Teachers Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Teachers Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Teachers Federal Credit Union 102 Motor Parkway Hauppauge, NY 11788 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,030 |
| Total Mortgage Loan Application Amount | $1,144,490,000 |
| Average Mortgage Loan Application Amount | $191,200 |
| Highest Mortgage Loan Application Amount | $2,405,000 |
| Average Applicant Income | $148,400 |
| Highest Applicant Income | $4,966,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Teachers Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Teachers Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Teachers Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Teachers Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Teachers Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Teachers Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 3,115 | $ 578,695,000 | $ 185,000 | $ 144,000 |
| Nassau County New York | 671 | $ 164,265,000 | $ 244,000 | $ 172,000 |
| Queens County New York | 150 | $ 38,830,000 | $ 258,000 | $ 123,000 |
| Kings County New York | 22 | $ 9,540,000 | $ 433,000 | $ 115,000 |
| Westchester County New York | 22 | $ 7,950,000 | $ 361,000 | $ 225,000 |
| Palm Beach County Florida | 13 | $ 2,505,000 | $ 192,000 | $ 116,000 |
| New York County New York | 12 | $ 5,380,000 | $ 448,000 | $ 163,000 |
| Bronx County New York | 7 | $ 2,055,000 | $ 293,000 | $ 133,000 |
| Rockland County New York | 7 | $ 2,155,000 | $ 307,000 | $ 178,000 |
| Richmond County New York | 6 | $ 1,970,000 | $ 328,000 | $ 152,000 |
| Bergen County New Jersey | 5 | $ 1,795,000 | $ 359,000 | $ 146,000 |
| Dutchess County New York | 5 | $ 985,000 | $ 197,000 | $ 121,000 |
| Orange County New York | 5 | $ 785,000 | $ 157,000 | $ 155,000 |
| Broward County Florida | 4 | $ 510,000 | $ 127,000 | $ 100,000 |
| Erie County New York | 4 | $ 1,170,000 | $ 292,000 | $ 161,000 |
| Monroe County New York | 4 | $ 500,000 | $ 125,000 | $ 59,000 |
| Wake County North Carolina | 4 | $ 970,000 | $ 242,000 | $ 134,000 |
| Hillsborough County Florida | 3 | $ 525,000 | $ 175,000 | $ 122,000 |
| Sarasota County Florida | 3 | $ 205,000 | $ 68,000 | $ 109,000 |
| Saratoga County New York | 3 | $ 515,000 | $ 171,000 | $ 231,000 |
| Schenectady County New York | 3 | $ 585,000 | $ 195,000 | $ 141,000 |
| Brunswick County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 72,000 |
| Mecklenburg County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 103,000 |
| Chester County Pennsylvania | 3 | $ 565,000 | $ 188,000 | $ 182,000 |
| Horry County South Carolina | 3 | $ 435,000 | $ 145,000 | $ 137,000 |
| Charlotte County Florida | 2 | $ 530,000 | $ 265,000 | $ 212,000 |
| Collier County Florida | 2 | $ 770,000 | $ 385,000 | $ 751,000 |
| Hernando County Florida | 2 | $ 160,000 | $ 80,000 | $ 36,000 |
| Lee County Florida | 2 | $ 500,000 | $ 250,000 | $ 243,000 |
| Martin County Florida | 2 | $ 510,000 | $ 255,000 | $ 162,000 |
| Orange County Florida | 2 | $ 730,000 | $ 365,000 | $ 264,000 |
| Pinellas County Florida | 2 | $ 370,000 | $ 185,000 | $ 140,000 |
| Columbia County New York | 2 | $ 530,000 | $ 265,000 | $ 320,000 |
| Greene County New York | 2 | $ 180,000 | $ 90,000 | $ 102,000 |
| Herkimer County New York | 2 | $ 170,000 | $ 85,000 | $ 49,000 |
| Otsego County New York | 2 | $ 400,000 | $ 200,000 | $ 109,000 |
| Union County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 116,000 |
| Monroe County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| Philadelphia County Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 84,000 |
| Manatee County Florida | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Marion County Florida | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Osceola County Florida | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Seminole County Florida | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Volusia County Florida | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| Essex County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 160,000 |
| Mercer County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 226,000 |
| Middlesex County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Morris County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Ocean County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 242,000 |
| Sussex County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Broome County New York | 1 | $ 45,000 | $ 45,000 | $ 250,000 |
| Cattaraugus County New York | 1 | $ 75,000 | $ 75,000 | $ 170,000 |
| Chemung County New York | 1 | $ 215,000 | $ 215,000 | $ 138,000 |
| Chenango County New York | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Delaware County New York | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Essex County New York | 1 | $ 165,000 | $ 165,000 | $ 177,000 |
| Livingston County New York | 1 | $ 315,000 | $ 315,000 | $ 147,000 |
| Putnam County New York | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| Steuben County New York | 1 | $ 405,000 | $ 405,000 | $ 700,000 |
| Warren County New York | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Washington County New York | 1 | $ 355,000 | $ 355,000 | $ 290,000 |
| Wayne County New York | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
| Cabarrus County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Franklin County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| Guilford County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Harnett County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Berks County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 11,000 |
| Delaware County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Pike County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Charleston County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 97,000 |
| Georgetown County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Lancaster County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Teachers Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,602 | $357,300,000 | $223,000 | $2,005,000 | $146,000 | $1,440,000 |
| Home Purchase | 1,390 | $471,000,000 | $338,000 | $2,005,000 | $166,000 | $4,966,000 |
| Other Purpose | 969 | $121,095,000 | $124,000 | $505,000 | $146,000 | $4,387,000 |
| Refinancing | 769 | $186,255,000 | $242,000 | $2,405,000 | $150,000 | $1,870,000 |
| Home Improvement | 300 | $8,840,000 | $29,000 | $155,000 | $134,000 | $1,320,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,732 | $845,900,000 | $226,000 | $2,005,000 | $154,000 | $4,966,000 |
| Not Provided | 464 | $92,730,000 | $199,000 | $2,005,000 | $174,000 | $3,050,000 |
| Hispanic | 330 | $67,710,000 | $205,000 | $675,000 | $114,000 | $455,000 |
| Asian | 241 | $78,655,000 | $326,000 | $2,405,000 | $141,000 | $911,000 |
| Black or African American | 158 | $26,360,000 | $166,000 | $605,000 | $107,000 | $450,000 |
| American Indian or Alaskan Native | 8 | $1,540,000 | $192,000 | $405,000 | $123,000 | $199,000 |
| Not applicable | 7 | $2,395,000 | $342,000 | $415,000 | $142,000 | $275,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $895,000 | $179,000 | $755,000 | $122,000 | $178,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,030 | $1,144,490,000 | $227,000 | $2,405,000 | $151,000 | $4,966,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,355 | $681,645,000 | $203,000 | $1,875,000 | $145,000 | $1,300,000 |
| Preapproval Approved but not Accepted | 832 | $291,010,000 | $349,000 | $1,205,000 | $166,000 | $3,457,000 |
| Application Withdrawn By Applicant | 370 | $76,280,000 | $206,000 | $2,005,000 | $191,000 | $4,966,000 |
| Application Denied By Financial Institution | 328 | $57,740,000 | $176,000 | $1,075,000 | $122,000 | $1,104,000 |
| Application Approved But Not Accepted | 126 | $32,470,000 | $257,000 | $2,405,000 | $178,000 | $2,299,000 |
| Preapproval Denied by Financial Institution | 19 | $5,345,000 | $281,000 | $605,000 | $198,000 | $1,782,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,683 | $1,081,405,000 | $230,000 | $2,405,000 | $153,000 | $4,966,000 |
| Collateral | 154 | $24,340,000 | $158,000 | $735,000 | $147,000 | $347,000 |
| Debt-To-Income Ratio | 119 | $27,985,000 | $235,000 | $1,075,000 | $85,000 | $268,000 |
| Credit History | 50 | $5,710,000 | $114,000 | $695,000 | $138,000 | $1,782,000 |
| Other | 16 | $3,180,000 | $198,000 | $485,000 | $118,000 | $277,000 |
| Unverifiable Information | 8 | $1,870,000 | $233,000 | $455,000 | $276,000 | $1,104,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Teachers Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Teachers Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.