Texas Community Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Texas Community Bank And Trust 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Texas Community Bank And Trust 8235 Douglas Aveste 100 Dallas, TX 75225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,183 |
| Total Mortgage Loan Application Amount | $163,518,000 |
| Average Mortgage Loan Application Amount | $255,750 |
| Highest Mortgage Loan Application Amount | $1,381,000 |
| Average Applicant Income | $81,250 |
| Highest Applicant Income | $2,438,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Texas Community Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Texas Community Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Texas Community Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Texas Community Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Texas Community Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Texas Community Bank And Trust's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 404 | $ 61,881,000 | $ 153,000 | $ 91,000 |
| Tarrant County Texas | 182 | $ 21,144,000 | $ 116,000 | $ 59,000 |
| Collin County Texas | 164 | $ 28,347,000 | $ 172,000 | $ 107,000 |
| Denton County Texas | 95 | $ 15,229,000 | $ 160,000 | $ 306,000 |
| Ellis County Texas | 31 | $ 3,855,000 | $ 124,000 | $ 57,000 |
| McLennan County Texas | 31 | $ 2,402,000 | $ 77,000 | $ 47,000 |
| Harris County Texas | 28 | $ 3,258,000 | $ 116,000 | $ 81,000 |
| Kaufman County Texas | 24 | $ 2,332,000 | $ 97,000 | $ 77,000 |
| Rockwall County Texas | 20 | $ 3,350,000 | $ 167,000 | $ 144,000 |
| Johnson County Texas | 16 | $ 1,486,000 | $ 92,000 | $ 77,000 |
| Fort Bend County Texas | 12 | $ 1,107,000 | $ 92,000 | $ 147,000 |
| Hidalgo County Texas | 9 | $ 974,000 | $ 108,000 | $ 83,000 |
| Smith County Texas | 9 | $ 1,007,000 | $ 111,000 | $ 84,000 |
| Henderson County Texas | 8 | $ 1,259,000 | $ 157,000 | $ 623,000 |
| Hill County Texas | 8 | $ 749,000 | $ 93,000 | $ 92,000 |
| Travis County Texas | 8 | $ 1,610,000 | $ 201,000 | $ 79,000 |
| Bell County Texas | 7 | $ 460,000 | $ 65,000 | $ 44,000 |
| El Paso County Texas | 7 | $ 553,000 | $ 79,000 | $ 57,000 |
| Jefferson County Texas | 7 | $ 449,000 | $ 64,000 | $ 67,000 |
| Williamson County Texas | 7 | $ 665,000 | $ 95,000 | $ 58,000 |
| Bexar County Texas | 6 | $ 559,000 | $ 93,000 | $ 50,000 |
| Grayson County Texas | 6 | $ 520,000 | $ 86,000 | $ 57,000 |
| Van Zandt County Texas | 6 | $ 988,000 | $ 164,000 | $ 71,000 |
| Fannin County Texas | 5 | $ 444,000 | $ 88,000 | $ 59,000 |
| Hunt County Texas | 5 | $ 612,000 | $ 122,000 | $ 82,000 |
| Navarro County Texas | 5 | $ 540,000 | $ 108,000 | $ 64,000 |
| Llano County Texas | 4 | $ 297,000 | $ 74,000 | $ 42,000 |
| Montgomery County Texas | 4 | $ 499,000 | $ 124,000 | $ 106,000 |
| Randall County Texas | 4 | $ 370,000 | $ 92,000 | $ 68,000 |
| Wood County Texas | 4 | $ 491,000 | $ 122,000 | $ 77,000 |
| Cooke County Texas | 3 | $ 787,000 | $ 262,000 | $ 129,000 |
| Coryell County Texas | 3 | $ 342,000 | $ 114,000 | $ 62,000 |
| Deaf Smith County Texas | 3 | $ 130,000 | $ 43,000 | $ 37,000 |
| Parker County Texas | 3 | $ 286,000 | $ 95,000 | $ 62,000 |
| Wise County Texas | 3 | $ 425,000 | $ 141,000 | $ 70,000 |
| Bastrop County Texas | 2 | $ 175,000 | $ 87,000 | $ 102,000 |
| Burnet County Texas | 2 | $ 109,000 | $ 54,000 | $ 38,000 |
| Coleman County Texas | 2 | $ 76,000 | $ 38,000 | $ 32,000 |
| Hood County Texas | 2 | $ 226,000 | $ 113,000 | $ 105,000 |
| Hopkins County Texas | 2 | $ 81,000 | $ 40,000 | $ 42,000 |
| Lamar County Texas | 2 | $ 222,000 | $ 111,000 | $ 55,000 |
| Limestone County Texas | 2 | $ 125,000 | $ 62,000 | $ 49,000 |
| Nueces County Texas | 2 | $ 391,000 | $ 195,000 | $ 118,000 |
| Orange County Texas | 2 | $ 128,000 | $ 64,000 | $ 88,000 |
| Potter County Texas | 2 | $ 104,000 | $ 52,000 | $ 26,000 |
| Wichita County Texas | 2 | $ 97,000 | $ 48,000 | $ 68,000 |
| San Diego County California | 1 | $ 547,000 | $ 547,000 | $ 72,000 |
| Orange County Florida | 1 | $ 198,000 | $ 198,000 | $ 66,000 |
| Anderson County Texas | 1 | $ 190,000 | $ 190,000 | $ 106,000 |
| Blanco County Texas | 1 | $ 124,000 | $ 124,000 | $ 66,000 |
| Bosque County Texas | 1 | $ 146,000 | $ 146,000 | $ 48,000 |
| Brazos County Texas | 1 | $ 132,000 | $ 132,000 | $ 106,000 |
| Comal County Texas | 1 | $ 93,000 | $ 93,000 | $ 30,000 |
| Delta County Texas | 1 | $ 53,000 | $ 53,000 | $ 80,000 |
| DeWitt County Texas | 1 | $ 38,000 | $ 38,000 | $ 144,000 |
| Galveston County Texas | 1 | $ 67,000 | $ 67,000 | $ 35,000 |
| Hays County Texas | 1 | $ 136,000 | $ 136,000 | $ 52,000 |
| Hockley County Texas | 1 | $ 109,000 | $ 109,000 | $ 65,000 |
| Jim Wells County Texas | 1 | $ 46,000 | $ 46,000 | $ 64,000 |
| Jones County Texas | 1 | $ 40,000 | $ 40,000 | $ 45,000 |
| Medina County Texas | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Milam County Texas | 1 | $ 111,000 | $ 111,000 | $ 79,000 |
| Palo Pinto County Texas | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Rains County Texas | 1 | $ 49,000 | $ 49,000 | $ 79,000 |
| Taylor County Texas | 1 | $ 73,000 | $ 73,000 | $ 34,000 |
| Walker County Texas | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Texas Community Bank And Trust in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 639 | $75,261,000 | $117,000 | $775,000 | $102,000 | $2,438,000 |
| Refinancing | 544 | $88,257,000 | $302,000 | $1,381,000 | $74,333 | $1,020,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 848 | $130,464,000 | $299,333 | $1,381,000 | $80,666 | $1,670,000 |
| Hispanic | 156 | $13,115,000 | $84,000 | $381,000 | $59,000 | $523,000 |
| Black or African American | 116 | $11,913,000 | $102,000 | $352,000 | $53,000 | $173,000 |
| Not Provided | 38 | $4,521,000 | $118,000 | $425,000 | $89,000 | $285,000 |
| Asian | 20 | $3,132,000 | $156,000 | $650,000 | $259,000 | $2,438,000 |
| American Indian or Alaskan Native | 3 | $242,000 | $80,000 | $105,000 | $73,000 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $131,000 | $65,000 | $105,000 | $35,000 | $35,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,057 | $150,986,000 | $295,666 | $1,381,000 | $84,666 | $2,438,000 |
| FHA-insured (Federal Housing Administration) | 118 | $11,371,000 | $96,000 | $175,000 | $40,000 | $150,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,161,000 | $145,000 | $210,000 | $76,000 | $97,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,161 | $155,607,000 | $165,500 | $1,381,000 | $77,500 | $2,438,000 |
| Loan Originated | 17 | $6,524,000 | $383,000 | $1,100,000 | $262,000 | $540,000 |
| Application Withdrawn By Applicant | 4 | $1,347,000 | $406,500 | $547,000 | $126,500 | $182,000 |
| Application Denied By Financial Institution | 1 | $40,000 | $40,000 | $40,000 | $125,000 | $125,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $40,000 | $40,000 | $40,000 | $125,000 | $125,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Community Bank And Trust's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texas Community Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.