000 | $ 54,000 | $ 19,000 |
| Minnehaha County South Dakota | 1 | $ 433,000 | $ 433,000 | $ 163,000 |
| Walworth County South Dakota | 1 | $ 68,000 | $ 68,000 | $ 18,000 |
| Knox County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 18,000 |
| Douglas County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 46,000 |
| Iowa County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 49,000 |
| Lafayette County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Menominee County Wisconsin | 1 | $ 4,000 | $ 4,000 | $ 32,000 |
| Price County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 28,000 |
| Richland County Wisconsin | 1 | $ 56,000 | $ 56,000 | $ 53,000 |
| Sawyer County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
| Taylor County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| Trempealeau County Wisconsin | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Vernon County Wisconsin | 1 | $ 2,000 | $ 2,000 | $ 75,000 |
| Washburn County Wisconsin | 1 | $ 19,000 | $ 19,000 | $ 17,000 |
Mortgage Loan Application Detail Totals for Tcf National Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 20,481 | $2,771,638,000 | $250,800 | $8,740,000 | $68,200 | $1,289,000 |
| Home Improvement | 3,506 | $118,795,000 | $43,800 | $750,000 | $51,800 | $360,000 |
| Home Purchase | 2,151 | $363,794,000 | $138,500 | $12,022,000 | $72,750 | $3,555,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,026 | $2,100,197,000 | $192,416 | $4,388,000 | $60,750 | $3,555,000 |
| Hispanic | 2,808 | $392,867,000 | $113,333 | $986,000 | $51,666 | $480,000 |
| Black or African American | 2,799 | $268,084,000 | $121,142 | $642,000 | $111,714 | $696,000 |
| Not Provided | 1,356 | $182,978,000 | $156,125 | $700,000 | $71,000 | $540,000 |
| Not applicable | 1,177 | $158,743,000 | $337,375 | $12,022,000 | $117,375 | $886,000 |
| Asian | 762 | $122,117,000 | $158,666 | $4,000,000 | $89,166 | $430,000 |
| Native Hawaiian or Other Pacific Islander | 106 | $15,452,000 | $134,200 | $497,000 | $61,200 | $280,000 |
| American Indian or Alaskan Native | 104 | $13,789,000 | $151,400 | $623,000 | $86,000 | $613,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,937 | $3,224,473,000 | $212,666 | $12,022,000 | $61,500 | $3,555,000 |
| FHA-insured (Federal Housing Administration) | 164 | $23,420,000 | $116,285 | $221,000 | $47,857 | $166,000 |
| VA-guaranteed (Veterans Administration) | 37 | $6,334,000 | $170,666 | $256,000 | $108,666 | $450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 13,054 | $1,677,152,000 | $120,500 | $8,740,000 | $60,500 | $788,000 |
| Loan Originated | 10,665 | $1,344,492,000 | $202,909 | $12,022,000 | $60,181 | $3,555,000 |
| Loan Purchased By The Institution | 1,560 | $126,034,000 | $150,000 | $1,300,000 | $81,625 | $1,289,000 |
| Application Approved But Not Accepted | 737 | $84,728,000 | $121,600 | $4,600,000 | $64,400 | $422,000 |
| Application Withdrawn By Applicant | 88 | $21,053,000 | $229,200 | $5,100,000 | $57,600 | $288,000 |
| File Closed For Incompleteness | 34 | $768,000 | $20,500 | $200,000 | $38,000 | $78,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 6,032 | $785,469,000 | $125,333 | $8,740,000 | $61,833 | $788,000 |
| Credit History | 3,162 | $330,717,000 | $93,142 | $1,000,000 | $44,000 | $696,000 |
| Debt-To-Income Ratio | 2,012 | $298,096,000 | $144,857 | $4,000,000 | $66,571 | $613,000 |
| Collateral | 1,745 | $253,948,000 | $120,428 | $990,000 | $57,142 | $500,000 |
| Other | 66 | $3,760,000 | $75,800 | $645,000 | $74,400 | $507,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $2,234,000 | $158,000 | $372,000 | $61,500 | $196,000 |
| Credit Application Incomplete | 12 | $1,785,000 | $118,333 | $896,000 | $38,333 | $68,000 |
| Employment History | 11 | $1,143,000 | $109,333 | $227,000 | $44,666 | $89,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tcf National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.