Coca-Cola Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Coca-Cola Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Coca-Cola Credit Union One Coca-Cola Plaza Nw Atlanta, GA 30313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 162 |
| Total Mortgage Loan Application Amount | $39,540,000 |
| Average Mortgage Loan Application Amount | $206,500 |
| Highest Mortgage Loan Application Amount | $1,015,000 |
| Average Applicant Income | $130,000 |
| Highest Applicant Income | $437,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Coca-Cola Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Coca-Cola Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Coca-Cola Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Coca-Cola Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Coca-Cola Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Coca-Cola Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 40 | $ 12,420,000 | $ 310,000 | $ 156,000 |
| Cobb County Georgia | 21 | $ 5,565,000 | $ 265,000 | $ 151,000 |
| DeKalb County Georgia | 14 | $ 3,890,000 | $ 277,000 | $ 159,000 |
| Gwinnett County Georgia | 7 | $ 1,525,000 | $ 217,000 | $ 81,000 |
| Duval County Florida | 4 | $ 1,020,000 | $ 255,000 | $ 143,000 |
| Forsyth County Georgia | 4 | $ 710,000 | $ 177,000 | $ 97,000 |
| Henry County Georgia | 3 | $ 425,000 | $ 141,000 | $ 108,000 |
| Barrow County Georgia | 2 | $ 400,000 | $ 200,000 | $ 73,000 |
| Coweta County Georgia | 2 | $ 110,000 | $ 55,000 | $ 65,000 |
| Douglas County Georgia | 2 | $ 180,000 | $ 90,000 | $ 265,000 |
| Morgan County Georgia | 2 | $ 650,000 | $ 325,000 | $ 123,000 |
| Harris County Texas | 2 | $ 350,000 | $ 175,000 | $ 91,000 |
| Baldwin County Alabama | 1 | $ 215,000 | $ 215,000 | $ 146,000 |
| Maricopa County Arizona | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| San Bernardino County California | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| San Joaquin County California | 1 | $ 305,000 | $ 305,000 | $ 213,000 |
| New Haven County Connecticut | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
| Charlotte County Florida | 1 | $ 375,000 | $ 375,000 | $ 181,000 |
| Lee County Florida | 1 | $ 385,000 | $ 385,000 | $ 241,000 |
| Martin County Florida | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Miami-Dade County Florida | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Orange County Florida | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Polk County Florida | 1 | $ 235,000 | $ 235,000 | $ 136,000 |
| Catoosa County Georgia | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| Clayton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Hall County Georgia | 1 | $ 195,000 | $ 195,000 | $ 143,000 |
| Haralson County Georgia | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Putnam County Georgia | 1 | $ 225,000 | $ 225,000 | $ 191,000 |
| Lake County Illinois | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Sangamon County Illinois | 1 | $ 305,000 | $ 305,000 | $ 191,000 |
| Bristol County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 146,000 |
| Anoka County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| Oklahoma County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Yamhill County Oregon | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Northampton County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 135,000 |
| Dallas County Texas | 1 | $ 375,000 | $ 375,000 | $ 92,000 |
| Fort Bend County Texas | 1 | $ 165,000 | $ 165,000 | $ 187,000 |
| Lubbock County Texas | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Williamson County Texas | 1 | $ 285,000 | $ 285,000 | $ 132,000 |
| Pittsylvania County Virginia | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Richmond City County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
Mortgage Loan Application Detail Totals for Coca-Cola Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 59 | $14,445,000 | $244,000 | $1,015,000 | $146,000 | $420,000 |
| Home Purchase | 54 | $16,280,000 | $301,000 | $895,000 | $140,000 | $437,000 |
| Cash-out Refinancing | 35 | $8,115,000 | $231,000 | $525,000 | $126,000 | $340,000 |
| Other Purpose | 14 | $700,000 | $50,000 | $135,000 | $108,000 | $376,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 64 | $17,560,000 | $274,000 | $895,000 | $138,000 | $265,000 |
| Black or African American | 41 | $7,535,000 | $183,000 | $375,000 | $100,000 | $213,000 |
| Not Provided | 25 | $5,665,000 | $226,000 | $545,000 | $142,000 | $420,000 |
| Hispanic | 18 | $5,410,000 | $300,000 | $1,015,000 | $149,000 | $437,000 |
| Asian | 13 | $2,985,000 | $229,000 | $385,000 | $185,000 | $340,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 161 | $39,155,000 | $243,000 | $1,015,000 | $135,000 | $437,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $385,000 | $385,000 | $385,000 | $144,000 | $144,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 58 | $15,220,000 | $262,000 | $895,000 | $139,000 | $437,000 |
| File Closed For Incompleteness | 39 | $8,815,000 | $226,000 | $525,000 | $143,000 | $376,000 |
| Application Withdrawn By Applicant | 31 | $8,235,000 | $265,000 | $1,015,000 | $173,000 | $420,000 |
| Application Denied By Financial Institution | 23 | $4,805,000 | $208,000 | $525,000 | $84,000 | $204,000 |
| Preapproval Denied by Financial Institution | 8 | $1,780,000 | $222,000 | $305,000 | $112,000 | $216,000 |
| Preapproval Approved but not Accepted | 3 | $685,000 | $228,000 | $375,000 | $76,000 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 131 | $32,955,000 | $251,000 | $1,015,000 | $145,000 | $437,000 |
| Credit History | 13 | $2,885,000 | $221,000 | $375,000 | $108,000 | $216,000 |
| Debt-To-Income Ratio | 12 | $2,910,000 | $242,000 | $525,000 | $71,000 | $104,000 |
| Collateral | 3 | $515,000 | $171,000 | $385,000 | $127,000 | $144,000 |
| Other | 2 | $160,000 | $80,000 | $85,000 | $41,000 | $41,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $115,000 | $115,000 | $115,000 | $76,000 | $76,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Coca-Cola Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Coca-Cola Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.