Texans
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Texans 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texans 777 E. Campbell Road #300 Richardson, TX 75080 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,788 |
| Total Mortgage Loan Application Amount | $201,260,000 |
| Average Mortgage Loan Application Amount | $152,800 |
| Highest Mortgage Loan Application Amount | $715,000 |
| Average Applicant Income | $160,000 |
| Highest Applicant Income | $4,940,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Texans. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texans's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Texans's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texans serves its applicants.
Each category highlights the total number of mortgage applications processed by Texans, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texans's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 664 | $ 74,660,000 | $ 112,000 | $ 170,000 |
| Dallas County Texas | 462 | $ 46,280,000 | $ 100,000 | $ 151,000 |
| Denton County Texas | 282 | $ 33,100,000 | $ 117,000 | $ 174,000 |
| Tarrant County Texas | 80 | $ 6,880,000 | $ 86,000 | $ 137,000 |
| Rockwall County Texas | 60 | $ 9,490,000 | $ 158,000 | $ 174,000 |
| Grayson County Texas | 39 | $ 3,775,000 | $ 96,000 | $ 117,000 |
| Hunt County Texas | 19 | $ 2,195,000 | $ 115,000 | $ 132,000 |
| Kaufman County Texas | 19 | $ 1,505,000 | $ 79,000 | $ 130,000 |
| Harris County Texas | 18 | $ 2,480,000 | $ 137,000 | $ 397,000 |
| Ellis County Texas | 17 | $ 1,615,000 | $ 95,000 | $ 203,000 |
| Travis County Texas | 11 | $ 2,525,000 | $ 229,000 | $ 175,000 |
| Fannin County Texas | 10 | $ 900,000 | $ 90,000 | $ 102,000 |
| Johnson County Texas | 9 | $ 1,685,000 | $ 187,000 | $ 166,000 |
| Fort Bend County Texas | 8 | $ 1,200,000 | $ 150,000 | $ 161,000 |
| Williamson County Texas | 7 | $ 1,835,000 | $ 262,000 | $ 182,000 |
| Bexar County Texas | 5 | $ 495,000 | $ 99,000 | $ 166,000 |
| Gregg County Texas | 5 | $ 615,000 | $ 123,000 | $ 82,000 |
| Smith County Texas | 5 | $ 915,000 | $ 183,000 | $ 333,000 |
| Wise County Texas | 4 | $ 710,000 | $ 177,000 | $ 184,000 |
| Coleman County Texas | 3 | $ 135,000 | $ 45,000 | $ 21,000 |
| Hays County Texas | 3 | $ 195,000 | $ 65,000 | $ 126,000 |
| McLennan County Texas | 3 | $ 575,000 | $ 191,000 | $ 176,000 |
| Parker County Texas | 3 | $ 165,000 | $ 55,000 | $ 163,000 |
| Wood County Texas | 3 | $ 155,000 | $ 51,000 | $ 176,000 |
| Pima County Arizona | 2 | $ 380,000 | $ 190,000 | $ 388,000 |
| Cook County Illinois | 2 | $ 160,000 | $ 80,000 | $ 96,000 |
| Delta County Texas | 2 | $ 30,000 | $ 15,000 | $ 91,000 |
| Kendall County Texas | 2 | $ 560,000 | $ 280,000 | $ 227,000 |
| Marion County Texas | 2 | $ 130,000 | $ 65,000 | $ 162,000 |
| Montgomery County Texas | 2 | $ 270,000 | $ 135,000 | $ 255,000 |
| Nueces County Texas | 2 | $ 520,000 | $ 260,000 | $ 133,000 |
| San Diego County California | 1 | $ 105,000 | $ 105,000 | $ 230,000 |
| New London County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 149,000 |
| Brevard County Florida | 1 | $ 425,000 | $ 425,000 | $ 242,000 |
| Clarke County Georgia | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Troup County Georgia | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| East Baton Rouge County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Prince George's County Maryland | 1 | $ 65,000 | $ 65,000 | $ 228,000 |
| Somerset County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 274,000 |
| Sandoval County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| Bryan County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Craig County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Latimer County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 135,000 |
| Payne County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Anderson County Texas | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Bell County Texas | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Brazoria County Texas | 1 | $ 505,000 | $ 505,000 | $ 220,000 |
| Cameron County Texas | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
| Cooke County Texas | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Donley County Texas | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Freestone County Texas | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Galveston County Texas | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Gillespie County Texas | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Henderson County Texas | 1 | $ 615,000 | $ 615,000 | $ 451,000 |
| Lamar County Texas | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Midland County Texas | 1 | $ 165,000 | $ 165,000 | $ 23,000 |
| Montague County Texas | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Orange County Texas | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Potter County Texas | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Shelby County Texas | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Somervell County Texas | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Titus County Texas | 1 | $ 105,000 | $ 105,000 | $ 258,000 |
| Tom Green County Texas | 1 | $ 95,000 | $ 95,000 | $ 130,000 |
| Wichita County Texas | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Snohomish County Washington | 1 | $ 45,000 | $ 45,000 | $ 215,000 |
Mortgage Loan Application Detail Totals for Texans in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 664 | $69,130,000 | $104,000 | $625,000 | $150,000 | $2,184,000 |
| Home Improvement | 587 | $50,165,000 | $85,000 | $505,000 | $180,000 | $4,030,000 |
| Other Purpose | 415 | $43,515,000 | $104,000 | $505,000 | $164,000 | $4,940,000 |
| Home Purchase | 112 | $37,040,000 | $330,000 | $715,000 | $158,000 | $451,000 |
| Refinancing | 10 | $1,410,000 | $141,000 | $305,000 | $148,000 | $385,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 804 | $86,820,000 | $107,000 | $655,000 | $165,000 | $3,120,000 |
| Not Provided | 466 | $51,780,000 | $111,000 | $685,000 | $164,000 | $3,952,000 |
| Hispanic | 198 | $19,890,000 | $100,000 | $715,000 | $131,000 | $4,030,000 |
| Black or African American | 157 | $16,345,000 | $104,000 | $525,000 | $183,000 | $4,940,000 |
| Asian | 96 | $12,740,000 | $132,000 | $705,000 | $184,000 | $2,352,000 |
| American Indian or Alaskan Native | 11 | $845,000 | $76,000 | $205,000 | $137,000 | $570,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $190,000 | $95,000 | $105,000 | $142,000 | $155,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,788 | $201,260,000 | $112,000 | $715,000 | $164,000 | $4,940,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 865 | $85,115,000 | $98,000 | $685,000 | $149,000 | $4,940,000 |
| Loan Originated | 461 | $56,075,000 | $121,000 | $655,000 | $177,000 | $840,000 |
| Application Approved But Not Accepted | 264 | $23,120,000 | $87,000 | $505,000 | $162,000 | $985,000 |
| Application Withdrawn By Applicant | 130 | $18,890,000 | $145,000 | $715,000 | $229,000 | $3,952,000 |
| File Closed For Incompleteness | 68 | $18,060,000 | $265,000 | $595,000 | $146,000 | $415,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 923 | $116,145,000 | $125,000 | $715,000 | $178,000 | $3,952,000 |
| Debt-To-Income Ratio | 425 | $41,165,000 | $96,000 | $685,000 | $96,000 | $365,000 |
| Other | 181 | $19,895,000 | $109,000 | $505,000 | $203,000 | $3,120,000 |
| Credit History | 154 | $14,260,000 | $92,000 | $625,000 | $215,000 | $4,940,000 |
| Collateral | 87 | $7,855,000 | $90,000 | $305,000 | $176,000 | $650,000 |
| Employment History | 11 | $1,285,000 | $116,000 | $255,000 | $179,000 | $816,000 |
| Credit Application Incomplete | 5 | $405,000 | $81,000 | $155,000 | $175,000 | $250,000 |
| Unverifiable Information | 2 | $250,000 | $125,000 | $185,000 | $100,000 | $149,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texans's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.