The Dart Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
The Dart Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Dart Bank 368 S. Park St. Mason, MI 48854 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,314 |
| Total Mortgage Loan Application Amount | $494,720,000 |
| Average Mortgage Loan Application Amount | $187,000 |
| Highest Mortgage Loan Application Amount | $1,105,000 |
| Average Applicant Income | $128,750 |
| Highest Applicant Income | $2,625,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with The Dart Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Dart Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down The Dart Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Dart Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Dart Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Dart Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ingham County Michigan | 825 | $ 168,695,000 | $ 204,000 | $ 119,000 |
| Clinton County Michigan | 316 | $ 77,820,000 | $ 246,000 | $ 115,000 |
| Jackson County Michigan | 276 | $ 53,010,000 | $ 192,000 | $ 99,000 |
| Eaton County Michigan | 232 | $ 41,750,000 | $ 179,000 | $ 88,000 |
| Kent County Michigan | 133 | $ 34,035,000 | $ 255,000 | $ 131,000 |
| Washtenaw County Michigan | 116 | $ 26,630,000 | $ 229,000 | $ 113,000 |
| Shiawassee County Michigan | 59 | $ 10,785,000 | $ 182,000 | $ 93,000 |
| Livingston County Michigan | 43 | $ 10,915,000 | $ 253,000 | $ 112,000 |
| Ottawa County Michigan | 31 | $ 7,795,000 | $ 251,000 | $ 103,000 |
| Oakland County Michigan | 26 | $ 6,450,000 | $ 248,000 | $ 114,000 |
| Lenawee County Michigan | 25 | $ 5,265,000 | $ 210,000 | $ 116,000 |
| Ionia County Michigan | 23 | $ 4,245,000 | $ 184,000 | $ 80,000 |
| Calhoun County Michigan | 13 | $ 2,395,000 | $ 184,000 | $ 105,000 |
| Hillsdale County Michigan | 12 | $ 2,570,000 | $ 214,000 | $ 110,000 |
| Barry County Michigan | 10 | $ 2,320,000 | $ 232,000 | $ 140,000 |
| Emmet County Michigan | 9 | $ 2,025,000 | $ 225,000 | $ 225,000 |
| Montcalm County Michigan | 9 | $ 1,225,000 | $ 136,000 | $ 90,000 |
| Gratiot County Michigan | 8 | $ 1,470,000 | $ 183,000 | $ 92,000 |
| Monroe County Michigan | 7 | $ 1,505,000 | $ 215,000 | $ 82,000 |
| Roscommon County Michigan | 7 | $ 1,795,000 | $ 256,000 | $ 260,000 |
| Lee County Florida | 6 | $ 1,380,000 | $ 230,000 | $ 216,000 |
| Allegan County Michigan | 6 | $ 1,200,000 | $ 200,000 | $ 110,000 |
| Antrim County Michigan | 6 | $ 1,690,000 | $ 281,000 | $ 172,000 |
| Muskegon County Michigan | 6 | $ 560,000 | $ 93,000 | $ 82,000 |
| Charlevoix County Michigan | 5 | $ 1,995,000 | $ 399,000 | $ 388,000 |
| Genesee County Michigan | 5 | $ 665,000 | $ 133,000 | $ 85,000 |
| Grand Traverse County Michigan | 5 | $ 1,055,000 | $ 211,000 | $ 191,000 |
| Wayne County Michigan | 5 | $ 1,125,000 | $ 225,000 | $ 109,000 |
| Isabella County Michigan | 4 | $ 710,000 | $ 177,000 | $ 102,000 |
| Kalamazoo County Michigan | 4 | $ 800,000 | $ 200,000 | $ 185,000 |
| Lapeer County Michigan | 4 | $ 810,000 | $ 202,000 | $ 93,000 |
| Saginaw County Michigan | 4 | $ 750,000 | $ 187,000 | $ 121,000 |
| Cook County Illinois | 3 | $ 835,000 | $ 278,000 | $ 136,000 |
| Cheboygan County Michigan | 3 | $ 965,000 | $ 321,000 | $ 196,000 |
| Clare County Michigan | 3 | $ 285,000 | $ 95,000 | $ 106,000 |
| Macomb County Michigan | 3 | $ 685,000 | $ 228,000 | $ 95,000 |
| Oceana County Michigan | 3 | $ 1,035,000 | $ 345,000 | $ 181,000 |
| Collier County Florida | 2 | $ 580,000 | $ 290,000 | $ 329,000 |
| Kendall County Illinois | 2 | $ 680,000 | $ 340,000 | $ 118,000 |
| Gladwin County Michigan | 2 | $ 290,000 | $ 145,000 | $ 175,000 |
| St. Clair County Michigan | 2 | $ 2,210,000 | $ 1,105,000 | $ 451,000 |
| Wexford County Michigan | 2 | $ 200,000 | $ 100,000 | $ 37,000 |
| Tulsa County Oklahoma | 2 | $ 920,000 | $ 460,000 | $ 199,000 |
| Bexar County Texas | 2 | $ 580,000 | $ 290,000 | $ 1,329,000 |
| Travis County Texas | 2 | $ 710,000 | $ 355,000 | $ 121,000 |
| Franklin County Alabama | 1 | $ 65,000 | $ 65,000 | $ 254,000 |
| Jefferson County Alabama | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Placer County California | 1 | $ 555,000 | $ 555,000 | $ 454,000 |
| Ventura County California | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Adams County Colorado | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Douglas County Colorado | 1 | $ 295,000 | $ 295,000 | $ 250,000 |
| Broward County Florida | 1 | $ 165,000 | $ 165,000 | $ 324,000 |
| Manatee County Florida | 1 | $ 255,000 | $ 255,000 | $ 360,000 |
| Marion County Florida | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Okaloosa County Florida | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Orange County Florida | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Palm Beach County Florida | 1 | $ 275,000 | $ 275,000 | $ 215,000 |
| Pinellas County Florida | 1 | $ 415,000 | $ 415,000 | $ 266,000 |
| Walton County Florida | 1 | $ 355,000 | $ 355,000 | $ 316,000 |
| Greene County Georgia | 1 | $ 235,000 | $ 235,000 | $ 300,000 |
| Lake County Illinois | 1 | $ 225,000 | $ 225,000 | $ 757,000 |
| Peoria County Illinois | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Elkhart County Indiana | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Porter County Indiana | 1 | $ 105,000 | $ 105,000 | $ 178,000 |
| Saline County Kansas | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Montgomery County Maryland | 1 | $ 265,000 | $ 265,000 | $ 220,000 |
| Alpena County Michigan | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Bay County Michigan | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Benzie County Michigan | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Berrien County Michigan | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Cass County Michigan | 1 | $ 265,000 | $ 265,000 | $ 1,076,000 |
| Iosco County Michigan | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Lake County Michigan | 1 | $ 255,000 | $ 255,000 | $ 158,000 |
| Leelanau County Michigan | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Manistee County Michigan | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Marquette County Michigan | 1 | $ 175,000 | $ 175,000 | $ 130,000 |
| Mason County Michigan | 1 | $ 235,000 | $ 235,000 | $ 213,000 |
| Mecosta County Michigan | 1 | $ 135,000 | $ 135,000 | $ 328,000 |
| Midland County Michigan | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Newaygo County Michigan | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Presque Isle County Michigan | 1 | $ 105,000 | $ 105,000 | $ 241,000 |
| Sanilac County Michigan | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Dakota County Minnesota | 1 | $ 435,000 | $ 435,000 | $ 100,000 |
| St. Louis County Missouri | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| Burlington County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 113,000 |
| Lucas County Ohio | 1 | $ 355,000 | $ 355,000 | $ 338,000 |
| Deschutes County Oregon | 1 | $ 445,000 | $ 445,000 | $ 305,000 |
| Manitowoc County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for The Dart Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,412 | $297,680,000 | $210,000 | $695,000 | $110,000 | $990,000 |
| Refinancing | 578 | $143,360,000 | $248,000 | $1,105,000 | $135,000 | $2,625,000 |
| Cash-out Refinancing | 322 | $53,430,000 | $165,000 | $485,000 | $112,000 | $477,000 |
| Home Improvement | 2 | $250,000 | $125,000 | $205,000 | $158,000 | $158,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,989 | $422,225,000 | $212,000 | $1,105,000 | $115,000 | $990,000 |
| Not Provided | 89 | $19,005,000 | $213,000 | $605,000 | $174,000 | $2,625,000 |
| Asian | 82 | $21,900,000 | $267,000 | $485,000 | $124,000 | $612,000 |
| Black or African American | 67 | $12,075,000 | $180,000 | $665,000 | $103,000 | $415,000 |
| Hispanic | 64 | $11,420,000 | $178,000 | $485,000 | $88,000 | $249,000 |
| Not applicable | 12 | $4,590,000 | $382,000 | $1,085,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $2,555,000 | $365,000 | $1,105,000 | $148,000 | $412,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $115,000 | $115,000 | $115,000 | $46,000 | $46,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,121 | $462,735,000 | $218,000 | $1,105,000 | $121,000 | $2,625,000 |
| FHA-insured (Federal Housing Administration) | 126 | $19,480,000 | $154,000 | $305,000 | $66,000 | $301,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 43 | $5,955,000 | $138,000 | $305,000 | $55,000 | $79,000 |
| VA-guaranteed (Veterans Administration) | 24 | $6,550,000 | $272,000 | $465,000 | $109,000 | $261,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,871 | $402,385,000 | $215,000 | $1,085,000 | $117,000 | $2,625,000 |
| Application Withdrawn By Applicant | 283 | $58,305,000 | $206,000 | $1,105,000 | $112,000 | $1,076,000 |
| Application Denied By Financial Institution | 102 | $21,700,000 | $212,000 | $1,105,000 | $98,000 | $509,000 |
| Application Approved But Not Accepted | 58 | $12,330,000 | $212,000 | $485,000 | $145,000 | $840,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,212 | $473,020,000 | $213,000 | $1,105,000 | $117,000 | $2,625,000 |
| Credit History | 43 | $9,245,000 | $215,000 | $1,105,000 | $109,000 | $490,000 |
| Debt-To-Income Ratio | 25 | $4,995,000 | $199,000 | $545,000 | $57,000 | $189,000 |
| Collateral | 13 | $3,275,000 | $251,000 | $1,075,000 | $128,000 | $509,000 |
| Other | 12 | $2,590,000 | $215,000 | $485,000 | $107,000 | $326,000 |
| Unverifiable Information | 4 | $310,000 | $77,000 | $105,000 | $53,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $700,000 | $350,000 | $405,000 | $142,000 | $142,000 |
| Credit Application Incomplete | 2 | $560,000 | $280,000 | $395,000 | $208,000 | $260,000 |
| Employment History | 1 | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Dart Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Dart Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.