The Dart Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
The Dart Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Dart Bank 368 S. Park St. Mason, MI 48854 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,350 |
| Total Mortgage Loan Application Amount | $968,500,000 |
| Average Mortgage Loan Application Amount | $218,666 |
| Highest Mortgage Loan Application Amount | $4,435,000 |
| Average Applicant Income | $126,000 |
| Highest Applicant Income | $4,288,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with The Dart Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Dart Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down The Dart Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Dart Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Dart Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Dart Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ingham County Michigan | 1,483 | $ 305,985,000 | $ 206,000 | $ 125,000 |
| Clinton County Michigan | 564 | $ 132,780,000 | $ 235,000 | $ 130,000 |
| Jackson County Michigan | 405 | $ 80,725,000 | $ 199,000 | $ 105,000 |
| Eaton County Michigan | 397 | $ 83,705,000 | $ 210,000 | $ 100,000 |
| Washtenaw County Michigan | 274 | $ 74,680,000 | $ 272,000 | $ 145,000 |
| Kent County Michigan | 144 | $ 36,590,000 | $ 254,000 | $ 140,000 |
| Shiawassee County Michigan | 126 | $ 31,970,000 | $ 253,000 | $ 129,000 |
| Oakland County Michigan | 93 | $ 24,845,000 | $ 267,000 | $ 174,000 |
| Livingston County Michigan | 87 | $ 23,895,000 | $ 274,000 | $ 132,000 |
| Wayne County Michigan | 66 | $ 14,980,000 | $ 226,000 | $ 121,000 |
| Macomb County Michigan | 54 | $ 11,940,000 | $ 221,000 | $ 107,000 |
| Ottawa County Michigan | 51 | $ 12,075,000 | $ 236,000 | $ 143,000 |
| Ionia County Michigan | 43 | $ 8,605,000 | $ 200,000 | $ 96,000 |
| Lenawee County Michigan | 32 | $ 6,230,000 | $ 194,000 | $ 92,000 |
| Calhoun County Michigan | 28 | $ 4,850,000 | $ 173,000 | $ 83,000 |
| Hillsdale County Michigan | 28 | $ 5,900,000 | $ 210,000 | $ 104,000 |
| Genesee County Michigan | 26 | $ 5,090,000 | $ 195,000 | $ 118,000 |
| Charlevoix County Michigan | 19 | $ 5,315,000 | $ 279,000 | $ 340,000 |
| St. Clair County Michigan | 19 | $ 4,925,000 | $ 259,000 | $ 88,000 |
| Lapeer County Michigan | 18 | $ 4,440,000 | $ 246,000 | $ 115,000 |
| Gratiot County Michigan | 15 | $ 3,015,000 | $ 201,000 | $ 110,000 |
| Isabella County Michigan | 15 | $ 2,475,000 | $ 165,000 | $ 126,000 |
| Allegan County Michigan | 14 | $ 3,290,000 | $ 235,000 | $ 163,000 |
| Antrim County Michigan | 14 | $ 4,050,000 | $ 289,000 | $ 191,000 |
| Monroe County Michigan | 14 | $ 2,460,000 | $ 175,000 | $ 93,000 |
| Kalamazoo County Michigan | 13 | $ 2,835,000 | $ 218,000 | $ 160,000 |
| Montcalm County Michigan | 13 | $ 2,185,000 | $ 168,000 | $ 87,000 |
| Roscommon County Michigan | 13 | $ 2,335,000 | $ 179,000 | $ 173,000 |
| Clare County Michigan | 11 | $ 1,435,000 | $ 130,000 | $ 147,000 |
| Gladwin County Michigan | 11 | $ 1,495,000 | $ 135,000 | $ 75,000 |
| Cheboygan County Michigan | 10 | $ 2,540,000 | $ 254,000 | $ 265,000 |
| Emmet County Michigan | 10 | $ 2,760,000 | $ 276,000 | $ 158,000 |
| Midland County Michigan | 10 | $ 2,220,000 | $ 222,000 | $ 95,000 |
| Muskegon County Michigan | 10 | $ 1,550,000 | $ 155,000 | $ 76,000 |
| Barry County Michigan | 9 | $ 1,905,000 | $ 211,000 | $ 133,000 |
| Grand Traverse County Michigan | 8 | $ 1,770,000 | $ 221,000 | $ 125,000 |
| Otsego County Michigan | 8 | $ 1,100,000 | $ 137,000 | $ 190,000 |
| Saginaw County Michigan | 8 | $ 940,000 | $ 117,000 | $ 69,000 |
| Tuscola County Michigan | 8 | $ 1,760,000 | $ 220,000 | $ 79,000 |
| Sarasota County Florida | 7 | $ 1,745,000 | $ 249,000 | $ 228,000 |
| Alcona County Michigan | 7 | $ 1,645,000 | $ 235,000 | $ 177,000 |
| Mecosta County Michigan | 6 | $ 1,460,000 | $ 243,000 | $ 274,000 |
| Sanilac County Michigan | 6 | $ 1,180,000 | $ 196,000 | $ 129,000 |
| Lee County Florida | 5 | $ 1,435,000 | $ 287,000 | $ 323,000 |
| Branch County Michigan | 5 | $ 1,245,000 | $ 249,000 | $ 145,000 |
| Cook County Illinois | 4 | $ 1,370,000 | $ 342,000 | $ 127,000 |
| Arenac County Michigan | 4 | $ 840,000 | $ 210,000 | $ 97,000 |
| Huron County Michigan | 4 | $ 400,000 | $ 100,000 | $ 68,000 |
| Oceana County Michigan | 4 | $ 1,180,000 | $ 295,000 | $ 162,000 |
| Van Buren County Michigan | 4 | $ 1,140,000 | $ 285,000 | $ 188,000 |
| Hillsborough County Florida | 3 | $ 1,055,000 | $ 351,000 | $ 212,000 |
| Bay County Michigan | 3 | $ 495,000 | $ 165,000 | $ 52,000 |
| Chippewa County Michigan | 3 | $ 865,000 | $ 288,000 | $ 126,000 |
| Kalkaska County Michigan | 3 | $ 865,000 | $ 288,000 | $ 316,000 |
| Leelanau County Michigan | 3 | $ 955,000 | $ 318,000 | $ 426,000 |
| Mackinac County Michigan | 3 | $ 495,000 | $ 165,000 | $ 178,000 |
| Manistee County Michigan | 3 | $ 495,000 | $ 165,000 | $ 230,000 |
| Cuyahoga County Ohio | 3 | $ 525,000 | $ 175,000 | $ 61,000 |
| Maricopa County Arizona | 2 | $ 660,000 | $ 330,000 | $ 605,000 |
| Collier County Florida | 2 | $ 820,000 | $ 410,000 | $ 117,000 |
| Polk County Florida | 2 | $ 140,000 | $ 70,000 | $ 31,000 |
| Walton County Florida | 2 | $ 770,000 | $ 385,000 | $ 268,000 |
| Marion County Indiana | 2 | $ 330,000 | $ 165,000 | $ 55,000 |
| Berrien County Michigan | 2 | $ 610,000 | $ 305,000 | $ 177,000 |
| Missaukee County Michigan | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| St. Joseph County Michigan | 2 | $ 230,000 | $ 115,000 | $ 76,000 |
| Wexford County Michigan | 2 | $ 560,000 | $ 280,000 | $ 112,000 |
| Dakota County Minnesota | 2 | $ 870,000 | $ 435,000 | $ 100,000 |
| Nassau County New York | 2 | $ 600,000 | $ 300,000 | $ 199,000 |
| Henderson County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 183,000 |
| Iredell County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 63,000 |
| Franklin County Ohio | 2 | $ 390,000 | $ 195,000 | $ 114,000 |
| Travis County Texas | 2 | $ 660,000 | $ 330,000 | $ 62,000 |
| Covington County Alabama | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Madison County Alabama | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Tuscaloosa County Alabama | 1 | $ 425,000 | $ 425,000 | $ 328,000 |
| Pinal County Arizona | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Orange County California | 1 | $ 305,000 | $ 305,000 | $ 828,000 |
| Riverside County California | 1 | $ 345,000 | $ 345,000 | $ 57,000 |
| Stanislaus County California | 1 | $ 415,000 | $ 415,000 | $ 381,000 |
| Elbert County Colorado | 1 | $ 455,000 | $ 455,000 | $ 125,000 |
| Weld County Colorado | 1 | $ 455,000 | $ 455,000 | $ 475,000 |
| District of Columbia County District Of Columbia | 1 | $ 595,000 | $ 595,000 | $ 120,000 |
| Alachua County Florida | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Charlotte County Florida | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Indian River County Florida | 1 | $ 445,000 | $ 445,000 | $ 239,000 |
| Lake County Florida | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Leon County Florida | 1 | $ 325,000 | $ 325,000 | $ 250,000 |
| Orange County Florida | 1 | $ 275,000 | $ 275,000 | $ 270,000 |
| Osceola County Florida | 1 | $ 245,000 | $ 245,000 | $ 29,000 |
| Palm Beach County Florida | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Pinellas County Florida | 1 | $ 445,000 | $ 445,000 | $ 165,000 |
| Volusia County Florida | 1 | $ 435,000 | $ 435,000 | $ 290,000 |
| Cobb County Georgia | 1 | $ 335,000 | $ 335,000 | $ 133,000 |
| Columbia County Georgia | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Dawson County Georgia | 1 | $ 375,000 | $ 375,000 | $ 196,000 |
| DeKalb County Georgia | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Gilmer County Georgia | 1 | $ 385,000 | $ 385,000 | $ 318,000 |
| Greene County Georgia | 1 | $ 375,000 | $ 375,000 | $ 180,000 |
| Hawaii County Hawaii | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| DuPage County Illinois | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Lake County Illinois | 1 | $ 275,000 | $ 275,000 | $ 221,000 |
| Elkhart County Indiana | 1 | $ 445,000 | $ 445,000 | $ 315,000 |
| Van Buren County Iowa | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Barnstable County Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 200,000 |
| Alger County Michigan | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Alpena County Michigan | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Crawford County Michigan | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Delta County Michigan | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Houghton County Michigan | 1 | $ 255,000 | $ 255,000 | $ 576,000 |
| Lake County Michigan | 1 | $ 155,000 | $ 155,000 | $ 197,000 |
| Marquette County Michigan | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Mason County Michigan | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Montmorency County Michigan | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Newaygo County Michigan | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Oscoda County Michigan | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Washington County Minnesota | 1 | $ 485,000 | $ 485,000 | $ 265,000 |
| Boone County Missouri | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Burlington County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 143,000 |
| Durham County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 348,000 |
| Jackson County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 39,000 |
| Licking County Ohio | 1 | $ 375,000 | $ 375,000 | $ 134,000 |
| Lucas County Ohio | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Summit County Ohio | 1 | $ 295,000 | $ 295,000 | $ 127,000 |
| Tulsa County Oklahoma | 1 | $ 465,000 | $ 465,000 | $ 180,000 |
| Allegheny County Pennsylvania | 1 | $ 515,000 | $ 515,000 | $ 168,000 |
| Philadelphia County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Providence County Rhode Island | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Washington County Rhode Island | 1 | $ 145,000 | $ 145,000 | $ 127,000 |
| Florence County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 129,000 |
| Davidson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 132,000 |
| Sumner County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 132,000 |
| Williamson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Bastrop County Texas | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Bexar County Texas | 1 | $ 455,000 | $ 455,000 | $ 2,337,000 |
| Comal County Texas | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Ellis County Texas | 1 | $ 275,000 | $ 275,000 | $ 239,000 |
| Tarrant County Texas | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Fairfax County Virginia | 1 | $ 395,000 | $ 395,000 | $ 148,000 |
| Loudoun County Virginia | 1 | $ 445,000 | $ 445,000 | $ 165,000 |
| Virginia Beach County Virginia | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| King County Washington | 1 | $ 315,000 | $ 315,000 | $ 202,000 |
Mortgage Loan Application Detail Totals for The Dart Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,992 | $448,410,000 | $225,000 | $1,205,000 | $136,000 | $4,288,000 |
| Home Purchase | 1,696 | $383,940,000 | $226,000 | $4,435,000 | $118,000 | $3,792,000 |
| Cash-out Refinancing | 662 | $136,150,000 | $205,000 | $1,505,000 | $124,000 | $746,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,748 | $818,190,000 | $218,000 | $1,505,000 | $126,000 | $4,288,000 |
| Not Provided | 221 | $50,105,000 | $226,000 | $785,000 | $139,000 | $2,337,000 |
| Asian | 162 | $39,400,000 | $243,000 | $515,000 | $122,000 | $425,000 |
| Hispanic | 108 | $21,150,000 | $195,000 | $515,000 | $114,000 | $628,000 |
| Black or African American | 73 | $18,155,000 | $248,000 | $1,765,000 | $163,000 | $3,792,000 |
| American Indian or Alaskan Native | 15 | $3,875,000 | $258,000 | $515,000 | $121,000 | $232,000 |
| Not applicable | 14 | $15,350,000 | $1,096,000 | $4,435,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $310,000 | $155,000 | $155,000 | $138,000 | $255,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,202 | $943,690,000 | $224,000 | $4,435,000 | $129,000 | $4,288,000 |
| FHA-insured (Federal Housing Administration) | 81 | $11,605,000 | $143,000 | $595,000 | $60,000 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 41 | $6,645,000 | $162,000 | $365,000 | $57,000 | $122,000 |
| VA-guaranteed (Veterans Administration) | 26 | $6,560,000 | $252,000 | $505,000 | $102,000 | $194,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,420 | $776,690,000 | $227,000 | $4,435,000 | $129,000 | $3,792,000 |
| Application Withdrawn By Applicant | 681 | $142,055,000 | $208,000 | $1,105,000 | $125,000 | $4,288,000 |
| Application Denied By Financial Institution | 180 | $34,060,000 | $189,000 | $1,505,000 | $93,000 | $568,000 |
| Application Approved But Not Accepted | 69 | $15,695,000 | $227,000 | $515,000 | $143,000 | $828,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,170 | $934,440,000 | $224,000 | $4,435,000 | $129,000 | $4,288,000 |
| Credit History | 79 | $14,445,000 | $182,000 | $515,000 | $98,000 | $361,000 |
| Debt-To-Income Ratio | 43 | $8,565,000 | $199,000 | $565,000 | $59,000 | $206,000 |
| Other | 21 | $4,705,000 | $224,000 | $1,505,000 | $106,000 | $340,000 |
| Collateral | 20 | $3,690,000 | $184,000 | $475,000 | $144,000 | $568,000 |
| Unverifiable Information | 5 | $825,000 | $165,000 | $285,000 | $84,000 | $131,000 |
| Credit Application Incomplete | 4 | $690,000 | $172,000 | $225,000 | $69,000 | $114,000 |
| Employment History | 4 | $370,000 | $92,000 | $155,000 | $32,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $385,000 | $128,000 | $155,000 | $115,000 | $156,000 |
| Mortgage Insurance Denied | 1 | $385,000 | $385,000 | $385,000 | $127,000 | $127,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Dart Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Dart Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.