The Equitable Bank, S.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
The Equitable Bank, S.S.B. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Equitable Bank, S.S.B. 2290 North Mayfair Road Wauwatosa, WI 53226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 769 |
| Total Mortgage Loan Application Amount | $182,805,000 |
| Average Mortgage Loan Application Amount | $208,600 |
| Highest Mortgage Loan Application Amount | $3,685,000 |
| Average Applicant Income | $126,400 |
| Highest Applicant Income | $1,023,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with The Equitable Bank, S.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Equitable Bank, S.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down The Equitable Bank, S.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Equitable Bank, S.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by The Equitable Bank, S.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Equitable Bank, S.S.B.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 343 | $ 69,925,000 | $ 203,000 | $ 104,000 |
| Waukesha County Wisconsin | 183 | $ 52,725,000 | $ 288,000 | $ 134,000 |
| Ozaukee County Wisconsin | 66 | $ 19,540,000 | $ 296,000 | $ 139,000 |
| Racine County Wisconsin | 40 | $ 7,570,000 | $ 189,000 | $ 85,000 |
| Washington County Wisconsin | 36 | $ 10,960,000 | $ 304,000 | $ 116,000 |
| Kenosha County Wisconsin | 26 | $ 4,880,000 | $ 187,000 | $ 104,000 |
| Walworth County Wisconsin | 11 | $ 2,225,000 | $ 202,000 | $ 167,000 |
| Jefferson County Wisconsin | 6 | $ 1,670,000 | $ 278,000 | $ 122,000 |
| Sheboygan County Wisconsin | 5 | $ 995,000 | $ 199,000 | $ 43,000 |
| Dane County Wisconsin | 4 | $ 860,000 | $ 215,000 | $ 133,000 |
| Dodge County Wisconsin | 3 | $ 1,225,000 | $ 408,000 | $ 94,000 |
| Brown County Wisconsin | 2 | $ 790,000 | $ 395,000 | $ 158,000 |
| Columbia County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Fond du Lac County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Green Lake County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 223,000 |
| Kewaunee County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Oconto County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 148,000 |
| Oneida County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 338,000 |
| Rock County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Winnebago County Wisconsin | 1 | $ 2,935,000 | $ 2,935,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Equitable Bank, S.S.B. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 591 | $137,275,000 | $232,000 | $3,685,000 | $106,000 | $1,023,000 |
| Refinancing | 151 | $40,855,000 | $270,000 | $1,655,000 | $140,000 | $1,020,000 |
| Other Purpose | 18 | $2,970,000 | $165,000 | $455,000 | $136,000 | $269,000 |
| Cash-out Refinancing | 5 | $995,000 | $199,000 | $275,000 | $101,000 | $192,000 |
| Home Improvement | 4 | $710,000 | $177,000 | $355,000 | $149,000 | $251,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 577 | $131,165,000 | $227,000 | $1,655,000 | $117,000 | $1,020,000 |
| Black or African American | 50 | $7,490,000 | $149,000 | $805,000 | $72,000 | $322,000 |
| Not Provided | 40 | $9,560,000 | $239,000 | $1,015,000 | $145,000 | $1,023,000 |
| Not applicable | 37 | $22,265,000 | $601,000 | $3,685,000 | $0 | $0 |
| Hispanic | 37 | $5,825,000 | $157,000 | $345,000 | $61,000 | $149,000 |
| Asian | 14 | $3,010,000 | $215,000 | $455,000 | $143,000 | $904,000 |
| American Indian or Alaskan Native | 6 | $1,260,000 | $210,000 | $405,000 | $98,000 | $153,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 696 | $168,220,000 | $241,000 | $3,685,000 | $117,000 | $1,023,000 |
| FHA-insured (Federal Housing Administration) | 45 | $6,985,000 | $155,000 | $315,000 | $62,000 | $161,000 |
| VA-guaranteed (Veterans Administration) | 28 | $7,600,000 | $271,000 | $535,000 | $103,000 | $489,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 602 | $148,350,000 | $246,000 | $3,685,000 | $114,000 | $1,020,000 |
| Application Approved But Not Accepted | 52 | $10,410,000 | $200,000 | $495,000 | $117,000 | $904,000 |
| Application Withdrawn By Applicant | 40 | $10,270,000 | $256,000 | $935,000 | $162,000 | $1,023,000 |
| Preapproval Denied by Financial Institution | 36 | $5,100,000 | $141,000 | $425,000 | $51,000 | $147,000 |
| Application Denied By Financial Institution | 34 | $7,410,000 | $217,000 | $1,015,000 | $93,000 | $578,000 |
| File Closed For Incompleteness | 5 | $1,265,000 | $253,000 | $455,000 | $117,000 | $251,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 699 | $170,295,000 | $243,000 | $3,685,000 | $117,000 | $1,023,000 |
| Debt-To-Income Ratio | 27 | $4,185,000 | $155,000 | $455,000 | $54,000 | $149,000 |
| Credit History | 24 | $3,870,000 | $161,000 | $455,000 | $61,000 | $123,000 |
| Collateral | 11 | $2,465,000 | $224,000 | $825,000 | $139,000 | $578,000 |
| Other | 2 | $280,000 | $140,000 | $215,000 | $60,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $270,000 | $135,000 | $165,000 | $27,000 | $33,000 |
| Mortgage Insurance Denied | 2 | $1,110,000 | $555,000 | $1,015,000 | $142,000 | $246,000 |
| Credit Application Incomplete | 1 | $165,000 | $165,000 | $165,000 | $147,000 | $147,000 |
| Employment History | 1 | $165,000 | $165,000 | $165,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Equitable Bank, S.S.B.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Equitable Bank, S.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.